Compare credit cards
Compare credit cards with Mozo to find the best card for your needs. Skip straight to our popular credit cards in the table below, or go the whole hog and compare all credit cards now.
Popular credit cards
| Interest rate | Annual fee | Balance transfer rate | Key features | ||
|---|---|---|---|---|---|
BankWest Lite |
9.99% | $59.00 | 1.99% for 12 months | Australia's lowest MasterCard purchase rate of 9.99% p.a. | Go to site |
Citibank Clear Platinum |
11.49% | $99.00 | 0.99% for 6 months and then 20.99% | 0.99% balance transfer offer, save $50 off annual fee in first year, plus your own Personal Concierge | Go to site |
St George Vertigo |
11.99% | $55.00 | 2.99% for 6 months | 2.99% p.a. on purchases for 6 months. 2.99% p.a. on balance transfers for 6 months. | Go to site |
NAB Low Rate |
12.24% | $49.00 | 4.99% for 6 months and then 20.74% | 0% p.a. on purchases for up to 6 months | Go to site |
ANZ Low Rate |
12.74% | $58.00 | 0.00% for 6 months | Design your card with an image of your choice | Go to site |
| Interest rate | Balance transfer rate | Annual fee | Key features | ||
|---|---|---|---|---|---|
|
BankWest Lite |
9.99% | 1.99% for 12 months | $59.00 | Australia's lowest MasterCard purchase rate of 9.99% p.a. | Go to site |
|
Citibank Clear Platinum |
11.49% | 0.99% for 6 months and then 20.99% | $99.00 | 0.99% balance transfer offer, save $50 off annual fee in first year, plus your own Personal Concierge | Go to site |
|
NAB Low Rate |
12.24% | 4.99% for 6 months and then 20.74% | $49.00 | 0% p.a. on purchases for up to 6 months | Go to site |
|
ANZ Low Rate |
12.74% | 0.00% for 6 months | $58.00 | Design your card with an image of your choice | Go to site |
Aussie Aussie MasterCard |
12.29% | 2.99% for 6 months | $49.00 | Aussie have four different offers to choose from. Offers available until 30 April 2009. | Go to site |
| Initial interest rate | Interest rate | Key features | ||
|---|---|---|---|---|
|
NAB Low Rate |
0.00% for 6 months | 12.24% | 0% p.a. on purchases for up to 6 months | Go to site |
|
St George Vertigo |
2.99% for 6 months | 11.99% | 2.99% p.a. on purchases for 6 months. 2.99% p.a. on balance transfers for 6 months. | Go to site |
|
Aussie Aussie MasterCard |
2.99% for 6 months | 12.29% | Aussie have four different offers to choose from. Offers available until 30 April 2009. | Go to site |
| Balance transfer rate | Interest rate | Annual fee | Key features | ||
|---|---|---|---|---|---|
|
ANZ Low Rate |
0.00% for 6 months | 12.74% | $58.00 | Design your card with an image of your choice | Go to site |
|
Citibank Clear Platinum |
0.99% for 6 months and then 20.99% | 11.49% | $99.00 | 0.99% balance transfer offer, save $50 off annual fee in first year, plus your own Personal Concierge | Go to site |
Citibank Gold Card |
2.90% for 12 months and then 20.99% | 20.49% | $149.00 | Apply now and get 2.9% p.a. on Balance Transfers for 12 months | Go to site |
|
Aussie Aussie MasterCard |
2.99% for 6 months | 12.29% | $49.00 | Aussie have four different offers to choose from. Offers available until 30 April 2009. | Go to site |
| Balance transfer rate | Interest rate | Annual fee | Key features | ||
|---|---|---|---|---|---|
|
BankWest Lite |
1.99% for 12 months | 9.99% | $59.00 | Australia's lowest MasterCard purchase rate of 9.99% p.a. | Go to site |
BankWest Zero |
1.99% for 12 months | 15.99% | $0.00 | No annual fee, ever! | Go to site |
Citibank BP |
2.90% for 12 months | 20.39% | $79.00 | 5% back on the first $600 you spend per month at BP | Go to site |
Citibank Silver Card |
2.90% for 12 months and then 20.99% | 20.49% | $89.00 | special 2.9% p.a. on Balance Transfers for 12 months | Go to site |
|
Citibank Gold Card |
2.90% for 12 months and then 20.99% | 20.49% | $149.00 | 2.9% p.a. interest rate on balance transfers for a period of 12 months | Go to site |
| Annual fee | Interest rate | Interest free days | Key features | ||
|---|---|---|---|---|---|
|
BankWest Zero |
$0.00 | 15.99% | 55 | No annual fee, ever! | Go to site |
HSBC HSBC |
$0.00 | 16.99% | 55 | $0 annual fee for the life of the card. $50 back on your card when you make your first spend. | Go to site |
