Mozo's expert home loan comparisons could help you save thousands by finding a great value home loan with the right features for your needs. We compare over 500 home loans from 80 lenders to help you find the right loan quickly and easily.
Read moreSimply compare today’s mortgage rates in the table below and enter your loan amount to calculate initial mortgage repayments for each loan.
Some of the best value loans on the market are often from smaller lenders. Be sure to check the more info section for the minimum deposit required for each loan, as this can vary from 5% to 30%.
While you’re there, review the fees and features of each loan. Most variable loans offer free extra repayments and redraw, but not all loans offer a mortgage offset account. Common fees to be aware of include upfront fees, ongoing fees and discharge fees.
Search promoted home loans below or do a full Mozo database search. Advertiser disclosure.
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Mozo Order
2.09% p.a.
fixed 2 years
2.98% p.a.
Owner Occupier, Principal & Interest, LVR <80%
2.09% p.a.
fixed 2 years
2.98% p.a.
Have the security of a fixed rate for 2 years with the option to split with one of the HSBC variable Home Loans. No ongoing monthly service fees or annual fees. Mozo Experts Choice Fixed Home Loan 2020^
2.59% p.a. variable
2.62% p.a.
LVR<80%, Owner Occupier, Principal & Interest
2.59% p.a. variable
2.62% p.a.
Enjoy no ongoing monthly or annual account-keeping fees. Unlimited additional repayments. Redraw facility available. If you choose to round up your Orange Everyday, every card purchase will help to directly reduce your outstanding home loan balance.
1.99% p.a.variable for 12 months and then 2.57% p.a. variable
2.55% p.a.
1.99% p.a.variable for 12 months and then 2.57% p.a. variable
2.55% p.a.
A super low introductory rate home loan with no monthly or ongoing fees. Unlimited free redraws and unlimited additional repayments to help you build your equity and own your home sooner. Multiple loan splits available. (Rates revert after introductory period ends).
2.14% p.a.
fixed 3 years
2.41% p.a.
Owner Occupier, Principal & Interest
2.14% p.a.
fixed 3 years
2.41% p.a.
$0 fees and easy application with the Mozo Experts Choice Home Lender Bank of the Year.^ Choose between weekly, fortnightly or monthly repayments. 3 year fixed rates are for new Owner Occupier Principal & Interest loans.
Hot Deal$2,500 cashback when you refinance your home loan to BOQ (T&Cs apply)
2.29% p.a.
fixed 2 years
3.52% p.a.
Owner Occupier, Principal & Interest, <80% LVR
2.29% p.a.
fixed 2 years
3.52% p.a.
Have the certainty of fixed repayments with a competitive rate from BOQ. Flexible repayment options available and make up to $5,000 in additional repayments annually. $2,500 cashback when you refinance your home loan to BOQ (min. $250k lending, max 70% LVR, T&Cs apply).
2.19% p.a.
fixed 2 years
2.65% p.a.
Fixed, Owner Occupier, Principal & Interest, LVR<70%
2.19% p.a.
fixed 2 years
2.65% p.a.
Flexible loan structure – create up to six loan accounts with different rate and repayment types. Free redraw from your loan using Macquarie Online.
2.29% p.a.
fixed 2 years
3.32% p.a.
Owner Occupier, Principal & Interest
2.29% p.a.
fixed 2 years
3.32% p.a.
No monthly account keeping fees & No loan establishment fee. Get a $2,000 cash bonus when you refinance with an eligible Suncorp Bank Home Loan of $250k+. T&Cs & eligibility criteria apply.
2.39% p.a. variable
2.40% p.a.
Owner Occupier, Principal & Interest
2.39% p.a. variable
2.40% p.a.
Award-winning low rate home loan that could save you thousands. No application or ongoing fees, fee-free redraws, unlimited additional repayments and an optional offset account for $10/month. Winner of Mozo’s Experts Choice Award for Online Home Lender of the Year 2020.^
2.49% p.a. variable
2.49% p.a.
Owner Occupier, Principal & Interest
2.49% p.a. variable
2.49% p.a.
Enjoy a super low rate, $0 fees and easy application with the Mozo Experts Choice Home Lender Bank of the Year.^ Free redraw with flexible repayments. Min 20% deposit.
2.69% p.a. variable
2.69% p.a.
LVR<80%, Owner Occupier, Principal and Interest, >$150k
2.69% p.a. variable
2.69% p.a.
A People’s Choice Basic Variable home loan allows you to enjoy a simple, non-complicated home loan with a competitive rate and no upfront or ongoing fees. It also allows you to have the freedom to make extra repayments to pay off your loan sooner.
2.29% p.a.
fixed 3 years
2.82% p.a.
Owner Occupier, Principal & Interest, LVR<80%
2.29% p.a.
fixed 3 years
2.82% p.a.
Competitive fixed rates ranging from 2.29% (2.82% comparison rate*) across 1 to 5 year terms. No application fee or annual fee. Free extra repayments (up to $10,000 per year).
