The Mac home loan reviews

The Mac
The Mac's overall rating for home loans

(as rated by the Mozo community)

8.0 / 10

based on 2 reviews

Price

Features

Customer service

Convenience

Trust

Recent The Mac home loan reviews

The Mac

The Mac home loan review

Overall rating   10 / 10

More like family than a credit union

I love The Mac, more like family than a credit union. Always so helpful, keen to offer advice. When my husband who was self employed was injured they put our mortgage payments on hold no probs. The customer service is awesome. We used to also...

I love The Mac, more like family than a credit union. Always so helpful, keen to offer advice. When my husband who was self employed was injured they put our mortgage payments on hold no probs. The customer service is awesome. We used to also bank with St George and Commonwealth but never again. Highly recommend The Mac

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Melanie (NSW), reviewed almost 2 years ago

The Mac

The Mac home loan review

Overall rating   6 / 10

A competent & reliable service, which works

A good competent service. The introduction to the service was excellent.

A good competent service. The introduction to the service was excellent.

    Price   6 / 10

    Features   6 / 10

    Customer service   5 / 10

    Convenience   4 / 10

    Trust   5 / 10

Less

Mozo reviewer (QLD), reviewed over 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo Rates updated daily

  • loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    • Low interest rate available to purchases
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product

    interest rate

    3.59% p.a. variable

    comparison rate*

    3.61% p.a.

    Upfront fees

    $520

    Go to site

    More info

    • Low interest rate available to purchases
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product
    • Interest rate: 3.59% p.a. variable
    • Comparison rate*: 3.61% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.2

    Based on 202 loans.com.au home loan reviews

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  • CUA Kick Start Home Loan (Owner Occupier)

    CUA Kick Start Home Loan (Owner Occupier)

    • 2 year introductory variable rate. Limited time only
    • Free redraw facility for easy access to additional payments
    • No monthly or application fees

    interest rate

    3.69% p.a. variable for 24 months and then 3.89% variable

    comparison rate*

    3.87% p.a.

    Upfront fees

    $195

    Go to site

    More info

    • 2 year introductory variable rate. Limited time only
    • Free redraw facility for easy access to additional payments
    • No monthly or application fees
    • Interest rate: 3.69% p.a. variable for 24 months and then 3.89% variable
    • Comparison rate*: 3.87% p.a.
    • Upfront fees: $195
    • Ongoing fees: $0.00
    • Discharge fee: $200.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $750,000
    • Maximum loan amount: $5,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.8

    Based on 89 CUA home loan reviews

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  • State Custodians Breathe Easy Spring Special (LVR<80%, Owner Occupier)

    State Custodians Breathe Easy Spring Special (LVR<80%, Owner Occupier)

    • $0 Annual Fee, $0 Application Fee
    • P&I or Interest Only Up to 5yrs
    • Free 100% Offset Account

    interest rate

    3.72% p.a. variable

    comparison rate*

    3.75% p.a.

    Upfront fees

    $286

    Go to site

    More info

    • $0 Annual Fee, $0 Application Fee
    • P&I or Interest Only Up to 5yrs
    • Free 100% Offset Account
    • Interest rate: 3.72% p.a. variable
    • Comparison rate*: 3.75% p.a.
    • Upfront fees: $286
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $1,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.7

    Based on 3 State Custodians home loan reviews

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  • Mozo's pick of the month

     

    ING DIRECT Orange Advantage (LVR<80%, Owner Occupier) (Package)

    ING DIRECT Orange Advantage (LVR<80%, Owner Occupier) (Package)

    • With a variable rate this low, you could call it mates rates
    • 100% offset facility
    • Request pre-approval today

    interest rate

    3.89% p.a. variable

    comparison rate*

    4.11% p.a.

    Upfront fees

    $299

    Go to site

    More info

    • With a variable rate this low, you could call it mates rates
    • 100% offset facility
    • Request pre-approval today
    • Interest rate: 3.89% p.a. variable
    • Comparison rate*: 4.11% p.a.
    • Upfront fees: $299
    • Ongoing fees: $199.00 yearly
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Fortnightly, Monthly
    Overall rating

    8.1

    Based on 185 ING DIRECT home loan reviews

    Need more information?
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  • Beyond Bank Low Rate Special Variable Home Loan (Owner Occupier, LVR<70%)

    Beyond Bank Low Rate Special Variable Home Loan (Owner Occupier, LVR<70%)

    • Free redraw and unlimited repayments
    • 100% mortgage offset account
    • No upfront or ongoing fees

    interest rate

    3.73% p.a. variable

    comparison rate*

    3.73% p.a.

    Upfront fees

    $0

    Go to site

    More info

    • Free redraw and unlimited repayments
    • 100% mortgage offset account
    • No upfront or ongoing fees
    • Interest rate: 3.73% p.a. variable
    • Comparison rate*: 3.73% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $295.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 70.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.5

    Based on 27 Beyond Bank home loan reviews

    Need more information?
    Go to site

    More info

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* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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