Choose the version of this product that suits you best
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Star Saver |
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Little Star Saver |
So, you’re looking for a shiny new savings account to stash your cash in? Well, with the ability to earn interest on your savings and the flexibility to make unlimited free transactions via phone and internet, the Southern Cross Credit Union Star Saver might just be your savings account match! Just make sure you can meet the conditions to skip out on the $6 monthly account fee.
The Southern Cross Credit Union is offering a bonus interest rate of 5.00% p.a. with its Star Saver account. This rate is made up of a standard interest rate of 1.25% p.a. and a 'growth bonus rate' of 3.75% p.a. To achieve the full 5.00% p.a. interest rate, you will have to grow your savings account balance by at least $200 each month.
On top of this, the Southern Cross Credit Union Star Saver offers flexible features, such as the ability to make unlimited free transactions over the phone and via internet banking, so you won’t cop any pesky fee charges should you need to move your money around in your accounts.
While this account charges a $6.00 account fee, if you’re under the age of 21, or you maintain a $3,000 minimum account balance or you have at least a $30,000 total in deposits and/or loans with Southern Cross Credit Union this fee will be waived.
The Southern Cross Credit Union Star Saver could be a great savings account option for Aussies who are under the age of 21, can afford to maintain a minimum account balance of $3,000 or have at least a $30,000 or more total in deposits or loans with Southern Cross Credit Union and thus can have the $6.00 monthly account fee waived. So if you’re already a Southern Cross customer, this one might be for you!
If you plan on withdrawing money from a branch, keep in mind that the Southern Cross Credit Union Star Saver comes with a $2.00 over the counter withdrawal fee.
Balances from $0: 1.25% p.a. |
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Balances from $0: 5.00% p.a. |
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bonus rate applicable if balance grows by $200 or more during the month |
$6.00 |
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Monthly fee waived for under 21’s; if account balance remains over $3k; or if over $30k total in deposits and/or loans with SCCU. |
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Unlimited free transactions from phone and internet. |
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n/a |
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n/a |
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n/a |
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$1.50 |
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$1.50 |
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n/a |
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n/a |
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$0.60 |
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n/a |
$0.00 |
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$0.00 |
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Monthly |
no |
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n/a |
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no |
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no |
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no |
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yes |
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no |
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no |
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yes |
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no |
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no |
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none |
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none |
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none |
Balances from $0: 1.25% p.a. |
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Balances from $0: 5.00% p.a. |
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No withdrawals in the month. |
$0.00 |
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n/a |
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Unlimited free transactions from phone and internet. |
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n/a |
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n/a |
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n/a |
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$1.50 |
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$1.50 |
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n/a |
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n/a |
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$0.60 |
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n/a |
$0.00 |
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$0.00 |
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Monthly |
no |
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n/a |
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no |
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no |
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no |
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yes |
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no |
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no |
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yes |
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no |
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no |
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none |
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none |
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Up to 14 years old |
High Interest Savings Account
5.75% p.a. (for $0 to $250,001)
4.40% p.a.(for $0 to $250,001)
Yes up to $250,000
Savings Account
5.35% p.a. (for $0 to $250,000)
4.75% p.a.(for $0 to $1,000,000)
Yes up to $250,000
Reward Saver Account
5.25% p.a. (for $0 to $1,000,000)
0% p.a.(for $0 and over)
Yes up to $250,000
AMP Saver Account
5.40% p.a. (for $0 to $250,000)
1.20% p.a.(for $0 to $5,000,000)
Yes up to $250,000
Savings+Bonus
5.00% p.a. (for $0 to $250,000)
2.00% p.a.(for $0 to $250,000)
Yes up to $250,000
Save Account
5.10% p.a. (for $0 to $250,000)
0.10% p.a.(for $0 and over)
Yes up to $250,000
Bonus Saver Account
5.00% p.a. (for $0 to $250,000)
0.05% p.a.(for $0 and over)
Yes up to $250,000
High Interest Savings Account
5.75% p.a. (for $0 to $250,001)
Yes up to $250,000
4.40% p.a.(for $0 to $250,001)
Savings Account
5.35% p.a. (for $0 to $250,000)
Yes up to $250,000
4.75% p.a.(for $0 to $1,000,000)
Save Account
5.10% p.a. (for $0 to $250,000)
Yes up to $250,000
0.10% p.a.(for $0 and over)
AMP Saver Account
5.40% p.a. (for $0 to $250,000)
Yes up to $250,000
1.20% p.a.(for $0 to $5,000,000)
Savings+Bonus
5.00% p.a. (for $0 to $250,000)
Yes up to $250,000
2.00% p.a.(for $0 to $250,000)
Reward Saver Account
5.25% p.a. (for $0 to $1,000,000)
Yes up to $250,000
0% p.a.(for $0 and over)
Bonus Saver Account
5.00% p.a. (for $0 to $250,000)
Yes up to $250,000
0.05% p.a.(for $0 and over)
Reward Saver Account
0% p.a.(for $0 and over)
5.25% p.a. (for $0 to $1,000,000)
Yes up to $250,000
AMP Saver Account
1.20% p.a.(for $0 to $5,000,000)
5.40% p.a. (for $0 to $250,000)
Yes up to $250,000
Save Account
0.10% p.a.(for $0 and over)
5.10% p.a. (for $0 to $250,000)
Yes up to $250,000
Bonus Saver Account
0.05% p.a.(for $0 and over)
5.00% p.a. (for $0 to $250,000)
Yes up to $250,000
Reward Saver
0.30% p.a.(for $0 and over)
5.25% p.a. (for $0 to $100,000)
Yes up to $250,000
Ziggy Kids Saver
0.01% p.a.(for $0 and over)
3.01% p.a. (for $0 and over)
Yes up to $250,000
Progress Saver
0.01% p.a.(for $0 and over)
4.25% p.a. (for $0 and over)
Yes up to $250,000