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People's Choice Credit Union home loan reviews

People's Choice Credit Union
People's Choice Credit Union's overall rating for home loans

(as rated by the Mozo community)

8.0 / 10

based on 163 reviews

Price

Features

Customer service

Convenience

Trust

Featured home loan from People's Choice Credit Union

Recent People's Choice Credit Union home loan reviews

People's Choice Credit Union

People's Choice Credit Union Home Loan review

Overall rating   10 / 10

Great customer service

I like this bank, very easy to use and the staff are very friendly

Full review

I like this bank, very easy to use and the staff are very friendly

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Dorota, South Australia, reviewed 14 days ago

People's Choice Credit Union

People's Choice Credit Union Standard Variable Rate Loan (Owner Occupier, Principal & Interest) Standard Variable Rate Loan review

Overall rating   5 / 10

I miss personal contact

We have banked with them for many years. Unfortunately there is no branch near us, none in this area at all, the nearest is over an hour's drive away. Phone and online internet banking is OK, but there are times when I would like to speak directly...

Full review

We have banked with them for many years. Unfortunately there is no branch near us, none in this area at all, the nearest is over an hour's drive away. Phone and online internet banking is OK, but there are times when I would like to speak directly with someone in a branch locally.

    Price   4 / 10

    Features   4 / 10

    Customer service   4 / 10

    Convenience   3 / 10

    Trust   5 / 10

Less

Jan, South Australia, reviewed over 1 year ago

People's Choice Credit Union

People's Choice Credit Union Standard Variable Rate Loan (Owner Occupier, Principal & Interest) Standard Variable Rate Loan review

Overall rating   10 / 10

Very competitive

Very happy with our house loans and ongoing support from peoples choice credit union

Full review

Very happy with our house loans and ongoing support from peoples choice credit union

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Darryl, South Australia, reviewed over 1 year ago

People's Choice Credit Union

People's Choice Credit Union Fixed Rate Home Loan (Owner Occupier, Principal & Interest) Fixed Rate Home Loan review

Overall rating   10 / 10

Good so far

So far so good

Full review

So far so good

    Price   10 / 10

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George, South Australia, reviewed over 2 years ago

People's Choice Credit Union

People's Choice Credit Union Home Loan review

Overall rating   8 / 10

Staff are always helpful and understanding

Staff are always helpful and understanding, especially during difficult times. If it wasn't for them, I wouldn't have a home loan.

Full review

Staff are always helpful and understanding, especially during difficult times. If it wasn't for them, I wouldn't have a home loan.

    Price   8 / 10

Less

Rachel, South Australia, reviewed over 2 years ago

People's Choice Credit Union

People's Choice Credit Union Basic Variable Home Loan (LVR<80%, Owner Occupier, Principal & Interest) Basic Variable Home Loan review

Overall rating   10 / 10

Service staff are compassionate and understanding.

Have been with this bank for over > 20 years. I was retrenched 2.5 years ago and received no income for nearly two years. I now receive unemployment benefits and am now struggling to make my loan payments. Peoples Choice have been very patient and...

Full review

Have been with this bank for over > 20 years. I was retrenched 2.5 years ago and received no income for nearly two years. I now receive unemployment benefits and am now struggling to make my loan payments. Peoples Choice have been very patient and understanding in relation to when my payments aren't made on time.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Wendy, South Australia, reviewed almost 4 years ago

People's Choice Credit Union

People's Choice Credit Union Home Loan review

Overall rating   9 / 10

Great home loan products.

Peoples' choice have a great mortgage facility with an offset account, great organisation to bank with.

Full review

Peoples' choice have a great mortgage facility with an offset account, great organisation to bank with.

    Price   9 / 10

    Features   10 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Rob, South Australia, reviewed almost 4 years ago

People's Choice Credit Union

People's Choice Credit Union Basic Variable Home Loan (LVR<80%, Owner Occupier, Principal & Interest) Basic Variable Home Loan review

Overall rating   10 / 10

First class customer service, and personal care.

The service and attention to customer needs is beyond comparison and highly recommended to those who like to feel wanted and just an account holder.

Full review

The service and attention to customer needs is beyond comparison and highly recommended to those who like to feel wanted and just an account holder.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Lewis, South Australia, reviewed about 4 years ago

People's Choice Credit Union

People's Choice Credit Union Basic Variable Home Loan (LVR<80%, Owner Occupier, Principal & Interest) Basic Variable Home Loan review

Overall rating   10 / 10

Very competitive

Great customer service,personal response and great offers.

Full review

Great customer service,personal response and great offers.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sandra, South Australia, reviewed about 4 years ago

People's Choice Credit Union

People's Choice Credit Union Basic Variable Home Loan (LVR<80%, Owner Occupier, Principal & Interest) Basic Variable Home Loan review

Overall rating   9 / 10

Great credit Union, helpful staff

Great credit Union, helpful staff.

Full review

Great credit Union, helpful staff.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Bronwyn, South Australia, reviewed over 4 years ago

People's Choice Credit Union

People's Choice Credit Union Fixed Rate Home Loan (Owner Occupier, Principal & Interest) Fixed Rate Home Loan review

Overall rating   10 / 10

To reach yor goal in the quirkiest manner

They have been there for the loan and are helpful and informative about improvements that can be made and the best ways to pay off the loan in the quickest manner.

