Beyond Bank monEsaver Internet Savings Account
1.10% p.a.(for $5,000 to $200,000)
No Current Offer
Beyond Bank monEsaver Internet Savings Account
1.10% p.a.(for $5,000 to $200,000)
No Current Offer
Beyond Bank monEsaver Internet Savings Account
1.10% p.a.(for $5,000 to $200,000)
No Current Offer
Mozo Review Beyond Bank monEsaver Internet Savings Account Review
Last updated: 22 October 2019.
What's hot:
2019 Mozo Experts Choice Excellent Banking App Award
Unlimited phone and internet transactions
$0 account fees
What's not:
$4 over the counter withdrawal fee
Mozo snapshot:
The Beyond Bank monEsaver is a simple Internet Savings Account that is tailored to suit those who want to stay on top of their savings goals, but also want easy online access to funds when needed. Savers can make unlimited phone and internet transactions with the monEsaver as well as avoid paying anything in account keeping fees.
Speaking of easy online access, transferring money to and from your monESaver Internet Savings Account will be a breeze with the Beyond Bank app - a 2019 Mozo Experts Choice Award winner in the Excellent Banking App category.
Key features:
The Beyond Bank monEsaver Internet Savings Account has no monthly account keeping fees, no minimum deposit fee and a base interest rate of 1.10% p.a for balances from $5,000. Those who are keen to maintain a balance over $200,000, can benefit from a 1.30% p.a. Interest rate. The news is not so good if your balance falls under the $5,000, because the rate drops down to a measly 0.01% p.a.
Interest is calculated daily and paid monthly into the account. Any transactions made electronically are free, just watch out for the $4 transaction fee if you use any other method other than your online account.
And just like most other savings accounts, no ATM access is included in the Online Savings Account, but that’s easily fixed by linking it up with a Beyond Bank Transaction Account.
Who it's good for:
The Beyond monEsaver Internet Savings Account is great for savers with $5,000 to put away who are looking to do all of their banking online and earn interest on their money with no minimum deposits or withdrawal penalties.
Any catches?
In order to open a monEsaver savings account, you will need to open a transaction account with Beyond Bank as well that allows for internal transfers between accounts.
Details
Rates and fees information correct as at 12 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
Balances from $0: 0.01% p.a.
Balances from $5,000: 1.10% p.a.
Balances from $200,000: 1.30% p.a. -
n/a
-
n/a
Fees
-
$0.00
-
n/a
-
Unlimited transactions from phone and internet
-
n/a
-
n/a
-
$4.50
-
$0.00
-
$4.00
-
n/a
-
$0.00
-
$0.00
-
n/a
Other financial bits
-
$0.00
-
$0.00
-
Monthly
Features
-
no
-
none
-
no
-
no
-
no
-
yes
-
no
-
yes
-
yes
-
yes
-
no
-
Must link to a transaction account
-
none
-
none
Customer Reviews
How are Beyond Bank savings accounts rated by the Mozo community?
Latest reviews of Beyond Bank monEsaver Internet Savings Account
- Overall9/10
Helpful and informative through every transaction
Always able to solve problems on the spot with no drama and had no problems to date through them.
Read full review
Always able to solve problems on the spot with no drama and had no problems to date through them.
Price8/10Features8/10Customer service8/10Convenience9/10Trust8/10Less
Jade | South Australia
reviewed about 4 years ago
- Overall10/10
Competitive rates and excellent customer service
You don't just feel like a number at our branch. They assist in every aspect. Ask about fees...
Read full review
You don't just feel like a number at our branch. They assist in every aspect. Ask about fees and charges. Negotiate the best interest rates.
Price10/10Features10/10Customer service10/10Convenience10/10Trust9/10Less
Kerina | South Australia
reviewed over 4 years ago
- Overall9/10
Great rates and friendly service.
I like this bank because they are always ready to help you out and never make you feel like you...
Read full review
I like this bank because they are always ready to help you out and never make you feel like you are just a nuisance to be served.
Price7/10Features4/10Customer service9/10Convenience10/10Trust9/10Less
Mikelis | South Australia
reviewed over 4 years ago
- Overall9/10
Competitive with other banks and excellent service
My bank is always polite when I ask any questions either via phone or in person. They are...
Read full review
My bank is always polite when I ask any questions either via phone or in person. They are helpful and make me feel important.
Price9/10Features8/10Customer service9/10Convenience10/10Trust10/10Less
Mary | South Australia
reviewed almost 5 years ago
- Overall8/10
Secure/Easy online Banking
We are happy with the bank however the rates for our savings acct are low, nobody has contacted...
Read full review
We are happy with the bank however the rates for our savings acct are low, nobody has contacted us from the bank or even mentioned when we call up that perhaps we could do better by placing the money into another account. It's a fair amount and been there for 3 years without any recommendations.
Price7/10Features5/10Customer service9/10Convenience9/10Trust9/10Less
Rhonda | South Australia
reviewed almost 5 years ago
About Beyond Bank
Beyond Bank, formerly Community CPS, is one of Australia's largest customer owned banks. Based in South Australia, Beyond Bank operates more than 46 branches across the country. Beyond Bank offers a wide range of banking and financial products including home loans, credit cards, savings accounts, term deposits, bank and and business accounts, and personal loans. The winning combination of great products and local service has helped Beyond Bank win many industry awards, including Best Credit Union in the Mozo People's Choice Awards 2012.
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