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  • Westpac Low Rate - Online Only Offer

    Westpac Low Rate - Online Only Offer

    • 0% p.a. rate on balance transfers for 18 months when requested at card application
    • 0% p.a. on purchases for the first 3 months
    • Online only offer for applications approved by 30 September 2015

    balance transfer rate

    0% for 18 months and then 21.49% (2.00% handling fee)

    purchase rate

    0% for 3 months then 13.49%

    annual fee

    $59

    Go to site
    • 0% p.a. rate on balance transfers for 18 months when requested at card application
    • 0% p.a. on purchases for the first 3 months
    • Online only offer for applications approved by 30 September 2015
    Product info
    • Balance transfer rate: 0% for 18 months and then 21.49% (2.00% handling fee)
    • Annual fee: $59
    • Purchase rate: 0% for 3 months then 13.49%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49%
    • Fee for cash withdrawals: 2%, Min $2.50, Max $150
    • Rewards description:
    Overall rating

    7.3

    Based on 690 Westpac credit card reviews

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  • Woolworths Money Qantas Platinum Credit Card

    Woolworths Money Qantas Platinum Credit Card

    • A range of complimentary insurance options
    • 10,000 Qantas Points if you apply by 31 October 2015 and make an eligible purchase by 31 December 2015
    • Get 20% off your total bill (up to max of $25) at over 2000 restaurants with the dine play stay program

    balance transfer rate

    0% for 14 months and then 21.99%

    purchase rate

    20.49%

    annual fee

    $139 $99 in the first 1 year

    Go to site
    • A range of complimentary insurance options
    • 10,000 Qantas Points if you apply by 31 October 2015 and make an eligible purchase by 31 December 2015
    • Get 20% off your total bill (up to max of $25) at over 2000 restaurants with the dine play stay program
    Product info
    • Balance transfer rate: 0% for 14 months and then 21.99%
    • Annual fee: $139 $99 in the first 1 year
    • Purchase rate: 20.49%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99%
    • Fee for cash withdrawals: 3%, minimum $5
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    5.4

    Based on 45 Woolworths Money credit card reviews

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  • ANZ First

    ANZ First

    • 0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies)
    • Enjoy the convenience of Visa payWave
    • Up to 44 days interest free on purchases

    balance transfer rate

    0% for 16 months (2.00% handling fee)

    purchase rate

    19.74%

    annual fee

    $30

    Go to site
    • 0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies)
    • Enjoy the convenience of Visa payWave
    • Up to 44 days interest free on purchases
    Product info
    • Balance transfer rate: 0% for 16 months (2.00% handling fee)
    • Annual fee: $30
    • Purchase rate: 19.74%
    • Interest free days: 44
    • Interest rate on cash withdrawals: 21.49%
    • Fee for cash withdrawals: 2%
    • Rewards description:
    Overall rating

    7.0

    Based on 992 ANZ credit card reviews

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  • NAB Low Rate Card

    NAB Low Rate Card

    • 0% p.a. on purchases for the first 12 months
    • 4.99% p.a on balance transfers for 6 months
    • Secure online application. Get a response in 60 seconds.

    balance transfer rate

    4.99% for 6 months

    purchase rate

    0% for 12 months then 13.99%

    annual fee

    $59

    Go to site
    • 0% p.a. on purchases for the first 12 months
    • 4.99% p.a on balance transfers for 6 months
    • Secure online application. Get a response in 60 seconds.
    Product info
    • Balance transfer rate: 4.99% for 6 months
    • Annual fee: $59
    • Purchase rate: 0% for 12 months then 13.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74%
    • Fee for cash withdrawals: 1.75%, Min $1.75
    • Rewards description:
    Overall rating

    7.2

    Based on 737 NAB credit card reviews

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  • St.George Vertigo

    St.George Vertigo

    • 0% p.a. on balance transfers for the first 18 months
    • 0% p.a. on purchases for the first 3 months
    • Up to 55 interest free days on purchases

    balance transfer rate

    0% for 18 months and then 21.49%

    purchase rate

    0% for 3 months then 13.24%

    annual fee

    $55

    Go to site
    • 0% p.a. on balance transfers for the first 18 months
    • 0% p.a. on purchases for the first 3 months
    • Up to 55 interest free days on purchases
    Product info
    • Balance transfer rate: 0% for 18 months and then 21.49%
    • Annual fee: $55
    • Purchase rate: 0% for 3 months then 13.24%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49%
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description:
    Overall rating

