Your selected credit cards
Advertiser disclosure
- last updated 14 December 2024
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Citi Rewards - Rewards Points Offer
100,000 bonus Citi reward Points when you spend $5,000 on eligible purchases within 3 months from approval. That’s $400 when you Pay with Points! Earn up to 1 Citi reward Point per $1 on eligible transactions. Apply for a credit limit from $2,000 up to $100,000. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under licence from Citigroup Inc.
Purchase rate
22.49% p.a.Balance transfer rate
No current offerAnnual fee
$199 $99 in the first yearRewards program
Citi Rewards ProgramCompareCompareRewards - Rewards Points Offer
100,000 bonus Citi reward Points when you spend $5,000 on eligible purchases within 3 months from approval. That’s $400 when you Pay with Points! Earn up to 1 Citi reward Point per $1 on eligible transactions. Apply for a credit limit from $2,000 up to $100,000. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under licence from Citigroup Inc.
- Purchase rate
- 22.49% p.a.
- Balance transfer rate
- No current offer
- Annual fee
- $199 $99 in the first year
- Rewards program
- Citi Rewards Program
- Purchase rate
- 22.49% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- No current offer
- Cash advance
- 22.99% p.a.
- Interest free days on purchases
- Up to 44
- Intro fee
- 99.0
- Foreign exchange margin
- 3.40%
- Annual card fee
- $199 $99 in the first year
- Late payment fee
- $30.00
- Cash advance fee
- 3.5%, min $3.50
Read reviews and learn more about Citi credit cards
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American Express Explorer® Credit Card
Receive 50,000 Bonus Membership Rewards Points when you apply online, are approved, and spend $4,000 on eligible purchases on your new Card within the first 3 months. T&Cs apply. New Card Members only.*
Purchase rate
23.99% p.a.Balance transfer rate
No current offerAnnual fee
$395Rewards program
Membership RewardsCompareCompareExplorer® Credit Card
Receive 50,000 Bonus Membership Rewards Points when you apply online, are approved, and spend $4,000 on eligible purchases on your new Card within the first 3 months. T&Cs apply. New Card Members only.*
- Purchase rate
- 23.99% p.a.
- Balance transfer rate
- No current offer
- Annual fee
- $395
- Rewards program
- Membership Rewards
- Purchase rate
- 23.99% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- No current offer
- Cash advance
- -
- Interest free days on purchases
- Up to 55
- Intro fee
- -
- Foreign exchange margin
- 3.00%
- Annual card fee
- $395
- Late payment fee
- $30.00
- Cash advance fee
- 2%, min $2.50
Read reviews and learn more about American Express credit cards
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NAB Low Rate Card - Balance Transfer Offer
Spend with confidence with a low variable purchase rate and 0% p.a. interest on balance transfers for the first 24 months. Unpaid balance transfer reverts to variable cash advance rate. 3% balance transfer fee applies. There’s also up to 55 interest free days on purchases to help you manage your budget when you pay your account in full by the due date. Minimum credit limit $1,000. Low annual fee. T&Cs, fees, charges and eligibility criteria apply.
Purchase rate
13.49% p.a.Balance transfer rate
0% p.a. for 24 months and then 21.74% p.a. (3.00% balance transfer fee)Annual fee
$59Rewards program
-CompareCompareLow Rate Card - Balance Transfer Offer
Spend with confidence with a low variable purchase rate and 0% p.a. interest on balance transfers for the first 24 months. Unpaid balance transfer reverts to variable cash advance rate. 3% balance transfer fee applies. There’s also up to 55 interest free days on purchases to help you manage your budget when you pay your account in full by the due date. Minimum credit limit $1,000. Low annual fee. T&Cs, fees, charges and eligibility criteria apply.
- Purchase rate
- 13.49% p.a.
- Balance transfer rate
- 0% p.a. for 24 months and then 21.74% p.a. (3.00% balance transfer fee)
- Annual fee
- $59
- Rewards program
- -
- Purchase rate
- 13.49% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- 0% p.a. for 24 months and then 21.74% p.a. (3.00% balance transfer fee)
- Cash advance
- 21.74% p.a.
