Toyota Finance car loan reviews

Toyota Finance
Toyota Finance's overall rating for car loans

(as rated by the Mozo community)

6.5 / 10

based on 79 reviews

Price

Features

Customer service

Convenience

Trust

Recent Toyota Finance car loan reviews

Toyota Finance

Toyota Finance car loan review

Overall rating   7 / 10

Could be cheaper

Everything is good but it could be cheaper.

Full review

Everything is good but it could be cheaper.

    Price   8 / 10

    Features   8 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Micky, New South Wales, reviewed 10 days ago

Toyota Finance

Toyota Finance car loan review

Overall rating   7 / 10

Decent

Decent car loan. Everything is quite fair.

Full review

Decent car loan. Everything is quite fair.

    Price   6 / 10

    Features   6 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

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Micky, New South Wales, reviewed 17 days ago

Toyota Finance

Toyota Finance car loan review

Overall rating   6 / 10

Good service

Easy to sign up when buying from a Toyota dealer.

Full review

Easy to sign up when buying from a Toyota dealer.

    Price   7 / 10

    Features   3 / 10

    Customer service   7 / 10

    Convenience   5 / 10

    Trust   7 / 10

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Isaac, Victoria, reviewed over 2 years ago

Toyota Finance

Toyota Finance car loan review

Overall rating   10 / 10

Absolutely fantastic company to be with.

Toyota Finance were fantastic when I needed a loan. They were very helpful and made me feel very comfortable when talking to them. I was able to get my car because they made the payments affordable.

Full review

Toyota Finance were fantastic when I needed a loan. They were very helpful and made me feel very comfortable when talking to them. I was able to get my car because they made the payments affordable.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Julie, New South Wales, reviewed almost 3 years ago

Toyota Finance

Toyota Finance car loan review

Overall rating   9 / 10

Good service

Very good just don't like their phone opinions

Full review

Very good just don't like their phone opinions

    Price   7 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Asher, Queensland, reviewed almost 3 years ago

Toyota Finance

Toyota Finance car loan review

Overall rating   10 / 10

A+

A+ recommend.

Full review

A+ recommend.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Jo, Queensland, reviewed about 3 years ago

Toyota Finance

Toyota Finance car loan review

Overall rating   8 / 10

Helps out very well.

Very good, so understanding great value awesome company to go with.

Full review

Very good, so understanding great value awesome company to go with.

    Price   7 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Samara, New South Wales, reviewed about 3 years ago

Toyota Finance

Toyota Finance car loan review

Overall rating   7 / 10

Good

Pretty good service.

Full review

Pretty good service.

    Price   8 / 10

    Features   8 / 10

    Customer service   7 / 10

    Convenience   6 / 10

    Trust   7 / 10

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Zayden, Northern Territory, reviewed about 3 years ago

Toyota Finance

Toyota Finance car loan review

Overall rating   10 / 10

Been the best car loan provider for me

Have had 3 loans by them now, and every time they have been so helpful. The Toyota Finance help desk would also be the best call center I've ever called.

Full review

Have had 3 loans by them now, and every time they have been so helpful. The Toyota Finance help desk would also be the best call center I've ever called.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Lance, Queensland, reviewed over 3 years ago

Toyota Finance

Toyota Finance car loan review

Overall rating   0 / 10

Poor customer service

Too dear on car loan.

Full review

Too dear on car loan.

    Price   2 / 10

    Features   4 / 10

    Customer service   0 / 10

    Convenience   5 / 10

    Trust   0 / 10

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Diane, Victoria, reviewed over 3 years ago

Toyota Finance

Toyota Finance car loan review

Overall rating   3 / 10

High interest

Interest is too high.

Full review

Interest is too high.

    Price   2 / 10

    Features   5 / 10

    Customer service   4 / 10

    Convenience   5 / 10

    Trust   5 / 10

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Roberto, New South Wales, reviewed over 3 years ago

Toyota Finance

Toyota Finance car loan review

Overall rating   8 / 10

Great customer service and website/online

Online service/website is great. Terms & Conditions easy to understand. Fantastic customer service.

Full review

Online service/website is great. Terms & Conditions easy to understand. Fantastic customer service.

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   7 / 10

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Rita, New South Wales, reviewed over 3 years ago

Toyota Finance

Toyota Finance car loan review

Overall rating   5 / 10

Reasonable

Have been OK as long as you pay on time.

Full review

Have been OK as long as you pay on time.

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   5 / 10

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Sue, New South Wales, reviewed over 3 years ago

Toyota Finance

Toyota Finance car loan review

Overall rating   5 / 10

Quick and convenient

Gave us the loan quickly.

Full review

Gave us the loan quickly.

