I like this credit union as it has competitive personal loan rates. Even better rates if you spend over 20G on a new car! Is easily accessible in NT and SA, not so good in other states! I make higher payments regularly which enables me to redraw funds when times are tight! The customer service is very efficient and effective.
Horrible to get in contact with. Ringing gets rejected. Slap you with a heap of interest at the beginning of the loan so the "discount" is pointless. Will never bank here again.
People's Choice have always been very helpful and approachable. I can not fault their service.
Helpful and friendly! They recently approved for a personal loan.
People's Choice Credit Union is not one of the big banks and the interest rates are quite lower. It is pretty easy to get in touch with a branch member and they are usually quite friendly and helpful. They use CGU insurance so you can get reasonable insurance for your car or home as well. It is a one stop shop.
Easy, friendly and convenient. I can pay of my loan in my time.
Recently became unemployed and had to use mutual aid to cover repayments they were very helpful and even backdated my claim to when I lost my job.
I applied for a loan, all I got was a play around. It also was for a small loan. Still can't borrow. I went to another bank, they appear to be a better choice of loan and I got approved.
I have been with People's Choice Credit Union, it used to be Australian Credit Union for many years. Not too long ago someone tried to hack into my account and within minutes I had a call and the staff put me through to their fraud department. You can't get more efficient than that.
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Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 6.95% would cost $35,599.71 including fees.
Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 6.49% would cost $35,459.64 including fees.
Terms from 2 to 7 years. Representative example: a 3 year $10,000 loan at 6.95% would cost $11,107.53 including fees.
Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 6.99% would cost $36,208.67 including fees.
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 6.75% would cost $35,580.23 including fees.
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