NAB credit cards

3.4
Based on 4,351 NAB credit card product reviews.
Fact Checked

As one of Australia’s big four banks, NAB offers customers all the security and convenience you could ask for when choosing the right credit card for your spending. Operating since 1982, NAB is the head of the National Australian Bank Group and a household name in Australia. 

Read on for all the facts, figures, and features of NAB credit cards, plus our handy comparison tables, which will help you choose which NAB card is right for you.

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Last updated 3 November 2024 Important disclosures

NAB credit cards

  • Low Fee Card

    Purchase rate
    20.99 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 12 months and then 21.74% p.a. 3.00% balance transfer fee)
    Annual fee
    $30
    Rewards program
    Link not supplied

  • Low Rate Card - Balance Transfer Offer

    Purchase rate
    13.49 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 28 months and then 21.74% p.a. 2.00% balance transfer fee)
    Annual fee
    $59
    $0 in the first year
    Rewards program
    Go to site

    Spend with confidence with a low 13.49% p.a. variable purchase rate and 0% p.a. interest on balance transfers for the first 28 months (T&Cs apply). 2% balance transfer fee applies. There’s also up to 55 interest free days on purchases to help you manage your budget better when you make minimum repayments. Minimum credit limit $1,000. No annual fee for the first year (usually $59).

  • Qantas Rewards Premium Card

    Purchase rate
    20.99 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 12 months and then 21.74% p.a. 3.00% balance transfer fee)
    Annual fee
    $295
    $195 in the first year
    Rewards program
    Qantas Frequent Flyer
    Link not supplied

  • Rewards Platinum Card

    Purchase rate
    20.99 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 12 months and then 21.74% p.a. 3.00% balance transfer fee)
    Annual fee
    $195
    $45 in the first year
    Rewards program
    NAB Rewards
    Link not supplied

  • Qantas Rewards Signature Card

    Purchase rate
    20.99 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 12 months and then 21.74% p.a. 3.00% balance transfer fee)
    Annual fee
    $420
    $320 in the first year
    Rewards program
    Qantas Frequent Flyer
    Link not supplied

  • Rewards Signature Card

    Purchase rate
    20.99 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 12 months and then 21.74% p.a. 3.00% balance transfer fee)
    Annual fee
    $295
    $145 in the first year
    Rewards program
    NAB Rewards
    Link not supplied

  • StraightUp Card

    • $30/month - $3
    • 000 Credit Limit
    Purchase rate
    0.00 % p.a.
    Balance transfer rate
    No current offer
    Annual fee
    $360
    $30/month - waived if no spend & no balance owing
    Rewards program
    Link not supplied

  • StraightUp Card

    • $20/month - $2
    • 000 Credit Limit
    Purchase rate
    0.00 % p.a.
    Balance transfer rate
    No current offer
    Annual fee
    $240
    $20/month - waived if no spend & no balance owing
    Rewards program
    Link not supplied

  • StraightUp Card

    • $10/month - $1
    • 000 Credit Limit
    Purchase rate
    0.00 % p.a.
    Balance transfer rate
    No current offer
    Annual fee
    $120
    $10/month - waived if no spend & no balance owing
    Rewards program
    Link not supplied

  • Low Rate Card - Cash Back Offer

    Purchase rate
    13.49 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 12 months and then 21.74% p.a. 3.00% balance transfer fee)
    Annual fee
    $59
    Rewards program
    Link not supplied

  • Rewards Platinum Card with Velocity

    Purchase rate
    20.99 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 12 months and then 21.74% p.a. 3.00% balance transfer fee)
    Annual fee
    $195
    $95 in the first year
    Rewards program
    Velocity Points
    Link not supplied

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NAB credit card ratings

Overall customer rating for NAB credit cards

3.4
Based on 4,351 product reviews.

Customer reviews

Important disclosures

NAB products

Credit card quick links


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