Qudos Bank debit card reviews

Qudos Bank
Qudos Bank's overall rating for debit cards

(as rated by the Mozo community)

8.3 / 10

based on 20 reviews

Price

Features

Customer service

Convenience

Trust

Full review

Featured debit card from Qudos Bank

Recent Qudos Bank debit card reviews

Qudos Bank

Qudos Bank debit card review

Overall rating   7 / 10

Excellent customer service

Very convenient

Full review

Very convenient

    Price   7 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Vivien (NSW), reviewed 10 months ago

Qudos Bank

Qudos Bank debit card review

Overall rating   6 / 10

Low domestic fees + flexible-beware hidden charges

I've been with Qantas for over 10 years - when in Australia, they are an excellent option. The $20 amnesty on monthly charges is generous and the branch staff in the city are always polite and helpful. The branch staff at the Hurstville office are...

Full review

I've been with Qantas for over 10 years - when in Australia, they are an excellent option. The $20 amnesty on monthly charges is generous and the branch staff in the city are always polite and helpful. The branch staff at the Hurstville office are not as polite and seem to be slower + crankier so I do try to avoid this branch where possible. The possibility of taking out an overdraft is very useful as interest rates are much lower than a credit card. However, when making cash withdrawals from overseas, the exchange rate and associated charges such as the commission are a massive wildcard. There is no info on the site about how this is calculated and after a recent holiday, seems I was massively overcharged (either as part of the exchange rate conversion or commission - impossible to tell because the charges aren't separate or listed, it just comes up on my statement as one overall amount that includes the cash withdrawal amount). This is definitely disappointing and problematic as it seems like I lost over $2000 in undefined charges of this ilk. Other than these issues, I am still a big fan and won't be looking for another credit union for at least a while.

    Price   7 / 10

    Features   10 / 10

    Customer service   5 / 10

    Convenience   7 / 10

    Trust   8 / 10

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S (NSW), reviewed about 1 year ago

Qudos Bank

Qudos Bank General Savings Account debit card review

Overall rating   10 / 10

Great rates, great customer service

Awesome customer service.

Full review

Awesome customer service.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Nicole (QLD), reviewed about 1 year ago

Qudos Bank

Qudos Bank General Savings Account debit card review

Overall rating   9 / 10

My bank is trusted and reliable any time.

My bank provides really good services and is trusted by me and my whole family.

Full review

My bank provides really good services and is trusted by me and my whole family.

    Price   7 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

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Angela (NSW), reviewed over 1 year ago

Qudos Bank

Qudos Bank General Savings Account debit card review

Overall rating   8 / 10

Excellent

Everything I need in one bank, 4 accounts .

Full review

Everything I need in one bank, 4 accounts .

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   5 / 10

    Trust   9 / 10

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Sandra (NSW), reviewed over 1 year ago

Qudos Bank

Qudos Bank General Savings Account debit card review

Overall rating   7 / 10

Needs pay pass

The debit card is good except it does not have pay pass.. At least not on mine which is an inconvenience. But all other aspects it meets my day to day banking requirements.

Full review

The debit card is good except it does not have pay pass.. At least not on mine which is an inconvenience. But all other aspects it meets my day to day banking requirements.

    Price   10 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   8 / 10

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Melanie (NSW), reviewed over 1 year ago

Qudos Bank

Qudos Bank General Savings Account debit card review

Overall rating   9 / 10

Very easy to use

Interest rates are in line with the big 4 but do not get anywhere near the charges.. Withdrawing at ATMs are done easily but flexibility with depositing money is not so easy.

Full review

Interest rates are in line with the big 4 but do not get anywhere near the charges.. Withdrawing at ATMs are done easily but flexibility with depositing money is not so easy.

    Price   7 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   4 / 10

    Trust   9 / 10

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Michael (WA), reviewed over 1 year ago

Qudos Bank

Qudos Bank General Savings Account debit card review

Overall rating   7 / 10

Zero Fees and incredibly useful customer service.

Zero Fees and incredibly useful customer service.

Full review

Zero Fees and incredibly useful customer service.

    Price   10 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   5 / 10

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Nathan (NSW), reviewed almost 2 years ago

Qudos Bank

Qudos Bank General Savings Account debit card review

Overall rating   9 / 10

Kiss pesky fees goodbye!

