WAW Credit Union home loan reviews

WAW Credit Union
WAW Credit Union's overall rating for home loans

(as rated by the Mozo community)

8.8 / 10

based on 10 reviews

Price

Features

Customer service

Convenience

Trust

Recent WAW Credit Union home loan reviews

WAW Credit Union

WAW Credit Union home loan review

Overall rating   7 / 10

I am especially happy now with interest rates

I would recommend this banks to family and friends. Staff are quite helpful and friendly.

Full review

I would recommend this banks to family and friends. Staff are quite helpful and friendly.

    Price   6 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   6 / 10

Less

Norma, New South Wales, reviewed over 3 years ago

WAW Credit Union

WAW Credit Union home loan review

Overall rating   9 / 10

Flexibility

Good loan rates, flexible repayments and redraw facility.

Full review

Good loan rates, flexible repayments and redraw facility.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Graeme, Victoria, reviewed over 3 years ago

WAW Credit Union

WAW Credit Union home loan review

Overall rating   7 / 10

Happy most of the time

WAW stands for warm and welcoming, but could also stand for words are weak. They are friendly but not sure if I trust them.

Full review

WAW stands for warm and welcoming, but could also stand for words are weak. They are friendly but not sure if I trust them.

    Price   6 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   6 / 10

Less

Sara, , reviewed almost 4 years ago

WAW Credit Union

WAW Credit Union home loan review

Overall rating   10 / 10

The BEST customer Service!

The service we received from WAW could not be matched anywhere! From the front desk to the manager we were very happy with the loan we chose. Very competitive pricing was also attractive. However possibly an upgrade to the Internet banking to...

Full review

The service we received from WAW could not be matched anywhere! From the front desk to the manager we were very happy with the loan we chose. Very competitive pricing was also attractive. However possibly an upgrade to the Internet banking to match some rivals would be the only criticism.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Cameron, New South Wales, reviewed about 4 years ago

WAW Credit Union

WAW Credit Union home loan review

Overall rating   10 / 10

Trustworthy group

The credit union staff have over the years always been there for us with information, advice and sound strategies. They have never given us advice that benefits them at our expense. It's usually the other way round.

Full review

The credit union staff have over the years always been there for us with information, advice and sound strategies. They have never given us advice that benefits them at our expense. It's usually the other way round.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Bill, Victoria, reviewed over 4 years ago

WAW Credit Union

WAW Credit Union home loan review

Overall rating   9 / 10

Competitive features and great customer service

They are located in the perfect position, they are always friendly when you need help with whatever it may be, nothing is ever too much trouble.

Full review

They are located in the perfect position, they are always friendly when you need help with whatever it may be, nothing is ever too much trouble.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Name not supplied, New South Wales, reviewed about 5 years ago

WAW Credit Union

WAW Credit Union home loan review

Overall rating   9 / 10

Excellent friendly service

It's great to deal with a local, Australian product where the staff are friendly. Good informative management.

Full review

It's great to deal with a local, Australian product where the staff are friendly. Good informative management.

    Price   8 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Name not supplied, Victoria, reviewed about 5 years ago

WAW Credit Union

WAW Credit Union home loan review

Overall rating   8 / 10

Great from tellers to loan manager. awesome

good old fashioned personalised service. Sit about .5% lower than the big 4 banks. No restriction on how far ahead you can be in your loan. Everything online available and secure

Full review

good old fashioned personalised service. Sit about .5% lower than the big 4 banks. No restriction on how far ahead you can be in your loan. Everything online available and secure

    Price   8 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Marcus, Victoria, reviewed over 6 years ago

WAW Credit Union

WAW Credit Union home loan review

Overall rating   9 / 10

Fantastic service and great rates

The WAW credit union are competitive where they need to be: in the wallet. The products they offer are simple and convenient. The communication is fantastic if interest rates were going to change, we knew the effect it was going to have.

Full review

The WAW credit union are competitive where they need to be: in the wallet. The products they offer are simple and convenient. The communication is fantastic if interest rates were going to change, we knew the effect it was going to have.

