Interest rate
0.10% p.a.(for $0 and over)
Maximum rate
1.10% p.a. (for $0 and over)
Govt deposit guarantee
Yes up to $250,000

Details

Rates and fees information correct as at 6 December 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.10% p.a.

  • Balances from $0: 1.10% p.a.

  • Minimum deposit of $5 and no withdrawals in the month

Fees
  • $0.00

  • n/a

  • Unlimited free BPAY payments, phone and internet banking transfers and branch deposits. One free branch withdrawal per month.

  • n/a

  • n/a

  • n/a

  • $0.00

  • $3.00

  • n/a

  • $0.00

  • $0.00

  • n/a

Other financial bits
  • $0.00

  • $0.00

  • Monthly

Features
  • no

  • none

  • no

  • no

  • no

  • yes

  • no

  • yes

  • yes

  • yes

  • no

  • none

  • none

  • Under 18

Customer Reviews

How are People's Choice Credit Union savings accounts rated by the Mozo community?

Price
7.3/10
Features
6.8/10
Customer service
8.3/10
Convenience
8.2/10
Trust
8.3/10

Latest reviews of People's Choice Credit Union Young Saver

  • Overall 8/10
    Made to feel welcome. No trouble to help .

    As with my insurance I am extremely happy with my bank. Occasionally have to wait in store, but not too often. Helpful, friendly staff who are always willing to help if you have any questions or problems.

    Read full review

    As with my insurance I am extremely happy with my bank. Occasionally have to wait in store, but not too often. Helpful, friendly staff who are always willing to help if you have any questions or problems.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    9/10
    Less
    Maz, South Australia reviewed about 5 years ago
  • Overall 8/10
    Great Customer Service and Friendly

    Great bank, easy to communicate with on any form of issues or questions. I just wish it would be a bit more easier to get financial help on a Disability Pension.

    Read full review

    Great bank, easy to communicate with on any form of issues or questions. I just wish it would be a bit more easier to get financial help on a Disability Pension.

    Price
    7/10
    Features
    6/10
    Customer service
    9/10
    Convenience
    7/10
    Trust
    8/10
    Less
    Kylie, South Australia reviewed over 5 years ago
  • Overall 8/10
    Great customer service and easy to use

    I love this bank because I have been with them from the very beginning of my banking and they have been helpful, reliable and user-friendly every step of the way. I am not transitioning to more sophisticated accounts and the process has been incredibly easy. All the staff are lovely and because the branch local to me is rather small, I always have an easy and intimate experience when I go in.

    Read full review

    I love this bank because I have been with them from the very beginning of my banking and they have been helpful, reliable and user-friendly every step of the way. I am not transitioning to more sophisticated accounts and the process has been incredibly easy. All the staff are lovely and because the branch local to me is rather small, I always have an easy and intimate experience when I go in.

    Price
    7/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    6/10
    Less
    Gina, South Australia reviewed over 5 years ago
  • Overall 10/10
    Outstanding customer service and banking advice

    People's Choice credit union has a way of understanding their customers and helping them in every way they can! Once I lost my bank card, most people have experienced this. When I went into the bank they were extremely understanding and helped me which is only normal but it just felt so easy and simple when I honestly thought it would take ages. Using internet banking was tricky at first but I got the hang of it now its as easy as ABC. Everything is explained to you and is kept extremely simple so you don't have any misunderstandings also so you don't get any sneaky unwanted fees or charges. Liking this bank would be an understatement for me, I love People's Choice credit union and I don't have any regrets about the choice I have made.

    Read full review

    People's Choice credit union has a way of understanding their customers and helping them in every way they can! Once I lost my bank card, most people have experienced this. When I went into the bank they were extremely understanding and helped me which is only normal but it just felt so easy and simple when I honestly thought it would take ages. Using internet banking was tricky at first but I got the hang of it now its as easy as ABC. Everything is explained to you and is kept extremely simple so you don't have any misunderstandings also so you don't get any sneaky unwanted fees or charges. Liking this bank would be an understatement for me, I love People's Choice credit union and I don't have any regrets about the choice I have made.

