People's Choice Credit Union credit card reviews

People's Choice Credit Union
People's Choice Credit Union's overall rating for credit cards

(as rated by the Mozo community)

7.7 / 10

based on 130 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from People's Choice Credit Union

Recent People's Choice Credit Union credit card reviews

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Credit Card review

Overall rating   10 / 10

Reasonable

They have a habit of closing down outlying banks with no thought of the members. This leaves customers with a lack of accessible services.

Full review

They have a habit of closing down outlying banks with no thought of the members. This leaves customers with a lack of accessible services.

    Price   3 / 10

    Features   3 / 10

    Customer service   4 / 10

    Convenience   4 / 10

    Trust   4 / 10

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Betty, South Australia, reviewed 6 months ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Credit Card review

Overall rating   10 / 10

Would not change to another institute

Always helpful whatever the problem. For example, about 20 years ago $10,000 went missing from my account, long story short they found how it was done and I was reimbursed. They were also very helpful in setting up internet banking.

Full review

Always helpful whatever the problem. For example, about 20 years ago $10,000 went missing from my account, long story short they found how it was done and I was reimbursed. They were also very helpful in setting up internet banking.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Ray, Victoria, reviewed 8 months ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Credit Card review

Overall rating   9 / 10

Very competitive loan rates and helpful staff

I’ve been with this credit union for around forty years. They’ve always been helpful and trustworthy.

Full review

I’ve been with this credit union for around forty years. They’ve always been helpful and trustworthy.

    Price   5 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   10 / 10

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John, South Australia, reviewed 8 months ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Credit Card review

Overall rating   5 / 10

Customer service is excellent, but would like more

I think it is terrible to have an annual fee on a credit card. They already make money on the card via charges to traders and interest on the customers.

Full review

I think it is terrible to have an annual fee on a credit card. They already make money on the card via charges to traders and interest on the customers.

    Price   3 / 10

    Features   2 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Carmela, South Australia, reviewed over 3 years ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Credit Card review

Overall rating   9 / 10

Terrific rewards program that is simple to use

As long as I pay off in time I have no added charges which is great, plus a fantastic rewards program that is really easy to use

Full review

As long as I pay off in time I have no added charges which is great, plus a fantastic rewards program that is really easy to use

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Teena, Northern Territory, reviewed over 3 years ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Credit Card review

Overall rating   7 / 10

Great rates from your local credit union

Convenient local banking with no gimmicks .

Full review

Convenient local banking with no gimmicks .

    Price   6 / 10

    Features   6 / 10

    Customer service   7 / 10

    Convenience   6 / 10

    Trust   8 / 10

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Geoff, South Australia, reviewed almost 4 years ago

People's Choice Credit Union

People's Choice Credit Union Credit Card review

Overall rating   10 / 10

Banking is a pleasurable experience with A+service

The friendly personalised service puts customers at ease and makes banking a pleasure. Plus their rates are always competitive.

Full review

The friendly personalised service puts customers at ease and makes banking a pleasure. Plus their rates are always competitive.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Lewis, South Australia, reviewed almost 4 years ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Credit Card review

Overall rating   10 / 10

Only profits members

It's a credit union.

Full review

It's a credit union.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Christine, South Australia, reviewed almost 4 years ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Credit Card review

Overall rating   10 / 10

Top bank have been with this bank for over 10yrs

I have been using this bank for over 10yrs and would recommend this bank to my friends and family.

Full review

I have been using this bank for over 10yrs and would recommend this bank to my friends and family.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Donna, South Australia, reviewed almost 4 years ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Credit Card review

Overall rating   10 / 10

Receive Interest on our Visa A/c

Have been with them over 25 years.

Full review

Have been with them over 25 years.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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John, Victoria, reviewed almost 4 years ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Credit Card review

Overall rating   10 / 10

Excellent product

I would recommend them to all my friends.

Full review

I would recommend them to all my friends.

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Ken, South Australia, reviewed almost 4 years ago

People's Choice Credit Union

People's Choice Credit Union Credit Card review

Overall rating   10 / 10

Great Customer Relations

A great choice for banking and feeling like part of a financial institution that cares for their members.

Full review

A great choice for banking and feeling like part of a financial institution that cares for their members.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Linda, South Australia, reviewed almost 4 years ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Credit Card review

Overall rating   7 / 10

Consumer confidence

Application and delivery of credit account continues with confidence of the consumer with no contemplation of change to another.

Full review

Application and delivery of credit account continues with confidence of the consumer with no contemplation of change to another.

