Key To The World Currency Card

AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB

USD: 0.7057
GBP: 0.5551
EUR: 0.6561
NZD: 0.9936

$0

Key To The World Currency Card Review

Review published: 18 August 2016

What's hot:

  • $0 purchase fee

  • Load up to 10 currencies

  • 24/7 access to customer service

  • Bundle your card with Cover-More Travel Insurance and a Global SIM

What's not:

  • $10 fee to close the card

  • 5.95% cross currency conversion fee

Mozo snapshot:

With a $0 purchase fee and no less than 10 currencies available for you to load, the Key To The World Currency Card is a practical prepaid travel card with unique features.

Don’t get carried away using it in currencies you haven’t stored on your card though, as a pretty steep 5.95% cross currency conversion fee applies.

Key features:

The Key To The World Currency Card is packed with useful features for the organised traveller. Signing up for a card doesn’t cost a cent, and you can load up to 10 popular currencies on one, with a minimum load amount of $100 AUD, up to $100k.

If you top up your Key To The World Card while you’re away using BPay, you’ll be charged 1% of the reload amount or if you decide to do it directly by logging into the Key To The World site you’ll be charged 1.1% of the total amount being loaded.

When it comes to ATM withdrawal fees, what you’ll be charged will depend on the currency. For instance if you’re shopping up a storm on Rodeo Drive and need to get cash out, you’ll be charged a $2.50 withdrawal fee in US dollars, whereas if you’re enjoying a beach vacay in Phuket an 80 THB withdrawal fee applies.

Because MasterCard is the big name behind Key To The World, you are covered by a zero liability policy, plus the card is accepted at just about any merchant terminal in the world. When the holiday’s over, you’ll need to pay a $10 fee to close the card but the good news is no monthly inactivity fee applies.

So those are the features that come with this prepaid card, but what about the bundling option? Well, if you also need some travel insurance, a global SIM card for making calls back home and want your travel itinerary in the one place, you can do just that thanks to the ‘Key to it All’ option, which lets you manage all your travel products with one online login or through the Key to the World app.

Who it's good for:

Key To The World is suitable for jetsetters looking for a MasterCard backed currency card, who like the idea of having access to several travel products in one online portal (i.e Flight Centre travel bookings, Cover-More travel insurance and/or a Cover-More Global SIM).

Any catches?

Even though you don’t pay to sign up for this card, a $10 fee applies to close it.

General

  • AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB

  • USD: 0.7057
    GBP: 0.5551
    EUR: 0.6561
    NZD: 0.9936

  • $0

  • 1.1% up to a maximum of $10 (1% using BPay)

  • $10

  • 5.95%

  • none

  • none

Atm withdrawal fee

  • 2.50 USD

  • 2.95%

  • 2.00 GBP

  • 2.50 EUR

  • 3.50 NZD

  • 3.50 CAD

  • 260 JPY

  • 3.50 SGD

  • 18 HKD

  • 80 THB

Minimum load

  • 100 AUD

  • 100 AUD

  • 100 AUD

  • 100 AUD

  • 100 AUD

  • 100 AUD

  • 100 AUD

  • 100 AUD

  • 100 AUD

  • 100 AUD

Upper limit

  • 100,000 AUD

  • 100,000 AUD

  • 100,000 AUD

  • 100,000 AUD

  • 100,000 AUD

  • 100,000 AUD

  • 100,000 AUD

  • 100,000 AUD

  • 100,000 AUD

  • 100,000 AUD

Monthly inactivity fee

  • 0 AUD

  • 0 AUD

  • 0 AUD

  • 0 AUD

  • 0 AUD

  • 0 AUD

  • 0 AUD

  • 0 AUD

  • 0 AUD

  • 0 AUD

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