People's Choice Credit Union is not one of the big banks and the interest rates are quite lower. It is pretty easy to get in touch with a branch member and they are usually quite friendly and helpful. They use CGU insurance so you can get reasonable insurance for your car or home as well. It is a one stop shop.
I have been with People's Choice Credit Union, it used to be Australian Credit Union for many years. Not too long ago someone tried to hack into my account and within minutes I had a call and the staff put me through to their fraud department. You can't get more efficient than that.
Mike, Northern Territory, reviewed about 5 years ago
People's Choice Credit Union review
Overall rating 7 / 10
Great Service and Helpful
When I first took out the loan the car I had secured to it was written off within a few weeks, they helped me obtain funds to get another cheaper car and used that towards to loan as security. Friendly and willing to help those who are struggling.
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Personal loan comparisons on Mozo - rates updated daily
5.75% p.a.to 21.99% p.a.
7.17% p.a.to 25.71% p.a.based on $30,000 over 5 years
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.75% would cost $35,790.18 including fees.
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.
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