Yellow Brick Road home loan reviews

Yellow Brick Road
Yellow Brick Road's overall rating for home loans

(as rated by the Mozo community)

7.7 / 10

based on 10 reviews

Price

Features

Customer service

Convenience

Trust

Featured home loan from Yellow Brick Road

Yellow Brick Road Empower Package (LVR 90-95%, Principal & Interest, Owner Occupier) (Offset)

interest rate

4.31% p.a. variable

comparison rate*

4.58% p.a.

upfront fees

$330

 Contact provider or click here for more Yellow Brick Road home loans

Recent Yellow Brick Road home loan reviews

Yellow Brick Road

Yellow Brick Road home loan review

Overall rating   1 / 10

Poor customer service

The Rooty Hill shop customer service person is more interested in flogging a product than customer service. Do not see this guy.

Full review

The Rooty Hill shop customer service person is more interested in flogging a product than customer service. Do not see this guy.

    Price   8 / 10

    Features   7 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Joanne, New South Wales, reviewed over 3 years ago

Yellow Brick Road

Yellow Brick Road Empower Package (LVR<70%, Principal & Interest, Owner Occupier) (Offset) home loan review

Overall rating   10 / 10

Great products and excellent customer service!

We dealt with the Revesby branch and found the service to be outstanding!! We refinanced as the loan we had was over 5% and the bank would not give us a better deal. Went to YBR and got the empower offset loan with zero fees and a rate of 4.22%...

Full review

We dealt with the Revesby branch and found the service to be outstanding!! We refinanced as the loan we had was over 5% and the bank would not give us a better deal. Went to YBR and got the empower offset loan with zero fees and a rate of 4.22%

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Alf, New South Wales, reviewed over 3 years ago

Yellow Brick Road

Yellow Brick Road Empower Home Loan (LVR<70%, Principal & Interest, Owner Occupier) home loan review

Overall rating   6 / 10

Competitive rates

Great customer service.

Full review

Great customer service.

    Price   6 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   6 / 10

Less

Katherine, Victoria, reviewed over 3 years ago

Yellow Brick Road

Yellow Brick Road Empower Home Loan (LVR<70%, Principal & Interest, Owner Occupier) home loan review

Overall rating   10 / 10

Competitive features, great service

Great bank, very helpful, friendly advice, no pressure.

Full review

Great bank, very helpful, friendly advice, no pressure.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Barbara, Queensland, reviewed almost 4 years ago

Yellow Brick Road

Yellow Brick Road home loan review

Overall rating   9 / 10

Customer service is outstanding

My wife and I, like many other Australians are in a position where we can help our children with their first home. We have just been released from having our home used as security with my son's first home. It is now my daughter's turn, so why...

Full review

My wife and I, like many other Australians are in a position where we can help our children with their first home. We have just been released from having our home used as security with my son's first home. It is now my daughter's turn, so why change a good thing, so we are sticking with Yellow Brick Road (YBR) and Macquarie Bank.

    Price   8 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Greg, New South Wales, reviewed almost 4 years ago

Yellow Brick Road

Yellow Brick Road 2 Year Special Tailored Home Loan (Owner Occupier, Principal & Interest) (Fixed, Choice Package) home loan review

Overall rating   6 / 10

Summer

Have a good day

Full review

Have a good day

    Price   4 / 10

    Features   8 / 10

    Customer service   7 / 10

    Convenience   4 / 10

    Trust   7 / 10

Less

Fan, , reviewed about 4 years ago

Yellow Brick Road

Yellow Brick Road home loan review

Overall rating   7 / 10

Customer focused

YBR have taken the time to look at my options. Great customer service.

Full review

YBR have taken the time to look at my options. Great customer service.

    Price   6 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   5 / 10

    Trust   7 / 10

Less

Sheri, , reviewed over 4 years ago

Yellow Brick Road

Yellow Brick Road Empower Package (LVR<70%, Principal & Interest, Owner Occupier) (Offset) home loan review

Overall rating   10 / 10

Best competitive rate

I recently refinanced with YBR and am very pleased with the product features and the rates on offer not to mention the excellent customer service my refinacing was painless and did not cause me any stress during the whole process.