    Price   9 / 10

    Features   6 / 10

    Customer service   7 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Thais, Victoria, reviewed over 6 years ago

WAW Credit Union

WAW Credit Union home loan review

Overall rating   10 / 10

We had to refinance our housing loan loan to bring our bank cards down, WAW was the only one that would give us a loan at the time. Once they did the bank where we had our home load started to chase us to stay with them,all to late. WAW service...

Full review

We had to refinance our housing loan loan to bring our bank cards down, WAW was the only one that would give us a loan at the time. Once they did the bank where we had our home load started to chase us to stay with them,all to late. WAW service and friendliness is "A" one. I will never go back to a bank.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Phillip, Victoria, reviewed over 7 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2016

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product

    interest rate

    3.64% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $520

    Go to site

    More info

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product
    • Interest rate: 3.64% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.2

    Based on 636 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • NAB Base Variable Rate Home Loan Special Offer (Owner Occupier, Principal & Interest)

    NAB Base Variable Rate Home Loan Special Offer (Owner Occupier, Principal & Interest)

    • Low ongoing rate
    • No annual or monthly fees
    • Free extra repayments and redraw facility

    interest rate

    3.69% p.a. variable

    comparison rate*

    3.73% p.a.

    upfront fees

    $600

    Go to site

    More info

    • Low ongoing rate
    • No annual or monthly fees
    • Free extra repayments and redraw facility
    • Interest rate: 3.69% p.a. variable
    • Comparison rate*: 3.73% p.a.
    • Upfront fees: $600
    • Ongoing fees: $0.00
    • Discharge fee: $350.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 95.00%
    • Minimum loan amount: $20,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    6.8

    Based on 2769 NAB home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    Newcastle Permanent Discounted Variable Home Loan (Owner Occupier, Principal & Interest) (Premium Plus Package)

    Newcastle Permanent Discounted Variable Home Loan (Owner Occupier, Principal & Interest) (Premium Plus Package)

    • Interest rate of 3.64% p.a. variable & a comparison rate* of 4.03% p.a.
    • Owner Occupier, Principal & Interest
    • Experts Choice - Australia's Best Customer-Owned Banking & Home Lender of the Year 2018

    interest rate

    3.72% p.a. variable

    comparison rate*

    4.12% p.a.

    upfront fees

    $0

    Go to site

    More info

    • Interest rate of 3.64% p.a. variable & a comparison rate* of 4.03% p.a.
    • Owner Occupier, Principal & Interest
    • Experts Choice - Australia's Best Customer-Owned Banking & Home Lender of the Year 2018
    • Interest rate: 3.72% p.a. variable
    • Comparison rate*: 4.12% p.a.
    • Upfront fees: $0
    • Ongoing fees: $395.00 yearly
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.6

    Based on 208 Newcastle Permanent home loan reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    Heritage Bank Discount Variable Home Loan (Owner Occupier, LVR<80%)

    Heritage Bank Discount Variable Home Loan (Owner Occupier, LVR<80%)

    • Heritage’s current lowest variable interest rate
    • Unlimited extra repayments and unlimited redraw
    • People First service from your own dedicated lending specialist

    interest rate

    3.67% p.a. variable

    comparison rate*

    3.69% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Heritage’s current lowest variable interest rate
    • Unlimited extra repayments and unlimited redraw
    • People First service from your own dedicated lending specialist
    • Interest rate: 3.67% p.a. variable
    • Comparison rate*: 3.69% p.a.
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - fees apply
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.3

    Based on 242 Heritage Bank home loan reviews

    Need more information?
    Go to site

    More info

  • Suncorp Back to Basics Special (LVR<90%, Owner Occupier, Principal & Interest)

    Suncorp Back to Basics Special (LVR<90%, Owner Occupier, Principal & Interest)

    • No monthly account keeping fee.
    • $0 ongoing annual fee.
    • Make additional repayments anytime.

    interest rate

    3.79% p.a. variable

    comparison rate*

    3.80% p.a.

    upfront fees

    $0

    Go to site

    More info

    • No monthly account keeping fee.
    • $0 ongoing annual fee.
    • Make additional repayments anytime.
    • Interest rate: 3.79% p.a. variable
    • Comparison rate*: 3.80% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $350.00
    • Extra repayments: Yes - free
    • Redraw facility: first redraw per month free
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.3

    Based on 858 Suncorp home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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