5 travel tricks to a FREE holiday: How to make your trip pay for itself

With everything from flights to travel insurance to budget for, jet-setting overseas can be a massive money drain before you’ve even left the country.

But what if you could make your next vacay pay for itself?

Join the countless Aussie travellers who are taking advantage of these 5 thrifty travel tricks to score a free holiday. Here’s how to get started:

1. Check if your credit card has free travel insurance

Using our travel insurance comparison tool, we found cover for a two week holiday to Europe could cost as high as $150.50 per person. So if you have a credit card sitting in your wallet, it’s definitely worth checking if your plastic has inbuilt travel insurance, as there’s nothing better than getting something for nothing. Just make sure the policy has unlimited medical cover and check the conditions that apply, as many providers require you to put some holiday spend on the card to activate the insurance.

Here are some top credit cards with complimentary travel insurance:

American Express Platinum Edge Credit Card - free travel insurance, free domestic return flight each year and 5,000 bonus points offer. 20.74% purchase rate and $195 annual fee ($0 in the first year).

Bankwest Zero Platinum - free travel insurance, no foreign exchange margin on international purchases, extended warranty and price protection insurance, gold winner in the Mozo Experts Choice Awards for travel money. 17.99% purchase rate and $0 annual fee.

ANZ Low Rate Platinum - free travel insurance, an additional 12 months cover with extended warranty and best price guarantee scheme. 13.49% purchase rate and $99 annual fee.

2. Redeem your rewards points

If you’ve been earning juicy rewards points on your credit card when hitting up the shops and doing the weekly grocery shop, it’s time to tally up those points and collect on your rewards offering towards your next flight. You can fast track your rewards earning by learning your card’s bonus partners and adding an additional card holder.

Read Mozo’s Frequent flyer cards - the highs and lows of miles article for more tips on getting the biggest bang from your rewards program.

3. List your house on Airbnb

One of the biggest expenses when heading off on holiday is paying for accommodation, as well as your home loan repayments or rent back home. By simply listing your humble abode on Airbnb you’ll cover your repayments/rent and possibly make a bit of extra cash on the side.

Let’s give you a scenario. You live in a three bedroom house in Manly, Sydney and your home loan repayments are $1,000 a week. Our search of Airbnb showed homes in Manly go for around $1,600 a week and there you have it an extra $600 in your pocket for your accommodation overseas.

Other alternatives to Airbnb include house swapping, house sitting and couch surfing.

4. Meet the locals on a farm stay

Bark up the right tree by Wwoofing. Short for World Wide Opportunities on Organic Farms, Wwoof places travellers on organic farms to get a hands on experience and learn the ways of overseas horticulturists. The local farmers receive free help and you receive free accommodation and food. It’s a win win situation!

5. Get to work on Craigslist

Now that you’ve got your accommodation sorted, it’s time to think about how you’ll pay for your epic holiday activities. Craigslist advertises countless jobs, with everything from a New York bike deliverer to a mystery shopper in Amsterdam earning cold hard cash for your efforts. And what better way to see the sites and get paid? Put the extra dough towards bar hopping with the people you meet along the way!

There you have it your travel insurance, flights, accommodation and activities all for free! What tricks do you have for scoring a free holiday?