Compare home loans
Compare home loans with Mozo to find the best mortgage for your needs. Skip straight to our popular home loans in the table below, or go the whole hog and compare all home loans now. Read more...
Popular home loans
| Variable rate | Key features | ||
|---|---|---|---|
State Custodians Standard Variable |
4.63% | Bonus Rate Drop which rewards borrowers after a qualifying period. Interest rate reduces from 4.79% to 4.63%. | Go to site |
MyRate.com.au Advantage Loan |
5.03% | No fee home loans. Securely funded by ING Bank (Australia) Ltd. | Go to site |
RAMS Basic Loan |
4.99% | Borrow up to 95% of the purchase price | Go to site |
AMP Basic Variable Rate Loan |
5.24% | 100% Mortgage Offset facility is available | Go to site |
Aussie Classic Variable |
5.72% | Aussie can also access 100s of home loans from their panel of lenders | Go to site |
| Variable rate | Comparison rate* | Key features | ||
|---|---|---|---|---|
|
State Custodians Standard Variable |
4.63% | 5.09% | Bonus Rate Drop which rewards borrowers after a qualifying period. Interest rate reduces from 4.79% to 4.63%. | Go to site |
|
MyRate.com.au Advantage Loan |
4.99% | 4.99% | No fee home loans. Securely funded by ING Bank (Australia) Ltd. | Go to site |
|
RAMS Basic Loan |
4.99% | 5.05% | Borrow up to 95% of the purchase price | Go to site |
|
Aussie Classic Variable |
5.72% | 5.77% | Aussie can also access 100s of home loans from their panel of lenders | Go to site |
|
AMP Basic Variable Rate Loan |
5.24% | 5.26% | 100% Mortgage Offset facility is available | Go to site |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. |
||||
| Fixed 3 year rate | Fixed 5 year rate | Fixed loan revert rate | Key features | ||
|---|---|---|---|---|---|
|
MyRate.com.au Fixed Loan |
6.53% | 7.23% | 5.03% | No fee home loans. Securely funded by ING Bank (Australia) Ltd. | Go to site |
|
Aussie Classic Fixed Rate |
6.64% | 7.49% | 5.35% | Aussie can also access 100s of home loans from their panel of lenders | Go to site |
|
RAMS Fixed Rate |
6.29% | 6.99% | 5.49% | Choose how long you fix your rate; 1, 2, 3, 4, 5 or 10 years. | Go to site |
|
AMP Fixed Rate Loan (Professional Package) |
6.69% | 7.39% | 5.49% | As a Professional Package customer, your monthly account management fees will be waived | Go to site |
| Intro rate | Intro rate term | Ongoing variable rate | Key features | ||
|---|---|---|---|---|---|
|
State Custodians Standard Variable |
4.79% | 60 Months | 4.63% | Bonus Rate Drop which rewards borrowers after a qualifying period. Interest rate reduces from 4.79% to 4.63%. | Go to site |
|
RAMS Rate Relief |
4.59% | 36 Months | 5.19% | get an immediate 1% p.a. off standard variable rate for the first two years | Go to site |
|
AMP Introductory 1 Year Fixed Rate Loan |
4.99% | 12 Months | 5.89% | Option to fix your rate for 1,2,3, or 5 years. | Go to site |
|
AMP Introductory Variable Rate Loan (Professional Package ) |
5.14% | 12 Months | 5.19% | As a Professional Package customer, your monthly account management fees will be waived | Go to site |
| Ongoing fees | Variable rate | Key features | ||
|---|---|---|---|---|
|
State Custodians Breathe Easy |
4.93% | Bonus Rate Drop which rewards borrowers after a qualifying period. Interest rate reduces from 5.13% to 4.93%. | Go to site | |
|
MyRate.com.au Advantage Loan |
4.99% | No fee home loans. Securely funded by ING Bank (Australia) Ltd. | Go to site | |
|
RAMS Basic Loan |
4.99% | Borrow up to 95% of the purchase price | Go to site | |
|
AMP Basic Variable Rate Loan |
$0.00 | 5.24% | 100% Mortgage Offset facility is available | Go to site |
|
Aussie Classic Variable |
$0.00 | 5.72% | Aussie can also access 100s of home loans from their panel of lenders | Go to site |
Compare all home loans
- Search the whole mortgage market with ease
- Shortlist and compare home loans side-by-side
- Pick your winning lender and enquire online
Lowest rate home loans
- - based on variable interest rate
-
4.63% 1. State Custodians
-
4.93% 2. State Custodians
-
4.99% 3. RAMS
-
4.99% 3. HSBC
-
5.03% 5. MyRate.com.au
Featured home loan
MyRate.com.au Advantage Rate Loan
- No fee home loans – go direct and save thousands!
