Heritage Bank Fully Drawn Loan

Rates

• Rate type

  variable/fixed

• Variable rate

  5.24% p.a.Residential security rate

• Fixed 1 year rate

  4.59% p.a.

• Fixed 2 year rate

  4.19% p.a.

• Fixed 3 year rate

  4.29% p.a.

• Fixed 4 year rate

  4.54% p.a.

• Fixed 5 year rate

  4.79% p.a.

• Fixed 6 year rate

  none

• Fixed 7 year rate

  none

Fees

• Upfront fee

  Negotiable

• Ongoing fees

  $20 monthly

• Late payment fee

  $0.00

• Exit fee

  not disclosed

• Early repayment penalty

  not disclosed

• Transaction fee

  not disclosed

Features

• Repayment frequency

  not disclosed

• Repayment types

  interest only, principal and interest

• Extra repayments allowed

  not disclosed

• Redraw allowed

  yes

• Card access

  no

• Cheque access

  no

• Other benefits

  none

• Other restrictions

  Residential Security Interest Rate