From low rate interest on your purchases to premium and luxury experiences, American Express has cards to suit all kinds of customer needs. Here’s a quick look at all the different kinds of credit cards that American Express has to offer:
Are you the kind of person who tends to carry a balance on your card? Then you should probably go after the Low Rate Credit Card from American Express. This will let you take advantage of the low interest rates on everyday purchases and up to 55 days interest free on credit card purchases.
| Product | Purchase rate | Balance transfer rate | Annual fees | Interest free days on purchases | |
|---|---|---|---|---|---|
|
10.99% p.a. |
No current offer |
$0 |
55 |
Go to site |
If low fees is most important to you then check out the following American Express Credit Cards that come with $0 annual fee.
| Product | Purchase rate | Balance transfer rate | Annual fees | Interest free days on purchases | |
|---|---|---|---|---|---|
|
10.99% p.a. |
No current offer |
$0 |
55 |
Go to site | |
|
23.99% p.a. |
No current offer |
$0 |
44 |
Go to site |
Amex is known for its outstanding rewards program, which lets you earn points for everyday purchases made using your credit card. You can then redeem these points for a number of things like shopping vouchers, gift cards and travel bookings. And you’ll also have the option to transfer points to other loyalty programs such as Airline or Hotel Guest Transfer Partners.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees | |
|---|---|---|---|---|---|
|
1 point per dollar on Amex, uncapped |
23.99% p.a. |
No current offer |
$108 |
Go to site | |
|
2 points per dollar on Amex, uncapped |
23.99% p.a. |
No current offer |
$395 |
Go to site | |
|
1 point per dollar on Amex, uncapped |
23.99% p.a. |
No current offer |
$195 $0 in the first year |
Go to site | |
|
0.75 points per dollar on Amex, uncapped |
23.99% p.a. |
No current offer |
$0 |
Go to site | |
|
1 point per dollar on Amex, uncapped |
23.99% p.a. |
No current offer |
$249 |
||
|
1.25 points per dollar on Amex, up to 100000 points per year, then |
23.99% p.a. |
No current offer |
$450 |
Go to site |
Get your hands on a premium credit card with American Express to get access to benefits such as bonus rewards points, complimentary travel insurance and a free domestic return flight every year.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees | |
|---|---|---|---|---|---|
|
2 points per dollar on Amex, uncapped |
23.99% p.a. |
No current offer |
$395 |
Go to site | |
|
1 point per dollar on Amex, uncapped |
23.99% p.a. |
No current offer |
$195 $0 in the first year |
Go to site | |
|
1.25 points per dollar on Amex, up to 100000 points per year, then |
23.99% p.a. |
No current offer |
$450 |
Go to site |
American Express offers a number of cards for jetsetters whose top priority is to earn travel discounts and frequent flyer miles. You can choose a credit card based on whether you want to rack up Qantas or Velocity points.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees | |
|---|---|---|---|---|---|
|
0.75 points per dollar on Amex, uncapped |
23.99% p.a. |
No current offer |
$0 |
Go to site | |
|
1 point per dollar on Amex, uncapped |
23.99% p.a. |
No current offer |
$249 |
||
|
1.25 points per dollar on Amex, up to 100000 points per year, then |
23.99% p.a. |
No current offer |
$450 |
Go to site |
Mozo users have rated American Express credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
I have been with AMEX for 20 years. Great for overseas transactions and good rewards system.
Read full reviewI have been with AMEX for 20 years. Great for overseas transactions and good rewards system.
I just recently received the Amax card, after 30 day they asked me to pay full amount of 1,750 it’s the annual fee that I didn’t used , I pay a little bit but they suspended my account. Called the customer service but still no option to help. Dissatisfied….
Read full reviewI just recently received the Amax card, after 30 day they asked me to pay full amount of 1,750 it’s the annual fee that I didn’t used , I pay a little bit but they suspended my account. Called the customer service but still no option to help. Dissatisfied….
The rewards systems and flexibility is the main appeal. However, processes are long especially in regards to disputes. There is lack of protection and communications.
Read full reviewThe rewards systems and flexibility is the main appeal. However, processes are long especially in regards to disputes. There is lack of protection and communications.
Loved my AMEX card and how helpful they have been with any issues or even once a scam. It's easy to use and see my points accumulating. Perhaps the app needs an update or fresh look though.
Read full reviewLoved my AMEX card and how helpful they have been with any issues or even once a scam. It's easy to use and see my points accumulating. Perhaps the app needs an update or fresh look though.
Fantastic customer service and bonus offers, love getting money off every month with certain deals. The essential is the best as there is no annual fee.
Read full reviewFantastic customer service and bonus offers, love getting money off every month with certain deals. The essential is the best as there is no annual fee.
First of all take your time to compare the different American Express Credit Cards so you’re sure of the one that best suits your financial habits. Once you’ve made the decision, hit the ‘Go to site’ button on Mozo to reach the American Express website and begin your online application.
Each card may have certain specific eligibility criteria, but generally to be able to apply for an American Express Credit Card you will need to fulfil the following conditions:
When you actually submit your credit card application, you’ll also need to provide documentation regarding employment, income and bank account information.