- Interest free days on purchases
- Up to 55
- Intro fee
- -
- Foreign exchange margin
- 3.50%
- Annual card fee
- $59
- Late payment fee
- $15.00
- Cash advance fee
- 3%, Min $3
Read reviews and learn more about NAB credit cards
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Apply By 14 Jan 2025
American Express Qantas Ultimate Card
Receive 50,000 bonus Qantas Points when you apply online by 14 January 2025, are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.
Purchase rate
23.99% p.a.Balance transfer rate
No current offerAnnual fee
$450Rewards program
Qantas Frequent FlyerCompareCompareQantas Ultimate Card
Receive 50,000 bonus Qantas Points when you apply online by 14 January 2025, are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.
- Purchase rate
- 23.99% p.a.
- Balance transfer rate
- No current offer
- Annual fee
- $450
- Rewards program
- Qantas Frequent Flyer
- Purchase rate
- 23.99% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- No current offer
- Cash advance
- -
- Interest free days on purchases
- Up to 44
- Intro fee
- -
- Foreign exchange margin
- 3.00%
- Annual card fee
- $450
- Late payment fee
- $30.00
- Cash advance fee
- 2%, min $2.50
Read reviews and learn more about American Express credit cards
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Citi Rewards - Balance Transfer and Purchases offer
Enjoy 0% p.a. for 15 months on purchases and balance transfers. Balance transfer reverts to cash advance rate. Earn up to 1 Citi reward Point per $1 on eligible transactions. Apply for a credit limit from $2,000 up to $100,000. Balance transfer fee applies. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under licence from Citigroup Inc.
Purchase rate
0% p.a. for 15 months then 22.49% p.a.Balance transfer rate
0% p.a. for 15 months and then 22.99% p.a. (2.00% balance transfer fee)Annual fee
$199Rewards program
Citi Rewards ProgramCompareCompareRewards - Balance Transfer and Purchases offer
Enjoy 0% p.a. for 15 months on purchases and balance transfers. Balance transfer reverts to cash advance rate. Earn up to 1 Citi reward Point per $1 on eligible transactions. Apply for a credit limit from $2,000 up to $100,000. Balance transfer fee applies. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under licence from Citigroup Inc.
- Purchase rate
- 0% p.a. for 15 months then 22.49% p.a.
- Balance transfer rate
- 0% p.a. for 15 months and then 22.99% p.a. (2.00% balance transfer fee)
- Annual fee
- $199
- Rewards program
- Citi Rewards Program
- Purchase rate
- 0% p.a. for 15 months then 22.49% p.a.
- Intro purchase rate
- 0% p.a. for 15 months
- Balance transfer rate
- 0% p.a. for 15 months and then 22.99% p.a. (2.00% balance transfer fee)
- Cash advance
- 22.99% p.a.
- Interest free days on purchases
- Up to 44
- Intro fee
- -
- Foreign exchange margin
- 3.40%
- Annual card fee
- $199
- Late payment fee
- $30.00
- Cash advance fee
- 3.5%, min $3.50
Read reviews and learn more about Citi credit cards
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Kogan Money Black Card
Get 0% p.a. on purchases and balance transfers for 9 months with a 1% balance transfer fee. Reverts to cash advance rate. $0 annual fee to pay. Earn 2 rewards points per dollar on your eligible purchases at Kogan.com & 1 rewards point per dollar on your everyday purchases, almost anywhere (T&Cs apply). FREE Kogan First membership valued at $129/year. Add up to 4 additional cardholders at no cost.
Purchase rate
0% p.a. for 9 months then 21.99% p.a.Balance transfer rate
0% p.a. for 9 months and then 22.74% p.a. (1.00% balance transfer fee)Annual fee
$0Rewards program
Kogan Rewards PointsCompareCompareBlack Card
Get 0% p.a. on purchases and balance transfers for 9 months with a 1% balance transfer fee. Reverts to cash advance rate. $0 annual fee to pay. Earn 2 rewards points per dollar on your eligible purchases at Kogan.com & 1 rewards point per dollar on your everyday purchases, almost anywhere (T&Cs apply). FREE Kogan First membership valued at $129/year. Add up to 4 additional cardholders at no cost.
