bcu Scoots Super Saver

2.76% p.a.(for $0 to $50,000)

No Current Offer

bcu Scoots Super Saver

2.76% p.a.(for $0 to $50,000)

No Current Offer

Mozo Review   bcu Scoots Super Saver Review

Last updated: 3 May 2019.

What's hot:
  • 2019 Mozo Experts Choice Award

  • No ATM fees

  • No account fees

What's not:
  • 0.20% rate for balances over $50,000

Mozo snapshot:

The bcu Scoot Super Saver offers a generous 2.76% for your kids savings stash. What’s more, there are no monthly account fees, making it a pretty sweet deal for young savers and an obvious pick for our 2019 Mozo Experts Choice Awards, where it won in the Pocket Money Regular Saver category.

Key features:

It can be hard enough introducing kids to the ins and outs of finance, let alone encouraging them to save, but the bcu Scoot Super Saver is designed with just that in mind. Kids won't have to lift a finger to see their stash grow with the 2.76% interest rate on balances under $50,000. Couple that with the lack of account keeping fees and this should go a long way towards helping children save as much of their pocket money as possible.

Kids also get access to Scoot’s Zone, an online portal which helps them learn good money habits. There are a heaps of fun games and plenty of resources which incentivise smart banking, including a savings planner, handy financial tips, and a money Q&A with Scoot the dog.

Funds can be accessed using ATM, phone or internet without any fees. There is however a $0.30 EFTPOS fee (which should actually help minimise spending), and $1 over the counter deposit and withdrawal fees.

Who it's good for:

If you’re a parent looking to instil responsible savings habits in your child, bcu’s Scoot Super Saver could be a great pick. Encourage your child to keep spending to a minimum while making regular deposits and they’ll see their savings grow in no time.

Any catches?

The Scoot Super Saver is available to children aged 13 and under, so after this kids will need to look into a new account.

Details

Rates and fees information correct as at 26 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 2.76% p.a.
    Balances from $50,000: 0.20% p.a.

  • none

  • n/a

Fees
  • $0.00

  • none

  • Unlimited free transactions from phone and internet. 6 free branch transactions, 5 free EFTPOS transactions and unlimited free ATM withdrawals.

  • $0.00

  • bcu

  • $0.00

  • $1.00

  • $1.00

  • $0.30

  • $0.00

  • $0.00

  • none

Other financial bits
  • $1.00

  • $0.00

  • Monthly

Features
  • yes

  • none

  • yes

  • no

  • no

  • yes

  • no

  • yes

  • yes

  • no

  • no

  • none

  • none

  • Up to 13

Customer Reviews

How are bcu savings accounts rated by the Mozo community?

Overall customer rating
8.3/10
Price
7.4/10
Features
6.6/10
Customer service
8.4/10
Convenience
7.9/10
Trust
8.5/10
bcu

About bcu

BCU began in 1970 when a group of north coast banana growers pooled their resources, and formed a credit union. Since those humble beginnings BCU has grown to 54,000 members, and includes 21 stores from the Sunshine Coast to Port Macquarie, a call centre located in northern NSW and Telephone and Internet banking facilities. Profits are returned back to members through loyalty rebates, affordable loans, sponsorships and educational programs. Regardless of where you live in Australia, BCU has a wide range of personal finance options to simplify your banking, including credit cards, home loans, personal loans, savings and transaction accounts and term deposits.

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