They are hardcore when it comes to getting their money. My home loan interest rate 8.13%. They were ruthless when I was in financial hardship years ago, now I pay double the monthly payments and have an excellent credit score and they refuse to lower the interest rate.
Lainie, New South Wales, reviewed about 1 month ago
Pepper Money Home Loan review
Overall rating 10 / 10
Help when help is needed.
I have been with Pepper since they took over from GE Money. I called them yesterday to discuss the impact of Covid 19 to my SME. Pepper arranged a three month break from payments with no penalty over the phone. I cannot speak highly enough of their staff and this help. They provide certainty in an uncertain world. Thank you.
Very flexible, easy to deal with and will help you
They are great if your credit history is not as good as others. While they will charge a bit higher interest rate, they will accept you for a mortgage when other banks won't. It allows you to get into the housing market and repair your credit. I appreciate everything they have done for me.
Tony, New South Wales, reviewed almost 5 years ago
Pepper Money Home Loan review
Overall rating 0 / 10
Vultures pure and simple. I never signed on with them, they bought my mortgage from Wizard when they disappeared and have been bleeding me dry since. Interest rate up to 2% higher than it should be and fifty dollars for late payment - any arrears I have had are easily less than all of those charges. Avoid. They don't care about helping anyone but themselves - a money for nothing enterprise.
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Home loan comparisons on Mozo - rates updated daily
Smart Booster 1 Year Discount Variable Home Loan
1.99% p.a.variable for 12 months and then 2.57% p.a.variable
*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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