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    • Popular term deposits on MozoRates updated: 26 May 2012

      • UBank
        Term Deposit (online)
        • 0.10% p.a. Loyalty Bonus when you rollover 100% of your term deposit
        • No fees. Access to a real person 24/7
        • Minimum deposit $1,000
      • interest rate*

        5.61%
        6 months

      • Go to site
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      • Bankwest
        Bankwest tddirect
        • No fees
        • Interest paid on maturity
        • Invest $5,000 to $2,000,000
      • interest rate*

        5.15%
        3 months

      • Go to site
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      • UBank
        Term Deposit (online)
        • 0.10% p.a. Loyalty Bonus when you rollover 100% of your term deposit
        • No fees. Access to a real person 24/7
        • Minimum deposit $1,000
      • interest rate*

        5.41%
        1 year

      • Go to site
      Click for more info
      • St.George
        Term Deposit
        • Interest calculated daily
        • Choose a term that suits your needs – from 1 month to 5 years
        • Options at maturity include automatic re-investment, closing the account or changing account details
      • interest rate*

        5.05%
        6 months

      • Go to site
      Click for more info
      • Bankwest
        Bankwest tddirect
        • No fees
        • Interest paid on maturity
        • Invest $5,000 to $2,000,000
      • interest rate*

        3.75%

      • Go to site
        Advertisement
      Click for more info
      • UBank
        Term Deposit (online)
        • 0.10% p.a. Loyalty Bonus when you rollover 100% of your term deposit
        • No fees. Access to a real person 24/7
        • Minimum deposit $1,000
      • interest rate*

        3.36%

      • Go to site
      Click for more info
      • St.George
        Term Deposit
        • Interest calculated daily
        • Choose a term that suits your needs – from 1 month to 5 years
        • Options at maturity include automatic re-investment, closing the account or changing account details
      • interest rate*

        2.55%

      • Go to site
      Click for more info
      • Bankwest
        Bankwest tddirect
        • No fees
        • Interest paid on maturity
        • Invest $5,000 to $2,000,000
      • interest rate*

        5.15%

      • Go to site
        Advertisement
      Click for more info
      • UBank
        Term Deposit (online)
        • 0.10% p.a. Loyalty Bonus when you rollover 100% of your term deposit
        • No fees. Access to a real person 24/7
        • Minimum deposit $1,000
      • interest rate*

        5.21%

      • Go to site
      Click for more info
      • St.George
        Term Deposit
        • Interest calculated daily
        • Choose a term that suits your needs – from 1 month to 5 years
        • Options at maturity include automatic re-investment, closing the account or changing account details
      • interest rate*

        3.25%

      • Go to site
      Click for more info
      • UBank
        Term Deposit (online)
        • 0.10% p.a. Loyalty Bonus when you rollover 100% of your term deposit
        • No fees. Access to a real person 24/7
        • Minimum deposit $1,000
      • interest rate*

        5.61%

      • Go to site
      Click for more info
      • Bankwest
        Bankwest tddirect
        • No fees
        • Interest paid on maturity
        • Invest $5,000 to $2,000,000
      • interest rate*

        3.75%

      • Go to site
        Advertisement
      Click for more info
      • St.George
        Term Deposit
        • Interest calculated daily
        • Choose a term that suits your needs – from 1 month to 5 years
        • Options at maturity include automatic re-investment, closing the account or changing account details
      • interest rate*

        5.05%

      • Go to site
      Click for more info
      • UBank
        Term Deposit (online)
        • 0.10% p.a. Loyalty Bonus when you rollover 100% of your term deposit
        • No fees. Access to a real person 24/7
        • Minimum deposit $1,000
      • interest rate*

        5.41%

      • Go to site
      Click for more info
      • Bankwest
        Bankwest tddirect
        • No fees
        • Interest paid on maturity
        • Invest $5,000 to $2,000,000
      • interest rate*

        5.00%

      • Go to site
        Advertisement
      Click for more info
      • St.George
        Term Deposit
        • Interest calculated daily
        • Choose a term that suits your needs – from 1 month to 5 years
        • Options at maturity include automatic re-investment, closing the account or changing account details
      • interest rate*

        5.05%

      • Go to site
      Click for more info
      • St.George
        Term Deposit
        • Interest calculated daily
        • Choose a term that suits your needs – from 1 month to 5 years
        • Options at maturity include automatic re-investment, closing the account or changing account details
      • interest rate*

        5.10%

      • Go to site
      Click for more info
      • Bankwest
        Bankwest tddirect
        • No fees
        • Interest paid on maturity
        • Invest $5,000 to $2,000,000
      • interest rate*

        5.00%

      • Go to site
        Advertisement
      Click for more info
      • St.George
        Term Deposit
        • Interest calculated daily
        • Choose a term that suits your needs – from 1 month to 5 years
        • Options at maturity include automatic re-investment, closing the account or changing account details
      • interest rate*

        5.50%

      • Go to site
      Click for more info
      • Bankwest
        Bankwest tddirect
        • No fees
        • Interest paid on maturity
        • Invest $5,000 to $2,000,000
      • interest rate*

        5.20%

      • Go to site
        Advertisement
      Click for more info

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    Term deposit reviews

      • St.George Term Deposit *

        St.George Term Deposit - QLD and WA *

        More St.George term deposits

        * Fees and charges are payable

        Show Rates

        St.George term deposit review

        Rates not good and poor customer service.

