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Special Offer - earn up to 7.25%

  • Range of terms from 8 days to 5 years
  • Government guaranteed deposit
  • Minimum investment $25,000

Term Deposits

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Compare all term deposits

  • Search the term deposit market at a glance
  • Shortlist your finalists to compare head-to-head
  • Apply for the product that best fits your needs
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Highest rate term deposits

- based on a $25,000 deposit over a 180 day term

Most recent term deposit reviews

Commonwealth Bank term deposits

A Mozo reviewer from Victoria, a Commonwealth Bank term deposit customer. 10Overall Rating
  Competitive interest rates, ease of set up and interest payment options. Best term deposits I've taken. Reviewed about 3 hours ago  
  • 10Pricing
  • 10Product Features
  • 10Customer Service
  • 10Convenience
  • 10Trust

Suncorp Bank term deposits

A Mozo reviewer from Queensland, a Suncorp Bank term deposit customer. 10Overall Rating
  I like the current term deposit because it is a very good rate. Reviewed 1 day ago  
  • 8Pricing
  • 8Product Features
  • 9Customer Service
  • 8Convenience
  • 9Trust

Westpac term deposits

A Mozo reviewer from Victoria, a Westpac term deposit customer. 10Overall Rating
  Great start-up interest period that can be restarted every 3 months. Reviewed 1 day ago  
  • 10Pricing
  • 10Product Features
  • 10Customer Service
  • 10Convenience
  • 10Trust

See all term deposit reviews

articles

Term deposit articles

– all the latest term deposit info
Term deposits prove a good option for 'excess investor cash'Friday 27 August 2010

Australia's self-managed super funds are currently home to about $34 billion in "excess cash", it has been revealed.


Read more...
Super funds set for 'subdued performance'Thursday 26 August 2010

Superannuation funds will struggle to grow their returns in the coming months, it has been suggested.


Read more...
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Handy tools

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Term deposits information

Term deposits might not be the sexiest investment, but they do offer a safe haven in choppy financial seas. In these days of economic uncertainty, term deposits are gaining popularity as a safe place to park spare cash and guard against future interest rate falls.

Finding the best term deposits rates on the market can be a time consuming exercise, but Mozo can help you compare term deposits with ease. Our database has all the latest deposit interest rates and covers all the main financial institutions, including ING term deposits, BankWest term deposits, Raboplus term deposits and more.

You can also get the inside story on the best deals from those in the know with term deposit reviews by the Mozo community.

Term deposit comparison

Whether you’re looking for a short term or long term deposit account, our nifty comparison tools let you quickly filter and compare term deposits according to the features you want.

You can shortlist term deposits and compare your selection side-by-side to pick a winner.

Finding the best term deposit rates

Before you compare term deposits, remember that your money will be locked away from reach for the length of the term. Make sure that you won’t need to access your cash before the term is up, as early withdrawal fees can be harsh.

Deposit terms range from as little as 30 days to three years or more. Term deposit rates differ according to the length of the term and the amount you are investing, so it pays to shop around for the best deposit term and interest rate for your situation.

Term deposit features

Banks calculate and pay term deposit interest in different ways, such as daily, monthly, quarterly and annually. Trying to compare term deposits in this way is enough to give anyone a headache, but choosing a deposit product that pays interest frequently and automatically rolls the interest back in will give you a bigger pot of gold at the end of the rainbow.

Mozo lets you filter and compare term deposits according to the type of features you want, such as how frequently interest is paid and whether early withdrawal is allowed.

 

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