Top Credit Card Rates in October 2016

Top Credit Card Rates - page last updated August 06, 2020

Search promoted credit cards below or do a full Mozo database search. Advertiser disclosure.

CUA
CUA Low Rate Credit Card
0% balance transfer rate for 13 months and up to 55 interest free days. No annual fee for the first year and $49 after.
Purchase rate
11.99% p.a.
Balance transfer rate
0% p.a. for 13 months and then 21.74% p.a.
Annual fee
$49 $0 in the first year
Rewards program
-
Compare
Go to site
Details
Low Rate Credit Card
0% balance transfer rate for 13 months and up to 55 interest free days. No annual fee for the first year and $49 after.
Purchase rate
11.99% p.a.
Intro purchase rate
-
Balance transfer rate
0% p.a. for 13 months and then 21.74% p.a.
Cash advance
21.74% p.a.
Interest free days on purchases
55
Intro fee
0.0
Foreign exchange margin
3.40%
Annual card fee
$49 $0 in the first year
Late payment fee
$12.50
Cash advance fee
2.00%, Min $3.50
Read our Mozo Review to learn more about the Low Rate Credit Card
Go to site
CUA
CUA Low Rate Credit Card
0% balance transfer rate for 13 months and up to 55 interest free days. No annual fee for the first year and $49 after.
Purchase rate
11.99% p.a.
Balance transfer rate
0% p.a. for 13 months and then 21.74% p.a.
Annual fee
$49 $0 in the first year
Rewards program
-
Go to site
Compare
Low Rate Credit Card
0% balance transfer rate for 13 months and up to 55 interest free days. No annual fee for the first year and $49 after.
Purchase rate
11.99% p.a.
Intro purchase rate
-
Balance transfer rate
0% p.a. for 13 months and then 21.74% p.a.
Cash advance
21.74% p.a.
Interest free days on purchases
55
Intro fee
0.0
Foreign exchange margin
3.40%
Annual card fee
$49 $0 in the first year
Late payment fee
$12.50
Cash advance fee
2.00%, Min $3.50
Read our Mozo Review to learn more about the Low Rate Credit Card
Go to site
Details
American Express
American Express Qantas Discovery Card
Receive up to 1.75 Qantas Points for every $1 spent on Card purchases (T&Cs apply). No annual fee for the life of the card. Credit Card Provider of the Year in the Mozo Experts Choice Awards 2019.^ T&C’s apply.
Purchase rate
20.74% p.a.
Balance transfer rate
No current offer
Annual fee
$0
Rewards program
Qantas Frequent Flyer
Compare
Go to site
Details
Qantas Discovery Card
Receive up to 1.75 Qantas Points for every $1 spent on Card purchases (T&Cs apply). No annual fee for the life of the card. Credit Card Provider of the Year in the Mozo Experts Choice Awards 2019.^ T&C’s apply.
Purchase rate
20.74% p.a.
Intro purchase rate
-
Balance transfer rate
No current offer
Cash advance
-
Interest free days on purchases
44
Intro fee
-
Foreign exchange margin
3.00%
Annual card fee
$0
Late payment fee
$30.00
Cash advance fee
-
Read our Mozo Review to learn more about the Qantas Discovery Card
Go to site
American Express
American Express Qantas Discovery Card
Receive up to 1.75 Qantas Points for every $1 spent on Card purchases (T&Cs apply). No annual fee for the life of the card. Credit Card Provider of the Year in the Mozo Experts Choice Awards 2019.^ T&C’s apply.
Purchase rate
20.74% p.a.
Balance transfer rate
No current offer
Annual fee
$0
Rewards program
Qantas Frequent Flyer
Go to site
Compare
Qantas Discovery Card
Receive up to 1.75 Qantas Points for every $1 spent on Card purchases (T&Cs apply). No annual fee for the life of the card. Credit Card Provider of the Year in the Mozo Experts Choice Awards 2019.^ T&C’s apply.
Purchase rate
20.74% p.a.
Intro purchase rate
-
Balance transfer rate
No current offer
Cash advance
-
Interest free days on purchases
44
Intro fee
-
Foreign exchange margin
3.00%
Annual card fee
$0
Late payment fee
$30.00
Cash advance fee
-
Read our Mozo Review to learn more about the Qantas Discovery Card
Go to site
Details
ME
ME frank Credit Card
Meet Frank, a low rate credit card with up to 55 interest free days, no annual fee and no strings attached. If simple, hassle free spending is your goal, you and Frank might be a match made in heaven. Winner of a Mozo Experts Choice Award 2019 in the No Annual Fee Platinum Credit Card category0.
