Queensland Country Credit Union home loan reviews

Queensland Country Credit Union
Queensland Country Credit Union's overall rating for home loans

(as rated by the Mozo community)

9.4 / 10

based on 22 reviews

Price

Features

Customer service

Convenience

Trust

Featured home loan from Queensland Country Credit Union

Recent Queensland Country Credit Union home loan reviews

Queensland Country Credit Union

Queensland Country Credit Union Variable Rate Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Great premiums and terrific customer service.

Love this bank as the banker are very helpful, reliable, honest, and they remember your name.

Full review

Love this bank as the banker are very helpful, reliable, honest, and they remember your name.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Kristi, Queensland, reviewed over 3 years ago

Queensland Country Credit Union

Queensland Country Credit Union Variable Rate Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Very good, would recommend to anyone

Very friendly and obliging staff, who go out of their way to help you get the most out of your banking.

Full review

Very friendly and obliging staff, who go out of their way to help you get the most out of your banking.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   8 / 10

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Patricia, Queensland, reviewed over 3 years ago

Queensland Country Credit Union

Queensland Country Credit Union Variable Rate Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Acceptable premiums and excellent customer focus

Personal service easily accessed in QLD. Personable staff. Good rates and no hard sell.

Full review

Personal service easily accessed in QLD. Personable staff. Good rates and no hard sell.

    Price   7 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Rod, Queensland, reviewed over 3 years ago

Queensland Country Credit Union

Queensland Country Credit Union home loan review

Overall rating   10 / 10

Great Customer Service

What great service you get. They go out of their way to please. Nothing is a problem to them. They offer solutions to any problem. Their Health Fund is the same.

Full review

What great service you get. They go out of their way to please. Nothing is a problem to them. They offer solutions to any problem. Their Health Fund is the same.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   10 / 10

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Justine, Queensland, reviewed about 4 years ago

Queensland Country Credit Union

Queensland Country Credit Union home loan review

Overall rating   9 / 10

great customer service

They made dealing with them a plesure

Full review

They made dealing with them a plesure

    Price   10 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   10 / 10

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Terry, Queensland, reviewed over 4 years ago

Queensland Country Credit Union

Queensland Country Credit Union home loan review

Overall rating   10 / 10

Brilliant!

QCCU is the greatest!!!

Full review

QCCU is the greatest!!!

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Brady, Tasmania, reviewed over 4 years ago

Queensland Country Credit Union

Queensland Country Credit Union home loan review

Overall rating   10 / 10

Friendly, efficient customer service

I like Queensland Country Credit Union because of the competitive rates they supply and the services provided.

Full review

I like Queensland Country Credit Union because of the competitive rates they supply and the services provided.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Desleigh, Queensland, reviewed over 4 years ago

Queensland Country Credit Union

Queensland Country Credit Union home loan review

Overall rating   10 / 10

Always competitive rates and excellent service

Staff are always very helpful, and go out of their way to ensure that client needs are met. I am never made feel like a number to add to a KPI. Some people may feel that the limited number of branches is a drawback, but I like the fact that you...

Full review

Staff are always very helpful, and go out of their way to ensure that client needs are met. I am never made feel like a number to add to a KPI. Some people may feel that the limited number of branches is a drawback, but I like the fact that you know the friendly voice at the end of the phone.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Sue, Queensland, reviewed about 5 years ago

Queensland Country Credit Union

Queensland Country Credit Union home loan review

Overall rating   9 / 10

QCCU, the peoples' people

Member owned and personalised friendly service keeps me from looking anywhere else. Branches in Townsville and Magnetic Island cover my needs. I love that the community has input and are kept in touch with credit union changes.

Full review

Member owned and personalised friendly service keeps me from looking anywhere else. Branches in Townsville and Magnetic Island cover my needs. I love that the community has input and are kept in touch with credit union changes.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   10 / 10

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Julie, , reviewed about 5 years ago

Queensland Country Credit Union

Queensland Country Credit Union home loan review

Overall rating   10 / 10

Superior customer service

We have kept banking with the Credit Union even though we have moved states. I know the name of the branch Manager and her staff.

Full review

We have kept banking with the Credit Union even though we have moved states. I know the name of the branch Manager and her staff.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Name not supplied, Tasmania, reviewed over 5 years ago

Queensland Country Credit Union

Queensland Country Credit Union Variable Rate Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Great customer service

The staff at my bank went out of their way to help me get the best deal for my home loan. Every year they provide me with up to date information if they can improve my insurances or find me a better deal.

Full review

The staff at my bank went out of their way to help me get the best deal for my home loan. Every year they provide me with up to date information if they can improve my insurances or find me a better deal.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Desiree, Queensland, reviewed over 5 years ago

Queensland Country Credit Union

Queensland Country Credit Union home loan review

Overall rating   8 / 10

Competitive rate, spot on service, eye on the ball

I feel like a friend, not a customer. The manager is honest and speaks clearly so that everything is understood. The rates are good and they show genuine interest in your custom.

Full review

I feel like a friend, not a customer. The manager is honest and speaks clearly so that everything is understood. The rates are good and they show genuine interest in your custom.

    Price   9 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   6 / 10

    Trust   8 / 10

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Name not supplied, Queensland, reviewed over 5 years ago

Queensland Country Credit Union

Queensland Country Credit Union home loan review

Overall rating   10 / 10

Great

Great people.