- 5 day formal approval guarantee
- 4.99% p.a. interest rate
Health Check your loan
Does your home loan need a reno? Give it a health check! Grab a free personalised report on the best loans for your situation.
Special offers
Featured home loan review
MyRate.com.au home loans
Overall rating: 10 / 10
For a first home buyer with no idea, Bill from MyRate was patient and understanding and helped me through the process right from the start in a quick effective manner. They were the only company to respond within 24 hours to my online requests and were upfront about everthing right from the start. They were easy to deal with and their fees and rates are lower than all the others or nonexistent. I wouldn’t hesitate recommending them to anyone. Even my Mum :-)
–
Brett from Queensland
- Search our home loan reviews
- Review your bank
Best home loan providers
- - as rated by the Mozo community
- Rating
out of 10 - 7.9
- 7.8
- 7.4
- 7.3
- 6.9
Most recent home loan reviews
ANZ home loans
-
Overall Rating
5 -
Pricing
9 -
Product Features
9 -
Customer Service
2 -
Convenience
5 -
Trust
6
ANZ have ripped us off a few times and they didn't care!! We are now in serious debt because of them. Their interest rates are good. I have been told by a few people that they have had nothing but trouble with the ANZ. I will never bank with them again! – Peta from Victoria Reviewed about 21 hours ago
Westpac home loans
-
Overall Rating
10 -
Pricing
5 -
Product Features
5 -
Customer Service
10 -
Convenience
10 -
Trust
10
Westpac has always been helpful, flexible and understanding with my home loan. – Jazzie from Victoria Reviewed about 22 hours ago
Commonwealth Bank home loans
-
Overall Rating
10 -
Pricing
9 -
Product Features
9 -
Customer Service
10 -
Convenience
10 -
Trust
10
My local CBA branch was able to do most of what I wanted with very little travel time from me and the best staff service I have had in a long time. Just two visits to branch and all was signed sealed and done. Very pleased indeed. – Maureen from Western Australia Reviewed about 22 hours ago
See all home loans reviews
Home loan articles
- – all the latest home loan info
Luxury homes could be lost to the sea
Friday 03 July 2009Anyone who has taken out a home loan on a beachside property in Byron Bay may be rightly miffed at the local council’s decision to leave tracts of prime real estate exposed to rising sea levels.
Read more...Home sales down in May
Tuesday 30 June 2009The number of new home sales completed in May slumped 5.7 per cent compared to the previous month, the Housing Industry Association (HIA) has revealed.
Read more...- Subscribe to the home loan RSS feed
Home loan calculators
Crunch numbers with our handy tools
- Home loans calculator
Enter the amount you want to borrow and this home loans calculator will help you work out your weekly, fortnightly or monthly repayments.
- Borrowing calculator
Find out how much you can borrow with this mortgage calculator. Just enter your salary, expenses and the sort of mortgage you’re after.
- Extra repayments calculator
Here’s a clever home loan repayments calculator that shows you how much time and interest you can save by making extra repayments.
- Split loan calculator
Calculate your monthly repayments on a combination fixed and variable rate home loan with this split loan calculator.
- Stamp duty calculator
Calculate stamp duty costs associated with purchasing a new home with this quick and easy stamp duty calculator.
- First home saver account calculator
If you're saving for your first home, FIDO's new home saver account calculator and checklist can help you decide if this type of account is for you.
www.mozo.com.au© Copyright 2008-2009 Mozo Pty Ltd. All Rights Reserved.