2.18% p.a.
fixed 2 years
3.72% p.a.
Owner Occupier, Principal & Interest
2.18% p.a.
fixed 2 years
3.72% p.a.
No ongoing fees. Ability to split your loan between fixed and variable. $2,000 cashback offer for investor & owner occupied home loans over $250k with LVR ≤80% when refinancing to Newcastle Permanent. Limited time offer, T&Cs apply.
2.19% p.a.
fixed 2 years
3.79% p.a.
Owner Occupiers with Orange Advantage, Principal & Interest
2.19% p.a.
fixed 2 years
3.79% p.a.
Know exactly what your repayments will be, and you can fix your rate for up to 5 years. No monthly, annual or transaction fees and it's free to make extra repayments.
2.39% p.a. variable
2.42% p.a.
Owner Occupier, Principal & Interest
2.39% p.a. variable
2.42% p.a.
Low Cost Home Loan 2020 winner.^ A home loan packed with all the essentials and offering up to $1500 cashback and no ongoing fees. No Construction loans.
2.59% p.a. variable
2.55% p.a.
<80% LVR, Owner Occupier, Principal & Interest
2.59% p.a. variable
2.55% p.a.
Fast online application with no fees. Free extra repayments and redraw facility. Min 20% deposit. Crowned Best New Home Loan for 2020 by the Mozo Experts.^
2.78% p.a. variable
2.79% p.a.
LVR<90%, Owner Occupier, Principal & Interest
2.78% p.a. variable
2.79% p.a.
No monthly account keeping fee, no ongoing annual fee and no loan establishment fee on new lending of $150,000 or more. Get a $2,000 cash bonus when you refinance with an eligible Suncorp Bank Home Loan of $250k+. T&Cs & eligibility criteria apply.
2.39% p.a. variable
2.42% p.a.
Owner Occupier, Principal & Interest
2.39% p.a. variable
2.42% p.a.
Yard’s low-rate variable winter special home loan is packed with all features – unlimited additional repayments, free redraw, 100% offset account. Enjoy a simple online application. Special rate applies to home loan applications submitted by 31 August 2020.
1.98% p.a.
fixed 1 year
2.51% p.a.
Principal & Interest
1.98% p.a.
fixed 1 year
2.51% p.a.
Enjoy a new and unbelievably low introductory rate home loan for one year. Unlimited free online redraws and additional repayments up to $20K to help you pay off your home sooner. Multiple loan splits possible and flexible replacements. (Rates revert after introductory period ends).
2.59% p.a. variable
2.63% p.a.
Owner Occupier, Principal & Interest
2.59% p.a. variable
2.63% p.a.
Enjoy a great low rate with no ongoing fees. Ability to split your loan between fixed and variable. 100% offset account. $2,000 cashback offer for investor & owner occupied home loans over $250k with LVR ≤80% when refinancing to Newcastle Permanent. Limited time offer, T&Cs apply.
2.89% p.a. variable
2.89% p.a.
Owner Occupier, Principal & Interest, LVR<80%
2.89% p.a. variable
2.89% p.a.
The Low Cost Home Loan Package features low variable rates from 2.89% (2.89% comparison rate*) for owner-occupiers making principle and interest repayments, and has no application, legal or settlement fees.
2.29% p.a.
fixed 2 years
3.82% p.a.
Owner Occupier, Principal & Interest, Home Loan Package
2.29% p.a.
fixed 2 years
3.82% p.a.
A People’s Choice 2 year fixed home loan allows you to enjoy a simple, non-complicated home loan with a competitive rate. There are no restrictions to the number of loans you can combine on a package. Lock in a competitive fixed interest rate with People’s Choice.
2.29% p.a.
fixed 2 years
2.98% p.a.
Owner Occupier, Principal & Interest
2.29% p.a.
fixed 2 years
2.98% p.a.
This 3 Year Fixed Rate Special Offer for purchase or refinance. Rate lock option available. No monthly or ongoing fees.
2.69% p.a. variable
2.86% p.a.
Owner Occupier, Principal & Interest, <70% LVR
2.69% p.a. variable
2.86% p.a.
An ongoing low variable interest rate with free redraw, flexible repayment options and one free valuation. Discounted Economy variable rate available for owner occupier lending with max LVR of 70%.
^See information about the Mozo Experts Choice Home loans Awards
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
How much could you save by switching your home loan? Compare savings from over 500 home loans. Find out in a few clicks.
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They looked after me when I was struggling many years ago.
Read full reviewThey looked after me when I was struggling many years ago.
Staff were extremely helpful. They walked me through every step and are very easy to get in contact with. Online site very easy to navigate.
Read full reviewStaff were extremely helpful. They walked me through every step and are very easy to get in contact with. Online site very easy to navigate.
BOM is a good bank with excellent customer service. Wait times low and my questions have always been answered timely with good financial support. Online banking very good too.
Read full reviewBOM is a good bank with excellent customer service. Wait times low and my questions have always been answered timely with good financial support. Online banking very good too.