          11. Overall customer rating
          12. (Reviewed 4 days ago)

        St George Term deposit interest rates are very low compare to other banks. When the Term deposit become mature then they don't bother to inform the the better products they have unless we have ask them.This is some thing they should look in to in ...       Full review 

        St George Term deposit interest rates are very low compare to other banks. When the Term deposit become mature then they don't bother to inform the the better products they have unless we have ask them.This is some thing they should look in to in the future.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        St.George Term Deposit term deposit review by Mahadevan pillai from New South Wales

        Was this review helpful?

        Yes

      • St.George Term Deposit *

        St.George Term Deposit - QLD and WA *

        More St.George term deposits

        * Fees and charges are payable

        Show Rates

        St.George term deposit review

        Customer service is always first-AWESOME

          11. Overall customer rating
          12. (Reviewed 4 days ago)

        When a Term Deposit fall due for renewal, you are promptly notified and bank staff are more than willing to discuss rates and what will be most appropriate to the consumer's needs.       Full review 

        When a Term Deposit fall due for renewal, you are promptly notified and bank staff are more than willing to discuss rates and what will be most appropriate to the consumer's needs.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        St.George term deposit review by Linda from New South Wales

        Was this review helpful?

        Yes

      • UBank Term Deposit (online) *

        Compare all term deposits

        * Fees and charges are payable

        Show Rates

        UBank term deposit review

        Great rates and product simplicity is fantastic

          11. Overall customer rating
          12. (Reviewed 5 days ago)

        Be aware that the security checks can be quite complicated. Also the accent of the customer service, while is european, can be difficult to understand. Not all requests can be completed over the phone or internet and some paperwork will be require...       Full review 

        Be aware that the security checks can be quite complicated. Also the accent of the customer service, while is european, can be difficult to understand. Not all requests can be completed over the phone or internet and some paperwork will be required. The rates are great. The online calculators, motivators, articles, etc are GREAT. The graphs which chart your money growth is fantastic. Overall, it's not 10 out of 10, but it's at least a 7 for the product simplicity and great rates. No excessive complicated fine print, etc...


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        UBank Term Deposit Online term deposit review by Grace from Queensland

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        Yes

    Term deposit information

    • Term deposits might not be the sexiest investment, but they do offer a safe haven in choppy financial seas. In these days of economic uncertainty, term deposits are gaining popularity as a safe place to park spare cash and fix against future interest rate falls.

      Finding the best term deposits rates on the market can be a time consuming exercise, but Mozo can help you compare term deposits in Australia with ease. Our database has all the best Australian term deposit rates and covers all the main financial institutions, including ING term deposits, BankWest term deposits, RaboDirect term deposits and more.

      You can also get the inside story on the best deals from those in the know with term deposit reviews by the Mozo community.

      More information on bank term deposits.

    • Term deposit comparison

      Whether you’re looking for a short term or long term deposit account, our nifty comparison tools let you quickly filter and compare term deposits according to the features and fixed term you want.

      You can shortlist term deposits and compare your rates, fees and features side-by-side to pick a winner.

    • Finding the best term deposit rates

      Before you compare term deposits, remember that your money will be locked away from reach for the length of the term. Make sure that you won’t need to access your cash before the term is up, as early withdrawal fees can be harsh.

      Fixed deposit terms range from as little as 30 days to three years or more. Term deposit rates differ according to the length of the term and the amount you are investing, so it pays to shop around for the best deposit term and interest rate for your situation.

      If you know your preferred investment term you can find information here on:
      1 month term deposits
      1 year term deposits

      It is worth crunching the numbers with a term deposit calculator to see how much your term deposit will be worth at the end of the investment period and compare this with high interest savings accounts rates.

    • Term deposit features

      Banks calculate and pay term deposit interest in different ways, such as daily, monthly, quarterly and annually. Trying to compare term deposits in this way is enough to give anyone a headache, but choosing a deposit product that pays interest frequently and automatically rolls the interest back in will give you a bigger pot of gold at the end of the rainbow.

    5

    Highest interest rate

    based on a $25,000 deposit over a 180 day term

    Highest rated term deposits- as voted by the Mozo Community (rating out of 10)

    • 8.7

      ING DIRECT term deposits

      Overall rating: 8.7 (31 reviews)*

      Last reviewed: 19 May 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      ING DIRECT term deposits
    • 8.3

      NAB term deposits

      Overall rating: 8.3 (33 reviews)*

      Last reviewed: 30 March 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      NAB term deposits
    • 8.3

      Bendigo Bank term deposits

      Overall rating: 8.3 (40 reviews)*

      Last reviewed: 20 April 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      Bendigo Bank term deposits
    • 8.0

      Westpac term deposits

      Overall rating: 8.0 (46 reviews)*

      Last reviewed: 25 March 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      Westpac term deposits
    • 7.8

      St.George term deposits

      Overall rating: 7.8 (33 reviews)*

      Last reviewed: 19 May 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      St.George term deposits

    St.George
    5.05% p.a. for 6 months

    Term Deposit special

    • Options at maturity include automatic re-investment, closing the account or changing account details
    • Interest calculated daily
    • Government guaranteed deposit
    Go to site

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    • *based on a $25,000 deposit. Different interest rates apply to different amounts or different interest payment frequencies.