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People's Choice Credit Union credit card reviews

People's Choice Credit Union
People's Choice Credit Union's overall rating for credit cards

(as rated by the Mozo community)

7.7 / 10

based on 130 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from People's Choice Credit Union

Recent People's Choice Credit Union credit card reviews

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Visa Credit Card review

Overall rating   10 / 10

Reasonable

They have a habit of closing down outlying banks with no thought of the members. This leaves customers with a lack of accessible services.

Full review

They have a habit of closing down outlying banks with no thought of the members. This leaves customers with a lack of accessible services.

    Price   3 / 10

    Features   3 / 10

    Customer service   4 / 10

    Convenience   4 / 10

    Trust   4 / 10

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Betty, South Australia, reviewed 10 months ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Visa Credit Card review

Overall rating   10 / 10

Would not change to another institute

Always helpful whatever the problem. For example, about 20 years ago $10,000 went missing from my account, long story short they found how it was done and I was reimbursed. They were also very helpful in setting up internet banking.

Full review

Always helpful whatever the problem. For example, about 20 years ago $10,000 went missing from my account, long story short they found how it was done and I was reimbursed. They were also very helpful in setting up internet banking.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Ray, Victoria, reviewed 11 months ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Visa Credit Card review

Overall rating   9 / 10

Very competitive loan rates and helpful staff

I’ve been with this credit union for around forty years. They’ve always been helpful and trustworthy.

Full review

I’ve been with this credit union for around forty years. They’ve always been helpful and trustworthy.

    Price   5 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   10 / 10

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John, South Australia, reviewed about 1 year ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Visa Credit Card review

Overall rating   5 / 10

Customer service is excellent, but would like more

I think it is terrible to have an annual fee on a credit card. They already make money on the card via charges to traders and interest on the customers.

Full review

I think it is terrible to have an annual fee on a credit card. They already make money on the card via charges to traders and interest on the customers.

    Price   3 / 10

    Features   2 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Carmela, South Australia, reviewed over 3 years ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Visa Credit Card review

Overall rating   9 / 10

Terrific rewards program that is simple to use

As long as I pay off in time I have no added charges which is great, plus a fantastic rewards program that is really easy to use

Full review

As long as I pay off in time I have no added charges which is great, plus a fantastic rewards program that is really easy to use

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Teena, Northern Territory, reviewed over 3 years ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Visa Credit Card review

Overall rating   7 / 10

Great rates from your local credit union

Convenient local banking with no gimmicks .

Full review

Convenient local banking with no gimmicks .

    Price   6 / 10

    Features   6 / 10

    Customer service   7 / 10

    Convenience   6 / 10

    Trust   8 / 10

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Geoff, South Australia, reviewed about 4 years ago

People's Choice Credit Union

People's Choice Credit Union Credit Card review

Overall rating   10 / 10

Banking is a pleasurable experience with A+service

The friendly personalised service puts customers at ease and makes banking a pleasure. Plus their rates are always competitive.

Full review

The friendly personalised service puts customers at ease and makes banking a pleasure. Plus their rates are always competitive.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Lewis, South Australia, reviewed about 4 years ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Visa Credit Card review

Overall rating   10 / 10

Only profits members

It's a credit union.

Full review

It's a credit union.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Christine, South Australia, reviewed about 4 years ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Visa Credit Card review

Overall rating   10 / 10

Top bank have been with this bank for over 10yrs

I have been using this bank for over 10yrs and would recommend this bank to my friends and family.

Full review

I have been using this bank for over 10yrs and would recommend this bank to my friends and family.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Donna, South Australia, reviewed over 4 years ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Visa Credit Card review

Overall rating   10 / 10

Receive Interest on our Visa A/c

Have been with them over 25 years.

Full review

Have been with them over 25 years.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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John, Victoria, reviewed over 4 years ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Visa Credit Card review

Overall rating   10 / 10

Excellent product

I would recommend them to all my friends.

Full review

I would recommend them to all my friends.

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Ken, South Australia, reviewed over 4 years ago

People's Choice Credit Union

People's Choice Credit Union Credit Card review

Overall rating   10 / 10

Great Customer Relations

A great choice for banking and feeling like part of a financial institution that cares for their members.

