They have always been bright, cheerful, very very helpful, courteous go out of their way to make sure all my questions are answered do their best to make sure I'm happy with the outcome of all my visits. They never make me feel my questions are dumb like some other banks I went to. I always leave happy and trust them with my money & myself in making at least 1 good choice in life.
SCU provides the most helpful and friendly service. It was had the lowest variable rate when I was looking for a personal loan. The only negative is the reliance on redi ATMs and the Bondi branch closing as it was my closest branch. Also they only have branches in Sydney which can cause trouble when traveling.
Fees and charges are minimal. For security purposes, they also limit electronic transfer of funds. To increase the limit you need to send them a secure e-mail from the website.
I've been with my bank for over 30 years and have had no problems what-so-ever, the only thing is I need to travel back to Sydney if anything goes wrong and if I need to sign papers, but that's ok..that's a good excuse to go back to Sydney for a few days..My bank doesn't exist up here in Queensland and I really don't want to change banks...I'm a loyal customer and they have fantastic service.
Their rates are ok but if you we're to look around you would find better. Customer service is great as I call to get balances every week and to discuss my account.
The customer service is amazing, the staff are extremely helpful and friendly. SCU has my complete trust and I would recommend them to anyone. The only problem I find is that there are not enough ATMs available in enough locations so I need to use other banks' ATM machines which unfortunatly allows the competitor banks to make money from my transactions- which adds up to probrably over $150-$200 per year. Overall an outstanding credit union and I wouldn't think of moving to another bank! Well done SCU!!
I don't like this product at all. This product is unreliable if you are travelling overseas or even if you are travelling within Australia. Being a credit union that is only based in Sydney and no where else, it makes accessing your money impossible if you have a lost or stolen bank card outside of Sydney as there are no branches outside of Sydney nor any affiliates. For example, if you took a weekend trip to Melbourne from Sydney as I did and an ATM swallowed your card, there would be nothing this bank could do for you in terms of accessing your money efficiently and they would be unable to transfer funds into any other account other then a Sydney Credit Union, so that you may access your money. I had spent the remainder of my weekend in a foreign state with no access to my money.. Extremely inconvenient banking. I hope they have since changed these restrictions as of 2010 when I last travelled relying on only this account.
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