Rewards cards are your ticket to something for nothing - but how do you decide between flash cashback, sweet frequent flyers or a solid gold card? Head straight to the latest rewards deals below, or compare rewards cards with our nifty Rewards Revealer search tool.
Read moreRewards credit cards come in various guises, from frequent flyer credit cards to travel rewards, cashback deals and giftcard programs. For more info on the benefits of rewards cards read our handy guide rewards cards versus annual fees.
Once this would've involved a lot of unrewarding number crunching. However, Mozo has introduced the Rewards Revealer to crack the rewards card code and deliver the best deals for your personal credit spend.
Rewards credit card comparisons on Mozo - rates updated daily
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Receive 1 Qantas Point for every $1 spent on Card purchases (T&Cs apply). No annual fee for the life of the card.
Qantas Frequent Flyer
$0
No current offer
1 point uncapped
-
20.74% p.a.
0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
44
3.00%
$30.00
1 point per dollar on Amex, uncapped
Never
No current offer
8,000 points
120,000 points
16,160 points
• Purchase Protection
• Account alerts by SMS
Details Close
Apply By 30 June 2018
0% p.a. on balance transfers for 22 months. Conditions apply. Travel like a high-flier with 2 airport lounge passes every year.
Rewards Plus
$129 Refunded when you spend over $6,000 p.a
No current offer
1 point uncapped
-
19.99% p.a.
0% p.a. for 22 months and then 21.99% p.a. (2.00% balance transfer fee)
21.99% p.a.
55
3.00%
$30.00
1 point per dollar on Visa, uncapped
36 months
No current offer
15,600 points
239,200 points
20,000 points
• Concierge
• Travel Insurance
• Extended Warranty
• Purchase Protection
• Guaranteed Pricing
Details Close
No Annual Fees and receive 0% p.a. on balance transfers for the first 12 months
Velocity Frequent Flyer
$0
No current offer
1 point uncapped
-
20.74% p.a.
0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
55
3.00%
$30.00
1 point per dollar on Amex, uncapped
Never
No current offer
7,800 points
119,600 points
18,000 points
• Purchase Protection
• Account alerts by SMS
Details Close
75,000 bonus Qantas Points when you spend $2,500 on eligible purchases in the first 3 months
Qantas Frequent Flyer
$425 $0 in the first 1 year
75,000
1 point up to $7,500/month, then
0.5 points uncapped
-
19.99% p.a.
No current offer
21.49% p.a.
55
3.00%
$20.00
1 point per dollar on Visa, up to $7,500 per month, then
0.5 points per dollar on Visa, uncapped
Never
75,000
8,000 points
120,000 points
16,160 points
• Concierge
• Travel Insurance
• Extended Warranty
• Purchase Protection
• Rental Car Excess Cover
• Guaranteed Pricing
Details Close
0% p.a. balance transfer, $0 annual fee for the first year and also receive 1 rewards point for every dollar spent
Life Rich Rewards
$149 $0 in the first 1 year
No current offer
1 point up to 100000 points/year
-
19.99% p.a.
0% p.a. for 13 months and then 21.74% p.a.
21.74% p.a.
55
3.40%
$12.50
1 point per dollar on Mastercard, up to 100000 points per year
Never
No current offer
-
-
25,000 points
• Concierge
• Travel Insurance
• Purchase Protection
Details Close
Hot Deal Receive 100,000 Qantas Bonus Points (T&Cs apply)
NABs fastest way to earn Qantas Points. 100,000 bonus Qantas Points when you spend $4,000 on everyday purchases within 60 days of account opening.
Qantas Frequent Flyer
$395
100,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
-
19.99% p.a.
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
21.74% p.a.
44
3.00%
$15.00
1 point per dollar on Visa, up to $5,000 per month, then
0.5 points per dollar on Visa, up to $20,000 per month
Never
100,000
8,000 points
120,000 points
16,160 points
• Concierge
• Travel Insurance
• Extended Warranty
• Purchase Protection
• Guaranteed Pricing
• Domestic Hotel Burglary Insurance
Details Close
Receive 55,000 bonus Qantas Points (T&Cs apply) whilst also receiving $450 Qantas Travel Credit each year. Get rewarded with up to 2.5 Qantas Points per $1 spent.
