Balances from $0: 0.00% p.a.
Balances from $10,000: 0.05% p.a.
Balances from $20,000: 0.10% p.a.
Balances from $100,000: 0.15% p.a.
n/a
n/a
$0.00
n/a
Community First offers rebates on fees depending on total size of loans and deposits. Starting at $4 rebate for loans/accounts totaling $5000, upto $27 rebate for $100,000 and over.
n/a
n/a
n/a
$0.00
$1.50
n/a
$0.00
$0.00
$2.00
$5,000.00
$0.00
Quarterly
no
none
no
no
no
yes
yes
yes
yes
yes
no
Interest paid three times a year on the last day of February, June and October.
none
none
I have been with them for over 16 years and during that time I have had two loans at lower rates than all 4 banks and the companies I was purchasing the products from, I have a term deposit which is at the most competitive with all the banks I have looked at in my area, the staff at the banks, the managers and the call centre staff actually go out of there way to help you and assist you in your enquiry and will call back when they say they will unlike other banks I have had to deal with. They have lowest monthly fees going I only have 1 fee I pay a month and that's $2 and that's it nothing else and I can use atms and eftpos as much as I want. Better than all four banks would never go to any of the big four these guys respect there customers and go out of there way to help you out and give you there time.
Read full reviewI have been with them for over 16 years and during that time I have had two loans at lower rates than all 4 banks and the companies I was purchasing the products from, I have a term deposit which is at the most competitive with all the banks I have looked at in my area, the staff at the banks, the managers and the call centre staff actually go out of there way to help you and assist you in your enquiry and will call back when they say they will unlike other banks I have had to deal with. They have lowest monthly fees going I only have 1 fee I pay a month and that's $2 and that's it nothing else and I can use atms and eftpos as much as I want. Better than all four banks would never go to any of the big four these guys respect there customers and go out of there way to help you out and give you there time.
Having been a customer of the Credit Union for many years, I have no reason to change. I can't think of any problems in that time. I would recommend them.
Read full reviewHaving been a customer of the Credit Union for many years, I have no reason to change. I can't think of any problems in that time. I would recommend them.
Community First Credit Union is the largest community based Credit Union operating throughout the Sydney and Central Coast region, and the 23rd largest in Australia based on total assets. With over 70,000 members, Community First aims to continue to be an integral part of the communities in which its members live and work, and offers a wide range of financial services, including award winning savings and loans and credit cards. Membership is open to the community at large.
Virgin Money
Boost Saver with Go Account
1.20% p.a. (for $0 to $250,000)
0.10% p.a.(for $0 and over)
Yes up to $250,000
MyState Bank
Bonus Saver Account
1.20% p.a. (for $0 to $250,000)
0.10% p.a.(for $0 and over)
Yes up to $250,000
Virgin Money
Grow Saver
0.65% p.a. (for $0 and over)
0.10% p.a.(for $0 and over)
Yes up to $250,000
HSBC
Serious Saver
0.30% p.a. (for $0 to $1,000,000)
0.15% p.a.(for $0 and over)
Yes up to $250,000
Bank of Queensland
Fast Track Saver Account
1.05% p.a. (for $1 to $250,000)
0.05% p.a.(for $1 and over)
Yes up to $250,000
Bankwest
Hero Saver
0.70% p.a. (for $0 to $250,001)
0.01% p.a.(for $0 to $5,000,000)
Yes up to $250,000
Citi
Online Saver
1.10% p.a. (for $0 to $500,000)
0.35% p.a.(for $0 and over)
Yes up to $250,000
HSBC
Flexi Saver
0.25% p.a. (for $0 to $5,000,000)
0.05% p.a.(for $0 to $5,000,000)
Yes up to $250,000
MyState Bank
Bonus Saver Account
1.20% p.a. (for $0 to $250,000)
0.10% p.a.(for $0 and over)
Yes up to $250,000
Virgin Money
Boost Saver with Go Account
1.20% p.a. (for $0 to $250,000)
0.10% p.a.(for $0 and over)
Yes up to $250,000
Virgin Money
Grow Saver
0.65% p.a. (for $0 and over)
0.10% p.a.(for $0 and over)
Yes up to $250,000
HSBC
Serious Saver
0.30% p.a. (for $0 to $1,000,000)
0.15% p.a.(for $0 and over)
Yes up to $250,000
Bank of Queensland
Fast Track Saver Account
1.05% p.a. (for $1 to $250,000)
0.05% p.a.(for $1 and over)
Yes up to $250,000
Bankwest
Hero Saver
0.70% p.a. (for $0 to $250,001)
0.01% p.a.(for $0 to $5,000,000)
Yes up to $250,000
Citi
Online Saver
1.10% p.a. (for $0 to $500,000)
0.35% p.a.(for $0 and over)
Yes up to $250,000
HSBC
Flexi Saver
0.25% p.a. (for $0 to $5,000,000)
0.05% p.a.(for $0 to $5,000,000)
Yes up to $250,000