    Price   5 / 10

    Features   3 / 10

    Customer service   2 / 10

    Convenience   6 / 10

    Trust   5 / 10

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Cherrie, Queensland, reviewed over 3 years ago

Toyota Finance

Toyota Finance car loan review

Overall rating   1 / 10

Terrible, hopeless in dealing with customers

Can't trust these people, not honest in any way. Still waiting for a call to review my case as directed from the ombudsman no calls yet, been with them for 5years, all they can do is treat you badly, am happy all my friends are taking their...

Full review

Can't trust these people, not honest in any way. Still waiting for a call to review my case as directed from the ombudsman no calls yet, been with them for 5years, all they can do is treat you badly, am happy all my friends are taking their business elsewhere.

    Customer service   1 / 10

    Trust   1 / 10

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Tammy, Victoria, reviewed over 3 years ago

Toyota Finance

Toyota Finance car loan review

Overall rating   9 / 10

Very Good

Good low rate of 2.1%

Full review

Good low rate of 2.1%

    Price   10 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   8 / 10

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Kerry, Victoria, reviewed over 3 years ago

Toyota Finance

Toyota Finance car loan review

Overall rating   0 / 10

Do not use this company

Do not finance with Toyota. They charge more interest then your common bank. I was in desperate need of a car due to mine ruining on the run road and I went to Preston toyota to look for a car. I felt pressured by the sales man to buy the car I...

Full review

Do not finance with Toyota. They charge more interest then your common bank. I was in desperate need of a car due to mine ruining on the run road and I went to Preston toyota to look for a car. I felt pressured by the sales man to buy the car I own and to finance through them as opposed to my bank. It's the biggest mistake I have made. If you are looking to buy a car, AVOID this company!!!

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

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Maryann, Victoria, reviewed over 3 years ago

Toyota Finance

Toyota Finance car loan review

Overall rating   0 / 10

Toyota car loan con

Staff happy to find me a car I liked, then the paperwork for the loan application, up till then was all ok, problem was they mentioned the interest rate was going to be 18%!!! I asked them during the loan app process about the interest rate and...

Full review

Staff happy to find me a car I liked, then the paperwork for the loan application, up till then was all ok, problem was they mentioned the interest rate was going to be 18%!!! I asked them during the loan app process about the interest rate and they, like true car sales people, they went around the question. Lucky I never signed up for it!!!! Be very careful here because they have you sign the loan contract..that is.. if you are approved for finance you are obligated to take the car and the loan, regardless of what the interest rate will be, if you don't you will have to pay 1000's of dollars to get out of it!! DON'T GO NEAR THEM!!!

    Price   1 / 10

    Features   1 / 10

    Customer service   3 / 10

    Convenience   2 / 10

    Trust   2 / 10

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Jeoff, New South Wales, reviewed over 3 years ago

Toyota Finance

Toyota Finance car loan review

Overall rating   10 / 10

Flexible

They are pretty flexible however the phone people can be short at times ,not as bad as other companies have been.

Full review

They are pretty flexible however the phone people can be short at times ,not as bad as other companies have been.

    Price   10 / 10

    Features   10 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Chantelle, Queensland, reviewed over 3 years ago

Toyota Finance

Toyota Finance car loan review

Overall rating   8 / 10

awesome

I like toyota finance for their customer service, friendly staff and for helping out when times are tough. They make life so much easier so I don't have to stress so much.

Full review

I like toyota finance for their customer service, friendly staff and for helping out when times are tough. They make life so much easier so I don't have to stress so much.

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Warwick, Western Australia, reviewed over 3 years ago

Toyota Finance

Toyota Finance car loan review

Overall rating   10 / 10

Easy to use services offered

Great Customer Service.

Full review

Great Customer Service.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Sharon, Queensland, reviewed over 3 years ago

Toyota Finance

Toyota Finance car loan review

Overall rating   8 / 10

Good

.06% finance, happy to rearrange details.

Full review

.06% finance, happy to rearrange details.

    Price   7 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   7 / 10

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Jenelle, South Australia, reviewed over 3 years ago

Toyota Finance

Toyota Finance car loan review

Overall rating   1 / 10

Sounds great, but it's not

Early Termination fees for business customers will hurt. Terms are 30% of interest chargeable on the remainder of the loan.

Full review

Early Termination fees for business customers will hurt. Terms are 30% of interest chargeable on the remainder of the loan.

    Price   8 / 10

    Features   3 / 10

    Customer service   3 / 10

    Convenience   2 / 10

    Trust   3 / 10

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Andrew, Queensland, reviewed almost 4 years ago

Toyota Finance

Toyota Finance car loan review

Overall rating   10 / 10

Best car loan company

Great customer service, amazing Interest rate & very easy to communicate with. Payments automatically come out same day every week :)

Full review

Great customer service, amazing Interest rate & very easy to communicate with. Payments automatically come out same day every week :)

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Jordan, Queensland, reviewed almost 4 years ago

Toyota Finance

Toyota Finance car loan review

Overall rating   10 / 10

Fantastic customer service

Toyota finance is an excellent provider for your car loan. Easy online account to keep track of your loan and payments. Always fantastic customer service. Downside is the fees for payment, e.g. $5 for a payment method.