Full review

A great choice for banking and feeling like part of a financial institution that cares for their members.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Linda, South Australia, reviewed over 4 years ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Visa Credit Card review

Overall rating   7 / 10

Consumer confidence

Application and delivery of credit account continues with confidence of the consumer with no contemplation of change to another.

Full review

Application and delivery of credit account continues with confidence of the consumer with no contemplation of change to another.

    Price   7 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   7 / 10

    Trust   4 / 10

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Jean, South Australia, reviewed over 4 years ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Visa Credit Card review

Overall rating   7 / 10

Easy to use.

They serve my needs at the moment. They have introduced an admin fee of $6 a month which had me thinking to change my banks. After investigation I only have to wait a year and that fee is waived as I have been loyal to the bank for 20 odd years....

Full review

They serve my needs at the moment. They have introduced an admin fee of $6 a month which had me thinking to change my banks. After investigation I only have to wait a year and that fee is waived as I have been loyal to the bank for 20 odd years. Their site however is not very pleasant visually. It usually has somebody with a painted face or jumping up in the air. They have changed recently again and all the icon logins are to one side, it's not professional looking. However it serves my needs at the moment as stated.

    Price   8 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   6 / 10

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Michelle, South Australia, reviewed over 4 years ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Visa Credit Card review

Overall rating   10 / 10

Best financial Institution in Australia.

Best Money institution in the country. Always have superb customer service, always find a way to help when needed. The customer comes first rather than the shareholders, this is largely because the customers are the shareholders. They are not...

Full review

Best Money institution in the country. Always have superb customer service, always find a way to help when needed. The customer comes first rather than the shareholders, this is largely because the customers are the shareholders. They are not about profits, they are about customers and community. I joined when living in the NT where there was way less choice of banks, and would not change for any reason.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sally, Queensland, reviewed over 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Qantas Money Qantas Premier Everyday

    Qantas Money Qantas Premier Everyday

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).

    balance transfer rate

    0% p.a. for 12 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $29 in the first year

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    More info

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).
    • Balance transfer rate: 0% p.a. for 12 months and then 21.99% p.a.
    • Annual fee: $49 $29 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    American Express Qantas Ultimate Card

    American Express Qantas Ultimate Card

    • Receive 120,000 bonus Qantas Points when you apply online, are approved and spend $4,500 on your new Card within the first 3 months.
    • Get rewarded with up to 2.25 Qantas Points per $1 spent.
    • Complimentary domestic and international travel insurance

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $450

    Go to site

    More info

    • Receive 120,000 bonus Qantas Points when you apply online, are approved and spend $4,500 on your new Card within the first 3 months.
    • Get rewarded with up to 2.25 Qantas Points per $1 spent.
    • Complimentary domestic and international travel insurance
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $450
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.6

    Based on 865 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 100,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black card when you spend $4,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply^.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $4,000 per statement period.
    • Available with Apple Pay

    balance transfer rate

    No current offer

    purchase rate

    20.24% p.a.

    annual fee

    $425

    Go to site

    More info

    • 100,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black card when you spend $4,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply^.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $4,000 per statement period.
    • Available with Apple Pay
    • Balance transfer rate: No current offer
    • Annual fee: $425
    • Purchase rate: 20.24% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 20.24% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.7

    Based on 6072 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • Citi Platinum (Balance Transfer Offer)

    Citi Platinum (Balance Transfer Offer)

    • 0% per annum for 26 months on purchases and balance transfers
    • Low Annual Fee at $49 for the first year then $149 each year after.
    • Complimentary International Travel Insurance

    balance transfer rate

    0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)

    purchase rate

    21.49% p.a.

    annual fee

    $199 $0 in the first year

    Go to site

    More info

    • 0% per annum for 26 months on purchases and balance transfers
    • Low Annual Fee at $49 for the first year then $149 each year after.
    • Complimentary International Travel Insurance
    • Balance transfer rate: 0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
    • Annual fee: $199 $0 in the first year
    • Purchase rate: 21.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 22.24% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1250 Citi credit card reviews

    Need more information?
    Go to site

    More info

  • Qantas Money Qantas Premier Platinum

    Qantas Money Qantas Premier Platinum

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months

    balance transfer rate

    0% p.a. for 18 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $299 $199 in the first year

    Go to site

    More info

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months
    • Balance transfer rate: 0% p.a. for 18 months and then 21.99% p.a.
    • Annual fee: $299 $199 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 226 credit cards in the Mozo comparison engine.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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