Purchase rate
11.99% p.a.
Balance transfer rate
No current offer
Annual fee
$0
Rewards program
-
Compare
Go to site
Details
frank Credit Card
Meet Frank, a low rate credit card with up to 55 interest free days, no annual fee and no strings attached. If simple, hassle free spending is your goal, you and Frank might be a match made in heaven. Winner of a Mozo Experts Choice Award 2019 in the No Annual Fee Platinum Credit Card category0.
Purchase rate
11.99% p.a.
Intro purchase rate
-
Balance transfer rate
No current offer
Cash advance
11.99% p.a.
Interest free days on purchases
55
Intro fee
-
Foreign exchange margin
2.30%
Annual card fee
$0
Late payment fee
$10.00
Cash advance fee
2%, Min $4.00
Read our Mozo Review to learn more about the frank Credit Card
Go to site
ME
ME frank Credit Card
Meet Frank, a low rate credit card with up to 55 interest free days, no annual fee and no strings attached. If simple, hassle free spending is your goal, you and Frank might be a match made in heaven. Winner of a Mozo Experts Choice Award 2019 in the No Annual Fee Platinum Credit Card category0.
Purchase rate
11.99% p.a.
Balance transfer rate
No current offer
Annual fee
$0
Rewards program
-
Go to site
Compare
frank Credit Card
Meet Frank, a low rate credit card with up to 55 interest free days, no annual fee and no strings attached. If simple, hassle free spending is your goal, you and Frank might be a match made in heaven. Winner of a Mozo Experts Choice Award 2019 in the No Annual Fee Platinum Credit Card category0.
Purchase rate
11.99% p.a.
Intro purchase rate
-
Balance transfer rate
No current offer
Cash advance
11.99% p.a.
Interest free days on purchases
55
Intro fee
-
Foreign exchange margin
2.30%
Annual card fee
$0
Late payment fee
$10.00
Cash advance fee
2%, Min $4.00
Read our Mozo Review to learn more about the frank Credit Card
Go to site
Details
CUA
CUA Platinum Credit Card
0% p.a. balance transfer, $0 annual fee for the first year and also receive 1 rewards point for every dollar spent. Concierge service and purchase protection insurance.
Purchase rate
19.99% p.a.
Balance transfer rate
0% p.a. for 13 months and then 21.74% p.a.
Annual fee
$149 $0 in the first year
Rewards program
Life Rich Rewards
Compare
Go to site
Details
Platinum Credit Card
0% p.a. balance transfer, $0 annual fee for the first year and also receive 1 rewards point for every dollar spent. Concierge service and purchase protection insurance.
Purchase rate
19.99% p.a.
Intro purchase rate
-
Balance transfer rate
0% p.a. for 13 months and then 21.74% p.a.
Cash advance
21.74% p.a.
Interest free days on purchases
55
Intro fee
0.0
Foreign exchange margin
3.40%
Annual card fee
$149 $0 in the first year
Late payment fee
$12.50
Cash advance fee
2.00%, Min $3.50
Read our Mozo Review to learn more about the Platinum Credit Card
Go to site
CUA
CUA Platinum Credit Card
0% p.a. balance transfer, $0 annual fee for the first year and also receive 1 rewards point for every dollar spent. Concierge service and purchase protection insurance.
Purchase rate
19.99% p.a.
Balance transfer rate
0% p.a. for 13 months and then 21.74% p.a.
Annual fee
$149 $0 in the first year
Rewards program
Life Rich Rewards
Go to site
Compare
Platinum Credit Card
0% p.a. balance transfer, $0 annual fee for the first year and also receive 1 rewards point for every dollar spent. Concierge service and purchase protection insurance.
Purchase rate
19.99% p.a.
Intro purchase rate
-
Balance transfer rate
0% p.a. for 13 months and then 21.74% p.a.
Cash advance
21.74% p.a.
Interest free days on purchases
55
Intro fee
0.0
Foreign exchange margin
3.40%
Annual card fee
$149 $0 in the first year
Late payment fee
$12.50
Cash advance fee
2.00%, Min $3.50
Read our Mozo Review to learn more about the Platinum Credit Card
Go to site
Details
Apply By30 September 2020
Qantas Money
Qantas Money Qantas Premier Platinum
0% p.a. for 18 months on Balance Transfers, reverts to cash advance rate thereafter. Earn up to 80,000 bonus Qantas Points: 20,000 points each month for four months when spending $1,500 or more on eligible purchases (T&Cs apply).
