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Queensland Country Credit Union home loan reviews

Queensland Country Credit Union
Queensland Country Credit Union's overall rating for home loans

(as rated by the Mozo community)

9.4 / 10

based on 22 reviews

Price

Features

Customer service

Convenience

Trust

Featured home loan from Queensland Country Credit Union

Recent Queensland Country Credit Union home loan reviews

Queensland Country Credit Union

Queensland Country Credit Union Variable Rate Home Loan (Owner Occupier, Principal & Interest) Variable Rate Home Loan review

Overall rating   9 / 10

Great premiums and terrific customer service.

Love this bank as the banker are very helpful, reliable, honest, and they remember your name.

Full review

Love this bank as the banker are very helpful, reliable, honest, and they remember your name.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Kristi, Queensland, reviewed over 3 years ago

Queensland Country Credit Union

Queensland Country Credit Union Variable Rate Home Loan (Owner Occupier, Principal & Interest) Variable Rate Home Loan review

Overall rating   9 / 10

Very good, would recommend to anyone

Very friendly and obliging staff, who go out of their way to help you get the most out of your banking.

Full review

Very friendly and obliging staff, who go out of their way to help you get the most out of your banking.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   8 / 10

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Patricia, Queensland, reviewed almost 4 years ago

Queensland Country Credit Union

Queensland Country Credit Union Variable Rate Home Loan (Owner Occupier, Principal & Interest) Variable Rate Home Loan review

Overall rating   8 / 10

Acceptable premiums and excellent customer focus

Personal service easily accessed in QLD. Personable staff. Good rates and no hard sell.

Full review

Personal service easily accessed in QLD. Personable staff. Good rates and no hard sell.

    Price   7 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Rod, Queensland, reviewed about 4 years ago

Queensland Country Credit Union

Queensland Country Credit Union Ultimate Home Loan (Package) review

Overall rating   10 / 10

Great Customer Service

What great service you get. They go out of their way to please. Nothing is a problem to them. They offer solutions to any problem. Their Health Fund is the same.

Full review

What great service you get. They go out of their way to please. Nothing is a problem to them. They offer solutions to any problem. Their Health Fund is the same.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   10 / 10

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Justine, Queensland, reviewed over 4 years ago

Queensland Country Credit Union

Queensland Country Credit Union Home Loan review

Overall rating   9 / 10

great customer service

They made dealing with them a plesure

Full review

They made dealing with them a plesure

    Price   10 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   10 / 10

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Terry, Queensland, reviewed over 4 years ago

Queensland Country Credit Union

Queensland Country Credit Union Home Loan review

Overall rating   10 / 10

Brilliant!

QCCU is the greatest!!!

Full review

QCCU is the greatest!!!

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Brady, Tasmania, reviewed over 4 years ago

Queensland Country Credit Union

Queensland Country Credit Union Home Loan review

Overall rating   10 / 10

Friendly, efficient customer service

I like Queensland Country Credit Union because of the competitive rates they supply and the services provided.

Full review

I like Queensland Country Credit Union because of the competitive rates they supply and the services provided.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Desleigh, Queensland, reviewed almost 5 years ago

Queensland Country Credit Union

Queensland Country Credit Union First Home Buyer Ultimate Home Loan Package (Fixed) review

Overall rating   10 / 10

Always competitive rates and excellent service

Staff are always very helpful, and go out of their way to ensure that client needs are met. I am never made feel like a number to add to a KPI. Some people may feel that the limited number of branches is a drawback, but I like the fact that you...

Full review

Staff are always very helpful, and go out of their way to ensure that client needs are met. I am never made feel like a number to add to a KPI. Some people may feel that the limited number of branches is a drawback, but I like the fact that you know the friendly voice at the end of the phone.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sue, Queensland, reviewed over 5 years ago

Queensland Country Credit Union

Queensland Country Credit Union Home Loan review

Overall rating   9 / 10

QCCU, the peoples' people

Member owned and personalised friendly service keeps me from looking anywhere else. Branches in Townsville and Magnetic Island cover my needs. I love that the community has input and are kept in touch with credit union changes.

Full review

Member owned and personalised friendly service keeps me from looking anywhere else. Branches in Townsville and Magnetic Island cover my needs. I love that the community has input and are kept in touch with credit union changes.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   10 / 10

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Julie, , reviewed over 5 years ago

Queensland Country Credit Union

Queensland Country Credit Union Home Loan review

Overall rating   10 / 10

Superior customer service

We have kept banking with the Credit Union even though we have moved states. I know the name of the branch Manager and her staff.

Full review

We have kept banking with the Credit Union even though we have moved states. I know the name of the branch Manager and her staff.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Name not supplied, Tasmania, reviewed over 5 years ago

Queensland Country Credit Union

Queensland Country Credit Union Variable Rate Home Loan (Owner Occupier, Principal & Interest) Variable Rate Home Loan review

Overall rating   10 / 10

Great customer service

The staff at my bank went out of their way to help me get the best deal for my home loan. Every year they provide me with up to date information if they can improve my insurances or find me a better deal.

Full review

The staff at my bank went out of their way to help me get the best deal for my home loan. Every year they provide me with up to date information if they can improve my insurances or find me a better deal.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Desiree, Queensland, reviewed almost 6 years ago

Queensland Country Credit Union

Queensland Country Credit Union Home Loan review

Overall rating   8 / 10

Competitive rate, spot on service, eye on the ball

I feel like a friend, not a customer. The manager is honest and speaks clearly so that everything is understood. The rates are good and they show genuine interest in your custom.

