People should not be afraid of approaching their lender to talk about their student bank accounts.
Chief executive officer at education charity Credit Action Michelle Highman said it is very likely that youngsters will leave university with some form of debt and it is vital that they set about repaying this as soon as possible.
Of course, this can often be easier said than done, even if you have found a graduate job.
Most first-time positions are relatively low paid and with the cost of living being so high, the last thing on your mind is paying off your student overdraft.
However, Ms Highman insisted that allowing an overdraft or credit card to accumulate interest is counter-productive.
Some people can feel really alone with nobody to turn to, but Ms Highman stated that this shouldn't be the case.
"You can speak to your bank about coming to an arrangement to pay back what you can afford each month," she remarked.
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