Warwick Credit Union home loan reviews

Warwick Credit Union
Warwick Credit Union's overall rating for home loans

(as rated by the Mozo community)

10.0 / 10

based on 2 reviews

Price

Features

Customer service

Convenience

Trust

Full review

Recent Warwick Credit Union home loan reviews

Warwick Credit Union

Warwick Credit Union home loan review

Overall rating   10 / 10

Great bank - where they know you on sight

Great product, offering 100% offset account. Cannot speak highly enough of Helen and her staff at the Dalby branch. Friendly and efficient, any question you ask they have the answer and if they do not know they will find out for you.

Full review

Great product, offering 100% offset account. Cannot speak highly enough of Helen and her staff at the Dalby branch. Friendly and efficient, any question you ask they have the answer and if they do not know they will find out for you.

    Price   6 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Kym (QLD), reviewed 10 months ago

Warwick Credit Union

Warwick Credit Union home loan review

Overall rating   10 / 10

Best and fairest

The Warwick Credit Union is the best option for any loans or savings account needs. They are the most professional, considerate banking company I have ever had dealings with and I always recommend them to people. They look at individual...

Full review

The Warwick Credit Union is the best option for any loans or savings account needs. They are the most professional, considerate banking company I have ever had dealings with and I always recommend them to people. They look at individual circumstances and extend themselves to help.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sherry (QLD), reviewed over 2 years ago

Warwick Credit Union

Warwick Credit Union home loan review

Overall rating   10 / 10

Awesome, how banking relationships should be

The personal service at the local branch is the best ever interaction with a financial institution we have ever had, they know who their customers are on a first name basis, any question you have if the are not sure worry not they will get the...

Full review

The personal service at the local branch is the best ever interaction with a financial institution we have ever had, they know who their customers are on a first name basis, any question you have if the are not sure worry not they will get the information you requested usually that day. Their products are very competitive and when you take into account 100% offset on your mortgage they are ahead of the big banks hands down. I recommend them for personal and business banking requirements.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Kym , reviewed over 2 years ago

Warwick Credit Union

Warwick Credit Union home loan review

Overall rating   9 / 10

100% offset for mortgage, competitive, awesome

Warwick Credit Union is geared to personal service, I do not know anyone else who can walk into their bank and be known on first name basis with not only counter staff but the bank manager as well. I can ring the bank with queries and if they are...

Full review

Warwick Credit Union is geared to personal service, I do not know anyone else who can walk into their bank and be known on first name basis with not only counter staff but the bank manager as well. I can ring the bank with queries and if they are not sure have no problem telling and then finding the information and THEY ring you back, in six years with this bank we have never had any problems and the ladies at the Dalby branch are just fabulous.

    Price   8 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mozo reviewer (QLD), reviewed over 3 years ago

Warwick Credit Union

Warwick Credit Union home loan review

Overall rating   9 / 10

Great comfortable feeling when in their office.

Home loan package deals are excellent, customer service is good and staff are very friendly.

Full review

Home loan package deals are excellent, customer service is good and staff are very friendly.

    Price   8 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Bronwyn (QLD), reviewed over 3 years ago

Warwick Credit Union

Warwick Credit Union home loan review

Overall rating   4 / 10

I've been loyal to WCU because they gave me a home loan when no one else would, but when it came time for them to look after me and my request they let me down. I missed out on securing my home loan at a fixed rate of 5.89%! So I paid a huge fee...

Full review

I've been loyal to WCU because they gave me a home loan when no one else would, but when it came time for them to look after me and my request they let me down. I missed out on securing my home loan at a fixed rate of 5.89%! So I paid a huge fee to break my fixed rate of 8.5% only to have to secure it at 6.7%. Very dissapointed.

    Price   5 / 10

    Features   8 / 10

    Customer service   3 / 10

    Convenience   10 / 10

    Trust   4 / 10

Less

Tamara (QLD), reviewed over 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo Rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2016

    Bank Australia Basic Home Loan - (LVR<80%, Owner Occupier)

    Bank Australia Basic Home Loan - (LVR<80%, Owner Occupier)

    • Option to fix full loan or split between fixed and variable
    • Redraw available. Flexible repayments
    • Loan repayment pause available

    interest rate

    3.59% p.a. variable

    comparison rate*

    3.60% p.a.

