When Xinja came across my news feed it looked too good to be true with the high savings rate and no fees. After looking into all their info on their website which was easy to navigate, I opened an account almost instantly. When my welcome pack arrived with a few goodies I was again pleasantly surprised, no big bank would send a card out with a box of goodies. I'm now hooked with Xinja and glad to be backing a local startup who are offering one of the most competitive savings rates on the market
Great alternative to the Big 4 banks and gives the best interest rate for savings accounts up to $200k. App can be a bit laggy when transferring funds.
Really easy banking application, early days so not as feature rich but the interest rate is amongst the best in Australia without it being a temporary rate for new signups.
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.
Bonus rate when at least $20 is deposited each month and five Visa Debit transactions are made each month using linked Everyday or Glide transaction accounts.
No withdrawals in the month. Bonus rate for first 4 months, reverting to 0.15% rate after*
Bonus rate for the first 4 months from account opening
Increase balance by at least $300 in the month
Minimum deposit of $200 and no withdrawals in the month.
Want more? Compare all 223 savings accounts in the Mozo comparison engine.Compare more savings accounts
Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia. We don't make subjective judgments, nor do advertisers influence our ratings. Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.