ANZ First |
$30.00 | 18.49% | 44 | $0 Annual Account Fee for the first 12 months | Go to site |
Woolworths Everyday Money Credit Card |
$49.00 | 18.74% | 55 | $0 annual fee in the first year. Plus bonus $50 shopping card if you apply by 31 March 2010. | Go to site |
|
Citibank Clear Platinum |
$99.00 | 11.49% | 55 | 0.99% balance transfer offer, save $50 off annual fee in first year, plus your own Personal Concierge | Go to site |
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Savings & Loans credit cards
Overall rating: 8 / 10
My Savings and Loans Visa Care credit card donates to charity rather than a reward points scheme.
–
Alexei from South Australia
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Commonwealth Bank credit cards
-
Overall Rating
6 -
Pricing
2 -
Product Features
8 -
Customer Service
2 -
Convenience
2 -
Trust
5
we get a discount on the fees because we have our mortgage through commbank, beyond that, there are better credit cards – Melissa from South Australia, a Commonwealth Bank credit card customer. Reviewed 5 days ago
ANZ credit cards
-
Overall Rating
6 -
Pricing
3 -
Product Features
8 -
Customer Service
3 -
Convenience
5 -
Trust
4
The fees seem to go up all the time... – Gerard from Queensland, an ANZ credit card customer. Reviewed 5 days ago
NAB credit cards
-
Overall Rating
3 -
Pricing
3 -
Product Features
3 -
Customer Service
2 -
Convenience
4 -
Trust
2
The interest rate is crazy. – Daniel from Queensland, a NAB credit card customer. Reviewed 5 days ago
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Credit card articles
- – all the latest credit card info
Credit card holders to be hit with more interest rate rises
Friday 05 March 2010Australian credit card holders will face higher repayment costs as the major banks raise interest rates this month.
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Thursday 04 March 2010Financial comparison website mozo.com.au has found many Australian consumers are paying more in ATM fees now than they were 12 months ago.
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Credit cards information
Whether you’re looking for low rate credit cards, 0% balance transfer offers, rewards points or more, Mozo can guide you through the credit card maze. Our credit card database has all the latest interest rates and fees and covers hundreds of cards, including Visa, MasterCard and American Express.
You can also read credit card reviews from real customers around Australia to get the inside story on everything from hidden fees to customer service.
Comparing credit cards
Our nifty comparison tools let you quickly filter and compare credit cards according to the features you want, such as no annual fee or interest free days.
Once you have shortlisted the best credit cards for your needs, you can compare your chosen cards side-by-side to pick a winner.
Cheap credit cards
Before you compare credit cards, it helps to work out what sort of credit card user you are. If you often pay interest on your card, a low rate credit card will help you keep your debt under control.
Balance transfer offers can help you to pay off your debt faster, but be sure to check the interest rate that applies once the balance transfer period expires to avoid getting stung.
No fee credit cards
If you always pay off your credit card each month and only use it for the occasional purchase, go for a credit card with no annual fee and interest free days.
Ignore credit card rewards programs as they tend to have high fees and you’re unlikely to get value out of them if you don’t spend much on your card.
Rewards credit cards
Those who spend big on their credit card and pay no interest will get the most benefit out of credit card rewards programs.
Rewards credit cards generally have higher annual fees, so you need to make sure this is offset by the value of the rewards you will earn by using the card.
Mozo lets you filter and compare credit cards according to the type of rewards program you want, from frequent flyer points to cashback to general travel, entertainment and shopping rewards.
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