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Limited Offer - 3 miles for every $1 spent

  • Earn and redeem Miles on Virgin Blue flights
  • 1.9% p.a. for 12 months on balance transfers
  • Fly to NZ with just 25,000 points

Emirates
Citi Platinum

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Lowest rate credit cards

- based on ongoing interest rate
  1. 1.
    11.49%
    Citibank
  2. 2.
    11.99%
    Jetstar
  3. 3.
    12.24%
    Suncorp Bank
  4. 4.
    12.49%
    St George
    Vertigo
  1. 1.
    10.49%
    mecu
    Low Rate
  2. 1.
    10.49%
    Greater Building Society
  3. 3.
    10.75%
    BankWest
    Lite
  4. 4.
    10.99%
    Community First
  5. 5.
    11.49%
    Citibank
  1. 1.
    12.49%
    St George
    Vertigo
  2. 2.
    13.24%
    NAB
    Low Rate
  3. 2.
    13.24%
    Commonwealth Bank
  4. 2.
    13.24%
    ANZ
    Low Rate
  5. 2.
    13.24%
    Westpac
    Low Rate
 

Offer exclusive to online applications only

Picture of the Clear Options Standard card from Suncorp Bank

Suncorp Clear Options

  • Low rate of 12.24% p.a. on retail purchases
  • Promotional balance transfer rate of 2.9% p.a. for 12 months on balances transferred
  • Low annual fee of $39 for primary cardholder and $15 for additional cardholders
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Most recent credit card reviews

ANZ credit cards

A Mozo reviewer from New South Wales, an ANZ credit card customer. 4Overall Rating
  Very inflexible when trying to set up Platinum card. Was told I was not eligible do to income (retired). Was able to list assets of approx. $4 million, including close to $1 million super untouched. I would have good credit rating, one mortgage($90,000 owing on property valued at $500,000) on investment property. Husband still working part-time earning approx. $90,000 pa. All of this was listed on initial application. Given Frequent Flyer Gold with credit limit of only $5,000. Not sufficient for 2 people so charged when limit exceeded.Twelve months on offered card originally applied for! Reviewed about 2 hours ago  
  • 4Pricing
  • 7Product Features
  • 6Customer Service
  • 7Convenience
  • 4Trust

NAB credit cards

A Mozo reviewer from New South Wales, a NAB credit card customer. 5Overall Rating
  The bank is always shoving an increase in the limit in your face, to much self restraint needed, they should be looking at your personal situation more closely. One good thing though the drop in cost of a late payment fee, was $25 now only $5, a much more acceptable amount to cough up, for an oversight. Reviewed about 2 hours ago  
  • 3Pricing
  • 4Product Features
  • 5Customer Service
  • 3Convenience
  • 5Trust

Westpac credit cards

A Mozo reviewer from Queensland, a Westpac credit card customer. 7Overall Rating
  i like this product because of the low interest rate. Reviewed about 2 hours ago  
  • 8Pricing
  • 6Product Features
  • 9Customer Service
  • 7Convenience
  • 9Trust

See all credit card reviews

articles

Credit card articles

– all the latest credit card info
Compare credit cards to avoid high fees, says ABATuesday 31 August 2010

Australia's banks are beginning to cut back on various account fees as consumer anger grows, it has been suggested.


Read more...
Online shoppers get chance to buy 'bargain batts'Thursday 26 August 2010

Australian online shoppers have been offered the chance to make huge savings on insulation batts.


Read more...
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Whether you’re looking for low rate credit cards, 0% balance transfer offers, rewards points or more, Mozo can guide you through the credit card maze. Our credit card database has all the latest interest rates and fees and covers hundreds of cards, including Visa, MasterCard and American Express.

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Once you have shortlisted the best credit cards for your needs, you can compare your chosen cards side-by-side to pick a winner.

Cheap credit cards

Before you compare credit cards, it helps to work out what sort of credit card user you are. If you often pay interest on your card, a low rate credit card will help you keep your debt under control.

Balance transfer offers can help you to pay off your debt faster, but be sure to check the interest rate that applies once the balance transfer period expires to avoid getting stung.

No fee credit cards

If you always pay off your credit card each month and only use it for the occasional purchase, go for a credit card with no annual fee and interest free days.

Ignore credit card rewards programs as they tend to have high fees and you’re unlikely to get value out of them if you don’t spend much on your card.

Rewards credit cards

Those who spend big on their credit card and pay no interest will get the most benefit out of credit card rewards programs.

Rewards credit cards generally have higher annual fees, so you need to make sure this is offset by the value of the rewards you will earn by using the card.

Mozo lets you filter and compare credit cards according to the type of rewards program you want, from frequent flyer points to cashback to general travel, entertainment and shopping rewards.

 

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