People's Choice Credit Union Business and Community Account

Rates

• Rates

  Balances from $0: 0.05% p.a.
  Balances from $5,000: 0.05% p.a.
  Balances from $100,000: 0.20% p.a.
  Balances from $500,000: 1.20% p.a.

• Special Rates

  none

• Special rate conditions

  none

Fees

• Account fee

  $0.00

• Account fee waiver

  none

• Free transactions per month

  20 free transactions (agency, branch withdrawals, cheques deposits, direct debits, EFTPOS withdrawl, rediATM withdrawal). Unlimited BPAY, Cash Deposit, Visa Debit Card transactions

• Network ATM fee

  $1.50

• ATM networks

  rediATM, NAB

• Other bank ATM fee

  $0.25

• Over the counter deposit fee

  $0.00

• Over the counter withdrawal fee

  $1.50

• Eftpos fee

  $1.50

• Phone fee

  $0.00

• Internet fee

  $0.00

• Cheque fee

  $0.95

• Overseas ATM fees

  $5.00

• Foreign exchange commission

  3.00%

• Debit card service fee

  $0.00 monthly

Other financial bits

• Minimum opening deposit

  $0.00

• Minimum balance

  $0.00

Features

• Daily atm withdrawal limit

  $1,000.00

• Eftpos card

  no

• Mastercard debit card

  no

• Visa debit card

  yes

• Branch access

  yes

• Cheque book

  yes

• BPAY

  yes

• Australia post banking

  yes

• Other restrictions

  Fee for cheque book is $5. Quarterly fee for rediCARD PLUS eftpos card is $5.

• Other benefits

  none

Atm card

• Overseas access with atm

• Overseas ATM fees

  none

• Overseas purchase fees

  none

• Foreign exchange commission

  none

Debit card

• Overseas access with debit card

• Overseas ATM fees

  $5.00

• Overseas purchase fees

  $0.00

• Foreign exchange commission

  3.00%