    7.0

    Based on 170 St.George credit card reviews

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  • American Express Velocity Escape Card

    American Express Velocity Escape Card

    • 0.99% p.a. on balance transfers for the first 6 months
    • No annual fee
    • Earn up to 7,500 bonus Velocity Points, limited time only

    balance transfer rate

    0.99% for 6 months (1.00% handling fee)

    purchase rate

    20.74%

    annual fee

    $0

    Go to site
    • 0.99% p.a. on balance transfers for the first 6 months
    • No annual fee
    • Earn up to 7,500 bonus Velocity Points, limited time only
    Product info
    • Balance transfer rate: 0.99% for 6 months (1.00% handling fee)
    • Annual fee: $0
    • Purchase rate: 20.74%
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points automatically transferred to your Velocity account
    Overall rating

    7.3

    Based on 136 American Express credit card reviews

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  • Woolworths Money Everyday Platinum Credit Card

    Woolworths Money Everyday Platinum Credit Card

    • $0 annual fee for the first year. Apply by 31 October 2015
    • Receive a $100 Woolworths Gift Card after your first purchase by 31 October 2015
    • $10 off your order whenever you spend $100 or more in a single transaction at Woolworths Online

    balance transfer rate

    0% for 14 months and then 21.99%

    purchase rate

    19.99%

    annual fee

    $49 $0 in the first 1 year

    Go to site
    • $0 annual fee for the first year. Apply by 31 October 2015
    • Receive a $100 Woolworths Gift Card after your first purchase by 31 October 2015
    • $10 off your order whenever you spend $100 or more in a single transaction at Woolworths Online
    Product info
    • Balance transfer rate: 0% for 14 months and then 21.99%
    • Annual fee: $49 $0 in the first 1 year
    • Purchase rate: 19.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99%
    • Fee for cash withdrawals: 3%, minimum $5
    • Rewards description: Gift card sent automatically every 4 months if enough points have been accrued.
    Overall rating

    5.4

    Based on 45 Woolworths Money credit card reviews

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  • QANTAS Credit Union Visa Platinum Credit Card

    QANTAS Credit Union Visa Platinum Credit Card

    • Earn up to 30,000 bonus Qantas Points
    • Earn Qantas points on your everyday purchases
    • 4.99% pa on balance transfers and purchases for your first 5 months

    balance transfer rate

    4.99% for 5 months

    purchase rate

    4.99% for 5 months then 18.99%

    annual fee

    $195

    Go to site
    • Earn up to 30,000 bonus Qantas Points
    • Earn Qantas points on your everyday purchases
    • 4.99% pa on balance transfers and purchases for your first 5 months
    Product info
    • Balance transfer rate: 4.99% for 5 months
    • Annual fee: $195
    • Purchase rate: 4.99% for 5 months then 18.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 18.99%
    • Fee for cash withdrawals: $5.00
    • Rewards description: Earn points via eligible flights and transactions. Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    7.7

    Based on 9 QANTAS Credit Union credit card reviews

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  • Bankwest Zero Platinum MasterCard

    Bankwest Zero Platinum MasterCard

    • No annual fee
    • Complimentary credit card international travel insurance for you and your family
    • No transaction fees on overseas purchases

    balance transfer rate

    2.99% for 9 months

    purchase rate

    17.99%

    annual fee

    $0

    Go to site
    • No annual fee
    • Complimentary credit card international travel insurance for you and your family
    • No transaction fees on overseas purchases
    Product info
    • Balance transfer rate: 2.99% for 9 months
    • Annual fee: $0
    • Purchase rate: 17.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99%
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description:
    Overall rating

    7.4

    Based on 157 Bankwest credit card reviews

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  • Coles Low Rate MasterCard

    Coles Low Rate MasterCard

    • Recieve $100 off a single Coles Supermarket shop. New customers only. T&C's apply.
    • Apply & be approved by 6 October 2015
    • Get $10 off your Coles Supermarket shop, instantly at the till, every time you redeem 2,000 flybys points.

    balance transfer rate

    0% for 6 months

    purchase rate

    12.99%

    annual fee

    $49

    Go to site
    • Recieve $100 off a single Coles Supermarket shop. New customers only. T&C's apply.
    • Apply & be approved by 6 October 2015
    • Get $10 off your Coles Supermarket shop, instantly at the till, every time you redeem 2,000 flybys points.
    Product info
    • Balance transfer rate: 0% for 6 months
    • Annual fee: $49
    • Purchase rate: 12.99%
    • Interest free days: 62
    • Interest rate on cash withdrawals: 19.99%
    • Fee for cash withdrawals: 3%, Min $1.95
    • Rewards description:
    Overall rating

