Best travel credit cards in Australia 2019

Remy Taylor

15 May 2019


It’s getting to that time of year, when it feels like more than half of the country clears off to some sort of exotic destination abroad. If you’re part of this group, firstly we’re jealous. Secondly, have you thought about how you’re going to pay for all those holiday cocktails and museum tickets?  Finding the best credit card for overseas travel should be at the top of your to-do list before you leave.

To help you narrow down your travel credit card search, in this year’s Mozo Experts Choice Travel Money and IMT Awards, our experts dissected over 102 Travel Money & IMT providers to find the best value options in a bunch of categories. And whether you’re after a flashy plastic with features galore, one that rewards you for splurging or simply a card that’s easy on the wallet, we’ve hand-picked our favourite winner from three of our Major Award categories to get you started:

Platinum Travel Credit Card


28 Degrees Platinum Mastercard
  • $0 annual fee

  • $0 currency conversion fees

  • Free global Wi-Fi at more than 1 million hotspots

If you find yourself whipping out your passport more often than not, the 28 degrees Platinum Mastercard is among the best credit cards for travel. Aside from being a hit with Aussie travellers looking to save on credit card costs and bagging two 2019 Mozo Experts Choice Awards, the Platinum Mastercard also flashes some pretty great premium perks around. Not only does it give you access to a personal concierge service to help with travel planning, but with this card, you can register for free global Wi-Fi at more than 1 million hotspots and a flight delay pass, which means if an airline announces a delay that exceeds two hours, you and up to four travel companions will gain access to an airport lounge with food, drinks and Wi-Fi.

Rewards Travel Credit Card


Bankwest More World Mastercard
  • 2.5 uncapped rewards points per $1 spent

  • 115,000 annual bonus points each year (minimum spend applies)

  • 10 complimentary airport lounge visits each year at participating lounges through LoungeKey

Shopping to earn a mammoth amount of rewards points?… A dream that becomes a reality with the Bankwest More World Mastercard card, multiple 2019 Mozo Experts Choice Travel Money Awards winner. Not only will you earn 2.5 uncapped rewards points per $1 spent, but you can earn 115,000 bonus points every year as long as you spend $84,000. While it’s great for everyday use, it’s grouped with the best overseas credit cards and even better for travelling as you won't have to pay for any overseas transaction fees, plus you’ll get up to 12 months of complimentary travel insurance, interstate flight inconvenience insurance and ten airport lounge visits each year via LoungeKey.

Low Rate Travel Credit Card


ME frank Credit Card
  • No annual fee

  • 11.99% p.a. purchase and cash advance rate

  • Up to 55 days interest-free

Love snatching up a good bargain while travelling? Then the Mozo Experts Choice Award winning ME frank credit card is the perfect plastic companion for the job. It’ll have your back with no annual fees and a low 11.99% p.a. interest rate for both purchases and cash advances. Just keep in mind, while it won't cost you anything to keep in your wallet, any overseas purchases will incur a 2.3% international transaction fee.

Looking for more travel plastic options? Check out the rest of Mozo Experts Choice Travel Money Awards winners or try our travel money comparison tool which compares travel-friendly credit cards to help you save on foreign currency fees, overseas purchase fees, international ATM fees and more.

Mozo may receive advertising fees from the financial institutions, issuers of financial or credit products and third party advice providers that are shown on this page. These fees are based on a cost per click, cost per acquisition, or a fixed fee.