Full review

I recently refinanced with YBR and am very pleased with the product features and the rates on offer not to mention the excellent customer service my refinacing was painless and did not cause me any stress during the whole process.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Steve, New South Wales, reviewed over 5 years ago

Yellow Brick Road

Yellow Brick Road home loan review

Overall rating   8 / 10

competitive rate, friendly customer service

product provides competitive variable interest rates. There is also a re-draw on the account which enables you to use as a savings account also, as you can withdraw to use for holidays etc

Full review

product provides competitive variable interest rates. There is also a re-draw on the account which enables you to use as a savings account also, as you can withdraw to use for holidays etc

    Price   9 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Debbie, Queensland, reviewed over 6 years ago

Yellow Brick Road

Yellow Brick Road home loan review

Overall rating   10 / 10

Great rate, flexible options.

Full review

Great rate, flexible options.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Andrew, New South Wales, reviewed over 8 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2018

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product

    interest rate

    3.64% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $520

    		 Go to site

    More info

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product
    • Interest rate: 3.64% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.2

    Based on 636 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    • Owner occupier only
    • Available to new borrowings to HSBC of $50,000 or more
    • Your own Personal Relationship Manager

    interest rate

    3.59% p.a. variable

    comparison rate*

    3.61% p.a.

    upfront fees

    $150

    		 Go to site

    More info

    • Owner occupier only
    • Available to new borrowings to HSBC of $50,000 or more
    • Your own Personal Relationship Manager
    • Interest rate: 3.59% p.a. variable
    • Comparison rate*: 3.61% p.a.
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free online
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $7,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.0

    Based on 109 HSBC home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    Newcastle Permanent Discounted Variable Home Loan (Owner Occupier, Principal & Interest) (Premium Plus Package)

    Newcastle Permanent Discounted Variable Home Loan (Owner Occupier, Principal & Interest) (Premium Plus Package)

    • Interest rate of 3.64% p.a. variable & a comparison rate* of 4.03% p.a.
    • Owner Occupier, Principal & Interest
    • Experts Choice - Australia's Best Customer-Owned Banking & Home Lender of the Year 2018

    interest rate

    3.89% p.a. variable

    comparison rate*

    4.29% p.a.

    upfront fees

    $0

    		 Go to site

    More info

    • Interest rate of 3.64% p.a. variable & a comparison rate* of 4.03% p.a.
    • Owner Occupier, Principal & Interest
    • Experts Choice - Australia's Best Customer-Owned Banking & Home Lender of the Year 2018
    • Interest rate: 3.89% p.a. variable
    • Comparison rate*: 4.29% p.a.
    • Upfront fees: $0
    • Ongoing fees: $395.00 yearly
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.6

    Based on 208 Newcastle Permanent home loan reviews

    Need more information?
    Go to site

    More info

  • ME Basic Home Loan (Owner Occupier, LVR<80%, Principal and Interest)

    ME Basic Home Loan (Owner Occupier, LVR<80%, Principal and Interest)

    • Variable rate only
    • No fees to redraw
    • Meet a mobile banker at a time or place that suits you

    interest rate

    3.97% p.a. variable

    comparison rate*

    3.99% p.a.

    upfront fees

    $400

    		 Go to site

    More info

    • Variable rate only
    • No fees to redraw
    • Meet a mobile banker at a time or place that suits you
    • Interest rate: 3.97% p.a. variable
    • Comparison rate*: 3.99% p.a.
    • Upfront fees: $400
    • Ongoing fees: $0.00
    • Discharge fee: $350.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $40,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.7

    Based on 900 ME home loan reviews

    Need more information?
    Go to site

    More info

  • Hunter United Interest Only Owner Occupier Home Loan

    Hunter United Interest Only Owner Occupier Home Loan

    interest rate

    4.19% p.a. variable

    comparison rate*

    4.19% p.a.

    upfront fees

    $0

    		 Go to site

    More info

    • Interest rate: 4.19% p.a. variable
    • Comparison rate*: 4.19% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $80.00
    • Extra repayments: yes
    • Redraw facility: yes - 1st redraw per month free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $300,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    9.8

    Based on 4 Hunter United home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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