    6.4

    Based on 83 Coles credit card reviews

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  • Westpac Altitude Black - Online Only Offer (Qantas)

    Westpac Altitude Black - Online Only Offer (Qantas)

    • 0% p.a. on purchases for 3 months from card approval
    • 0% p.a. for 20 months on balance transfers at card application
    • Dedicated Westpac Concierge service and access to exclusive Black Card Concierge App

    balance transfer rate

    0% for 20 months and then 21.24% (2.00% handling fee)

    purchase rate

    0% for 3 months then 20.24%

    annual fee

    $395

    Go to site
    • 0% p.a. on purchases for 3 months from card approval
    • 0% p.a. for 20 months on balance transfers at card application
    • Dedicated Westpac Concierge service and access to exclusive Black Card Concierge App
    Product info
    • Balance transfer rate: 0% for 20 months and then 21.24% (2.00% handling fee)
    • Annual fee: $395
    • Purchase rate: 0% for 3 months then 20.24%
    • Interest free days: 45
    • Interest rate on cash withdrawals: 21.24%
    • Fee for cash withdrawals: 2%, Min $2.50, Max $150
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    7.3

    Based on 690 Westpac credit card reviews

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  • St.George Vertigo Platinum

    St.George Vertigo Platinum

    • 0% p.a. on balance transfers for the first 20 months
    • 0% p.a. on purchases for the first 3 months
    • $99 annual fee

    balance transfer rate

    0% for 20 months and then 21.49%

    purchase rate

    0% for 3 months then 12.74%

    annual fee

    $99

    Go to site
    • 0% p.a. on balance transfers for the first 20 months
    • 0% p.a. on purchases for the first 3 months
    • $99 annual fee
    Product info
    • Balance transfer rate: 0% for 20 months and then 21.49%
    • Annual fee: $99
    • Purchase rate: 0% for 3 months then 12.74%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49%
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description:
    Overall rating

    7.0

    Based on 170 St.George credit card reviews

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  • ANZ Rewards Platinum

    ANZ Rewards Platinum

    • 50,000 Reward Points when you spend $5,000 on eligible purchases within the first three months
    • No Annual fee for the first year
    • Terms and conditions, fees and charges apply

    balance transfer rate

    purchase rate

    18.79%

    annual fee

    $149 $0 in the first 1 year

    Go to site
    • 50,000 Reward Points when you spend $5,000 on eligible purchases within the first three months
    • No Annual fee for the first year
    • Terms and conditions, fees and charges apply
    Product info
    • Balance transfer rate:
    • Annual fee: $149 $0 in the first 1 year
    • Purchase rate: 18.79%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 20.99%
    • Fee for cash withdrawals: 2%
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.0

    Based on 992 ANZ credit card reviews

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  • American Express Platinum Edge Credit Card

    American Express Platinum Edge Credit Card

    • $195 annual fee
    • Complimentary domestic economy return flight
    • 3 bonus points per dollar spent on eligible purchases

    balance transfer rate

    0.99% for 6 months (1.00% handling fee)

    purchase rate

    20.74%

    annual fee

    $195

    Go to site
    • $195 annual fee
    • Complimentary domestic economy return flight
    • 3 bonus points per dollar spent on eligible purchases
    Product info
    • Balance transfer rate: 0.99% for 6 months (1.00% handling fee)
    • Annual fee: $195
    • Purchase rate: 20.74%
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.3

    Based on 136 American Express credit card reviews

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  • 28 Degrees Platinum MasterCard

    28 Degrees Platinum MasterCard

    • No international transaction fees on purchases and no currency conversion fees
    • $0 annual fee
    • 24/7 Worldwide Concierge Service

    balance transfer rate

    4.99% for 6 months

    purchase rate

    20.99%

    annual fee

    $0

    Go to site
    • No international transaction fees on purchases and no currency conversion fees
    • $0 annual fee
    • 24/7 Worldwide Concierge Service
    Product info
    • Balance transfer rate: 4.99% for 6 months
    • Annual fee: $0
    • Purchase rate: 20.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 20.99%
    • Fee for cash withdrawals: 3%, min $4
    • Rewards description:
    Overall rating

