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Xinja Savings account reviews

Overall rating
8.5/10
Price
10.0/10
Features
6.0/10
Customer service
9.0/10
Convenience
6.8/10
Trust
8.0/10
Based on 4 reviews as rated by the Mozo community.

Recent Xinja savings account reviews

Sort reviews by: date | star rating
  • Xinja review

    Overall rating   9 / 10
    Local startup with very competitive savings rate.

    When Xinja came across my news feed it looked too good to be true with the high savings rate and no fees. After looking into all their info on their website which was easy to navigate, I opened an account almost instantly. When my welcome pack arrived with a few goodies I was again pleasantly surprised, no big bank would send a card out with a box of goodies. I'm now hooked with Xinja and glad to be backing a local startup who are offering one of the most competitive savings rates on the market

    Price
    10 / 10
    Features
    8 / 10
    Customer service
    9 / 10
    Convenience
    9 / 10
    Trust
    9 / 10
    Less
    Cameron, New South Wales, reviewed 5 months ago
  • Xinja Savings Account review

    Overall rating   8 / 10
    Great alternative to the Big 4 Banks

    Great alternative to the Big 4 banks and gives the best interest rate for savings accounts up to $200k. App can be a bit laggy when transferring funds.

    Price
    10 / 10
    Features
    7 / 10
    Convenience
    7 / 10
    Trust
    8 / 10
    Less
    Theodore, Western Australia, reviewed 6 months ago
  • Xinja review

    Overall rating   9 / 10
    Competitive interest and zero fees.

    Really easy banking application, early days so not as feature rich but the interest rate is amongst the best in Australia without it being a temporary rate for new signups.

    Price
    10 / 10
    Features
    6 / 10
    Customer service
    10 / 10
    Convenience
    8 / 10
    Trust
    10 / 10
    Less
    Jeremy, Victoria, reviewed 8 months ago
  • Xinja review

    Overall rating   8 / 10
    great interest rate good customer service.

    Easy signup, good interest rate, and no fees. It is a win-win all around.

    Price
    10 / 10
    Features
    3 / 10
    Customer service
    8 / 10
    Convenience
    3 / 10
    Trust
    5 / 10
    Less
    P, New South Wales, reviewed about 1 year ago
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    Savings account comparisons on Mozo - rates updated daily

    • Bonus Saver Account

      Maximum rate
      1.20% p.a. (for $0 to $250,000)
      standard interest rate
      0.10% p.a.(for $0 and over)
      Govt Deposit Guarantee
      Yes up to $250,000

      Bonus rate when at least $20 is deposited each month and five Visa Debit transactions are made each month using linked Everyday or Glide transaction accounts.

      Promoted
    • Serious Saver

      Maximum rate
      0.30% p.a. (for $0 to $1,000,000)
      standard interest rate
      0.15% p.a.(for $0 and over)
      Govt Deposit Guarantee
      Yes up to $250,000

      No withdrawals in the month. Bonus rate for first 4 months, reverting to 0.15% rate after*

      Promoted
    • Online Saver

      Maximum rate
      1.10% p.a. (for $0 to $500,000)
      standard interest rate
      0.35% p.a.(for $0 and over)
      Govt Deposit Guarantee
      Yes up to $250,000

      Bonus rate for the first 4 months from account opening

      Promoted
    • Flexi Saver

      Maximum rate
      0.25% p.a. (for $0 to $5,000,000)
      standard interest rate
      0.05% p.a.(for $0 to $5,000,000)
      Govt Deposit Guarantee
      Yes up to $250,000

      Increase balance by at least $300 in the month

      Promoted
    • Hero Saver

      Maximum rate
      0.80% p.a. (for $0 to $250,001)
      standard interest rate
      0.01% p.a.(for $0 to $5,000,000)
      Govt Deposit Guarantee
      Yes up to $250,000

      Minimum deposit of $200 and no withdrawals in the month.

      Promoted

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    Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia. We don't make subjective judgments, nor do advertisers influence our ratings. Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.