Top Credit Card Rates of 2020

Top Credit Card Rates - page last updated August 06, 2020

Search promoted credit cards below or do a full Mozo database search. Advertiser disclosure.

  • CUA
    mozo-experts-choice-2020
    CUA Low Rate Credit Card

    11.99% p.a.

    0% p.a. for 13 months and then 21.74% p.a.

    $49 $0 in the first year

    -

      Compare
    Details
  • American Express
    mozo-experts-choice-2019
    American Express Qantas Discovery Card

    20.74% p.a.

    No current offer

    $0

    Qantas Frequent Flyer

      Compare
    Details
  • ME
    mozo-experts-choice-2019
    ME frank Credit Card

    11.99% p.a.

    No current offer

    $0

    -

      Compare
    Details
  • CUA
    mozo-experts-choice-2020
    CUA Platinum Credit Card

    19.99% p.a.

    0% p.a. for 13 months and then 21.74% p.a.

    $149 $0 in the first year

    Life Rich Rewards

      Compare
    Details
  • Apply By

    Qantas Money
    Qantas Money Qantas Premier Platinum

    19.99% p.a.

    0% p.a. for 18 months and then 21.99% p.a.

    $299 $199 in the first year

    Qantas Frequent Flyer

      Compare
    Details
  • Bankwest
    Bankwest Breeze Mastercard

    0% p.a. for 15 months then 12.99% p.a.

    2.99% p.a. for 9 months and then 12.99% p.a. (0% balance transfer fee)

    $79

    -

      Compare
    Details
  • Bankwest
    Bankwest Zero Mastercard

    17.99% p.a.

    2.99% p.a. for 9 months and then 17.99% p.a.

    $0

    -

      Compare
    Details
  • American Express
    mozo-experts-choice-2019
    American Express Explorer® Credit Card

    20.74% p.a.

    No current offer

    $395

    Membership Rewards

      Compare
    Details
  • NAB
    NAB Low Rate Card

    0% p.a. for 6 months then 12.99% p.a.

    0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

    $59

    -

      Compare
    Details
  • American Express
    mozo-experts-choice-2019
    American Express Platinum Edge Credit Card

    20.74% p.a.

    No current offer

    $195

    Membership Rewards

      Compare
    Details
  • Apply By

    Citi
    Citi Rewards

    21.49% p.a.

    0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)

    $199 $0 in the first year

    Citi Rewards Program

      Compare
    Details
  • Bankwest
    Bankwest Breeze Platinum Mastercard

    0% p.a. for 15 months then 12.99% p.a.

    2.99% p.a. for 9 months and then 12.99% p.a. (0% balance transfer fee)

    $99

    -

      Compare
    Details
  • American Express
    mozo-experts-choice-2019
    American Express Qantas Ultimate Card

    20.74% p.a.

    No current offer

    $450

    Qantas Frequent Flyer

      Compare
    Details
  • Bankwest
    mozo-experts-choice-2019
    Bankwest Zero Platinum Mastercard

    17.99% p.a.

    2.99% p.a. for 9 months and then 17.99% p.a.

    $0

    -

      Compare
    Details

^See information about the Mozo Experts Choice Credit Cards Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.

Credit Card Resources

Views, news, tips and guides to help find the best credit card for you.

Credit Card Reviews

ING Orange One Credit Card review
Overall 10/10
Seamless.

Seamless, never have to interact with them.

Read full review

Seamless, never have to interact with them.

Price
6/10
Features
5/10
Convenience
8/10
Trust
9/10
Less
Mel, Victoria reviewed 20 minutes ago
ANZ Credit Card review
Overall 9/10
Meets my needs.

Because I pay my balance off every month, the high-ish interest rate is irrelevant to me. The attraction to me is no yearly fee and reward points which partly makes up for lousy interest rates with all banks savings. No hassle getting money back on two occasions when card details have been hacked.

Read full review

Because I pay my balance off every month, the high-ish interest rate is irrelevant to me. The attraction to me is no yearly fee and reward points which partly makes up for lousy interest rates with all banks savings. No hassle getting money back on two occasions when card details have been hacked.

Price
8/10
Features
9/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Dennis, Western Australia reviewed 25 minutes ago
Commonwealth Bank Credit Card review
Overall 9/10
Good overall.

Good and very secure however could earn more points per dollar with other banks.

Read full review

Good and very secure however could earn more points per dollar with other banks.

Price
6/10
Features
7/10
Customer service
7/10
Convenience
5/10
Trust
9/10
Less
Keenan, Queensland reviewed 26 minutes ago

Credit card guides

Calculators