When Xinja came across my news feed it looked too good to be true with the high savings rate and no fees. After looking into all their info on their website which was easy to navigate, I opened an account almost instantly. When my welcome pack arrived with a few goodies I was again pleasantly surprised, no big bank would send a card out with a box of goodies. I'm now hooked with Xinja and glad to be backing a local startup who are offering one of the most competitive savings rates on the market
Great alternative to the Big 4 banks and gives the best interest rate for savings accounts up to $200k. App can be a bit laggy when transferring funds.
Really easy banking application, early days so not as feature rich but the interest rate is amongst the best in Australia without it being a temporary rate for new signups.
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Bonus rate when at least $20 is deposited each month and five Visa Debit transactions are made each month using linked Everyday or Glide transaction accounts.
Minimum deposit of $200 and no withdrawals in the month.
Make 5 or more successful card purchases per calendar month using your Up debit card and digital wallets (ATM transactions excluded).
Ongoing bonus rate applied if in the previous month $1,000 or more is credited to the linked Day2Day Plus account and 5 eligible transactions are made by the linked account.
Bonus rate for the first 4 months from account opening
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