Yellow Brick Road home loan reviews

Yellow Brick Road
Yellow Brick Road's overall rating for home loans

(as rated by the Mozo community)

7.0 / 10

based on 7 reviews

Price

Features

Customer service

Convenience

Trust

Featured home loan from Yellow Brick Road

Recent Yellow Brick Road home loan reviews

Yellow Brick Road

Yellow Brick Road home loan review

Overall rating   1 / 10

Poor customer service

The Rooty Hill shop customer service person is more interested in flogging a product than customer service. Do not see this guy.

Full review

The Rooty Hill shop customer service person is more interested in flogging a product than customer service. Do not see this guy.

    Price   8 / 10

    Features   7 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Joanne (NSW), reviewed almost 3 years ago

Yellow Brick Road

Yellow Brick Road Empower Package (LVR<70%, Principal & Interest, Owner Occupier) (Offset) home loan review

Overall rating   10 / 10

Great products and excellent customer service!

We dealt with the Revesby branch and found the service to be outstanding!! We refinanced as the loan we had was over 5% and the bank would not give us a better deal. Went to YBR and got the empower offset loan with zero fees and a rate of 4.22%...

Full review

We dealt with the Revesby branch and found the service to be outstanding!! We refinanced as the loan we had was over 5% and the bank would not give us a better deal. Went to YBR and got the empower offset loan with zero fees and a rate of 4.22%

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Alf (NSW), reviewed almost 3 years ago

Yellow Brick Road

Yellow Brick Road Empower Home Loan (LVR<70%, Principal & Interest, Owner Occupier) home loan review

Overall rating   6 / 10

Competitive rates

Great customer service.

Full review

Great customer service.

    Price   6 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   6 / 10

Less

Katherine (VIC), reviewed about 3 years ago

Yellow Brick Road

Yellow Brick Road Empower Home Loan (LVR<70%, Principal & Interest, Owner Occupier) home loan review

Overall rating   10 / 10

Competitive features, great service

Great bank, very helpful, friendly advice, no pressure.

Full review

Great bank, very helpful, friendly advice, no pressure.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Barbara (QLD), reviewed over 3 years ago

Yellow Brick Road

Yellow Brick Road home loan review

Overall rating   9 / 10

Customer service is outstanding

My wife and I, like many other Australians are in a position where we can help our children with their first home. We have just been released from having our home used as security with my son's first home. It is now my daughter's turn, so why...

Full review

My wife and I, like many other Australians are in a position where we can help our children with their first home. We have just been released from having our home used as security with my son's first home. It is now my daughter's turn, so why change a good thing, so we are sticking with Yellow Brick Road (YBR) and Macquarie Bank.

    Price   8 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Greg (NSW), reviewed over 3 years ago

Yellow Brick Road

Yellow Brick Road home loan review

Overall rating   7 / 10

Customer focused

YBR have taken the time to look at my options. Great customer service.

Full review

YBR have taken the time to look at my options. Great customer service.

    Price   6 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   5 / 10

    Trust   7 / 10

Less

Sheri , reviewed almost 4 years ago

Yellow Brick Road

Yellow Brick Road Empower Package (LVR<70%, Principal & Interest, Owner Occupier) (Offset) home loan review

Overall rating   10 / 10

Best competitive rate

I recently refinanced with YBR and am very pleased with the product features and the rates on offer not to mention the excellent customer service my refinacing was painless and did not cause me any stress during the whole process.

Full review

I recently refinanced with YBR and am very pleased with the product features and the rates on offer not to mention the excellent customer service my refinacing was painless and did not cause me any stress during the whole process.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Steve (NSW), reviewed about 5 years ago

Yellow Brick Road

Yellow Brick Road home loan review

Overall rating   8 / 10

competitive rate, friendly customer service

product provides competitive variable interest rates. There is also a re-draw on the account which enables you to use as a savings account also, as you can withdraw to use for holidays etc

Full review

product provides competitive variable interest rates. There is also a re-draw on the account which enables you to use as a savings account also, as you can withdraw to use for holidays etc

    Price   9 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Debbie (QLD), reviewed about 6 years ago

Yellow Brick Road

Yellow Brick Road home loan review

Overall rating   10 / 10

Great rate, flexible options.