Full review

They have been there for the loan and are helpful and informative about improvements that can be made and the best ways to pay off the loan in the quickest manner.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Trevor, South Australia, reviewed over 4 years ago

People's Choice Credit Union

People's Choice Credit Union Fixed Rate Loan (Owner Occupier, Principal & Interest) (Package) Fixed Rate Loan (Package) review

Overall rating   9 / 10

Great customer service

We have been with TIO (Peoples Choice Credit Union) for years. They have been terrific to deal with this whole time and I would highly recommend them.

Full review

We have been with TIO (Peoples Choice Credit Union) for years. They have been terrific to deal with this whole time and I would highly recommend them.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Margaret, New South Wales, reviewed over 4 years ago

People's Choice Credit Union

People's Choice Credit Union Standard Variable Rate Loan (Owner Occupier, Principal & Interest) Standard Variable Rate Loan review

Overall rating   8 / 10

Old fashion banking service

Love it that I can talk to someone about any of my banking queries. Customer service is amazing!

Full review

Love it that I can talk to someone about any of my banking queries. Customer service is amazing!

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Brooke, Western Australia, reviewed over 4 years ago

People's Choice Credit Union

People's Choice Credit Union Line of Credit Line of Credit review

Overall rating   9 / 10

Accessible

Good fast service

Full review

Good fast service

    Price   8 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Name not supplied, South Australia, reviewed over 4 years ago

People's Choice Credit Union

People's Choice Credit Union Fixed Rate Home Loan (Owner Occupier, Principal & Interest) Fixed Rate Home Loan review

Overall rating   9 / 10

Good service

Convenient, friendly, good service.

Full review

Convenient, friendly, good service.

    Price   9 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Maurice, South Australia, reviewed over 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments

    interest rate

    2.88% p.a. variableApply now to get this rate from 17 Oct

    comparison rate*

    2.90% p.a.Apply now to get this rate from 17 Oct

    upfront fees

    $520

    Go to site

    More info

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments
    • Interest rate: 2.88% p.a. variableApply now to get this rate from 17 Oct
    • Comparison rate*: 2.90% p.a.Apply now to get this rate from 17 Oct
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    8.2

    Based on 637 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • No monthly fees
    • 20% minimum deposit required. Minimum loan amount $700k

    interest rate

    2.84% p.a. variableApply now to get this rate from 29 Oct

    comparison rate*

    2.84% p.a.Apply now to get this rate from 29 Oct

    upfront fees

    $0

    Go to site

    More info

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • No monthly fees
    • 20% minimum deposit required. Minimum loan amount $700k
    • Interest rate: 2.84% p.a. variableApply now to get this rate from 29 Oct
    • Comparison rate*: 2.84% p.a.Apply now to get this rate from 29 Oct
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    5.2

    Based on 111 UBank home loan reviews

    Need more information?
    Go to site

    More info

  • Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    • No application fees
    • No monthly fees
    • No annual fees

    interest rate

    2.84% p.a. variable

    comparison rate*

    2.80% p.a.

    upfront fees

    $0

    Go to site

    More info

    • No application fees
    • No monthly fees
    • No annual fees
    • Interest rate: 2.84% p.a. variable
    • Comparison rate*: 2.80% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    • Owner occupier only
    • Available on new borrowings from $50,000
    • Your own Personal Relationship Manager

    interest rate

    3.02% p.a. variableApply now to get this rate from 21 Oct

    comparison rate*

    3.04% p.a.Apply now to get this rate from 21 Oct

    upfront fees

    $150

    Go to site

    More info

    • Owner occupier only
    • Available on new borrowings from $50,000
    • Your own Personal Relationship Manager
    • Interest rate: 3.02% p.a. variableApply now to get this rate from 21 Oct
    • Comparison rate*: 3.04% p.a.Apply now to get this rate from 21 Oct
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free online
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $7,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    7.0

    Based on 110 HSBC home loan reviews

    Need more information?
    Go to site

    More info

  • ME Flexible Home Loan (Owner Occupier, LVR less than 80%, Principal & Interest) (Member Package)

    ME Flexible Home Loan (Owner Occupier, LVR less than 80%, Principal & Interest) (Member Package)

    • A flexible Home Loan with Member Package for Owner Occupiers including a low rate, redraw and offset.
    • Annual Fee of $395. Loan size $400k-$699k
    • No fee to fix your rate after you settle.

    interest rate

    3.34% p.a. variable

    comparison rate*

    3.78% p.a.

    upfront fees

    $200

    Go to site

    More info

    • A flexible Home Loan with Member Package for Owner Occupiers including a low rate, redraw and offset.
    • Annual Fee of $395. Loan size $400k-$699k
    • No fee to fix your rate after you settle.
    • Interest rate: 3.34% p.a. variable
    • Comparison rate*: 3.78% p.a.
    • Upfront fees: $200
    • Ongoing fees: $395.00 yearly
    • Discharge fee: $350.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $400,000
    • Maximum loan amount: $699,999
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    8.7

    Based on 902 ME home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Want more? Compare all 533 home loans in the Mozo comparison engine.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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