Purchase rate
19.99% p.a.
Balance transfer rate
0% p.a. for 18 months and then 21.99% p.a.
Annual fee
$299 $199 in the first year
Rewards program
Qantas Frequent Flyer
Compare
Go to site
Details
Qantas Premier Platinum
0% p.a. for 18 months on Balance Transfers, reverts to cash advance rate thereafter. Earn up to 80,000 bonus Qantas Points: 20,000 points each month for four months when spending $1,500 or more on eligible purchases (T&Cs apply).
Purchase rate
19.99% p.a.
Intro purchase rate
-
Balance transfer rate
0% p.a. for 18 months and then 21.99% p.a.
Cash advance
21.99% p.a.
Interest free days on purchases
55
Intro fee
199.0
Foreign exchange margin
3.00%
Annual card fee
$299 $199 in the first year
Late payment fee
$30.00
Cash advance fee
3%, min $3.00
Read our Mozo Review to learn more about the Qantas Premier Platinum
Go to site
Qantas Money
Qantas Money Qantas Premier Platinum
0% p.a. for 18 months on Balance Transfers, reverts to cash advance rate thereafter. Earn up to 80,000 bonus Qantas Points: 20,000 points each month for four months when spending $1,500 or more on eligible purchases (T&Cs apply).
Purchase rate
19.99% p.a.
Balance transfer rate
0% p.a. for 18 months and then 21.99% p.a.
Annual fee
$299 $199 in the first year
Rewards program
Qantas Frequent Flyer
Go to site
Compare
Qantas Premier Platinum
0% p.a. for 18 months on Balance Transfers, reverts to cash advance rate thereafter. Earn up to 80,000 bonus Qantas Points: 20,000 points each month for four months when spending $1,500 or more on eligible purchases (T&Cs apply).
Purchase rate
19.99% p.a.
Intro purchase rate
-
Balance transfer rate
0% p.a. for 18 months and then 21.99% p.a.
Cash advance
21.99% p.a.
Interest free days on purchases
55
Intro fee
199.0
Foreign exchange margin
3.00%
Annual card fee
$299 $199 in the first year
Late payment fee
$30.00
Cash advance fee
3%, min $3.00
Read our Mozo Review to learn more about the Qantas Premier Platinum
Go to site
Details
Bankwest
Bankwest Breeze Mastercard
Enjoy 0% interest for 15 months on new purchases then 12.99% p.a. thereafter. $79 annual fee. Limited time only. Fees, T&Cs apply. New Breeze Mastercard customers only.
Purchase rate
0% p.a. for 15 months then 12.99% p.a.
Balance transfer rate
2.99% p.a. for 9 months and then 12.99% p.a. (0% balance transfer fee)
Annual fee
$79
Rewards program
-
Compare
Go to site
Details
Breeze Mastercard
Enjoy 0% interest for 15 months on new purchases then 12.99% p.a. thereafter. $79 annual fee. Limited time only. Fees, T&Cs apply. New Breeze Mastercard customers only.
Purchase rate
0% p.a. for 15 months then 12.99% p.a.
Intro purchase rate
0% p.a. for 15 months
Balance transfer rate
2.99% p.a. for 9 months and then 12.99% p.a. (0% balance transfer fee)
Cash advance
21.99% p.a.
Interest free days on purchases
55
Intro fee
-
Foreign exchange margin
2.95%
Annual card fee
$79
Late payment fee
$25.00
Cash advance fee
2%, Min $4.00
Read our Mozo Review to learn more about the Breeze Mastercard
Go to site
Bankwest
Bankwest Breeze Mastercard
Enjoy 0% interest for 15 months on new purchases then 12.99% p.a. thereafter. $79 annual fee. Limited time only. Fees, T&Cs apply. New Breeze Mastercard customers only.
Purchase rate
0% p.a. for 15 months then 12.99% p.a.
Balance transfer rate
2.99% p.a. for 9 months and then 12.99% p.a. (0% balance transfer fee)
Annual fee
$79
Rewards program
-
Go to site
Compare
Breeze Mastercard
Enjoy 0% interest for 15 months on new purchases then 12.99% p.a. thereafter. $79 annual fee. Limited time only. Fees, T&Cs apply. New Breeze Mastercard customers only.
Purchase rate
0% p.a. for 15 months then 12.99% p.a.
Intro purchase rate
0% p.a. for 15 months
Balance transfer rate
2.99% p.a. for 9 months and then 12.99% p.a. (0% balance transfer fee)
Cash advance
21.99% p.a.
Interest free days on purchases
55
Intro fee
-
Foreign exchange margin
2.95%
Annual card fee
$79
Late payment fee
$25.00
Cash advance fee
2%, Min $4.00
Read our Mozo Review to learn more about the Breeze Mastercard
Go to site
Details
Bankwest
Bankwest Zero Mastercard