Since joining Qantas Credit Union ATM fees are a thing of the past! I've been with them for years now and not $1 has been wasted on unnecessary fees. The more you bank with them, the more allocated allowance you have towards these pesky fees....

Full review

Since joining Qantas Credit Union ATM fees are a thing of the past! I've been with them for years now and not $1 has been wasted on unnecessary fees. The more you bank with them, the more allocated allowance you have towards these pesky fees. Saving you money. The staff are friendly and approachable. Wait times on the phone are short and they offer a call back service too. Big thumbs up from a happy customer. :-)

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   9 / 10

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Leanne (NSW), reviewed almost 2 years ago

Qudos Bank

Qudos Bank General Savings Account debit card review

Overall rating   8 / 10

Great service and competitive features

Small bank that focuses on customer service! Need to update online banking.

Full review

Small bank that focuses on customer service! Need to update online banking.

    Price   5 / 10

    Features   8 / 10

    Customer service   4 / 10

    Convenience   6 / 10

    Trust   10 / 10

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Ivanna (NSW), reviewed almost 2 years ago

Qudos Bank

Qudos Bank General Savings Account debit card review

Overall rating   10 / 10

Best way to earn you Qantas points

I love this card as every time you use it, you earn qantas frequent flyer points and it's easy to double that by using it with its affiliated partners. It's simple to load more cash on the card whenever needed. It's great for traveling as you can...

Full review

I love this card as every time you use it, you earn qantas frequent flyer points and it's easy to double that by using it with its affiliated partners. It's simple to load more cash on the card whenever needed. It's great for traveling as you can load up your card with the local currency before you leave for your holiday and know exactly how much you are spending without those hidden exchange rates.

    Price   10 / 10

    Features   10 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   10 / 10

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Candice (NSW), reviewed over 2 years ago

Qudos Bank

Qudos Bank General Savings Account debit card review

Overall rating   9 / 10

Excellent service, staff and website. Impressed.

I have been with QFCU since 1995 and feel very privileged as, whilst their physical office is very inconvenient, their online email support is excellent. They offer $25 free ATM withdrawals each month and I feel they give and offer so much to...

Full review

I have been with QFCU since 1995 and feel very privileged as, whilst their physical office is very inconvenient, their online email support is excellent. They offer $25 free ATM withdrawals each month and I feel they give and offer so much to their clients. The only reason I gave them a 5/10 for recommendations is that you need to be a family member or relation to be able to join the QFCU. Otherwise- 10/10.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   5 / 10

    Trust   10 / 10

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Melissa (NSW), reviewed over 2 years ago

Qudos Bank

Qudos Bank General Savings Account debit card review

Overall rating   8 / 10

Competitive prices

I do love Qantas Credit Union as the overdraft I have costs a lot less than a credit card would.

Full review

I do love Qantas Credit Union as the overdraft I have costs a lot less than a credit card would.

    Price   8 / 10

    Features   7 / 10

    Customer service   6 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Lisa (NSW), reviewed over 2 years ago

Qudos Bank

Qudos Bank General Savings Account debit card review

Overall rating   8 / 10

Customer first service

Throughout my 20+ years being with QF Credit Union they have been helpful and accommodating to all my needs and requests, irrespective of my financial status. Always willing to put the customer first!

Full review

Throughout my 20+ years being with QF Credit Union they have been helpful and accommodating to all my needs and requests, irrespective of my financial status. Always willing to put the customer first!

    Price   6 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Damian (NSW), reviewed over 2 years ago

Qudos Bank

Qudos Bank General Savings Account debit card review

Overall rating   10 / 10

Qantas Staff Credit Union is the best

They are very reliable. Their rates are low. And I like debit cards so that I know how much is in my account.

Full review

They are very reliable. Their rates are low. And I like debit cards so that I know how much is in my account.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Julia (NSW), reviewed over 2 years ago

Qudos Bank

Qudos Bank General Savings Account debit card review

Overall rating   9 / 10

Competitive rates and less ATM fees

They only have seven branches across the greater Sydney area, which is a disadvantage if you don't live near one, but don't charge ATM fees on a lot of other banks' ATMs, which is a plus. Also has good interest rates for savings accounts and fixed...

Full review

They only have seven branches across the greater Sydney area, which is a disadvantage if you don't live near one, but don't charge ATM fees on a lot of other banks' ATMs, which is a plus. Also has good interest rates for savings accounts and fixed term deposits, and doesn't charge bank fees.

