People's Choice Credit Union personal loan reviews

People's Choice Credit Union
People's Choice Credit Union's overall rating for personal loans

(as rated by the Mozo community)

7.7 / 10

based on 92 reviews

Price

Features

Customer service

Convenience

Trust

Featured personal loan from People's Choice Credit Union

Recent People's Choice Credit Union personal loan reviews

People's Choice Credit Union

People's Choice Credit Union Unsecured Personal Loan (Fixed) Personal Loan review

Overall rating   9 / 10

Easy one stop shop for your finances...

People's Choice Credit Union is not one of the big banks and the interest rates are quite lower. It is pretty easy to get in touch with a branch member and they are usually quite friendly and helpful. They use CGU insurance so you can get...

Full review

People's Choice Credit Union is not one of the big banks and the interest rates are quite lower. It is pretty easy to get in touch with a branch member and they are usually quite friendly and helpful. They use CGU insurance so you can get reasonable insurance for your car or home as well. It is a one stop shop.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Liana, Victoria, reviewed about 3 years ago

People's Choice Credit Union

People's Choice Credit Union Discounted Personal Car Loan (Cars over $20k, Fixed, Secured) Personal Loan review

Overall rating   8 / 10

Easy, friendly and convenient.

Easy, friendly and convenient. I can pay of my loan in my time.

Full review

Easy, friendly and convenient. I can pay of my loan in my time.

    Price   7 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   8 / 10

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Jason, South Australia, reviewed about 3 years ago

People's Choice Credit Union

People's Choice Credit Union Personal Loan review

Overall rating   8 / 10

Fantastic service and trustworthy

Recently became unemployed and had to use mutual aid to cover repayments they were very helpful and even backdated my claim to when I lost my job.

Full review

Recently became unemployed and had to use mutual aid to cover repayments they were very helpful and even backdated my claim to when I lost my job.

    Price   7 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   4 / 10

    Trust   7 / 10

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Kerry, New South Wales, reviewed over 3 years ago

People's Choice Credit Union

People's Choice Credit Union Personal Loan review

Overall rating   0 / 10

Not really good service

I applied for a loan, all I got was a play around. It also was for a small loan. Still can't borrow. I went to another bank, they appear to be a better choice of loan and I got approved.

Full review

I applied for a loan, all I got was a play around. It also was for a small loan. Still can't borrow. I went to another bank, they appear to be a better choice of loan and I got approved.

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   10 / 10

Less

Allen, South Australia, reviewed almost 4 years ago

People's Choice Credit Union

People's Choice Credit Union Personal Loan review

Overall rating   8 / 10

Have served me well for over 30 years

Efficient and convenient service.

Full review

Efficient and convenient service.

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Frances, Northern Territory, reviewed almost 4 years ago

People's Choice Credit Union

People's Choice Credit Union Personal Loan review

Overall rating   10 / 10

Amazing

Great service and they help you in every way possible.

Full review

Great service and they help you in every way possible.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Simone, South Australia, reviewed almost 4 years ago

People's Choice Credit Union

People's Choice Credit Union Personal Loan review

Overall rating   9 / 10

Clear

Ease of use, clearly understandable, down to earth, competitive rates.

Full review

Ease of use, clearly understandable, down to earth, competitive rates.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Adam, Victoria, reviewed almost 4 years ago

People's Choice Credit Union

People's Choice Credit Union Personal Loan review

Overall rating   2 / 10

Useless

Useless. If you want your loan sorted out in less than 2 weeks I wouldn't bother going near Peoples Choice.

Full review

Useless. If you want your loan sorted out in less than 2 weeks I wouldn't bother going near Peoples Choice.

    Features   5 / 10

    Customer service   5 / 10

    Convenience   0 / 10

    Trust   2 / 10

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Kayla, Northern Territory, reviewed almost 4 years ago

People's Choice Credit Union

People's Choice Credit Union Personal Loan review

Overall rating   3 / 10

Not very helpful.

OK service, got loans until I became a pensioner.

Full review

OK service, got loans until I became a pensioner.

