WAW is a local credit union that I have banked with for 35 years. It is a very personalised bank that I have had home loans, personal loans and car loans through. When no one else would consider giving me a loan, they did... based on my history, other banks however were not interested in my history even when I had been banking with them for years and had loans through them! They were inflexible and unhelpful and could only give me their policy as a reason not to give the loan. Some, however were quite prepared to give me a bankcard instead! Go figure... WAW has friendly, helpful staff...helped me on numerous occasions, is competitive with their rates and the only bank for me. I have closed all other bank accounts with all other banks!
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Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 4.67% would cost $34,096.76 including fees.
Terms from 3 to 7 years. Representative example: a 5 year $30,000 loan at 4.89% would cost $34,276.58 including fees.
Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 4.45% would cost $33,516.53 including fees.
Terms from 3 to 7 years. Representative example: a 5 year $30,000 loan at 5.19% would cost $34,320.13 including fees.
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 4.89% would cost $34,377.58 including fees.
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.
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