Mozo's expert home loan comparisons could help you save thousands by finding a great value home loan with the right features for your needs. We compare over 500 home loans from 80 lenders to help you find the right loan quickly and easily.
Read moreSimply compare today’s mortgage rates in the table below and enter your loan amount to calculate initial mortgage repayments for each loan.
Some of the best value loans on the market are often from smaller lenders. Be sure to check the more info section for the minimum deposit required for each loan, as this can vary from 5% to 30%.
While you’re there, review the fees and features of each loan. Most variable loans offer free extra repayments and redraw, but not all loans offer a mortgage offset account. Common fees to be aware of include upfront fees, ongoing fees and discharge fees.
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2.78% p.a. variable
2.80% p.a.
Owner Occupier, Principal & Interest
2.78% p.a. variable
2.80% p.a.
The Smart Home Loan with no ongoing fees and unlimited free redraws with no minimum redraw amount. Competitive low rate. 25% deposit required.
2.84% p.a. variable
2.84% p.a.
Owner Occupier, Principal & Interest
2.84% p.a. variable
2.84% p.a.
Free redraw with flexible repayments. Min 20% deposit. Winner of a Mozo Experts Choice Award 2019 in the Low Cost Home Loan category^.
2.84% p.a. variable
2.80% p.a.
Owner Occupier, Principal & Interest
2.84% p.a. variable
2.80% p.a.
No application fees, no monthly fees & no annual fees. Stay-great rates for the entirety of the loan, so you pay it off faster.
Featured Product
3.03% p.a. variable
3.06% p.a.
LVR<80%, Owner Occupier, Principal & Interest
3.03% p.a. variable
3.06% p.a.
Enjoy no ongoing monthly or annual account-keeping fees. Unlimited additional repayments. Redraw facility available. If you choose to round up your Orange Everyday, every card purchase will help to directly reduce your outstanding home loan balance.
3.01% p.a. variable
3.04% p.a.
LVR<80%, Owner Occupier, Special 500k+
3.01% p.a. variable
3.04% p.a.
A great low variable rate with no annual fees & make extra repayments without any penalties.
2.79% p.a.
fixed 3 years
3.67% p.a.
Owner Occupier, Principal & Interest
2.79% p.a.
fixed 3 years
3.67% p.a.
Minimum loan amount of $300k. 20% deposit needed. Free additional repayments up to $5,000 per year.
2.74% p.a. variable
2.77% p.a.
Owner Occupier, Principal & Interest
2.74% p.a. variable
2.77% p.a.
One of the lowest home loan rates in town packed with essential features. No ongoing fees. Unlimited additional repayments with free online redraws. Min. loan size $150k, no construction loans.
3.19% p.a. variable
3.23% p.a.
Owner Occupier, Principal & Interest
3.19% p.a. variable
3.23% p.a.
No ongoing fees. Ability to split your loan between fixed and variable. First home buyers receive $2,500 cash back on loans $250K and above. Cash back will be deposited to the borrower’s NPBS Everyday Account after settlement.
3.39% p.a. variable
3.39% p.a.
Owner Occupier, Principal & Interest, LVR<80%
3.39% p.a. variable
3.39% p.a.
Qudos Bank Qantas Points Home Loan (Package) allows you to earn 150 Qantas Points each year on every $1,000 you’ve borrowed on your loan. 100% offset account, complimentary extra repayments and a free redraw facility.
2.88% p.a. variable
2.90% p.a.
Owner Occupier, Principal & Interest
2.88% p.a. variable
2.90% p.a.
A low-rate home loan that could save you thousands. No ongoing fees. Unlimited additional repayments. Unlimited free redraws with no minimum redraw amount, Limited time only. 20% deposit required.
2.69% p.a. variable
2.72% p.a.
Owner Occupier, Principal & Interest
2.69% p.a. variable
2.72% p.a.
An exceptional low rate for owner occupiers with 40% of more equity in their home. No ongoing fees. Unlimited additional repayments with free online redraws. loan size $150k to $750k, no construction loans. Metro Areas Only.
Featured Product
3.08% p.a. variable
3.42% p.a.
LVR<80%, Owner Occupier, Principal & Interest
3.08% p.a. variable
3.42% p.a.
No monthly fees. Low $299 annual fee. 100% interest offset available and unlimited additional repayment. If you choose to round up your Orange Everyday, every card purchase will help to directly reduce your outstanding home loan balance.
2.96% p.a. variable
3.01% p.a.
Owner Occupier, Principal & Interest, LVR<70%
2.96% p.a. variable
3.01% p.a.
The low 2.96% interest rate (3.01% comparison rate*) for owner occupiers puts this loan among the lowest rates in our database.
2.89% p.a. variable
2.93% p.a.
Owner Occupier, Principal & Interest
2.89% p.a. variable
2.93% p.a.
A Mozo Exclusive rate for loans up to $1.5M with a low 2.89% ongoing variable rate (2.93% comparison rate).
2.89% p.a.
fixed 3 years
3.23% p.a.
Owner Occupier, Principal & Interest, LVR<80%
2.89% p.a.
fixed 3 years
3.23% p.a.
Qudos Bank’s Fixed Rate Home Loan offers a competitive fixed rates ranging from 2.89% (3.23% comparison rate*) across 1 to 5 year terms. No application fee or annual fee.
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^See information about the Mozo Experts Choice Home Loans Awards
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Views, news, tips and guides to help find the home loan for you.
Been with NAB for years now and always been competitive and provide great customer service.
Read full reviewBeen with NAB for years now and always been competitive and provide great customer service.
Worst customer service. Their system of charging extra fees is mind boggling and unique. They will tell you that they can fix the direct debit date and change the date to what you want to be for the yearly fee but will surprise you with some lies.
Read full reviewWorst customer service. Their system of charging extra fees is mind boggling and unique. They will tell you that they can fix the direct debit date and change the date to what you want to be for the yearly fee but will surprise you with some lies.
Excellent service.
Read full reviewExcellent service.
