RaboDirect savings account reviews

RaboDirect
RaboDirect's overall rating for savings accounts

(as rated by the Mozo community)

8.0 / 10

based on 24 reviews

Price

Features

Customer service

Convenience

Trust

Full review

Featured savings account from RaboDirect

Recent RaboDirect savings account reviews

RaboDirect

RaboDirect High Interest Savings Account savings account review

Overall rating   7 / 10

Very good introductory interest rate

Very good introductory interest rate, however not simple to set up account and other services are limited.
Full review

Very good introductory interest rate, however not simple to set up account and other services are limited.

    Price   8 / 10

    Features   0 / 10

    Customer service   6 / 10

    Convenience   4 / 10

    Trust   7 / 10

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Lachlan (NSW), reviewed about 1 month ago

RaboDirect

RaboDirect PremiumSaver savings account review

Overall rating   9 / 10

Competive interest rate and great customer service

Excellent interest rate compared to others. Easy to use mobile app with quick sign in. Logging on to the internet banking through the website is a bit of a hassle with the digipass but it does have a secure feature I guess.
Full review

Excellent interest rate compared to others. Easy to use mobile app with quick sign in. Logging on to the internet banking through the website is a bit of a hassle with the digipass but it does have a secure feature I guess.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   9 / 10

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Darren (NSW), reviewed 8 months ago

RaboDirect

RaboDirect DIY Super 31 Day Notice Saver savings account review

Overall rating   9 / 10

Highest security, straight talking communications

Very high security rating, very secure online banking, communications are straight forward with minimum finance speak.
Full review

Very high security rating, very secure online banking, communications are straight forward with minimum finance speak.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Fred (NSW), reviewed 10 months ago

RaboDirect

RaboDirect PremiumSaver savings account review

Overall rating   9 / 10

Consistently offers the best interest rates.

RaboDirect have consistently had the best interest rates. Customer service is excellent.
Full review

RaboDirect have consistently had the best interest rates. Customer service is excellent.

    Price   10 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Gloria (NSW), reviewed 10 months ago

RaboDirect

RaboDirect High Interest Savings Account savings account review

Overall rating   9 / 10

Exceptionally accessible and efficient.

The ease of operation is exceptional.
Full review

The ease of operation is exceptional.

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Ian (NSW), reviewed 11 months ago

RaboDirect

RaboDirect savings account review

Overall rating   10 / 10

Secure and great interest rates

Awesome security process ---- effective and simple.
Full review

Awesome security process ---- effective and simple.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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John (VIC), reviewed about 1 year ago

RaboDirect

RaboDirect High Interest Savings Account savings account review

Overall rating   9 / 10

Great customer service

Great customer service. If only the interest rates could be better !!
Full review

Great customer service. If only the interest rates could be better !!

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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John (NSW), reviewed about 1 year ago

RaboDirect

RaboDirect High Interest Savings Account savings account review

Overall rating   8 / 10

Secure with pretty good interest rates

This account is really secure yet easy to access. I like that you can transfer money out of it to a linked count but can't draw straight from the account which makes it easier to save. Good interest rates with pretty ok incentives to not draw...
Full review

This account is really secure yet easy to access. I like that you can transfer money out of it to a linked count but can't draw straight from the account which makes it easier to save. Good interest rates with pretty ok incentives to not draw money out.

    Price   7 / 10

    Features   5 / 10

    Customer service   6 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Carly (QLD), reviewed over 1 year ago

RaboDirect

RaboDirect High Interest Savings Account savings account review

Overall rating   6 / 10

A good 'set & forget' option

I like this savings account because you can elect to have the money transferred directly from your transaction account to the savings account. It soon builds up. The only thing you have to remember is when you want to take it out you have to send...
Full review

I like this savings account because you can elect to have the money transferred directly from your transaction account to the savings account. It soon builds up. The only thing you have to remember is when you want to take it out you have to send it back to your transaction account. The savings bank does that straight away but it can take the destination bank a couple of days to show it in your account. It is meant to happen the same day!