    7.0

    Based on 88 28 Degrees credit card reviews

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  • HSBC Platinum Credit Card

    HSBC Platinum Credit Card

    • $0 annual fee for life
    • Earn 1 Rewards Point on every dollar you spend on eligible purchases
    • 0% p.a. on balance transfers for 8 months. Conditions apply

    balance transfer rate

    0% for 8 months and then 21.99%

    purchase rate

    19.99%

    annual fee

    $0

    Go to site
    • $0 annual fee for life
    • Earn 1 Rewards Point on every dollar you spend on eligible purchases
    • 0% p.a. on balance transfers for 8 months. Conditions apply
    Product info
    • Balance transfer rate: 0% for 8 months and then 21.99%
    • Annual fee: $0
    • Purchase rate: 19.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99%
    • Fee for cash withdrawals: 3%, min $4.00
    • Rewards description: Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.1

    Based on 63 HSBC credit card reviews

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  • Bank of Melbourne Vertigo Platinum

    Bank of Melbourne Vertigo Platinum

    • 0% p.a. on balance transfers for the first 20 months
    • 0% p.a on purchases for the first 3 months
    • $99 annual fee

    balance transfer rate

    0% for 20 months and then 21.49%

    purchase rate

    0% for 3 months then 12.74%

    annual fee

    $99

    Go to site
    • 0% p.a. on balance transfers for the first 20 months
    • 0% p.a on purchases for the first 3 months
    • $99 annual fee
    Product info
    • Balance transfer rate: 0% for 20 months and then 21.49%
    • Annual fee: $99
    • Purchase rate: 0% for 3 months then 12.74%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49%
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description:
    Overall rating

    7.9

    Based on 31 Bank of Melbourne credit card reviews

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  • NAB Qantas Rewards Card

    NAB Qantas Rewards Card

    • 20,000 bonus Qantas Points after your first purchase.
    • 0% p.a on balance transfers for 15 months.
    • Complimentary Purchase Protection Insurance and Qantas Frequent Flyer membership

    balance transfer rate

    0% for 15 months

    purchase rate

    19.99%

    annual fee

    $95

    Go to site
    • 20,000 bonus Qantas Points after your first purchase.
    • 0% p.a on balance transfers for 15 months.
    • Complimentary Purchase Protection Insurance and Qantas Frequent Flyer membership
    Product info
    • Balance transfer rate: 0% for 15 months
    • Annual fee: $95
    • Purchase rate: 19.99%
    • Interest free days: 44
    • Interest rate on cash withdrawals: 21.74%
    • Fee for cash withdrawals: 1.75%, Min $1.75
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    7.2

    Based on 737 NAB credit card reviews

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  • Virgin Money No Annual Fee Card

    Virgin Money No Annual Fee Card

    • 0.9% p.a. on balance transfers for 15 months
    • No annual fee for the life of the card
    • Up to 44 interest free days on purchases

    balance transfer rate

    0.90% for 15 months and then 20.99%

    purchase rate

    18.99%

    annual fee

    $0

    Go to site
    • 0.9% p.a. on balance transfers for 15 months
    • No annual fee for the life of the card
    • Up to 44 interest free days on purchases
    Product info
    • Balance transfer rate: 0.90% for 15 months and then 20.99%
    • Annual fee: $0
    • Purchase rate: 18.99%
    • Interest free days: 44
    • Interest rate on cash withdrawals: 20.99%
    • Fee for cash withdrawals: 2.7%, Min $2.70
    • Rewards description:
    Overall rating

    5.6

    Based on 35 Virgin Money credit card reviews

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  • ANZ Low Rate

    ANZ Low Rate

    • 0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies)
    • Low ongoing interest rate of 13.49% p.a. on purchases
    • Up to 55 days interest free on purchases

    balance transfer rate

    0% for 16 months (2.00% handling fee)

    purchase rate

    13.49%

    annual fee

    $58

    Go to site
    • 0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies)
    • Low ongoing interest rate of 13.49% p.a. on purchases
    • Up to 55 days interest free on purchases
    Product info
    • Balance transfer rate: 0% for 16 months (2.00% handling fee)
    • Annual fee: $58
    • Purchase rate: 13.49%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74%
    • Fee for cash withdrawals: 2%
    • Rewards description:
    Overall rating

    7.0

    Based on 992 ANZ credit card reviews

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