    Price   3 / 10

    Features   3 / 10

    Customer service   3 / 10

    Convenience   3 / 10

    Trust   3 / 10

Less

Susan, South Australia, reviewed almost 4 years ago

People's Choice Credit Union

People's Choice Credit Union Discounted Personal Loan (over 10k, Fixed, Secured) Personal Loan review

Overall rating   10 / 10

Excellent customer service

I have been with People's Choice Credit Union, it used to be Australian Credit Union for many years. Not too long ago someone tried to hack into my account and within minutes I had a call and the staff put me through to their fraud department. You...

Full review

I have been with People's Choice Credit Union, it used to be Australian Credit Union for many years. Not too long ago someone tried to hack into my account and within minutes I had a call and the staff put me through to their fraud department. You can't get more efficient than that.

    Price   9 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   3 / 10

    Trust   9 / 10

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Helen, New South Wales, reviewed almost 4 years ago

People's Choice Credit Union

People's Choice Credit Union Personal Loan review

Overall rating   9 / 10

Friendly staff and great features

Peoples Choice are friendly and always happy to help. Excellent options and competitive rates makes them a good choice.

Full review

Peoples Choice are friendly and always happy to help. Excellent options and competitive rates makes them a good choice.

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Mike, Northern Territory, reviewed about 4 years ago

People's Choice Credit Union

People's Choice Credit Union Personal Loan review

Overall rating   7 / 10

Great Service and Helpful

When I first took out the loan the car I had secured to it was written off within a few weeks, they helped me obtain funds to get another cheaper car and used that towards to loan as security. Friendly and willing to help those who are struggling.

Full review

When I first took out the loan the car I had secured to it was written off within a few weeks, they helped me obtain funds to get another cheaper car and used that towards to loan as security. Friendly and willing to help those who are struggling.

    Price   7 / 10

    Features   2 / 10

    Customer service   9 / 10

    Convenience   5 / 10

    Trust   9 / 10

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Petina, South Australia, reviewed about 4 years ago

People's Choice Credit Union

People's Choice Credit Union Personal Loan review

Overall rating   8 / 10

Loan rates, service, internet banking

They have always looked after me and my wife with flexible rates which helped when for some reason we were struggling with payments, but what I really liked was that at one stage they would not give us a loan as we couldn't afford it and they were...

Full review

They have always looked after me and my wife with flexible rates which helped when for some reason we were struggling with payments, but what I really liked was that at one stage they would not give us a loan as we couldn't afford it and they were right. It helped me sort my finances out,very good.

    Price   7 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

David, South Australia, reviewed about 4 years ago

People's Choice Credit Union

People's Choice Credit Union Discounted Personal Loan (over 10k, Fixed, Secured) Personal Loan review

Overall rating   10 / 10

Amazing customer service

I have been with this bank for 13 years and have not had a problem. Walked in when I was 19 to see if I could get a car loan and got accepted right away. Instead of taking 5 years to pay it, I paid it off in 3 years no extra interest on top.

Full review

I have been with this bank for 13 years and have not had a problem. Walked in when I was 19 to see if I could get a car loan and got accepted right away. Instead of taking 5 years to pay it, I paid it off in 3 years no extra interest on top.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Rebecca, South Australia, reviewed over 4 years ago

People's Choice Credit Union

People's Choice Credit Union Discounted Personal Loan (over 10k, Fixed, Secured) Personal Loan review

Overall rating   9 / 10

Best rates in town!

Great bank with friendly staff who do their best to help you and answer any questions. Top interest rates.

Full review

Great bank with friendly staff who do their best to help you and answer any questions. Top interest rates.

    Price   9 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Chris, Northern Territory, reviewed over 4 years ago

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Personal loan comparisons on Mozo - rates updated daily

  • Featured product

     

    Latitude Low Rate Personal Loan (Fixed)

    Latitude Low Rate Personal Loan (Fixed)

    • Available to new Latitude personal loan customers only
    • Applicants must be mortgage holders or homeowners
    • Applicants need an excellent credit score to apply

    interest rate

    10.99% p.a.

    comparison rate*

    12.21% p.a.based on $30,000
    over 5 years

    fees

    $250.00upfront
    and
    $13.00/month

    Go to site

    More info

    Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 10.99% would cost $40,157.39 including fees.

