Your selected credit cards
Advertiser disclosure
- last updated 13 June 2025
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Apply By 1 Jul 2025
American Express Qantas Ultimate Card
Receive 50,000 bonus Qantas Points1 when you apply online by 1 July 2025, are approved, and spend $5,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.
Purchase rate
23.99% p.a.Balance transfer rate
No current offerAnnual fee
$450Rewards program
Qantas Frequent FlyerCompareCompareQantas Ultimate Card
Receive 50,000 bonus Qantas Points1 when you apply online by 1 July 2025, are approved, and spend $5,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.
- Purchase rate
- 23.99% p.a.
- Balance transfer rate
- No current offer
- Annual fee
- $450
- Rewards program
- Qantas Frequent Flyer
- Purchase rate
- 23.99% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- No current offer
- Cash advance
- -
- Interest free days on purchases
- Up to 44
- Intro fee
- -
- Foreign exchange margin
- 3.00%
- Annual card fee
- $450
- Late payment fee
- $30.00
- Cash advance fee
- 2%, min $2.50
Read reviews and learn more about American Express credit cards
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Apply By 1 Jul 2025
American Express Essential® Rewards Credit Card
Receive 60,000 Bonus Membership Rewards® Points when you apply online by 1 July 2025, are approved, and spend $3,000 on eligible purchases on your new American Express Essential® Rewards Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
Purchase rate
23.99% p.a.Balance transfer rate
No current offerAnnual fee
$108Rewards program
Membership RewardsCompareCompareEssential® Rewards Credit Card
Receive 60,000 Bonus Membership Rewards® Points when you apply online by 1 July 2025, are approved, and spend $3,000 on eligible purchases on your new American Express Essential® Rewards Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
- Purchase rate
- 23.99% p.a.
- Balance transfer rate
- No current offer
- Annual fee
- $108
- Rewards program
- Membership Rewards
- Purchase rate
- 23.99% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- No current offer
- Cash advance
- -
- Interest free days on purchases
- Up to 55
- Intro fee
- -
- Foreign exchange margin
- 3.00%
- Annual card fee
- $108
- Late payment fee
- $30.00
- Cash advance fee
- not available
Read reviews and learn more about American Express credit cards
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Apply By 1 Jul 2025
American Express Explorer® Credit Card
Receive 75,000 Bonus Membership Rewards® Points when you apply online by 1 July 2025, are approved, and spend $4,000 on eligible purchases on your new American Express Explorer® Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
Purchase rate
23.99% p.a.Balance transfer rate
No current offerAnnual fee
$395Rewards program
Membership RewardsCompareCompareExplorer® Credit Card
Receive 75,000 Bonus Membership Rewards® Points when you apply online by 1 July 2025, are approved, and spend $4,000 on eligible purchases on your new American Express Explorer® Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
- Purchase rate
- 23.99% p.a.
- Balance transfer rate
- No current offer
- Annual fee
- $395
- Rewards program
- Membership Rewards
- Purchase rate
- 23.99% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- No current offer
- Cash advance
- -
- Interest free days on purchases
- Up to 55
- Intro fee
- -
- Foreign exchange margin
- 3.00%
- Annual card fee
- $395
- Late payment fee
- $30.00
- Cash advance fee
- 2%, min $2.50
Read reviews and learn more about American Express credit cards
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Apply By 10 Jun 2025
American Express Velocity Escape Plus Card
Receive 20,000 bonus Velocity Points1 when you apply online by 9 September 2025, are approved, and spend $1,000 on eligible purchases on your new American Express Velocity Escape Plus Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
Purchase rate
23.99% p.a.Balance transfer rate
No current offerAnnual fee
$95Rewards program
Velocity Frequent FlyerCompareCompareVelocity Escape Plus Card
Receive 20,000 bonus Velocity Points1 when you apply online by 9 September 2025, are approved, and spend $1,000 on eligible purchases on your new American Express Velocity Escape Plus Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
- Purchase rate
- 23.99% p.a.
