Easter holidays are right around the corner, and if you’ve got big plans to make the most of the break with an overseas holiday, you'll need to get your travel money sorted pronto. But every traveller has different spending needs, so how do you know you’re getting the right travel card for your circumstance?
Luckily, the comparison experts at Mozo have been hard at work rating Australia's top travel credit cards, debit cards and rewards cards for the annual Mozo Experts Choice Awards. Here are our Editor's Picks in each category, highlighting some of the best travel money cards for every type of Aussie globetrotter...
Top frequent flyer credit card
Qantas Money Qantas Premier Platinum
Get up to 100,000 bonus points (conditions apply)
Earn 1 Qantas point per dollar, up to $10,000 a month, then 0.5 points per dollar
$149 annual fee in the first year (save $150)
Want to travel in style? The Qantas Money Qantas Premier Platinum comes with 70,000 bonus points when you spend $3,500 within 90 days of card approval and an extra 30,000 bonus points after first anniversary of the card. Plus, cash in on freebies like discounts on domestic Qantas flights, two complimentary airport lounge passes per year and complimentary overseas travel insurance.
If you love overseas travel but hate overseas bank fees, you'll love the sound of the HSBC Everyday Global Account debit card. This nifty Visa debit card allows you to link up to 10 currencies, like USD, EUR, GBP and NZD and offers no ATM or transaction fees anywhere in the world. There are no account fees and the debit card links to both Apple Pay and Google Pay.
Top travel credit card
28 Degrees Platinum Mastercard
No foreign transaction , currency conversion or annual fees
The multi-award winning 28 Degrees Platinum Mastercard offers loads of travel value with no annual fee, no foreign exchange fees or currency conversion fees and up to 55 interest free days. And while you won’t get a rewards program, you will get access to free premium global wi-fi at more than 1 million hotspots worldwide, plus a 24/7 worldwide concierge service.
Top prepaid travel card
ANZ Travel Card
Load up to 10 currencies and lock in your exchange rate
No card purchase, reload or closure fees
Covered by the ANZ Fraud Money Back Guarantee
If you'd rather avoid the temptation of maxing out a credit card while abroad, then the ANZ prepaid Travel Card could be your plastic match. This prepaid card has a great selection of Asian currencies, like the Thai Baht and the Japanese Yen, in addition to USD, Euros and other major currencies. And since you’ll be locking in your exchange rate before you jet off, you'll know exactly how much you have to spend.
Check out the full list of Experts Choice winners here and if you’d like to compare more travel money card options, check out our travel money hub!