    Price
    6/10
    Features
    6/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Juanita, South Australia reviewed almost 6 years ago
  • Overall 10/10
    Overall outstanding choice of banking

    I personally like this bank because it is simple and easy to access with no hassle, it's perfect for keeping my money saved and under control!

    Read full review

    I personally like this bank because it is simple and easy to access with no hassle, it's perfect for keeping my money saved and under control!

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Bonnie, South Australia reviewed almost 6 years ago
People's Choice Credit Union

About People's Choice Credit Union

People's Choice Credit Union is a member owned financial institution offering its members a wide range of competitive banking, insurance and investment products and services. Formed through the merger of Savings & Loans and Australian Central, Peoples Choice Credit Union has more than 350,000 members Australia wide. At Peoples Choice Credit Union, its customers are its owners so everything they do is designed to benefit their members.

See People's Choice Credit Union savings accounts

MyState Bank

MyState Bank

Bonus Saver Account

1.35% p.a. (for $0 to $250,000)

0.15% p.a.(for $0 and over)

Yes up to $250,000

Heritage Bank

Heritage Bank

Online Saver

1.30% p.a. (for $1 to $100,000)

0.65% p.a.(for $1 and over)

Yes up to $250,000

Bankwest

Bankwest

Hero Saver

0.90% p.a. (for $0 to $250,001)

0.01% p.a.(for $0 to $5,000,000)

Yes up to $250,000

Bank of Queensland

Bank of Queensland

Fast Track Saver Account

1.05% p.a. (for $1 to $250,000)

0.05% p.a.(for $1 and over)

Yes up to $250,000

Up

Up

Saver Account

1.10% p.a. (for $0 to $1,000,000)

0% p.a.(for $0 and over)

Yes up to $250,000

Citi

Citi

Online Saver

1.10% p.a. (for $0 to $500,000)

0.35% p.a.(for $0 and over)

Yes up to $250,000

MyState Bank

MyState Bank

Bonus Saver Account

1.35% p.a. (for $0 to $250,000)

0.15% p.a.(for $0 and over)

Yes up to $250,000

Heritage Bank

Heritage Bank

Online Saver

1.30% p.a. (for $1 to $100,000)

0.65% p.a.(for $1 and over)

Yes up to $250,000

Bankwest

Bankwest

Hero Saver

0.90% p.a. (for $0 to $250,001)

0.01% p.a.(for $0 to $5,000,000)

Yes up to $250,000

Bank of Queensland

Bank of Queensland

Fast Track Starter Account

3.00% p.a. (for $1 to $10,000)

0.05% p.a.(for $1 and over)

Yes up to $250,000

Bank of Queensland

Bank of Queensland

Fast Track Saver Account

1.05% p.a. (for $1 to $250,000)

0.05% p.a.(for $1 and over)

Yes up to $250,000

Up

Up

Saver Account

1.10% p.a. (for $0 to $1,000,000)

0% p.a.(for $0 and over)

Yes up to $250,000

Citi

Citi

Online Saver

1.10% p.a. (for $0 to $500,000)

0.35% p.a.(for $0 and over)

Yes up to $250,000

Bankwest

Bankwest

Hero Saver

0.01% p.a.(for $0 to $5,000,000)

0.90% p.a. (for $0 to $250,001)

Yes up to $250,000

Bank of Queensland

Bank of Queensland

Fast Track Saver Account

0.05% p.a.(for $1 and over)

1.05% p.a. (for $1 to $250,000)

Yes up to $250,000

Up

Up

Saver Account

0% p.a.(for $0 and over)

1.10% p.a. (for $0 to $1,000,000)

Yes up to $250,000

Bank of Queensland

Bank of Queensland

Fast Track Starter Account

0.05% p.a.(for $1 and over)

3.00% p.a. (for $1 to $10,000)

Yes up to $250,000

ANZ

ANZ

Progress Saver

0.01% p.a.(for $0 and over)

0.50% p.a. (for $0 and over)

Yes up to $250,000

Newcastle Permanent

Newcastle Permanent

Smart Saver

0% p.a.(for $0 and over)

1.55% p.a. (for $0 and over)

Yes up to $250,000

Auswide Bank

Auswide Bank

Ziggy Kids Saver

0.01% p.a.(for $0 and over)

2.01% p.a. (for $0 and over)

Yes up to $250,000