Thumbnail icon for Xinja

Xinja Savings account reviews

Overall rating
8.5/10
Price
10.0/10
Features
4.5/10
Customer service
9.0/10
Convenience
5.5/10
Trust
7.5/10
Based on 2 reviews as rated by the Mozo community.

Recent Xinja savings account reviews

Sort reviews by: date | star rating
  • Xinja Stash (closed for new accounts) review

    Overall rating   9 / 10
    Competitive interest and zero fees.

    Really easy banking application, early days so not as feature rich but the interest rate is amongst the best in Australia without it being a temporary rate for new signups.

    Price
    10 / 10
    Features
    6 / 10
    Customer service
    10 / 10
    Convenience
    8 / 10
    Trust
    10 / 10
    Less
    Jeremy, Victoria, reviewed 17 days ago
  • Xinja Stash (closed for new accounts) review

    Overall rating   8 / 10
    great interest rate good customer service.

    Easy signup, good interest rate, and no fees. It is a win-win all around.

    Price
    10 / 10
    Features
    3 / 10
    Customer service
    8 / 10
    Convenience
    3 / 10
    Trust
    5 / 10
    Less
    P, New South Wales, reviewed 5 months ago
  • Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

    Savings account comparisons on Mozo - rates updated daily

    • High Interest Savings Account

      Maximum rate
      2.25% p.a. (for $0 to $250,001)
      standard interest rate
      0.80% p.a.(for $0 to $250,001)
      Govt Deposit Guarantee
      Yesup to $250,000

      Bonus rate for the first 4 months from account opening

      Promoted
    • Life

      Maximum rate
      3.00% p.a. (for $0 to $30,000)
      standard interest rate
      0.40% p.a.(for $0 and over)
      Govt Deposit Guarantee
      Yesup to $250,000

      Make 5 transactions/month on linked Westpac Choice account and min 1 deposit and higher balance than at the beginning of the month in Life savings account.

      Promoted
    • Serious Saver

      Maximum rate
      2.10% p.a. (for $0 to $1,000,000)
      standard interest rate
      0% p.a.(for $0 and over)
      Govt Deposit Guarantee
      Yesup to $250,000

      No withdrawals in the month. Bonus rate for first 4 months, reverting to 0.15% bonus rate after*

      Promoted
    • Online Saver

      Maximum rate
      2.05% p.a. (for $0 to $500,000)
      standard interest rate
      0.35% p.a.(for $0 and over)
      Govt Deposit Guarantee
      Yesup to $250,000

      Bonus rate for the first 4 months from account opening

      Promoted
    • Fast Track Saver Account

      Maximum rate
      1.85% p.a. (for $1 to $250,000)
      standard interest rate
      0.20% p.a.(for $1 and over)
      Govt Deposit Guarantee
      Yesup to $250,000

      Ongoing bonus rate applied if in the previous month $1,000 or more is credited to the linked Day2Day Plus account and 5 eligible transactions are made by the linked account. (This second requirement has been paused until 31 August 2020).

      Promoted

    Want more? Compare all 230 savings accounts in the Mozo comparison engine.

    Compare more savings accounts

    About Mozo community reviews

    Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia. We don't make subjective judgments, nor do advertisers influence our ratings. Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.