Qantas Frequent Flyer
$450
55,000
1.5 points uncapped
-
20.74% p.a.
0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
44
3.00%
$30.00
1.5 points per dollar on Amex, uncapped
Never
55,000
8,000 points
120,000 points
16,160 points
• Travel Insurance
• Purchase Protection
• Account alerts by SMS
Details Close
Receive 50,000 Membership Rewards® Points (T&Cs apply). Also receive $400 Travel Credit each year.
Membership Rewards
$395
50,000
2 points uncapped
-
20.74% p.a.
0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
55
3.00%
$30.00
2 points per dollar on Amex, uncapped
Never
50,000
10,400 points
159,467 points
13,500 points
• Travel Insurance
• Extended Warranty
• Purchase Protection
• Account alerts by SMS
Details Close
Apply By 30 June 2018
$50 Woolworths eGift card after you make your first purchase (T&Cs Apply) & No annual fee for the first year
Woolworths Rewards
$49 $0 in the first 1 year
No current offer
1 point uncapped
-
19.99% p.a.
0% p.a. for 14 months and then 21.99% p.a.
21.99% p.a.
55
3.00%
$35.00
1 point per dollar on Visa, uncapped
Never
No current offer
-
-
20,000 points
• Concierge
• Purchase Protection
Details Close
75,000 bonus points when you spend $2,500 in the first 3 months. No annual fee for the first year.
ANZ Rewards
$375 $0 in the first 1 year
75,000
2 points up to $5,000/month, then
1 point uncapped
-
18.79% p.a.
No current offer
20.99% p.a.
55
3.00%
$20.00
2 points per dollar on Visa, up to $5,000 per month, then
1 point per dollar on Visa, uncapped
36 months
75,000
15,600 points
239,200 points
22,225 points
• Concierge
• Travel Insurance
• Commission-free Travellers Cheques
• Extended Warranty
• Purchase Protection
• Rental Car Excess Cover
• Guaranteed Pricing
Details Close
Apply By 30 June 2018
Earn up to 80,000 bonus Velocity Points and 0% p.a. for 15 months on balance transfer
Velocity Frequent Flyer
$289
80,000
1 point up to $8,000/month, then
0.5 points uncapped
-
20.74% p.a.
0% p.a. for 15 months and then 20.99% p.a.
20.99% p.a.
44
3.30%
$10.00
1 point per dollar on Visa, up to $8,000 per month, then
0.5 points per dollar on Visa, uncapped
Never
80,000
7,800 points
119,600 points
18,000 points
• Concierge
• Travel Insurance
• Extended Warranty
• Purchase Protection
• Guaranteed Pricing
Details Close
Apply By 11 June 2018
80,000 bonus points (T&Cs apply)
Altitude Rewards
$250
80,000
1.25 points uncapped
-
20.24% p.a.
No current offer
20.74% p.a.
45
3.00%
$15.00
1.25 points per dollar on Mastercard, uncapped
Never
80,000
15,600 points
239,200 points
23,500 points
• Concierge
• Travel Insurance
• Extended Warranty
• Purchase Protection
Details Close
65,000 bonus points when you spend $2,500 in the first 3 months. No annual fee for the first year.
ANZ Rewards
$95 $0 in the first 1 year
65,000
1.5 points up to $2,000/month, then
0.5 points uncapped
-
18.79% p.a.
No current offer
20.99% p.a.
55
3.00%
$20.00
1.5 points per dollar on Visa, up to $2,000 per month, then
0.5 points per dollar on Visa, uncapped
36 months
65,000
15,600 points
239,200 points
22,225 points
• Concierge
• Travel Insurance
• Commission-free Travellers Cheques
• Extended Warranty
• Purchase Protection
• Rental Car Excess Cover
• Guaranteed Pricing
Details Close
Up to 1 point/$ 1 On all eligible purchases, uncapped
Amplify Rewards
$79 $0 in the first 1 year
No current offer
1 point uncapped
-
19.49% p.a.
