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Everything you need to compare credit cards is right here on Mozo. We compare the market to help you find the best credit card deals in Australia.
We compare 170 credit cards from 58 banks
You could save over $2000 by switching credit cards**
We update credit card information on our site daily
0.00% for 5 months then 12.99%
5.99% for 5 months
$78
17.99%
0.00% for 6 months
$0
13.99%
4.99% for 6 months
$59
20.74%
$450
19.49%
4.99% for 6 months
$30
0.00% for 5 months then 12.99%
5.99% for 5 months
$120
17.99%
0.00% for 9 months
$0
20.99%
0.00% for 8 months
$129$64 in the first year
19.49%
1.00% for 12 months
$90
0.00% for 6 months then 9.99%
0.00% for 6 months
$84$0 in the first year
20.74%
$349
0.00% for 4 months then 11.99%
0.00% for 6 months
$99
19.99%
4.99% for 6 months
$150
20.74%
$195
** Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.
Easy to sign up for small amounts.
Easy to sign up for small amounts. Full review
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YesGreat rewards program, better than most cards
Annual fee is $69 but with 10,000 bonus flybuys points and 2,000 flybuys points=$10 flybuys dollars thats makes your first years annual fee only $19. I love the fact that i can earn flybuys points anywhere (even woolworths) Dont like that there ... Full review
Annual fee is $69 but with 10,000 bonus flybuys points and 2,000 flybuys points=$10 flybuys dollars thats makes your first years annual fee only $19. I love the fact that i can earn flybuys points anywhere (even woolworths) Dont like that there is only 44 days interest free instead off 65 on most of their other credit cards. High interest rate 19.90% but thats the going rate on most credit cards with decent rewards programs. Make sure you can pay the balance off quickly or it's not worth it.
Was this review helpful?
YesTrustworthy but expensive
Annual fees and interest is expensive. Customer service is great. Trust that any discrepancies would be picked up. Easy to accumulate points but wouldn't buy from the brochure as products are too expensive. Full review
Annual fees and interest is expensive. Customer service is great. Trust that any discrepancies would be picked up. Easy to accumulate points but wouldn't buy from the brochure as products are too expensive.
Was this review helpful?
YesWhether you're looking for low rate credit card, 0% balance transfer card deals, rewards points or more, Mozo can guide you through the credit card maze. Our database has all the latest interest rates and fees and covers hundreds of Australian credit cards, including Visa, MasterCard and American Express.
Our nifty comparison tools let you quickly filter and weigh up different cards according to the features you want, such as no annual fee or interest free days. Try our search tool and research credit cards Australia wide in seconds
If you have a credit card already you can also run it through our free credit card health check tool. It will tell you the best cards that will save you the most in interest and fees by switching.
Our credit card comparison tools let you filter and compare providers online according to the features you want and you can also read reviews from real customers around Australia to get the inside story on everything from hidden fees to customer service. Once you find the best credit card for you, our quick and convinient online credit card application makes getting your new card a breeze.
If you prefer to compare by card type you can find information here on Gold cards, Platinum cards, American Express and Mastercard credit cards.
Before you begin your research, it helps to work out what sort of credit card user you are. If you often pay interest on your card, a low rate card will be best help you keep your debt under control.
The best balance transfer credit cards can really help you to pay off your debt faster, but be sure to check the interest rate that applies once the balance transfer period expires before your application.
If you always pay off your credit card each month and only use it for the occasional purchase, go for a low rate credit card with no annual fee and interest free days.
Ignore card rewards programs as they tend to have high fees and you're unlikely to get value out of them if you don't spend much on your card.
Rewards credit cards generally have higher annual fees, so you need to make sure this is offset by the value of the rewards you will earn by using the card.
Mozo lets you filter and contrast rewards cards in Australia according to the type of rewards program you want, from frequent flyer points to cashback to general travel, entertainment and shopping rewards - check out our rewards revealer.
Before you decide to increase your credit limit on your card or apply for a balance transfer offer, it pays to do some number crunching with our credit card debt payments calculator.
This page is about personal credit cards, if business credit cards are more your thing, try our business credit cards comparison page.