No annual fee and up to 55 days interest free on purchases. Get a notification before your minimum payment is due by setting up Easy Alerts in the Bankwest app.
Purchase rate
17.99% p.a.
Balance transfer rate
2.99% p.a. for 9 months and then 17.99% p.a.
Annual fee
$0
Rewards program
-
Compare
Go to site
Details
Zero Mastercard
No annual fee and up to 55 days interest free on purchases. Get a notification before your minimum payment is due by setting up Easy Alerts in the Bankwest app.
Purchase rate
17.99% p.a.
Intro purchase rate
-
Balance transfer rate
2.99% p.a. for 9 months and then 17.99% p.a.
Cash advance
21.99% p.a.
Interest free days on purchases
55
Intro fee
-
Foreign exchange margin
2.95%
Annual card fee
$0
Late payment fee
$25.00
Cash advance fee
2%, Min $4.00
Read our Mozo Review to learn more about the Zero Mastercard
Go to site
Bankwest
Bankwest Zero Mastercard
No annual fee and up to 55 days interest free on purchases. Get a notification before your minimum payment is due by setting up Easy Alerts in the Bankwest app.
Purchase rate
17.99% p.a.
Balance transfer rate
2.99% p.a. for 9 months and then 17.99% p.a.
Annual fee
$0
Rewards program
-
Go to site
Compare
Zero Mastercard
No annual fee and up to 55 days interest free on purchases. Get a notification before your minimum payment is due by setting up Easy Alerts in the Bankwest app.
Purchase rate
17.99% p.a.
Intro purchase rate
-
Balance transfer rate
2.99% p.a. for 9 months and then 17.99% p.a.
Cash advance
21.99% p.a.
Interest free days on purchases
55
Intro fee
-
Foreign exchange margin
2.95%
Annual card fee
$0
Late payment fee
$25.00
Cash advance fee
2%, Min $4.00
Read our Mozo Review to learn more about the Zero Mastercard
Go to site
Details
American Express
American Express Explorer® Credit Card
Generous perks include a massive 50,000 bonus points when you apply online and meet the spend criteria. New card members only. Receive $400 Travel Credit each year, 2 complimentary Amex Lounge passes and more! Credit Card Provider of the Year in the Mozo Experts Choice Awards 2019.^ T&C’s apply
Purchase rate
20.74% p.a.
Balance transfer rate
No current offer
Annual fee
$395
Rewards program
Membership Rewards
Compare
Go to site
Details
Explorer® Credit Card
Generous perks include a massive 50,000 bonus points when you apply online and meet the spend criteria. New card members only. Receive $400 Travel Credit each year, 2 complimentary Amex Lounge passes and more! Credit Card Provider of the Year in the Mozo Experts Choice Awards 2019.^ T&C’s apply
Purchase rate
20.74% p.a.
Intro purchase rate
-
Balance transfer rate
No current offer
Cash advance
-
Interest free days on purchases
55
Intro fee
-
Foreign exchange margin
3.00%
Annual card fee
$395
Late payment fee
$30.00
Cash advance fee
-
Read our Mozo Review to learn more about the Explorer® Credit Card
Go to site
American Express
American Express Explorer® Credit Card
Generous perks include a massive 50,000 bonus points when you apply online and meet the spend criteria. New card members only. Receive $400 Travel Credit each year, 2 complimentary Amex Lounge passes and more! Credit Card Provider of the Year in the Mozo Experts Choice Awards 2019.^ T&C’s apply
Purchase rate
20.74% p.a.
Balance transfer rate
No current offer
Annual fee
$395
Rewards program
Membership Rewards
Go to site
Compare
Explorer® Credit Card
Generous perks include a massive 50,000 bonus points when you apply online and meet the spend criteria. New card members only. Receive $400 Travel Credit each year, 2 complimentary Amex Lounge passes and more! Credit Card Provider of the Year in the Mozo Experts Choice Awards 2019.^ T&C’s apply
Purchase rate
20.74% p.a.
Intro purchase rate
-
Balance transfer rate
No current offer
Cash advance
-
Interest free days on purchases
55
Intro fee
-
Foreign exchange margin
3.00%
Annual card fee
$395
Late payment fee
$30.00
Cash advance fee
-
Read our Mozo Review to learn more about the Explorer® Credit Card
Go to site
Details
NAB
NAB Low Rate Card
0% p.a. interest on purchases for the first 6 months, plus a low ongoing rate after that mean you can spend with confidence. There's also up to 55 interest free days on purchases to help you manage your budget better.