Full review

Toyota finance is an excellent provider for your car loan. Easy online account to keep track of your loan and payments. Always fantastic customer service. Downside is the fees for payment, e.g. $5 for a payment method.

    Price   8 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Cassie, Victoria, reviewed almost 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Car loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2018

    loans.com.au New Car Loan (Up to 2 years old, Fixed, Secured)

    loans.com.au New Car Loan (Up to 2 years old, Fixed, Secured)

    • No monthly or ongoing fees
    • Borrow $5K to $100K
    • 3,4,5 year loan term available

    Interest rate

    5.44% p.a.to 5.94% p.a.

    comparison rate*

    5.99% p.a.to 6.5% p.a.based on $30,000
    over 5 years

    Fees

    $400.00upfront
    and
    $0.00/month

    Go to site

    More info

    • No monthly or ongoing fees
    • Borrow $5K to $100K
    • 3,4,5 year loan term available
    • Upfront fees: $400
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 3 Years
    • Maximum loan term: 5 Years
    Need more information?
    Go to site

    More info

  • Australian Military Bank Car Loan - Excellent Credit (Up to 5 years old, Variable, Secured)

    Australian Military Bank Car Loan - Excellent Credit (Up to 5 years old, Variable, Secured)

    • Tailored rates based on your personal credit history
    • Apply Online
    • No penalty for early repayments

    Interest rate

    5.71% p.a.to 8.66% p.a.

    comparison rate*

    6.57% p.a.to 10.07% p.a.based on $30,000
    over 5 years

    Fees

    $100.00upfront
    and
    $10.00/month

    Go to site

    More info

    • Tailored rates based on your personal credit history
    • Apply Online
    • No penalty for early repayments
    • Upfront fees: $100
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $1,000.00
    • Maximum loan amount: $80,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    6.3

    Based on 28 Australian Military Bank car loan reviews

    Need more information?
    Go to site

    More info

  • MyState Bank Secured Personal Loan (vehicles up to 2 years old, Variable)

    MyState Bank Secured Personal Loan (vehicles up to 2 years old, Variable)

    • Fast online conditional approval and same day funding available
    • Borrow anything from $10,000 to $75,000 with loan terms up to 10 years
    • Free online redraws and no penalties on early loan payout or lump sum payments

    Interest rate

    7.99% p.a.

    comparison rate*

    8.96% p.a.based on $30,000
    over 5 years

    Fees

    $200.00upfront
    and
    $10.00/month

    Go to site

    More info

    • Fast online conditional approval and same day funding available
    • Borrow anything from $10,000 to $75,000 with loan terms up to 10 years
    • Free online redraws and no penalties on early loan payout or lump sum payments
    • Upfront fees: $200
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Other, Vehicle
    • Minimum loan amount: $10,000.00
    • Maximum loan amount: $75,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    Overall rating

    8.7

    Based on 7 MyState Bank car loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    loans.com.au Clean Green Car Loan (New, Fixed, Secured)

    loans.com.au Clean Green Car Loan (New, Fixed, Secured)

    • No monthly or ongoing fees
    • Borrow $5K to $100K
    • 3,4,5 year loan term available

    Interest rate

    4.74% p.a.to 5.24% p.a.

    comparison rate*

    5.29% p.a.to 5.8% p.a.based on $30,000
    over 5 years

    Fees

    $400.00upfront
    and
    $0.00/month

    Go to site

    More info

    • No monthly or ongoing fees
    • Borrow $5K to $100K
    • 3,4,5 year loan term available
    • Upfront fees: $400
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 3 Years
    • Maximum loan term: 5 Years
    Need more information?
    Go to site

    More info

  • CUA Secured Car Loan (Fixed)

    CUA Secured Car Loan (Fixed)

    • $0 establishment fee for a limited time. Conditions apply. $90 Security Admin fee applies
    • No penalties for early payout or extra repayments. Free redraw.
    • No monthly fees

    Interest rate

    6.79% p.a.

    comparison rate*

    7.16% p.a.based on $30,000
    over 5 years

    Fees

    $265.00upfront
    and
    $0.00/month

    Go to site

    More info

    • $0 establishment fee for a limited time. Conditions apply. $90 Security Admin fee applies
    • No penalties for early payout or extra repayments. Free redraw.
    • No monthly fees
    • Upfront fees: $265
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    8.8

    Based on 42 CUA car loan reviews

    Need more information?
    Go to site

    More info

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Want more? Compare all 190 car loans in the Mozo comparison engine.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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