The ANZ travel card has no purchase fee, comes with a backup card and you can load it with up to 10 major currencies. Anyone can purchase the ANZ travel card and it can be used for purchases and to withdraw foreign currency wherever prepaid Visa cards are accepted. Purchases are free but ATM withdrawals are charged depending on the country you are in.
For example, it will cost 2.50 USD, 2.00 GBP and 2.20 EUR for each ATM withdrawal in those currencies. But on the upside, because you've locked in your exchange rate you wont be paying any foreign exchange commissions.
Keep in mind, if you're spending in a currency not pre-loaded to your card, you may wind up paying extra fees or penalties.
Who it's good for:
The ANZ Travel Card is great for the globetrotter who will be visiting several countries and will need multiple currencies. It's also an ideal travel money solution for Australians who are looking at hitting Thailand's beach resorts as it's one of the only prepaid travel cards that allow you to lock in the Thai Baht before you go.
If you come home with foreign currency still on the travel card you have two options. Keep it there until your next overseas trip or convert the money back to AUD but be prepared to pay fees and a foreign exchange conversion a second time.