Purchase rate
0% p.a. for 6 months then 12.99% p.a.
Balance transfer rate
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
Annual fee
$59
Rewards program
-
Compare
Go to site
Details
Low Rate Card
0% p.a. interest on purchases for the first 6 months, plus a low ongoing rate after that mean you can spend with confidence. There's also up to 55 interest free days on purchases to help you manage your budget better.
Purchase rate
0% p.a. for 6 months then 12.99% p.a.
Intro purchase rate
0% p.a. for 6 months
Balance transfer rate
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
Cash advance
21.74% p.a.
Interest free days on purchases
55
Intro fee
-
Foreign exchange margin
3.00%
Annual card fee
$59
Late payment fee
$15.00
Cash advance fee
2%, Min $2.50
Read our Mozo Review to learn more about the Low Rate Card
Go to site
NAB
NAB Low Rate Card
0% p.a. interest on purchases for the first 6 months, plus a low ongoing rate after that mean you can spend with confidence. There's also up to 55 interest free days on purchases to help you manage your budget better.
Purchase rate
0% p.a. for 6 months then 12.99% p.a.
Balance transfer rate
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
Annual fee
$59
Rewards program
-
Go to site
Compare
Low Rate Card
0% p.a. interest on purchases for the first 6 months, plus a low ongoing rate after that mean you can spend with confidence. There's also up to 55 interest free days on purchases to help you manage your budget better.
Purchase rate
0% p.a. for 6 months then 12.99% p.a.
Intro purchase rate
0% p.a. for 6 months
Balance transfer rate
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
Cash advance
21.74% p.a.
Interest free days on purchases
55
Intro fee
-
Foreign exchange margin
3.00%
Annual card fee
$59
Late payment fee
$15.00
Cash advance fee
2%, Min $2.50
Read our Mozo Review to learn more about the Low Rate Card
Go to site
Details
American Express
American Express Platinum Edge Credit Card
Receive a $200 Travel credit each year (T&Cs apply) & earn up to 3 Membership Points per dollar spent. Credit Card Provider of the Year in the Mozo Experts Choice Awards 2019.^ T&C’s apply
Purchase rate
20.74% p.a.
Balance transfer rate
No current offer
Annual fee
$195
Rewards program
Membership Rewards
Compare
Go to site
Details
Platinum Edge Credit Card
Receive a $200 Travel credit each year (T&Cs apply) & earn up to 3 Membership Points per dollar spent. Credit Card Provider of the Year in the Mozo Experts Choice Awards 2019.^ T&C’s apply
Purchase rate
20.74% p.a.
Intro purchase rate
-
Balance transfer rate
No current offer
Cash advance
-
Interest free days on purchases
55
Intro fee
-
Foreign exchange margin
3.00%
Annual card fee
$195
Late payment fee
$30.00
Cash advance fee
-
Read our Mozo Review to learn more about the Platinum Edge Credit Card
Go to site
American Express
American Express Platinum Edge Credit Card
Receive a $200 Travel credit each year (T&Cs apply) & earn up to 3 Membership Points per dollar spent. Credit Card Provider of the Year in the Mozo Experts Choice Awards 2019.^ T&C’s apply
Purchase rate
20.74% p.a.
Balance transfer rate
No current offer
Annual fee
$195
Rewards program
Membership Rewards
Go to site
Compare
Platinum Edge Credit Card
Receive a $200 Travel credit each year (T&Cs apply) & earn up to 3 Membership Points per dollar spent. Credit Card Provider of the Year in the Mozo Experts Choice Awards 2019.^ T&C’s apply
Purchase rate
20.74% p.a.
Intro purchase rate
-
Balance transfer rate
No current offer
Cash advance
-
Interest free days on purchases
55
Intro fee
-
Foreign exchange margin
3.00%
Annual card fee
$195
Late payment fee
$30.00
Cash advance fee
-
Read our Mozo Review to learn more about the Platinum Edge Credit Card
Go to site
Details
Apply By31 August 2020
Citi
Citi Rewards
0% per annum for 26 months on balance transfers. No Annual Fee for the first year then $199 each year after. Complimentary International Travel Insurance.
Purchase rate
21.49% p.a.
Balance transfer rate
0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
Annual fee