- Balance transfer rate
- No current offer
- Annual fee
- $95
- Rewards program
- Velocity Frequent Flyer
- Purchase rate
- 23.99% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- No current offer
- Cash advance
- -
- Interest free days on purchases
- Up to 55
- Intro fee
- -
- Foreign exchange margin
- 3.00%
- Annual card fee
- $95
- Late payment fee
- $30.00
- Cash advance fee
- -
Read reviews and learn more about American Express credit cards
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NAB Low Rate Card - Cash Back Offer
Score $400 Cashback when you spend $5,000 on purchases within 150 days from account opening (T&Cs apply). 0% p.a. on balance transfers (BT) for 12 months. A 3% balance transfer fee applies. Unpaid balance transfer reverts to variable cash advance rate. Up to 55 days interest free on purchases when you pay your account in full by the monthly due date.
Purchase rate
13.49% p.a.Balance transfer rate
0% p.a. for 12 months and then 21.74% p.a. (3.00% balance transfer fee)Annual fee
$59Rewards program
-CompareCompareLow Rate Card - Cash Back Offer
Score $400 Cashback when you spend $5,000 on purchases within 150 days from account opening (T&Cs apply). 0% p.a. on balance transfers (BT) for 12 months. A 3% balance transfer fee applies. Unpaid balance transfer reverts to variable cash advance rate. Up to 55 days interest free on purchases when you pay your account in full by the monthly due date.
- Purchase rate
- 13.49% p.a.
- Balance transfer rate
- 0% p.a. for 12 months and then 21.74% p.a. (3.00% balance transfer fee)
- Annual fee
- $59
- Rewards program
- -
- Purchase rate
- 13.49% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- 0% p.a. for 12 months and then 21.74% p.a. (3.00% balance transfer fee)
- Cash advance
- 21.74% p.a.
- Interest free days on purchases
- Up to 55
- Intro fee
- -
- Foreign exchange margin
- 3.50%
- Annual card fee
- $59
- Late payment fee
- $15.00
- Cash advance fee
- 3%, Min $3 whichever is greater
Read reviews and learn more about NAB credit cards
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Coles No Annual Fee Mastercard
No annual fee for the life of the card plus collect 1 Flybuys point per $2 on eligible purchases up to $5,000 in each Statement Period (T&Cs apply). Get access to complimentary travel insurance. Apple Pay, Samsung Pay and Google Pay compatible. Up to 44 days interest free on purchases when you pay your account in full by the monthly due date.
Purchase rate
20.74% p.a.Balance transfer rate
No current offerAnnual fee
$0Rewards program
flybuysCompareCompareNo Annual Fee Mastercard
No annual fee for the life of the card plus collect 1 Flybuys point per $2 on eligible purchases up to $5,000 in each Statement Period (T&Cs apply). Get access to complimentary travel insurance. Apple Pay, Samsung Pay and Google Pay compatible. Up to 44 days interest free on purchases when you pay your account in full by the monthly due date.
- Purchase rate
- 20.74% p.a.
- Balance transfer rate
- No current offer
- Annual fee
- $0
- Rewards program
- flybuys
- Purchase rate
- 20.74% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- No current offer
- Cash advance
- 20.74% p.a.
- Interest free days on purchases
- Up to 44
- Intro fee
- -
- Foreign exchange margin
- 3.00%
- Annual card fee
- $0
- Late payment fee
- $30.00
- Cash advance fee
- 3%, Min $1.95
Read reviews and learn more about Coles credit cards
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Apply By 12 Aug 2025
American Express Velocity Platinum Card
Receive 60,000 bonus Velocity Points1 when you apply online by 12 August 2025, are approved, and spend $3,000 on eligible purchases on your new American Express Velocity Platinum Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
Purchase rate
23.99% p.a.Balance transfer rate
No current offerAnnual fee
$440Rewards program
Velocity Frequent FlyerCompareCompareVelocity Platinum Card
Receive 60,000 bonus Velocity Points1 when you apply online by 12 August 2025, are approved, and spend $3,000 on eligible purchases on your new American Express Velocity Platinum Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
- Purchase rate
- 23.99% p.a.
- Balance transfer rate
- No current offer
- Annual fee
- $440
- Rewards program
- Velocity Frequent Flyer
- Purchase rate
- 23.99% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- No current offer
- Cash advance
- -
- Interest free days on purchases
- Up to 55
- Intro fee
- -
- Foreign exchange margin
- 3.00%
- Annual card fee
- $440
- Late payment fee
- $30.00
- Cash advance fee
- -
Read reviews and learn more about American Express credit cards
Your selected credit cards
Your selected credit cards
Your selected credit cards
Your selected credit cards
Your selected credit cards
Your selected credit cards
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice. Target Market Determinations can be found on the provider's website.
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