Full review

Great people.

    Price   8 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   7 / 10

Less

Name not supplied, Queensland, reviewed over 5 years ago

Queensland Country Credit Union

Queensland Country Credit Union home loan review

Overall rating   9 / 10

Excellent customer service and caring attitude.

The manager and staff of my branch are very helpful and friendly. You walk in the front door and you are greeted by whoever is behind the counter by name. They always get back to you when they say they will and have prevented us from losing...

Full review

The manager and staff of my branch are very helpful and friendly. You walk in the front door and you are greeted by whoever is behind the counter by name. They always get back to you when they say they will and have prevented us from losing thousands of dollars due to a scam. Truly awesome.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Name not supplied, Queensland, reviewed over 5 years ago

Queensland Country Credit Union

Queensland Country Credit Union Variable Rate Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Friendly, approachable and willing to help

This bank is so friendly and able to remember there clients even if you are only in the bank occasionally. We were with a big bank for over 20 years and they had no idea who we were or what we were trying to achieve. I can not fault this bank....

Full review

This bank is so friendly and able to remember there clients even if you are only in the bank occasionally. We were with a big bank for over 20 years and they had no idea who we were or what we were trying to achieve. I can not fault this bank. They are helpful, flexible and definitely approachable. I can not speak highly enough.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Lee-anne, Queensland, reviewed almost 6 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2019

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    • A Low rate Home Loan with $0 application fees for variable rate, $0 ongoing fees, $0 annual fees
    • Choose between weekly, fortnightly or monthly repayments and make extra repayments for free on a variable rate home loan
    • 20% minimum deposit required

    interest rate

    3.59% p.a. variable

    comparison rate*

    3.59% p.a.

    upfront fees

    $0

    Go to site

    More info

    • A Low rate Home Loan with $0 application fees for variable rate, $0 ongoing fees, $0 annual fees
    • Choose between weekly, fortnightly or monthly repayments and make extra repayments for free on a variable rate home loan
    • 20% minimum deposit required
    • Interest rate: 3.59% p.a. variable
    • Comparison rate*: 3.59% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount: $699,999
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    5.2

    Based on 111 UBank home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    • Owner occupier only
    • Available on new borrowings from $50,000
    • Your own Personal Relationship Manager

    interest rate

    3.59% p.a. variable

    comparison rate*

    3.61% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Owner occupier only
    • Available on new borrowings from $50,000
    • Your own Personal Relationship Manager
    • Interest rate: 3.59% p.a. variable
    • Comparison rate*: 3.61% p.a.
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free online
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $7,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.0

    Based on 109 HSBC home loan reviews

    Need more information?
    Go to site

    More info

  • Virgin Money Reward Me Variable Rate Home Loan (Owner Occupier, Principal & Interest, LVR<80%)

    Virgin Money Reward Me Variable Rate Home Loan (Owner Occupier, Principal & Interest, LVR<80%)

    • Competitive rates from 3.69% p.a.
    • No application fees
    • Receive 20,000 Velocity Points for every $100,000 drawn at settlement.

    interest rate

    3.69% p.a. variable

    comparison rate*

    3.83% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Competitive rates from 3.69% p.a.
    • No application fees
    • Receive 20,000 Velocity Points for every $100,000 drawn at settlement.
    • Interest rate: 3.69% p.a. variable
    • Comparison rate*: 3.83% p.a.
    • Upfront fees: $150
    • Ongoing fees: $10.00 monthly
    • Discharge fee: $320.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $750,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.1

    Based on 7 Virgin Money home loan reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    ME Flexible Home Loan (Fixed, Owner Occupier, LVR<80%, Principal & Interest)

    ME Flexible Home Loan (Fixed, Owner Occupier, LVR<80%, Principal & Interest)

    • Option to split your loan into fixed and variable
    • Offset available on the variable rate facility
    • Meet a mobile banker at a time or place that suits you

    interest rate

    3.89% p.a.
    fixed 2 years

    comparison rate*

    4.90% p.a.

    upfront fees

    $400

    Go to site

    More info

    • Option to split your loan into fixed and variable
    • Offset available on the variable rate facility
    • Meet a mobile banker at a time or place that suits you
    • Interest rate: 3.89% p.a.
      fixed 2 years
    • Comparison rate*: 4.90% p.a.
    • Upfront fees: $400
    • Ongoing fees: $0.00
    • Discharge fee: $350.00
    • Extra repayments: yes - free up to $30,000 during fixed rate period
    • Redraw facility: no
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $40,000
    • Maximum loan amount:
    • Type of loan: Fixed
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.7

    Based on 901 ME home loan reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    Heritage Bank Discount Variable Home Loan (Owner Occupier, LVR<80%)

    Heritage Bank Discount Variable Home Loan (Owner Occupier, LVR<80%)

    • Heritage’s current lowest variable interest rate
    • Unlimited extra repayments and unlimited redraw
    • People First service from your own dedicated lending specialist

    interest rate

    3.67% p.a. variable

    comparison rate*

    3.69% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Heritage’s current lowest variable interest rate
    • Unlimited extra repayments and unlimited redraw
    • People First service from your own dedicated lending specialist
    • Interest rate: 3.67% p.a. variable
    • Comparison rate*: 3.69% p.a.
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.3

    Based on 243 Heritage Bank home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Want more? Compare all 522 home loans in the Mozo comparison engine.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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