$199 $0 in the first year
Rewards program
Citi Rewards Program
Compare
Go to site
Details
Rewards
0% per annum for 26 months on balance transfers. No Annual Fee for the first year then $199 each year after. Complimentary International Travel Insurance.
Purchase rate
21.49% p.a.
Intro purchase rate
-
Balance transfer rate
0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
Cash advance
22.24% p.a.
Interest free days on purchases
55
Intro fee
0.0
Foreign exchange margin
3.40%
Annual card fee
$199 $0 in the first year
Late payment fee
$30.00
Cash advance fee
3.5%, min $3.50
Read our Mozo Review to learn more about the Rewards
Go to site
Citi
Citi Rewards
0% per annum for 26 months on balance transfers. No Annual Fee for the first year then $199 each year after. Complimentary International Travel Insurance.
Purchase rate
21.49% p.a.
Balance transfer rate
0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
Annual fee
$199 $0 in the first year
Rewards program
Citi Rewards Program
Go to site
Compare
Rewards
0% per annum for 26 months on balance transfers. No Annual Fee for the first year then $199 each year after. Complimentary International Travel Insurance.
Purchase rate
21.49% p.a.
Intro purchase rate
-
Balance transfer rate
0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
Cash advance
22.24% p.a.
Interest free days on purchases
55
Intro fee
0.0
Foreign exchange margin
3.40%
Annual card fee
$199 $0 in the first year
Late payment fee
$30.00
Cash advance fee
3.5%, min $3.50
Read our Mozo Review to learn more about the Rewards
Go to site
Details
Bankwest
Bankwest Breeze Platinum Mastercard
Streamline your budget with 0% interest for 15 months on new purchases then 12.99% p.a. thereafter. Plus, enjoy platinum benefits like complimentary overseas travel insurance. Limited time only. Fees, T&Cs apply. New Breeze customers only.
Purchase rate
0% p.a. for 15 months then 12.99% p.a.
Balance transfer rate
2.99% p.a. for 9 months and then 12.99% p.a. (0% balance transfer fee)
Annual fee
$99
Rewards program
-
Compare
Go to site
Details
Breeze Platinum Mastercard
Streamline your budget with 0% interest for 15 months on new purchases then 12.99% p.a. thereafter. Plus, enjoy platinum benefits like complimentary overseas travel insurance. Limited time only. Fees, T&Cs apply. New Breeze customers only.
Purchase rate
0% p.a. for 15 months then 12.99% p.a.
Intro purchase rate
0% p.a. for 15 months
Balance transfer rate
2.99% p.a. for 9 months and then 12.99% p.a. (0% balance transfer fee)
Cash advance
21.99% p.a.
Interest free days on purchases
55
Intro fee
-
Foreign exchange margin
0%
Annual card fee
$99
Late payment fee
$25.00
Cash advance fee
2%, Min $4.00
Read our Mozo Review to learn more about the Breeze Platinum Mastercard
Go to site
Bankwest
Bankwest Breeze Platinum Mastercard
Streamline your budget with 0% interest for 15 months on new purchases then 12.99% p.a. thereafter. Plus, enjoy platinum benefits like complimentary overseas travel insurance. Limited time only. Fees, T&Cs apply. New Breeze customers only.
Purchase rate
0% p.a. for 15 months then 12.99% p.a.
Balance transfer rate
2.99% p.a. for 9 months and then 12.99% p.a. (0% balance transfer fee)
Annual fee
$99
Rewards program
-
Go to site
Compare
Breeze Platinum Mastercard
Streamline your budget with 0% interest for 15 months on new purchases then 12.99% p.a. thereafter. Plus, enjoy platinum benefits like complimentary overseas travel insurance. Limited time only. Fees, T&Cs apply. New Breeze customers only.
Purchase rate
0% p.a. for 15 months then 12.99% p.a.
Intro purchase rate
0% p.a. for 15 months
Balance transfer rate
2.99% p.a. for 9 months and then 12.99% p.a. (0% balance transfer fee)
Cash advance
21.99% p.a.
Interest free days on purchases
55
Intro fee
-
Foreign exchange margin
0%
Annual card fee
$99
Late payment fee
$25.00
Cash advance fee
2%, Min $4.00
Read our Mozo Review to learn more about the Breeze Platinum Mastercard
Go to site
Details
American Express
American Express Qantas Ultimate Card
