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Savings accounts

  • If you're after a high interest savings account you've come to the right place. Mozo compares 178 savings accounts from 69 banks to help you find the best account for your hard earned savings.

Savings account comparisons on MozoRates updated daily

  • RAMS Saver Account

    RAMS Saver Account

    • High interest and convenient access
    • Absolutely no fees
    • Australia-based customer service call centre

    special rate*

    3.60% (for $0 to $250,000)

    minimum deposit $200, no withdrawals

    standard interest rate

    2.00%(for $0 to $250,000)

    account fee per month

    $0.00

    Go to site
    • High interest and convenient access
    • Absolutely no fees
    • Australia-based customer service call centre
    Product info
    • Special rate conditions: Minimum deposit of $200 and no withdrawals in the month
    • Access: Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Must link to a transaction account
    Overall rating

    7.6

    Based on 8 RAMS savings account reviews

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  • ING DIRECT Savings Maximiser

    ING DIRECT Savings Maximiser

    • No ING DIRECT fees
    • You could get a great variable rate every month, no matter how many times you withdraw
    • Anytime, anywhere banking with mobile app and 24/7 Australian call centre

    special rate*

    3.50% (for $0 to $100,000)

    For customers who also have an Orange Everyday and deposit their pay of $1,000+ each month.

    standard interest rate

    2.25%(for $0 and over)

    account fee per month

    $0.00

    Go to site
    • No ING DIRECT fees
    • You could get a great variable rate every month, no matter how many times you withdraw
    • Anytime, anywhere banking with mobile app and 24/7 Australian call centre
    Product info
    • Special rate conditions: For customers who also have an Orange Everyday and deposit their pay of $1,000+ each month.
    • Access: Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Must link to a transaction account
    Overall rating

    9.3

    Based on 238 ING DIRECT savings account reviews

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  • Bankwest Hero Saver

    Bankwest Hero Saver

    • No account keeping fees
    • No transaction fees
    • 100% secure application process

    special rate*

    3.25% (for $0 to $250,000)

    Minimum deposit of $200 excluding interest and no withdrawals in the month

    standard interest rate

    0.01%(for $0 to $5,000,000)

    account fee per month

    $0.00

    Go to site
    • No account keeping fees
    • No transaction fees
    • 100% secure application process
    Product info
    • Special rate conditions: Minimum deposit of $200 excluding interest and no withdrawals in the month
    • Access: Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions:
    Overall rating

    8.3

    Based on 233 Bankwest savings account reviews

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  • ME Online Savings Account

    ME Online Savings Account

    • 0.95% p.a. bonus interest on our variable rate for the first four months on balances up to $250,000
    • No monthly account keeping fees
    • No minimum monthly deposit

    special rate*

    3.20% (for $0 to $250,000)

    Bonus rate for the first 4 months if you link to an ME Bank EveryDay Transaction Account within the first 14 days

    standard interest rate

    2.25%(for $0 and over)

    account fee per month

    $0.00

    Go to site
    • 0.95% p.a. bonus interest on our variable rate for the first four months on balances up to $250,000
    • No monthly account keeping fees
    • No minimum monthly deposit
    Product info
    • Special rate conditions: Bonus rate for the first 4 months if you link to an ME Bank EveryDay Transaction Account within the first 14 days
    • Access: Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Must link to a transaction account
    Overall rating

    7.9

    Based on 68 ME savings account reviews

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  • St.George Maxi Saver

    St.George Maxi Saver

    • 24/7 access online savings account
    • No monthly service fees
    • No minimum monthly balance or deposit required

    special rate*

    3.20% (for $0 and over)

    bonus rate for first 3 months

    standard interest rate

    1.50%(for $0 and over)

    account fee per month

    $0.00

    Go to site
    • 24/7 access online savings account
    • No monthly service fees
    • No minimum monthly balance or deposit required
    Product info
    • Special rate conditions: Bonus rate for the first 3 months from account opening
    • Access: Branch access, Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Must link to a transaction account with this provider
    Overall rating

    7.8

    Based on 395 St.George savings account reviews

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  • Bank of Melbourne Maxi Saver

    Bank of Melbourne Maxi Saver

    • Earn a competitive interest rate
    • No monthly service fee
    • Link to an eligible Bank of Melbourne Transaction account

    special rate*

    3.20% (for $0 and over)

    bonus rate for first 3 months

    standard interest rate

    1.50%(for $0 and over)

    account fee per month

    $0.00

    Go to site
    • Earn a competitive interest rate
    • No monthly service fee
    • Link to an eligible Bank of Melbourne Transaction account
    Product info
    • Special rate conditions: Bonus rate for the first 3 months from account opening
    • Access: Branch access, Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Must link to a transaction account with this provider
    Overall rating

    8.2

    Based on 62 Bank of Melbourne savings account reviews

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  • ANZ Online Saver

    ANZ Online Saver

    • Exclusive online bonus interest offer for 3 months. Limited time only.
    • No minimum balance
    • Interest calculated daily and paid monthly

    special rate*

    3.10% (for $0 and over)

    Introductory bonus rate for 3 months from account opening

    standard interest rate

    2.00%(for $0 and over)

    account fee per month

    $0.00

    Go to site
    • Exclusive online bonus interest offer for 3 months. Limited time only.
    • No minimum balance
    • Interest calculated daily and paid monthly
    Product info
    • Special rate conditions: Introductory bonus rate for 3 months from account opening
    • Access: BPay, Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Must be linked to ANZ deposit account.
    Overall rating

    7.7

    Based on 1161 ANZ savings account reviews

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  • HSBC Serious Saver

    HSBC Serious Saver

    • No monthly fees
    • No minimum deposit
    • Apply online in under 10 minutes

    special rate*

    2.75% (for $0 to $1,000,000)

    No withdrawals in the month. Bonus rate for first 4 months, reverting to 2.10% bonus rate after

    standard interest rate

    0%(for $0 and over)

    account fee per month

    $0.00

    Go to site
    • No monthly fees
    • No minimum deposit
    • Apply online in under 10 minutes
    Product info
    • Special rate conditions: No withdrawals in the month. Bonus rate for first 4 months, reverting to 2.10% bonus rate after
    • Access: Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Must link to a transaction account. Maximum account balance is $1,000,000.
    Overall rating

    6.5

    Based on 20 HSBC savings account reviews

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  • ANZ Progress Saver

    ANZ Progress Saver

    • Earn bonus interest when no withdrawals in the month
    • No monthly account fee
    • Receive 1 free ANZ withdrawal per month before additional withdrawal fees apply

    special rate*

    2.71% (for $0 and over)

    Minimum deposit of $10 and no withdrawals in the month

    standard interest rate

    0.01%(for $0 and over)

    account fee per month

    $0.00

    Go to site
    • Earn bonus interest when no withdrawals in the month
    • No monthly account fee
    • Receive 1 free ANZ withdrawal per month before additional withdrawal fees apply
    Product info
    • Special rate conditions: Minimum deposit of $10 and no withdrawals in the month
    • Access: Branch access, Phone banking, Internet banking
    • Minimum balance: $10.00
    • Other restrictions:
    Overall rating

    7.7

    Based on 1161 ANZ savings account reviews

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