Full review

I feel like a friend, not a customer. The manager is honest and speaks clearly so that everything is understood. The rates are good and they show genuine interest in your custom.

    Price   9 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   6 / 10

    Trust   8 / 10

Less

Name not supplied, Queensland, reviewed almost 6 years ago

Queensland Country Credit Union

Queensland Country Credit Union Home Loan review

Overall rating   10 / 10

Great

Great people.

Full review

Great people.

    Price   8 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   7 / 10

Less

Name not supplied, Queensland, reviewed almost 6 years ago

Queensland Country Credit Union

Queensland Country Credit Union Home Loan review

Overall rating   9 / 10

Excellent customer service and caring attitude.

The manager and staff of my branch are very helpful and friendly. You walk in the front door and you are greeted by whoever is behind the counter by name. They always get back to you when they say they will and have prevented us from losing...

Full review

The manager and staff of my branch are very helpful and friendly. You walk in the front door and you are greeted by whoever is behind the counter by name. They always get back to you when they say they will and have prevented us from losing thousands of dollars due to a scam. Truly awesome.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Name not supplied, Queensland, reviewed about 6 years ago

Queensland Country Credit Union

Queensland Country Credit Union Variable Rate Home Loan (Owner Occupier, Principal & Interest) Variable Rate Home Loan review

Overall rating   10 / 10

Friendly, approachable and willing to help

This bank is so friendly and able to remember there clients even if you are only in the bank occasionally. We were with a big bank for over 20 years and they had no idea who we were or what we were trying to achieve. I can not fault this bank....

Full review

This bank is so friendly and able to remember there clients even if you are only in the bank occasionally. We were with a big bank for over 20 years and they had no idea who we were or what we were trying to achieve. I can not fault this bank. They are helpful, flexible and definitely approachable. I can not speak highly enough.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Lee-anne, Queensland, reviewed about 6 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments

    interest rate

    3.03% p.a. variable

    comparison rate*

    3.05% p.a.

    upfront fees

    $520

    Go to site

    More info

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments
    • Interest rate: 3.03% p.a. variable
    • Comparison rate*: 3.05% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    8.2

    Based on 637 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • No monthly fees
    • 20% minimum deposit required. Minimum loan amount $700k

    interest rate

    3.09% p.a. variable

    comparison rate*

    3.09% p.a.

    upfront fees

    $0

    Go to site

    More info

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • No monthly fees
    • 20% minimum deposit required. Minimum loan amount $700k
    • Interest rate: 3.09% p.a. variable
    • Comparison rate*: 3.09% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    5.2

    Based on 111 UBank home loan reviews

    Need more information?
    Go to site

    More info

  • Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    • No application fees
    • No monthly fees
    • No annual fees

    interest rate

    3.09% p.a. variable

    comparison rate*

    3.05% p.a.

    upfront fees

    $0

    Go to site

    More info

    • No application fees
    • No monthly fees
    • No annual fees
    • Interest rate: 3.09% p.a. variable
    • Comparison rate*: 3.05% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Need more information?
    Go to site

    More info

  • ANZ Simplicity PLUS Special Offer LVR <80% (Owner Occupier, Principal & Interest)

    ANZ Simplicity PLUS Special Offer LVR <80% (Owner Occupier, Principal & Interest)

    • Take out a loan of $50,000 or more in new to ANZ lending and save 0.56% p.a
    • The Loan Approval Fee or any Renegotiation Fee is waived upon request
    • The Loan Approval Fee or any Renegotiation Fee is also waived for loans not eligible for the interest rate discount upon request

    interest rate

    3.38% p.a. variable

    comparison rate*

    3.42% p.a.

    upfront fees

    $0

    Go to site

    More info

    • Take out a loan of $50,000 or more in new to ANZ lending and save 0.56% p.a
    • The Loan Approval Fee or any Renegotiation Fee is waived upon request
    • The Loan Approval Fee or any Renegotiation Fee is also waived for loans not eligible for the interest rate discount upon request
    • Interest rate: 3.38% p.a. variable
    • Comparison rate*: 3.42% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $160.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers: Apply for a home loan over $300,000 by 31 August 2019, and settle by 31 Jan 2020 to earn 300,000 Qantas Points.
    Overall rating

    6.9

    Based on 3845 ANZ home loan reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package)

    ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package)

    • 3.69% p.a. / 4.11% p.a. Comp Rate
    • Annual Fee of $395. Loan size $400k-$699k
    • Experts Choice - Australia's Best Bank 2018

    interest rate

    3.39% p.a. variable

    comparison rate*

    3.83% p.a.

    upfront fees

    $200

    Go to site

    More info

    • 3.69% p.a. / 4.11% p.a. Comp Rate
    • Annual Fee of $395. Loan size $400k-$699k
    • Experts Choice - Australia's Best Bank 2018
    • Interest rate: 3.39% p.a. variable
    • Comparison rate*: 3.83% p.a.
    • Upfront fees: $200
    • Ongoing fees: $395.00 yearly
    • Discharge fee: $350.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $400,000
    • Maximum loan amount: $699,999
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    8.7

    Based on 902 ME home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Want more? Compare all 532 home loans in the Mozo comparison engine.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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