    Price   5 / 10

    Features   5 / 10

    Customer service   6 / 10

    Convenience   7 / 10

    Trust   6 / 10

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Karen (NSW), reviewed over 1 year ago

RaboDirect

RaboDirect High Interest Savings Account savings account review

Overall rating   9 / 10

Online banking you can trust, with best interest

Rabo bank provide an excellent online banking service, and the highest interest rates. Been very happy with Rabo for the last 4 years and now they are just part of my life. :-)
Full review

Rabo bank provide an excellent online banking service, and the highest interest rates. Been very happy with Rabo for the last 4 years and now they are just part of my life. :-)

    Price   8 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Mike (VIC), reviewed over 1 year ago

RaboDirect

RaboDirect High Interest Savings Account savings account review

Overall rating   10 / 10

Great features and cutomer service

This bank gets to know their clients and their business and you're not just a number.
Full review

This bank gets to know their clients and their business and you're not just a number.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Angela (VIC), reviewed over 1 year ago

RaboDirect

RaboDirect 31 Day Notice Saver savings account review

Overall rating   9 / 10

Excellent interest rates

Rabo direct is amazing as it gives us the best interest rates which helps us reach our family goals quicker! They also have excellent and easy customer service.
Full review

Rabo direct is amazing as it gives us the best interest rates which helps us reach our family goals quicker! They also have excellent and easy customer service.

    Price   8 / 10

    Features   8 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

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Lauren (QLD), reviewed over 1 year ago

RaboDirect

RaboDirect High Interest Savings Account savings account review

Overall rating   9 / 10

Simple

It's simple and very accessible. The new app makes it much easier to track my funds at any time.
Full review

It's simple and very accessible. The new app makes it much easier to track my funds at any time.

    Price   8 / 10

    Features   3 / 10

    Customer service   5 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Sonja (NSW), reviewed over 1 year ago

RaboDirect

RaboDirect savings account review

Overall rating   7 / 10

Great rates and transparency in their rate changes

Great online savings rates and transparency on changes to their rates. Always helpful, if you have to ring them up about anything.
Full review

Great online savings rates and transparency on changes to their rates. Always helpful, if you have to ring them up about anything.

    Price   9 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   5 / 10

    Trust   7 / 10

Less

Patricia (NSW), reviewed almost 2 years ago

RaboDirect

RaboDirect 31 Day Notice Saver savings account review

Overall rating   10 / 10

Safe and a great way to save

I really like Rabo Bank. I feel safe with the security, as you are given a little device that is coded to your password and you get other codes through it. The notice saver is a great way to save as you have to give 31 days notice to get your money.
Full review

I really like Rabo Bank. I feel safe with the security, as you are given a little device that is coded to your password and you get other codes through it. The notice saver is a great way to save as you have to give 31 days notice to get your money.

    Price   10 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Ebonee (VIC), reviewed almost 2 years ago

RaboDirect

RaboDirect High Interest Savings Account savings account review

Overall rating   8 / 10

Rewarding and secure

Better than average interest rate and very good security makes this an useful tool for saving money.
Full review

Better than average interest rate and very good security makes this an useful tool for saving money.

    Price   8 / 10

    Features   7 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   7 / 10

Less

Douglas (VIC), reviewed about 2 years ago

RaboDirect

RaboDirect High Interest Savings Account savings account review

Overall rating   2 / 10

Atrocious treatment of customers

Three weeks later and I am still trying to activate my account! Every time I ring or email, I get responses that do not resolve the problem and further aggravate me - clearly they have very limited training for their call centre staff and...
Full review

Three weeks later and I am still trying to activate my account! Every time I ring or email, I get responses that do not resolve the problem and further aggravate me - clearly they have very limited training for their call centre staff and whomsoever responds to emails. Unbelievably bad service !

    Price   9 / 10

    Features   9 / 10

    Customer service   0 / 10

    Convenience   8 / 10

    Trust   0 / 10

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Helen (VIC), reviewed about 2 years ago

RaboDirect

RaboDirect High Interest Savings Account savings account review

Overall rating   5 / 10

Easy service

No fuss internet banking.
Full review

No fuss internet banking.

