Think smart when planning a European tour

Australians are finally realising that a tour of Europe is affordable if you play your cards right.

Of course, the initial cost of flying from down under can be eye-watering, but if you are flexible and prepared to wait until off-peak times, you can get a bargain.

Having travelled so far, you are going to want to see as much of the continent as possible, but at the same time you don't want to spend too much time in expensive places that are going to eat into your overseas travel money budget.

This is where meticulous planning pays dividends. Scandinavian countries are beautiful and well worth a visit, but the cost of living in Norway, Sweden and Denmark is astronomical.

However, on the other side of the coin you have eastern European countries such as Croatia and Montenegro, which are both very cheap.

According to, people who provide rental accommodation in these countries are reporting huge demand. With the euro so weak at the moment, Aussies can also take advantage of some of the best exchange rates seen for years.