Top Credit Cards of 2020

Top Credit Cards - page last updated August 06, 2020

Search promoted credit cards below or do a full Mozo database search. Advertiser disclosure.

  • CUA
    mozo-experts-choice-2020
    CUA Low Rate Credit Card

    11.99% p.a.

    0% p.a. for 13 months and then 21.74% p.a.

    $49 $0 in the first year

    -

      Compare
    Details
  • American Express
    mozo-experts-choice-2019
    American Express Qantas Discovery Card

    20.74% p.a.

    No current offer

    $0

    Qantas Frequent Flyer

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    Details
  • ME
    mozo-experts-choice-2019
    ME frank Credit Card

    11.99% p.a.

    No current offer

    $0

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      Compare
    Details
  • CUA
    mozo-experts-choice-2020
    CUA Platinum Credit Card

    19.99% p.a.

    0% p.a. for 13 months and then 21.74% p.a.

    $149 $0 in the first year

    Life Rich Rewards

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    Details
  • Apply By

    Qantas Money
    Qantas Money Qantas Premier Platinum

    19.99% p.a.

    0% p.a. for 18 months and then 21.99% p.a.

    $299 $199 in the first year

    Qantas Frequent Flyer

      Compare
    Details
  • Bankwest
    Bankwest Breeze Mastercard

    0% p.a. for 15 months then 12.99% p.a.

    2.99% p.a. for 9 months and then 12.99% p.a. (0% balance transfer fee)

    $79

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      Compare
    Details
  • Bankwest
    Bankwest Zero Mastercard

    17.99% p.a.

    2.99% p.a. for 9 months and then 17.99% p.a.

    $0

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      Compare
    Details
  • American Express
    mozo-experts-choice-2019
    American Express Explorer® Credit Card

    20.74% p.a.

    No current offer

    $395

    Membership Rewards

      Compare
    Details
  • NAB
    NAB Low Rate Card

    0% p.a. for 6 months then 12.99% p.a.

    0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

    $59

    -

      Compare
    Details
  • American Express
    mozo-experts-choice-2019
    American Express Platinum Edge Credit Card

    20.74% p.a.

    No current offer

    $195

    Membership Rewards

      Compare
    Details
  • Apply By

    Citi
    Citi Rewards

    21.49% p.a.

    0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)

    $199 $0 in the first year

    Citi Rewards Program

      Compare
    Details
  • Bankwest
    Bankwest Breeze Platinum Mastercard

    0% p.a. for 15 months then 12.99% p.a.

    2.99% p.a. for 9 months and then 12.99% p.a. (0% balance transfer fee)

    $99

    -

      Compare
    Details
  • American Express
    mozo-experts-choice-2019
    American Express Qantas Ultimate Card

    20.74% p.a.

    No current offer

    $450

    Qantas Frequent Flyer

      Compare
    Details
  • Bankwest
    mozo-experts-choice-2019
    Bankwest Zero Platinum Mastercard

    17.99% p.a.

    2.99% p.a. for 9 months and then 17.99% p.a.

    $0

    -

      Compare
    Details

^See information about the Mozo Experts Choice Credit Cards Awards

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While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.

Credit Card Resources

Views, news, tips and guides to help find the best credit card for you.

Credit Card Reviews

ANZ Frequent Flyer Platinum review
Overall 8/10
Great product, great service, helpful staff.

I have found the ANZ to be an outstanding bank in helpfulness, setting up accounts and loans and with follow up inquiries.

Read full review

I have found the ANZ to be an outstanding bank in helpfulness, setting up accounts and loans and with follow up inquiries.

Price
6/10
Features
8/10
Customer service
9/10
Convenience
9/10
Trust
9/10
Less
Jane, New South Wales reviewed 2 days ago
NAB Credit Card review
Overall 6/10
All good.

I haven't had any issues.

Read full review

I haven't had any issues.

Price
5/10
Features
4/10
Customer service
6/10
Convenience
6/10
Trust
6/10
Less
Andrew, Queensland reviewed 2 days ago
Commonwealth Bank Credit Card review
Overall 6/10
Good customer service, average cost.

I have used a CBA Mastercard for more than 10 years. Although their rates are average by market standards, I have generally experienced good customer service.

Read full review

I have used a CBA Mastercard for more than 10 years. Although their rates are average by market standards, I have generally experienced good customer service.

Price
7/10
Features
6/10
Customer service
7/10
Convenience
6/10
Trust
7/10
Less
Peter, Victoria reviewed 2 days ago

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