- Purchase rate
- 0% p.a. for 9 months then 21.99% p.a.
- Balance transfer rate
- 0% p.a. for 9 months and then 22.74% p.a. (1.00% balance transfer fee)
- Annual fee
- $0
- Rewards program
- Kogan Rewards Points
- Purchase rate
- 0% p.a. for 9 months then 21.99% p.a.
- Intro purchase rate
- 0% p.a. for 9 months
- Balance transfer rate
- 0% p.a. for 9 months and then 22.74% p.a. (1.00% balance transfer fee)
- Cash advance
- 22.74% p.a.
- Interest free days on purchases
- Up to 44
- Intro fee
- -
- Foreign exchange margin
- 3.40%
- Annual card fee
- $0
- Late payment fee
- $30.00
- Cash advance fee
- 3.50%, min $5.00
Read reviews and learn more about Kogan Money credit cards
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Citi Clear Credit Card - Balance Transfer Offer
0% p.a. for 24 Months on balance transfers. 1.5% balance transfer fee applies. Rate reverts to cash advance rate. $49 annual fee in the first year, reverts to $99 thereafter. Enjoy a low ongoing variable purchase rate of 14.99% p.a. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under licence from Citigroup Inc.
Purchase rate
14.99% p.a.Balance transfer rate
0% p.a. for 24 months and then 22.24% p.a. (1.50% balance transfer fee)Annual fee
$99 $49 in the first yearRewards program
-CompareCompareClear Credit Card - Balance Transfer Offer
0% p.a. for 24 Months on balance transfers. 1.5% balance transfer fee applies. Rate reverts to cash advance rate. $49 annual fee in the first year, reverts to $99 thereafter. Enjoy a low ongoing variable purchase rate of 14.99% p.a. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under licence from Citigroup Inc.
- Purchase rate
- 14.99% p.a.
- Balance transfer rate
- 0% p.a. for 24 months and then 22.24% p.a. (1.50% balance transfer fee)
- Annual fee
- $99 $49 in the first year
- Rewards program
- -
- Purchase rate
- 14.99% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- 0% p.a. for 24 months and then 22.24% p.a. (1.50% balance transfer fee)
- Cash advance
- 22.24% p.a.
- Interest free days on purchases
- Up to 44
- Intro fee
- 49.0
- Foreign exchange margin
- 3.40%
- Annual card fee
- $99 $49 in the first year
- Late payment fee
- $30.00
- Cash advance fee
- 3.5%, min $3.50
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Apply By 28 Jan 2025
American Express Essential® Rewards Credit Card
Receive 40,000 Bonus Membership Rewards® Points when you apply online by 28 January 2025, are approved, and spend $3,000 on eligible purchases on your new American Express Essential® Rewards Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
Purchase rate
23.99% p.a.Balance transfer rate
No current offerAnnual fee
$108Rewards program
Membership RewardsCompareCompareEssential® Rewards Credit Card
Receive 40,000 Bonus Membership Rewards® Points when you apply online by 28 January 2025, are approved, and spend $3,000 on eligible purchases on your new American Express Essential® Rewards Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
- Purchase rate
- 23.99% p.a.
- Balance transfer rate
- No current offer
- Annual fee
- $108
- Rewards program
- Membership Rewards
- Purchase rate
- 23.99% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- No current offer
- Cash advance
- -
- Interest free days on purchases
- Up to 55
- Intro fee
- -
- Foreign exchange margin
- 3.00%
- Annual card fee
- $108
- Late payment fee
- $30.00
- Cash advance fee
- not available
Read reviews and learn more about American Express credit cards
Your selected credit cards
Your selected credit cards
Your selected credit cards
Your selected credit cards
Your selected credit cards
Your selected credit cards
Your selected credit cards
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