    Price   6 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   6 / 10

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Andy (QLD), reviewed over 2 years ago

RaboDirect

RaboDirect savings account review

Overall rating   1 / 10

Competitive feature in introductory periods.

The introductory period is not been renewed.
Full review

The introductory period is not been renewed.

    Price   2 / 10

    Features   2 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   3 / 10

Less

Jeff (VIC), reviewed over 2 years ago

RaboDirect

RaboDirect savings account review

Overall rating   10 / 10

Great interest rates and online security.

Great interest rate on online savings account, no limit on transfers to a linked account and secure internet banking using a small device you are provided with - a digipass.
Full review

Great interest rate on online savings account, no limit on transfers to a linked account and secure internet banking using a small device you are provided with - a digipass.

    Price   10 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   5 / 10

    Trust   10 / 10

Less

Chris (NSW), reviewed over 2 years ago

RaboDirect

RaboDirect High Interest Savings Account savings account review

Overall rating   9 / 10

Great customer service and very secure

No fees. You can move cash without fees into other accounts that are not in rabo. They also notify you of rate changes prior to the change.
Full review

No fees. You can move cash without fees into other accounts that are not in rabo. They also notify you of rate changes prior to the change.

    Price   9 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Fiona (VIC), reviewed over 2 years ago

RaboDirect

RaboDirect savings account review

Overall rating   9 / 10

Excellent interest rates

Rabo for our needs is only online accounts. The term deposits and various types of savings accounts pay good rates & are easy to access online. This is a great place to park money while using a main stream bank for working accounts.
Full review

Rabo for our needs is only online accounts. The term deposits and various types of savings accounts pay good rates & are easy to access online. This is a great place to park money while using a main stream bank for working accounts.

    Price   10 / 10

    Features   10 / 10

    Customer service   7 / 10

    Convenience   -1 / 10

    Trust   8 / 10

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Mozo reviewer (QLD), reviewed over 2 years ago

RaboDirect

RaboDirect savings account review

Overall rating   10 / 10

Great rates and great customer service

GREAT BANK, great rates and great service.
Full review

GREAT BANK, great rates and great service.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   8 / 10

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Mozo reviewer (NSW), reviewed over 2 years ago

RaboDirect

RaboDirect savings account review

Overall rating   10 / 10

Notice Saver is worth it

Really like the Notice Saver account.
Full review

Really like the Notice Saver account.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   10 / 10

Less

Mozo reviewer (VIC), reviewed over 2 years ago

RaboDirect

RaboDirect savings account review

Overall rating   9 / 10

Good alternative

Good rates and product easy to understand - not as many tricky conditions as other accounts. Love the Aussie service centre and the safety log in device is good for online banking. Some of the website like moving money around in confusing and...
Full review

Good rates and product easy to understand - not as many tricky conditions as other accounts. Love the Aussie service centre and the safety log in device is good for online banking. Some of the website like moving money around in confusing and there is no mobile app!

    Price   9 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   9 / 10

Less

Mozo reviewer (NSW), reviewed over 2 years ago

Savings account comparisons on Mozo Rates updated daily

  • ME Online Savings Account

    ME Online Savings Account

    • Savings Bank of the Year 2016
    • No minimum monthly deposit. Ongoing bonus rate
    • No monthly account-keeping fees

    special rate*

    3.35% (for $0 to $250,000)

    Ongoing bonus rate if during the month you make a weekly Tap & Go purchase with your ME Everyday Transaction Account buck Debit MasterCard.

    standard interest rate

    1.55%(for $0 and over)

    account fee per month

    $0.00

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    • Savings Bank of the Year 2016
    • No minimum monthly deposit. Ongoing bonus rate
    • No monthly account-keeping fees
    • Special rate conditions: Ongoing bonus rate if during the month you make a weekly Tap & Go purchase with your ME Everyday Transaction Account buck Debit MasterCard.
    • Access: Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Must link to a transaction account
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    8.1