Receive 55,000 bonus Qantas Points when you apply online, are approved and spend $3,000 on your new Card within the first 3 months. Credit Card Provider of the Year in the Mozo Experts Choice Awards 2019.^ T&C’s apply
Purchase rate
20.74% p.a.
Balance transfer rate
No current offer
Annual fee
$450
Rewards program
Qantas Frequent Flyer
Compare
Go to site
Details
Qantas Ultimate Card
Receive 55,000 bonus Qantas Points when you apply online, are approved and spend $3,000 on your new Card within the first 3 months. Credit Card Provider of the Year in the Mozo Experts Choice Awards 2019.^ T&C’s apply
Purchase rate
20.74% p.a.
Intro purchase rate
-
Balance transfer rate
No current offer
Cash advance
-
Interest free days on purchases
44
Intro fee
-
Foreign exchange margin
3.00%
Annual card fee
$450
Late payment fee
$30.00
Cash advance fee
-
Read our Mozo Review to learn more about the Qantas Ultimate Card
Go to site
American Express
American Express Qantas Ultimate Card
Receive 55,000 bonus Qantas Points when you apply online, are approved and spend $3,000 on your new Card within the first 3 months. Credit Card Provider of the Year in the Mozo Experts Choice Awards 2019.^ T&C’s apply
Purchase rate
20.74% p.a.
Balance transfer rate
No current offer
Annual fee
$450
Rewards program
Qantas Frequent Flyer
Go to site
Compare
Qantas Ultimate Card
Receive 55,000 bonus Qantas Points when you apply online, are approved and spend $3,000 on your new Card within the first 3 months. Credit Card Provider of the Year in the Mozo Experts Choice Awards 2019.^ T&C’s apply
Purchase rate
20.74% p.a.
Intro purchase rate
-
Balance transfer rate
No current offer
Cash advance
-
Interest free days on purchases
44
Intro fee
-
Foreign exchange margin
3.00%
Annual card fee
$450
Late payment fee
$30.00
Cash advance fee
-
Read our Mozo Review to learn more about the Qantas Ultimate Card
Go to site
Details
Bankwest
Bankwest Zero Platinum Mastercard
This card boasts no annual fee and the option to pay with the Bankwest Halo payment ring. Plus, with no foreign transaction fees and complimentary travel insurance it's a good pick for travel. Winner of a Mozo Experts Choice Award 2019 in the No Annual Fee Platinum Credit Card category^.
Purchase rate
17.99% p.a.
Balance transfer rate
2.99% p.a. for 9 months and then 17.99% p.a.
Annual fee
$0
Rewards program
-
Compare
Go to site
Details
Zero Platinum Mastercard
This card boasts no annual fee and the option to pay with the Bankwest Halo payment ring. Plus, with no foreign transaction fees and complimentary travel insurance it's a good pick for travel. Winner of a Mozo Experts Choice Award 2019 in the No Annual Fee Platinum Credit Card category^.
Purchase rate
17.99% p.a.
Intro purchase rate
-
Balance transfer rate
2.99% p.a. for 9 months and then 17.99% p.a.
Cash advance
21.99% p.a.
Interest free days on purchases
55
Intro fee
-
Foreign exchange margin
0%
Annual card fee
$0
Late payment fee
$25.00
Cash advance fee
2%, Min $4.00
Read our Mozo Review to learn more about the Zero Platinum Mastercard
Go to site
Bankwest
Bankwest Zero Platinum Mastercard
This card boasts no annual fee and the option to pay with the Bankwest Halo payment ring. Plus, with no foreign transaction fees and complimentary travel insurance it's a good pick for travel. Winner of a Mozo Experts Choice Award 2019 in the No Annual Fee Platinum Credit Card category^.
Purchase rate
17.99% p.a.
Balance transfer rate
2.99% p.a. for 9 months and then 17.99% p.a.
Annual fee
$0
Rewards program
-
Go to site
Compare
Zero Platinum Mastercard
This card boasts no annual fee and the option to pay with the Bankwest Halo payment ring. Plus, with no foreign transaction fees and complimentary travel insurance it's a good pick for travel. Winner of a Mozo Experts Choice Award 2019 in the No Annual Fee Platinum Credit Card category^.
Purchase rate
17.99% p.a.
Intro purchase rate
-
Balance transfer rate
2.99% p.a. for 9 months and then 17.99% p.a.
Cash advance
21.99% p.a.
Interest free days on purchases
55
Intro fee
-
Foreign exchange margin
0%
Annual card fee
$0
Late payment fee
$25.00
Cash advance fee
2%, Min $4.00
Read our Mozo Review to learn more about the Zero Platinum Mastercard
Go to site
Details