Full review

Great rate, flexible options.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Andrew (NSW), reviewed about 8 years ago

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Home loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2016

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product

    interest rate

    3.64% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $520

    Go to site

    More info

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product
    • Interest rate: 3.64% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.2

    Based on 202 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • Aussie Select Basic Variable (LVR<80%, Owner Occupier, Principal & Interest)

    Aussie Select Basic Variable (LVR<80%, Owner Occupier, Principal & Interest)

    • A competitive rate available with no ongoing fees
    • Minimum of 5% deposit required for owner-occupied loans (conditions apply)
    • Reduce interest by making additional payments. Access your extra funds via a redraw facility

    interest rate

    3.69% p.a. variable

    comparison rate*

    3.70% p.a.

    upfront fees

    $330

    Go to site

    More info

    • A competitive rate available with no ongoing fees
    • Minimum of 5% deposit required for owner-occupied loans (conditions apply)
    • Reduce interest by making additional payments. Access your extra funds via a redraw facility
    • Interest rate: 3.69% p.a. variable
    • Comparison rate*: 3.70% p.a.
    • Upfront fees: $330
    • Ongoing fees: $0.00
    • Discharge fee: $535.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $5,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Fortnightly, Monthly
    Overall rating

    7.0

    Based on 52 Aussie home loan reviews

    Need more information?
    Go to site

    More info

  • NAB Base Variable Rate Home Loan (Owner Occupier, Principal & Interest)

    NAB Base Variable Rate Home Loan (Owner Occupier, Principal & Interest)

    • Low ongoing rate
    • No annual or monthly fees
    • Free extra repayments and redraw facility

    interest rate

    3.69% p.a. variable

    comparison rate*

    3.73% p.a.

    upfront fees

    $600

    Go to site

    More info

    • Low ongoing rate
    • No annual or monthly fees
    • Free extra repayments and redraw facility
    • Interest rate: 3.69% p.a. variable
    • Comparison rate*: 3.73% p.a.
    • Upfront fees: $600
    • Ongoing fees: $0.00
    • Discharge fee: $350.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 95.00%
    • Minimum loan amount: $20,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.2

    Based on 864 NAB home loan reviews

    Need more information?
    Go to site

    More info

  • UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    • A Low rate Home Loan with $0 application fees for variable rate, $0 ongoing fees, $0 annual fees
    • Choose between weekly, fortnightly or monthly repayments and make extra repayments for free on a variable rate home loan
    • 20% minimum deposit required

    interest rate

    3.59% p.a. variable

    comparison rate*

    3.59% p.a.

    upfront fees

    $0

    Go to site

    More info

    • A Low rate Home Loan with $0 application fees for variable rate, $0 ongoing fees, $0 annual fees
    • Choose between weekly, fortnightly or monthly repayments and make extra repayments for free on a variable rate home loan
    • 20% minimum deposit required
    • Interest rate: 3.59% p.a. variable
    • Comparison rate*: 3.59% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount: $699,999
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    4.8

    Based on 56 UBank home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    Newcastle Permanent Discounted Variable Home Loan (Owner Occupier, Principal & Interest) (Premium Plus Package)

    Newcastle Permanent Discounted Variable Home Loan (Owner Occupier, Principal & Interest) (Premium Plus Package)

    • Interest rate of 3.64% p.a. variable & a comparison rate* of 4.03% p.a.
    • Owner Occupier, Principal & Interest
    • Experts Choice - Australia's Best Customer-Owned Banking & Home Lender of the Year 2018

    interest rate

    3.72% p.a. variable

    comparison rate*

    4.12% p.a.

    upfront fees

    $0

    Go to site

    More info

    • Interest rate of 3.64% p.a. variable & a comparison rate* of 4.03% p.a.
    • Owner Occupier, Principal & Interest
    • Experts Choice - Australia's Best Customer-Owned Banking & Home Lender of the Year 2018
    • Interest rate: 3.72% p.a. variable
    • Comparison rate*: 4.12% p.a.
    • Upfront fees: $0
    • Ongoing fees: $395.00 yearly
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.5

    Based on 80 Newcastle Permanent home loan reviews

    Need more information?
    Go to site

    More info

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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