Business+ card image

Newcastle Permanent Business+

Advertiser disclosure
Purchase rate
11.99% p.a.
Balance transfer rate
No current offer
Annual fees
Interest free days on purchases

Mozo editorial review Newcastle Permanent Business+ - last updated: 28 October 2021

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What's hot
  • Low 11.99% p.a. purchase rate
  • 2021 Mozo Experts Choice Award-winner
  • Up to 44 interest free days
What's not
  • 3.00% foreign exchange fee
Mozo snapshot

Need a low rate credit card that can help with your business spending? Look no further than the Newcastle Permanent Business+ credit card, winner of a 2021 Mozo Experts Choice Award for best Low Rate Business Credit Card. Aside from the budget-friendly 11.99% p.a. purchase rate, there’s a manageable $55 annual fee and up to 44 interest free days.

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Key features

If you’re currently running a small business, the last thing you want is to worry about is making sure your credit card offer is up to scratch. The Newcastle Permanent Business+ credit card features a low 11.99% p.a. purchase rate and a $55 annual fee, which can help keep costs low.

There’s also up to 44 interest-free days and you’ll be able to have as many additional card holders as you want!

Just keep in mind that while this card comes with an 11.99% p.a. cash advance rate, it still isn’t the best idea to withdraw cash using your credit card. There’s also a $5 late payment fee and a 3.00% foregn exchange fee, which is charged whenever you make purchases overseas on an international website. 

Who is it good for

The Newcastle Permanent Business+ credit card could be a great option for business owners looking for a top value credit card, without the bells and whistles. 

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Any catches

If you ever do take the card overseas, just keep in mind that every purchase made will incur a 3.00% foreign exchange fee. 


Rates and fees information correct as at 25 May 2022 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

11.99% p.a.


No current offer


11.99% p.a.








2%, Min $2.50










Payment options

Apple Pay, Google Pay, PayID

Other benefits

Statements provided at both account and cardholder levels.

Customer Reviews

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About Newcastle Permanent