Want more credit card options?

Compare by credit card type

Credit Cards

Browse all 212 credit cards in Mozo's comparison database

Credit Card Reviews

ING Orange One Credit Card review

Overall 10/10

Seamless.

Seamless, never have to interact with them.

Read full review

Price

6/10

Features

5/10

Convenience

8/10

Trust

9/10

Less

Mel, Victoria reviewed 20 minutes ago

ANZ Credit Card review

Overall 9/10

Meets my needs.

Because I pay my balance off every month, the high-ish interest rate is irrelevant to me. The attraction to me is no yearly fee and reward points which partly makes up for lousy interest rates with all banks savings. No hassle getting money back on two occasions when card details have been hacked.

Customer service

10/10

Dennis, Western Australia reviewed 25 minutes ago

Commonwealth Bank Credit Card review

Good overall.

Good and very secure however could earn more points per dollar with other banks.

7/10

Keenan, Queensland reviewed 26 minutes ago

More credit card Reviews

Top Credit Card Rates of 2020

Top Credit Card Rates - page last updated August 06, 2020

CUA Low Rate Credit Card

Low Rate Credit Card

CUA Low Rate Credit Card

Low Rate Credit Card

American Express Qantas Discovery Card

Qantas Discovery Card

American Express Qantas Discovery Card

Qantas Discovery Card

ME frank Credit Card

frank Credit Card

ME frank Credit Card

frank Credit Card

CUA Platinum Credit Card

Platinum Credit Card

CUA Platinum Credit Card

Platinum Credit Card

Qantas Money Qantas Premier Platinum

Qantas Premier Platinum

Qantas Money Qantas Premier Platinum

Qantas Premier Platinum

Bankwest Breeze Mastercard

Breeze Mastercard

Bankwest Breeze Mastercard

Breeze Mastercard

Bankwest Zero Mastercard

Zero Mastercard

Bankwest Zero Mastercard

Zero Mastercard

American Express Explorer® Credit Card

Explorer® Credit Card

American Express Explorer® Credit Card

Explorer® Credit Card

NAB Low Rate Card

Low Rate Card

NAB Low Rate Card

Low Rate Card

American Express Platinum Edge Credit Card

Platinum Edge Credit Card

American Express Platinum Edge Credit Card

Platinum Edge Credit Card

Citi Rewards

Rewards

Citi Rewards

Rewards

Bankwest Breeze Platinum Mastercard

Breeze Platinum Mastercard

Bankwest Breeze Platinum Mastercard

Breeze Platinum Mastercard

American Express Qantas Ultimate Card

Qantas Ultimate Card

American Express Qantas Ultimate Card

Qantas Ultimate Card

Bankwest Zero Platinum Mastercard

Zero Platinum Mastercard

Bankwest Zero Platinum Mastercard

Zero Platinum Mastercard

Credit Card Resources

Credit Card Reviews

ING Orange One Credit Card review

Seamless.

ANZ Credit Card review

Meets my needs.

Commonwealth Bank Credit Card review

Good overall.

Credit card guides

Credit card interchange fees guide

Mobile payments: a guide to paying with your smartphone

How to avoid 7 of the most common credit card mistakes

Credit cards for everyday spenders

Managing your credit card balance

Just one tap: A guide to payWave and PayPass

Avoiding Credit Card Fees

Credit card news

Credit cards perks and pitfalls report: Past, present and future

Covid-19 is the financial “wake up call” Aussies need, says Mozo

Rewards credit cards: Millennials shop around for a better program

Calculators

Switch and Save