    • Available to new Latitude personal loan customers only
    • Applicants must be mortgage holders or homeowners
    • Applicants need an excellent credit score to apply
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $13.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured, Various
    • Minimum loan amount: $20,000.00
    • Maximum loan amount:
    • Minimum loan term: 2 Years
    • Maximum loan term: 7 Years
    Overall rating

    4.7

    Based on 191 Latitude personal loan reviews

    Need more information?
    Go to site

    More info

  • Australian Military Bank Unsecured Personal Loan (Fixed)

    Australian Military Bank Unsecured Personal Loan (Fixed)

    • A Fixed Rate Personal Loan gives you the peace of mind in knowing what your repayments will be for the life of your loan
    • Tailored rates based on your personal credit history
    • Apply Online. No penalty for early repayment

    interest rate

    7.93% p.a.to 18.87% p.a.

    comparison rate*

    8.77% p.a.to 20.27% p.a.based on $30,000
    over 5 years

    fees

    $100.00upfront
    and
    $10.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 7.93% would cost $37,137.24 including fees.

    • A Fixed Rate Personal Loan gives you the peace of mind in knowing what your repayments will be for the life of your loan
    • Tailored rates based on your personal credit history
    • Apply Online. No penalty for early repayment
    • Other benefits:
    • Upfront fee: $100
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $1,000.00
    • Maximum loan amount: $80,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Overall rating

    5.9

    Based on 33 Australian Military Bank personal loan reviews

    Need more information?
    Go to site

    More info

  • Latitude Personal Loan (Fixed, Secured)

    Latitude Personal Loan (Fixed, Secured)

    • Stay in control with a Fixed, Secured rate for the life of the loan. Make extra repayments whenever you like
    • Multi-purpose loan - can be used for car
    • Early termination fees apply

    interest rate

    12.99% p.a.to 28.99% p.a.

    comparison rate*

    14.20% p.a.to 30.13% p.a.based on $30,000
    over 5 years

    fees

    $250.00upfront
    and
    $13.00/month

    Go to site

    More info

    Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 12.99% would cost $41,976.32 including fees.

    • Stay in control with a Fixed, Secured rate for the life of the loan. Make extra repayments whenever you like
    • Multi-purpose loan - can be used for car
    • Early termination fees apply
    • Other benefits: Discounted application fee of $140 for loans under $4,000.
    • Upfront fee: $250
    • Monthly fee: $13.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Various
    • Minimum loan amount: $3,000.00
    • Maximum loan amount:
    • Minimum loan term: 2 Years
    • Maximum loan term: 7 Years
    Overall rating

    4.7

    Based on 191 Latitude personal loan reviews

    Need more information?
    Go to site

    More info

  • OurMoneyMarket Low Rate Personal Loan (Excellent Credit) (Fixed, Unsecured)

    OurMoneyMarket Low Rate Personal Loan (Excellent Credit) (Fixed, Unsecured)

    interest rate

    8.00% p.a.

    comparison rate*

    8.21% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 8.00% would cost $36,647.51 including fees.

    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $2,001.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Need more information?
    Go to site

    More info

  • St.George Secured Personal Loan (Fixed)

    St.George Secured Personal Loan (Fixed)

    • Fast online application, submit and receive a response in 60 seconds
    • Fliexible loan terms
    • Borrow from $2K to $80K

    interest rate

    8.49% p.a.

    comparison rate*

    9.60% p.a.based on $30,000
    over 5 years

    fees

    $195.00upfront
    and
    $12.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 8.49% would cost $37,836.08 including fees.

    • Fast online application, submit and receive a response in 60 seconds
    • Fliexible loan terms
    • Borrow from $2K to $80K
    • Other benefits:
    • Upfront fee: $195
    • Monthly fee: $12.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $3,000.00
    • Maximum loan amount: $80,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Overall rating

    6.9

    Based on 444 St.George personal loan reviews

    Need more information?
    Go to site

    More info

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Want more? Compare all 210 personal loans in the Mozo comparison engine.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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