    Price   7 / 10

    Features   4 / 10

    Customer service   6 / 10

    Convenience   3 / 10

    Trust   10 / 10

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Emma (NSW), reviewed over 2 years ago

Qudos Bank

Qudos Bank debit card review

Overall rating   9 / 10

Great for travelling overseas

They make overseas transactions safe and affordable.

Full review

They make overseas transactions safe and affordable.

    Price   9 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Anna (TAS), reviewed almost 3 years ago

Qudos Bank

Qudos Bank debit card review

Overall rating   9 / 10

User friendly and great service

The Qantas Staff Credit Union is for the members and has competitive rates and fees. Although branches are limited they have fantastic online and telephone support and any questions are answered promptly. Loan Aplications are easy and once again...

Full review

The Qantas Staff Credit Union is for the members and has competitive rates and fees. Although branches are limited they have fantastic online and telephone support and any questions are answered promptly. Loan Aplications are easy and once again very competitive with major banks.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   5 / 10

    Trust   9 / 10

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Mozo reviewer (QLD), reviewed about 3 years ago

Qudos Bank

Qudos Bank General Savings Account debit card review

Overall rating   10 / 10

Great benefit, less charges

My debit card makes it easy to use overseas when on holidays with no charges.

Full review

My debit card makes it easy to use overseas when on holidays with no charges.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Mozo reviewer (NSW), reviewed about 3 years ago

Qudos Bank

Qudos Bank debit card review

Overall rating   10 / 10

Functionality and online services.

It isn't about the bank, it's about the way I can use it's many features that make the difference.

Full review

It isn't about the bank, it's about the way I can use it's many features that make the difference.

    Price   6 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Mozo reviewer (QLD), reviewed over 3 years ago

Qudos Bank

Qudos Bank debit card review

Overall rating   9 / 10

Qantas Credit Union takes the worry out of banking

Have been with provider for nearly 40 years and they have never skipped a beat. Extremely competitive, honest and customer orientated staff who always go above and beyond. Hope that I'm with them for another 40 years.

Full review

Have been with provider for nearly 40 years and they have never skipped a beat. Extremely competitive, honest and customer orientated staff who always go above and beyond. Hope that I'm with them for another 40 years.

    Price   10 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   10 / 10

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Mozo reviewer (NSW), reviewed over 3 years ago

Qudos Bank

Qudos Bank General Savings Account debit card review

Overall rating   8 / 10

Great

Good group to save with.

Full review

Good group to save with.

    Price   8 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Kim (NSW), reviewed over 3 years ago

Qudos Bank

Qudos Bank General Savings Account debit card review

Overall rating   8 / 10

Good rates and great customer service

QSCU has $100 per month of free transaction fees and the staff have always been efficient and pleasant to contact.

Full review

QSCU has $100 per month of free transaction fees and the staff have always been efficient and pleasant to contact.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   8 / 10

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Marina (QLD), reviewed almost 4 years ago

Qudos Bank

Qudos Bank debit card review

Overall rating   10 / 10

great people

Just love the service from my local credit union, very helpful and always have a smile

Full review

Just love the service from my local credit union, very helpful and always have a smile

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   9 / 10

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Shirley (NSW), reviewed about 4 years ago

Qudos Bank

Qudos Bank General Savings Account debit card review

Overall rating   10 / 10

The best. I love them

They are simply the best. No charges for ATM transaction or any type of payments. High interest rates on saving accounts. Can use any ATM to withdraws money and no fees to pay.

Full review

They are simply the best. No charges for ATM transaction or any type of payments. High interest rates on saving accounts. Can use any ATM to withdraws money and no fees to pay.

    Price   10 / 10

    Features   -1 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Katrina (NSW), reviewed over 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Debit card comparisons on Mozo Rates updated daily

  • ING DIRECT Orange Everyday

    ING DIRECT Orange Everyday

    • $75 cash bonus
    • Free use of any ATM in Australia when you deposit your pay of $1,000+ each month
    • No irritating everyday fees, which means more of your money is where it belongs, in your pocket

    account fee

    $0.00

    ATM networks

    None

    what kind of card

    Visa Debit

    Go to site

    More info

    • $75 cash bonus
    • Free use of any ATM in Australia when you deposit your pay of $1,000+ each month
    • No irritating everyday fees, which means more of your money is where it belongs, in your pocket
    • Interest rate: Balances from $0: 0.00% p.a.
    • Fee-free transactions: Free ATM use when you deposit your pay of $1,000+ each month, free EFTPOS withdrawals and online bank cheques.
    Overall rating