3.00% p.a. for 36 months and then 20.24% p.a.
20.24% p.a.
55
3.00%
$15.00
1 point per dollar on Visa, uncapped
Never
No current offer
15,600 points
239,200 points
22,200 points
Details Close
Unlimited points earning potential. Earn more Qantas Points and spend them on something you really want.
Qantas Frequent Flyer
$270
No current offer
0.66 points uncapped
-
20.49% p.a.
2.99% p.a. for 9 months and then 20.49% p.a.
21.99% p.a.
44
0%
$25.00
0.66 points per dollar on Mastercard, uncapped
Never
No current offer
8,000 points
120,000 points
16,160 points
• Concierge
• Travel Insurance
• Extended Warranty
• Purchase Protection
Details Close
Earn up to 1 Membership Rewards point for every $1 spent. $0 Annual fee.
Membership Rewards
$0
No current offer
1 point uncapped
-
14.99% p.a.
0% p.a. for 12 months and then 14.99% p.a. (3.00% balance transfer fee)
55
3.00%
$30.00
1 point per dollar on Amex, uncapped
Never
No current offer
10,400 points
159,467 points
13,500 points
• Extended Warranty
• Purchase Protection
• Account alerts by SMS
Details Close
25,000 Reward Points when you spend $2,500 (T&Cs apply) & No annual fee for the first year
ANZ Rewards
$80 $0 in the first 1 year
25,000
1 point up to $1,000/month, then
0.5 points uncapped
-
18.79% p.a.
No current offer
20.99% p.a.
44
3.00%
$20.00
1 point per dollar on Visa, up to $1,000 per month, then
0.5 points per dollar on Visa, uncapped
36 months
25,000
15,600 points
239,200 points
22,225 points
Details Close
Receive 30,000 bonus Qantas Points when you spend $1,500 on everyday purchases within 60 days of account opening.
Qantas Frequent Flyer
$95
30,000
0.5 points up to $3,000/month
-
19.99% p.a.
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
21.74% p.a.
44
3.00%
$15.00
0.5 points per dollar on Visa, up to $3,000 per month
Never
30,000
8,000 points
120,000 points
16,160 points
• Purchase Protection
Details Close
Apply By 30 June 2018
Earn 3 bonus Velocity Points on top of standard earn rates in first 3 months
Velocity Frequent Flyer
$129 $65 in the first 1 year
No current offer
0.66 points up to $1,500/month, then
0.5 points uncapped
-
20.74% p.a.
0% p.a. for 18 months and then 20.99% p.a.
20.99% p.a.
44
3.30%
$10.00
0.66 points per dollar on Visa, up to $1,500 per month, then
0.5 points per dollar on Visa, uncapped
Never
No current offer
7,800 points
119,600 points
18,000 points
Details Close
Want more? Compare all 121 rewards credit cards in the Mozo comparison engine.
Compare more rewards credit cardsViews, news, tips and guides to help find the best rewards card for you.
If you are in the market for a new credit card you might be thinking why not get rewarded for your spending? Sounds like a good proposition doesn't it. You spend money and your bank gives you free stuff. Awesome. But before you jump in and sign up with the flashiest card in the market there's a few reward card must-knows which we'll run through in detail in this guide.
If you don't have the time to read our rewards card wisdom, you can always jump straight to our Experts Choice Awards page. Each year, the Mozo money experts review all rewards credit cards in our database and award those cards that offer the best value to customers based on their spending habits.
It's really not that good. Idk about it just was the bank I signed up with.
Read full review
It's really not that good. Idk about it just was the bank I signed up with.
Less
Charlotte | NSW
reviewed 7 days ago
As a pensioner with a walking disability, the staff always offer me a chair. Just excellent.
Read full review
As a pensioner with a walking disability, the staff always offer me a chair. Just excellent.
Less
Maxwell | WA
reviewed 12 days ago
I chose the low rate card because I thought it would cost less, but there could be better cards...
Read full review
I chose the low rate card because I thought it would cost less, but there could be better cards available now.
Less
Suzanne | TAS
reviewed 12 days ago
More credit card reviews
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