Warwick Credit Union home loan reviews

Warwick Credit Union
Warwick Credit Union's overall rating for home loans

(as rated by the Mozo community)

10.0 / 10

based on 2 reviews

Price

Features

Customer service

Convenience

Trust

Recent Warwick Credit Union home loan reviews

Warwick Credit Union

Warwick Credit Union home loan review

Overall rating   10 / 10

Great bank - where they know you on sight

Great product, offering 100% offset account. Cannot speak highly enough of Helen and her staff at the Dalby branch. Friendly and efficient, any question you ask they have the answer and if they do not know they will find out for you.

Full review

Great product, offering 100% offset account. Cannot speak highly enough of Helen and her staff at the Dalby branch. Friendly and efficient, any question you ask they have the answer and if they do not know they will find out for you.

    Price   6 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Kym (QLD), reviewed over 2 years ago

Warwick Credit Union

Warwick Credit Union home loan review

Overall rating   10 / 10

Best and fairest

The Warwick Credit Union is the best option for any loans or savings account needs. They are the most professional, considerate banking company I have ever had dealings with and I always recommend them to people. They look at individual...

Full review

The Warwick Credit Union is the best option for any loans or savings account needs. They are the most professional, considerate banking company I have ever had dealings with and I always recommend them to people. They look at individual circumstances and extend themselves to help.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sherry (QLD), reviewed about 4 years ago

Warwick Credit Union

Warwick Credit Union home loan review

Overall rating   10 / 10

Awesome, how banking relationships should be

The personal service at the local branch is the best ever interaction with a financial institution we have ever had, they know who their customers are on a first name basis, any question you have if the are not sure worry not they will get the...

Full review

The personal service at the local branch is the best ever interaction with a financial institution we have ever had, they know who their customers are on a first name basis, any question you have if the are not sure worry not they will get the information you requested usually that day. Their products are very competitive and when you take into account 100% offset on your mortgage they are ahead of the big banks hands down. I recommend them for personal and business banking requirements.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Kym , reviewed about 4 years ago

Warwick Credit Union

Warwick Credit Union home loan review

Overall rating   9 / 10

100% offset for mortgage, competitive, awesome

Warwick Credit Union is geared to personal service, I do not know anyone else who can walk into their bank and be known on first name basis with not only counter staff but the bank manager as well. I can ring the bank with queries and if they are...

Full review

Warwick Credit Union is geared to personal service, I do not know anyone else who can walk into their bank and be known on first name basis with not only counter staff but the bank manager as well. I can ring the bank with queries and if they are not sure have no problem telling and then finding the information and THEY ring you back, in six years with this bank we have never had any problems and the ladies at the Dalby branch are just fabulous.

    Price   8 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mozo reviewer (QLD), reviewed almost 5 years ago

Warwick Credit Union

Warwick Credit Union home loan review

Overall rating   9 / 10

Great comfortable feeling when in their office.

Home loan package deals are excellent, customer service is good and staff are very friendly.

Full review

Home loan package deals are excellent, customer service is good and staff are very friendly.

    Price   8 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Bronwyn (QLD), reviewed about 5 years ago

Warwick Credit Union

Warwick Credit Union home loan review

Overall rating   4 / 10

I've been loyal to WCU because they gave me a home loan when no one else would, but when it came time for them to look after me and my request they let me down. I missed out on securing my home loan at a fixed rate of 5.89%! So I paid a huge fee...

Full review

I've been loyal to WCU because they gave me a home loan when no one else would, but when it came time for them to look after me and my request they let me down. I missed out on securing my home loan at a fixed rate of 5.89%! So I paid a huge fee to break my fixed rate of 8.5% only to have to secure it at 6.7%. Very dissapointed.

    Price   5 / 10

    Features   8 / 10

    Customer service   3 / 10

    Convenience   10 / 10

    Trust   4 / 10

Less

Tamara (QLD), reviewed about 6 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2016

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product

    interest rate

    3.64% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $520

    Go to site

    More info

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product
    • Interest rate: 3.64% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.2

    Based on 202 loans.com.au home loan reviews

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  • MOZO EXPERTS CHOICE AWARDS 2016

    Newcastle Permanent Discounted Variable Home Loan (Owner Occupier, Principal & Interest) (Premium Plus Package)

    Newcastle Permanent Discounted Variable Home Loan (Owner Occupier, Principal & Interest) (Premium Plus Package)

    • Interest rate of 3.64% p.a. variable & a comparison rate* of 4.03% p.a.
    • Owner Occupier, Principal & Interest
    • Experts Choice - Home Lender of the Year 2018

    interest rate

    3.64% p.a. variable

    comparison rate*

    4.03% p.a.

    upfront fees

    $0

    Go to site

    More info

    • Interest rate of 3.64% p.a. variable & a comparison rate* of 4.03% p.a.
    • Owner Occupier, Principal & Interest
    • Experts Choice - Home Lender of the Year 2018
    • Interest rate: 3.64% p.a. variable
    • Comparison rate*: 4.03% p.a.
    • Upfront fees: $0
    • Ongoing fees: $395.00 yearly
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.5

    Based on 80 Newcastle Permanent home loan reviews

    Need more information?
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  • Bank Australia Basic Home Loan Special (LVR<80%, Owner Occupier)

    Bank Australia Basic Home Loan Special (LVR<80%, Owner Occupier)

    • Experts Choice Winner 2017 - Australia's Best Bank
    • Redraw available. Flexible repayments
    • Loan repayment pause for eco-upgrades to your home or maternity leave

    interest rate

    3.65% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $0

    Go to site

    More info

    • Experts Choice Winner 2017 - Australia's Best Bank
    • Redraw available. Flexible repayments
    • Loan repayment pause for eco-upgrades to your home or maternity leave
    • Interest rate: 3.65% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $10,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.7

    Based on 35 Bank Australia home loan reviews

    Need more information?
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  • UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • Get $1,000 cash into a USaver account on any loan (new or refinance) over $200k. (T&Cs apply).
    • 20% minimum deposit required

    interest rate

    3.69% p.a. variable

    comparison rate*

    3.69% p.a.

    upfront fees

    $0

    Go to site

    More info

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • Get $1,000 cash into a USaver account on any loan (new or refinance) over $200k. (T&Cs apply).
    • 20% minimum deposit required
    • Interest rate: 3.69% p.a. variable
    • Comparison rate*: 3.69% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount: $699,999
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    4.8

    Based on 56 UBank home loan reviews

    Need more information?
    Go to site

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  • NAB Base Variable Rate Home Loan Special Offer (Owner Occupier, Principal & Interest)

    NAB Base Variable Rate Home Loan Special Offer (Owner Occupier, Principal & Interest)

    • Low ongoing rate
    • No annual or monthly fees
    • Free extra repayments and redraw facility

    interest rate

    3.69% p.a. variable

    comparison rate*

    3.73% p.a.

    upfront fees

    $600

    Go to site

    More info

    • Low ongoing rate
    • No annual or monthly fees
    • Free extra repayments and redraw facility
    • Interest rate: 3.69% p.a. variable
    • Comparison rate*: 3.73% p.a.
    • Upfront fees: $600
    • Ongoing fees: $0.00
    • Discharge fee: $350.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 95.00%
    • Minimum loan amount: $20,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.2

    Based on 864 NAB home loan reviews

    Need more information?
    Go to site

    More info

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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