    Upfront fees

    $0

    Go to site

    More info

    • Option to fix full loan or split between fixed and variable
    • Redraw available. Flexible repayments
    • Loan repayment pause available
    • Interest rate: 3.59% p.a. variable
    • Comparison rate*: 3.60% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $10,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.7

    Based on 35 Bank Australia home loan reviews

    Need more information?
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    More info

  • BCU OMG Home Loan

    BCU OMG Home Loan

    • Easy online application
    • 3 month pre-approval
    • Money Mag Credit Union of the Year

    interest rate

    3.69% p.a. variable

    comparison rate*

    3.95% p.a.

    Upfront fees

    $900

    Go to site

    More info

    • Easy online application
    • 3 month pre-approval
    • Money Mag Credit Union of the Year
    • Interest rate: 3.69% p.a. variable
    • Comparison rate*: 3.95% p.a.
    • Upfront fees: $900
    • Ongoing fees: $198.00 yearly
    • Discharge fee: $395.00
    • Extra repayments: yes - free
    • Redraw facility: yes - fees apply
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier, Investor
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.9

    Based on 13 BCU home loan reviews

    Need more information?
    Go to site

    More info

  • Community First Credit Union Special 3 Year Fixed Rate Home Loan (Owner Occupier)

    Community First Credit Union Special 3 Year Fixed Rate Home Loan (Owner Occupier)

    • 100% offset account attached
    • No monthly or annual fees
    • Make additional repayments up $25,000 p.a without penalty

    interest rate

    3.69% p.a.
    fixed 3 years

    comparison rate*

    4.93% p.a.

    Upfront fees

    $990

    Go to site

    More info

    • 100% offset account attached
    • No monthly or annual fees
    • Make additional repayments up $25,000 p.a without penalty
    • Interest rate: 3.69% p.a.
      fixed 3 years
    • Comparison rate*: 4.93% p.a.
    • Upfront fees: $990
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free up to $25,000 p.a.
    • Redraw facility: yes - fees apply
    • Offset account: yes
    • Maximum loan to value ratio: 95.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Fixed
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Monthly, Fortnightly, Weekly
    Overall rating

    8.5

    Based on 4 Community First Credit Union home loan reviews

    Need more information?
    Go to site

    More info

  • State Custodians Breathe Easy Spring Special (LVR<80%, Owner Occupier)

    State Custodians Breathe Easy Spring Special (LVR<80%, Owner Occupier)

    • $0 Annual Fee, $0 Application Fee
    • P&I or Interest Only Up to 5yrs
    • Free 100% Offset Account

    interest rate

    3.72% p.a. variable

    comparison rate*

    3.75% p.a.

    Upfront fees

    $286

    Go to site

    More info

    • $0 Annual Fee, $0 Application Fee
    • P&I or Interest Only Up to 5yrs
    • Free 100% Offset Account
    • Interest rate: 3.72% p.a. variable
    • Comparison rate*: 3.75% p.a.
    • Upfront fees: $286
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $1,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.7

    Based on 3 State Custodians home loan reviews

    Need more information?
    Go to site

    More info

  • Beyond Bank Low Rate Special Variable Home Loan (Owner Occupier, LVR<70%)

    Beyond Bank Low Rate Special Variable Home Loan (Owner Occupier, LVR<70%)

    • Free redraw and unlimited repayments
    • 100% mortgage offset account
    • No upfront or ongoing fees

    interest rate

    3.73% p.a. variable

    comparison rate*

    3.73% p.a.

    Upfront fees

    $0

    Go to site

    More info

    • Free redraw and unlimited repayments
    • 100% mortgage offset account
    • No upfront or ongoing fees
    • Interest rate: 3.73% p.a. variable
    • Comparison rate*: 3.73% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $295.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 70.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.5

    Based on 27 Beyond Bank home loan reviews

    Need more information?
    Go to site

    More info

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* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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