    Based on 119 ME savings account reviews

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  • ING DIRECT Savings Maximiser

    ING DIRECT Savings Maximiser

    • No ING DIRECT fees
    • You could get a great variable rate every month, no matter how many times you withdraw
    • Anytime, anywhere banking with mobile app and 24/7 Australian call centre

    special rate*

    3.00% (for $0 to $100,000)

    For customers who also have an Orange Everyday and deposit their pay of $1,000+ each month.

    standard interest rate

    2.00%(for $0 and over)

    account fee per month

    $0.00

    Go to site

    More info

    • No ING DIRECT fees
    • You could get a great variable rate every month, no matter how many times you withdraw
    • Anytime, anywhere banking with mobile app and 24/7 Australian call centre
    • Special rate conditions: For customers who also have an Orange Everyday and deposit their pay of $1,000+ each month.
    • Access: Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Must link to a transaction account
    Overall rating

    9.2

    Based on 428 ING DIRECT savings account reviews

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  • Bank Australia Bonus Saver

    Bank Australia Bonus Saver

    • High interest rate of up to 3.00%p.a.
    • Bonus interest
    • Access to your savings

    special rate*

    3.00% (for $0 and over)

    minimum deposit $100, no withdrawals

    standard interest rate

    0.15%(for $0 and over)

    account fee per month

    $0.00

    Go to site

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    • High interest rate of up to 3.00%p.a.
    • Bonus interest
    • Access to your savings
    • Special rate conditions: Minimum deposit of $100 and no withdrawals in the month
    • Access: BPay, Branch access, Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions:
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    7.5

    Based on 35 Bank Australia savings account reviews

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  • IMB Bank Reward Saver Account

    IMB Bank Reward Saver Account

    • Earn bonus interest by saving as little as $50 a month with no withdrawals
    • No monthly account keeping fees
    • Set up automatic transfers from your Everyday Account

    special rate*

    3.00% (for $5,000 and over)

    Minimum deposit of $50 and no withdrawals. Reverts to bonus rate of 2.00% after the first 4 months.

    standard interest rate

    0%(for $0 and over)

    account fee per month

    $0.00

    Go to site

    More info

    • Earn bonus interest by saving as little as $50 a month with no withdrawals
    • No monthly account keeping fees
    • Set up automatic transfers from your Everyday Account
    • Special rate conditions: Minimum deposit of $50 and no withdrawals. Reverts to bonus rate of 2.00% after the first 4 months.
    • Access: ATM, EFTPOS, Visa Debit, Cheque book, BPay, Branch access, Phone banking, Internet banking, Bank@Post
    • Minimum balance: $0.00
    • Other restrictions:
    Overall rating

    7.6

    Based on 36 IMB Bank savings account reviews

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  • ANZ Online Saver

    ANZ Online Saver

    • Flexible high interest savings account plus exclusive online bonus interest offer for 3 months. Limited time only
    • Interest calculated daily and paid monthly
    • No minimum balance, no withdrawal fees and no fixed term requirements

    special rate*

    2.90% (for $0 and over)

    Bonus rate for the first 3 months from account opening. The bonus rate offer is only available to new ANZ Online Saver customers who have not held an ANZ Online Saver account during the last 6 months, and apply online.

    standard interest rate

    1.55%(for $0 and over)

    account fee per month

    $0.00

    Go to site

    More info

    • Flexible high interest savings account plus exclusive online bonus interest offer for 3 months. Limited time only
    • Interest calculated daily and paid monthly
    • No minimum balance, no withdrawal fees and no fixed term requirements
    • Special rate conditions: Bonus rate for the first 3 months from account opening. The bonus rate offer is only available to new ANZ Online Saver customers who have not held an ANZ Online Saver account during the last 6 months, and apply online.
    • Access: BPay, Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Must be linked to ANZ deposit account.
    Overall rating

    7.7

    Based on 2117 ANZ savings account reviews

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