    9.2

    Based on 206 ING DIRECT debit card reviews

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  • HSBC Day to Day Account

    HSBC Day to Day Account

    • Secure access to your account with Internet and Mobile Banking.
    • $0 monthly account fee
    • No ATM fees at 3,000 ATMs nationally

    account fee

    $0.00

    ATM networks

    HSBC, Westpac, St.George, BankSA, Bank of Melbourne

    what kind of card

    Visa Debit

    Go to site

    More info

    • Secure access to your account with Internet and Mobile Banking.
    • $0 monthly account fee
    • No ATM fees at 3,000 ATMs nationally
    • Interest rate: Balances from $0: 0.00% p.a.
    • Fee-free transactions: Unlimited free transactions from network ATMs, EFTPOS, cheque, phone, internet, Bank@Post, BPAY and direct debits
    Overall rating

    7.6

    Based on 33 HSBC debit card reviews

    Need more information?
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  • Bankwest Easy Transaction Account

    Bankwest Easy Transaction Account

    • Pay $0 ATM fees at over 10,000 major bank ATMs in Aus. Fees, T&Cs apply
    • No monthly account keeping fees when you deposit at least $2,000 per month
    • Get banking alerts pushed straight to your phone

    account fee

    $6.00$0 monthly account fee if you deposit min. $2,000 per month

    ATM networks

    Bankwest, ANZ, Commonwealth, NAB, Westpac, St.George, BankSA, Bank of Melbourne

    what kind of card

    Debit MasterCard

    Go to site

    More info

    • Pay $0 ATM fees at over 10,000 major bank ATMs in Aus. Fees, T&Cs apply
    • No monthly account keeping fees when you deposit at least $2,000 per month
    • Get banking alerts pushed straight to your phone
    • Interest rate: Balances from $0: 0.00% p.a.
    • Fee-free transactions: Unlimited domestic transactions from network ATMs, EFTPOS, cheque and counter withdrawals
    Overall rating

    8.6

    Based on 343 Bankwest debit card reviews

    Need more information?
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  • Bankwest Qantas Transaction Account

    Bankwest Qantas Transaction Account

    • Earn Qantas Points on your account balance 365 days a year
    • No ATM fees at Bankwest and CommBank ATMs Australia wide
    • No monthly account fees when you deposit $2,000 each month

    account fee

    $6.00$0 monthly account fee if you deposit min. $2,000 per month

    ATM networks

    Bankwest, Commonwealth

    what kind of card

    Debit MasterCard

    Go to site

    More info

    • Earn Qantas Points on your account balance 365 days a year
    • No ATM fees at Bankwest and CommBank ATMs Australia wide
    • No monthly account fees when you deposit $2,000 each month
    • Interest rate: Balances from $0: 0.01% p.a.
    • Fee-free transactions: Unlimited free domestic transactions from network ATMs, EFTPOS, cheque, counter withdrawals, phone, internet and Debit MasterCard purchases
    Overall rating

    8.6

    Based on 343 Bankwest debit card reviews

    Need more information?
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  • ANZ Access Advantage

    ANZ Access Advantage

    • $100 voucher for opening a new account by 18/12/16 & using your Visa Debit card 3 times by 08/01/17
    • New ANZ Access Advantage accounts via this link only. Eligibility T&C’s apply. Consider if product is right for you
    • $0 monthly account service fee if you deposit at least $2,000 a month, or if you meet other eligibility criteria

    account fee

    $5.00$0 monthly account fee if you deposit min. $2,000 per month

    ATM networks

    ANZ

    what kind of card

    Visa Debit or
    EFTPOS

    Go to site

    More info

    • $100 voucher for opening a new account by 18/12/16 & using your Visa Debit card 3 times by 08/01/17
    • New ANZ Access Advantage accounts via this link only. Eligibility T&C’s apply. Consider if product is right for you
    • $0 monthly account service fee if you deposit at least $2,000 a month, or if you meet other eligibility criteria
    • Interest rate: Balances from $0: 0.00% p.a.
      Balances from $50,000: 0.01% p.a.
      Balances from $100,000: 0.02% p.a.
    • Fee-free transactions: Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet
    Overall rating

    7.9

    Based on 1842 ANZ debit card reviews

    Need more information?
    Go to site

    More info

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