    Price   7 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   7 / 10

    Trust   4 / 10

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Jean, South Australia, reviewed about 4 years ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Credit Card review

Overall rating   7 / 10

Easy to use.

They serve my needs at the moment. They have introduced an admin fee of $6 a month which had me thinking to change my banks. After investigation I only have to wait a year and that fee is waived as I have been loyal to the bank for 20 odd years....

Full review

They serve my needs at the moment. They have introduced an admin fee of $6 a month which had me thinking to change my banks. After investigation I only have to wait a year and that fee is waived as I have been loyal to the bank for 20 odd years. Their site however is not very pleasant visually. It usually has somebody with a painted face or jumping up in the air. They have changed recently again and all the icon logins are to one side, it's not professional looking. However it serves my needs at the moment as stated.

    Price   8 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   6 / 10

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Michelle, South Australia, reviewed about 4 years ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card Credit Card review

Overall rating   10 / 10

Best financial Institution in Australia.

Best Money institution in the country. Always have superb customer service, always find a way to help when needed. The customer comes first rather than the shareholders, this is largely because the customers are the shareholders. They are not...

Full review

Best Money institution in the country. Always have superb customer service, always find a way to help when needed. The customer comes first rather than the shareholders, this is largely because the customers are the shareholders. They are not about profits, they are about customers and community. I joined when living in the NT where there was way less choice of banks, and would not change for any reason.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sally, Queensland, reviewed about 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Qantas Money Qantas Premier Platinum

    Qantas Money Qantas Premier Platinum

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months

    balance transfer rate

    0% p.a. for 18 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $299 $199 in the first year

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    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months
    • Balance transfer rate: 0% p.a. for 18 months and then 21.99% p.a.
    • Annual fee: $299 $199 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
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  • Woolworths Everyday Platinum Credit Card

    Woolworths Everyday Platinum Credit Card

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)

    balance transfer rate

    0% p.a. for 14 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $0 in the first year

    Go to site

    More info

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)
    • Balance transfer rate: 0% p.a. for 14 months and then 21.99% p.a.
    • Annual fee: $49 $0 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, minimum $5
    • Rewards description: Woolworths Money Shopping Card sent every 4 months if enough points have been accrued.
    Overall rating

    6.3

    Based on 181 Woolworths credit card reviews

    Need more information?
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  • Citi Platinum (Bonus Points Offer)

    Citi Platinum (Bonus Points Offer)

    • Get your life moving with 0% p.a. for 15 months on balance transfers (1% BT fee applies)
    • A reduced annual fee of $49 in the first year ($149 thereafter)
    • 1 point per $1 spend on eligible Domestic Spend (up to $10,000 per statement period)

    balance transfer rate

    0% p.a. for 15 months and then 21.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.99% p.a.

    annual fee

    $149 $49 in the first year

    Go to site

    More info

    • Get your life moving with 0% p.a. for 15 months on balance transfers (1% BT fee applies)
    • A reduced annual fee of $49 in the first year ($149 thereafter)
    • 1 point per $1 spend on eligible Domestic Spend (up to $10,000 per statement period)
    • Balance transfer rate: 0% p.a. for 15 months and then 21.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $149 $49 in the first year
    • Purchase rate: 20.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1249 Citi credit card reviews

    Need more information?
    Go to site

    More info

  • ANZ Low Rate

    ANZ Low Rate

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases

    balance transfer rate

    0% p.a. for 15 months and then 21.74% p.a.

    purchase rate

    12.49% p.a.

    annual fee

    $58

    Go to site

    More info

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases
    • Balance transfer rate: 0% p.a. for 15 months and then 21.74% p.a.
    • Annual fee: $58
    • Purchase rate: 12.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description:
    Overall rating

    6.7

    Based on 6069 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • Citi Platinum (Purchase Rate Offer)

    Citi Platinum (Purchase Rate Offer)

    • Low Annual Fee at $49 for the first year then $149 each year after.
    • 0% per annum for 13 months on purchases and balance transfers.
    • Complimentary International Travel Insurance.

    balance transfer rate

    0% p.a. for 13 months and then 21.74% p.a. (1.00% balance transfer fee)

    purchase rate

    0% p.a. for 13 months then 20.99% p.a.

    annual fee

    $149 $49 in the first year

    Go to site

    More info

    • Low Annual Fee at $49 for the first year then $149 each year after.
    • 0% per annum for 13 months on purchases and balance transfers.
    • Complimentary International Travel Insurance.
    • Balance transfer rate: 0% p.a. for 13 months and then 21.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $149 $49 in the first year
    • Purchase rate: 0% p.a. for 13 months then 20.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1249 Citi credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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