Warwick Credit Union home loan reviews

Warwick Credit Union
Warwick Credit Union's overall rating for home loans

(as rated by the Mozo community)

10.0 / 10

based on 2 reviews

Price

Features

Customer service

Convenience

Trust

Recent Warwick Credit Union home loan reviews

Warwick Credit Union

Warwick Credit Union home loan review

Overall rating   10 / 10

Great bank - where they know you on sight

Great product, offering 100% offset account. Cannot speak highly enough of Helen and her staff at the Dalby branch. Friendly and efficient, any question you ask they have the answer and if they do not know they will find out for you.

Full review

Great product, offering 100% offset account. Cannot speak highly enough of Helen and her staff at the Dalby branch. Friendly and efficient, any question you ask they have the answer and if they do not know they will find out for you.

    Price   6 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Kym (QLD), reviewed over 1 year ago

Warwick Credit Union

Warwick Credit Union home loan review

Overall rating   10 / 10

Best and fairest

The Warwick Credit Union is the best option for any loans or savings account needs. They are the most professional, considerate banking company I have ever had dealings with and I always recommend them to people. They look at individual...

Full review

The Warwick Credit Union is the best option for any loans or savings account needs. They are the most professional, considerate banking company I have ever had dealings with and I always recommend them to people. They look at individual circumstances and extend themselves to help.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sherry (QLD), reviewed over 3 years ago

Warwick Credit Union

Warwick Credit Union home loan review

Overall rating   10 / 10

Awesome, how banking relationships should be

The personal service at the local branch is the best ever interaction with a financial institution we have ever had, they know who their customers are on a first name basis, any question you have if the are not sure worry not they will get the...

Full review

The personal service at the local branch is the best ever interaction with a financial institution we have ever had, they know who their customers are on a first name basis, any question you have if the are not sure worry not they will get the information you requested usually that day. Their products are very competitive and when you take into account 100% offset on your mortgage they are ahead of the big banks hands down. I recommend them for personal and business banking requirements.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Kym , reviewed over 3 years ago

Warwick Credit Union

Warwick Credit Union home loan review

Overall rating   9 / 10

100% offset for mortgage, competitive, awesome

Warwick Credit Union is geared to personal service, I do not know anyone else who can walk into their bank and be known on first name basis with not only counter staff but the bank manager as well. I can ring the bank with queries and if they are...

Full review

Warwick Credit Union is geared to personal service, I do not know anyone else who can walk into their bank and be known on first name basis with not only counter staff but the bank manager as well. I can ring the bank with queries and if they are not sure have no problem telling and then finding the information and THEY ring you back, in six years with this bank we have never had any problems and the ladies at the Dalby branch are just fabulous.

    Price   8 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mozo reviewer (QLD), reviewed about 4 years ago

Warwick Credit Union

Warwick Credit Union home loan review

Overall rating   9 / 10

Great comfortable feeling when in their office.

Home loan package deals are excellent, customer service is good and staff are very friendly.

Full review

Home loan package deals are excellent, customer service is good and staff are very friendly.

    Price   8 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Bronwyn (QLD), reviewed over 4 years ago

Warwick Credit Union

Warwick Credit Union home loan review

Overall rating   4 / 10

I've been loyal to WCU because they gave me a home loan when no one else would, but when it came time for them to look after me and my request they let me down. I missed out on securing my home loan at a fixed rate of 5.89%! So I paid a huge fee...

Full review

I've been loyal to WCU because they gave me a home loan when no one else would, but when it came time for them to look after me and my request they let me down. I missed out on securing my home loan at a fixed rate of 5.89%! So I paid a huge fee to break my fixed rate of 8.5% only to have to secure it at 6.7%. Very dissapointed.

    Price   5 / 10

    Features   8 / 10

    Customer service   3 / 10

    Convenience   10 / 10

    Trust   4 / 10

Less

Tamara (QLD), reviewed over 5 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2016

    loans.com.au Essentials Variable 80 Homebuyer Special (Owner Occupier, Principal & Interest)

    loans.com.au Essentials Variable 80 Homebuyer Special (Owner Occupier, Principal & Interest)

    • A super-low rate available to purchases and 20% minimum deposit required
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product

    interest rate

    3.54% p.a. variable

    comparison rate*

    3.56% p.a.

    upfront fees

    $520

    Go to site

    More info

    • A super-low rate available to purchases and 20% minimum deposit required
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product
    • Interest rate: 3.54% p.a. variable
    • Comparison rate*: 3.56% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.2

    Based on 202 loans.com.au home loan reviews

    Need more information?
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    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    Newcastle Permanent Discounted Variable Home Loan (Owner Occupier, Principal & Interest) (Premium Plus Package)

    Newcastle Permanent Discounted Variable Home Loan (Owner Occupier, Principal & Interest) (Premium Plus Package)

    • 100% Offset Facility
    • $0 application fee for Personal and Car Loans
    • Additional repayments and redraws at any time

    interest rate

    3.64% p.a. variable

    comparison rate*

    4.03% p.a.

    upfront fees

    $0

    Go to site

    More info

    • 100% Offset Facility
    • $0 application fee for Personal and Car Loans
    • Additional repayments and redraws at any time
    • Interest rate: 3.64% p.a. variable
    • Comparison rate*: 4.03% p.a.
    • Upfront fees: $0
    • Ongoing fees: $395.00 yearly
    • Discharge fee:
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.5

    Based on 80 Newcastle Permanent home loan reviews

    Need more information?
    Go to site

    More info

  • HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    • Owner occupier only
    • Available to new borrowings to HSBC of $50,000 or more
    • Your own Personal Relationship Manager

    interest rate

    3.65% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $0

    Go to site

    More info

    • Owner occupier only
    • Available to new borrowings to HSBC of $50,000 or more
    • Your own Personal Relationship Manager
    • Interest rate: 3.65% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $7,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.1

    Based on 32 HSBC home loan reviews

    Need more information?
    Go to site

    More info

  • CUA Advance Variable Home Loan (Owner Occupier, Principal & Interest)

    CUA Advance Variable Home Loan (Owner Occupier, Principal & Interest)

    • Offset your interest to save
    • Free redraw facility for easy access to additional payments
    • No monthly or application fees

    interest rate

    3.65% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $195

    Go to site

    More info

    • Offset your interest to save
    • Free redraw facility for easy access to additional payments
    • No monthly or application fees
    • Interest rate: 3.65% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $195
    • Ongoing fees: $0.00
    • Discharge fee: $200.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $5,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Monthly
    Overall rating

    7.8

    Based on 89 CUA home loan reviews

    Need more information?
    Go to site

    More info

  • State Custodians Low Rate Home Loan with Offset (LVR<80%, Owner Occupier, Principal & Interest)

    State Custodians Low Rate Home Loan with Offset (LVR<80%, Owner Occupier, Principal & Interest)

    • $0 Application Fee, Free Redraws, Extra Repayments
    • P&I or Interest Only Up to 5yrs
    • Free 100% Offset Account

    interest rate

    3.69% p.a. variable

    comparison rate*

    3.72% p.a.

    upfront fees

    $286

    Go to site

    More info

    • $0 Application Fee, Free Redraws, Extra Repayments
    • P&I or Interest Only Up to 5yrs
    • Free 100% Offset Account
    • Interest rate: 3.69% p.a. variable
    • Comparison rate*: 3.72% p.a.
    • Upfront fees: $286
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.7

    Based on 3 State Custodians home loan reviews

    Need more information?
    Go to site

    More info

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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