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6.27%
-
6.40%
6.29%
-
6.29%
6.29%
-
6.33%
6.35%
-
6.37%
6.27%
-
6.40%
6.29%
-
6.33%
6.35%
-
6.37%
6.05%
6.27%
5.95%
6.82%
6.05%
6.27%
$0.00
$0
6.29%
$0.00
$443
6.33%
$0.00
$295
6.37%
Get your home loan questions answered by the money mavens on Mozo Answers.
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variable rate
fixed 1 year rate
variable rate
fixed 1 year rate
More Westpac home loans
BAD SERVICE, sometimes 30 minutes in line at count
Everytime I check my statement, there is an error, when I phone the bank for an explanation, they cannot explain exactly, and then re-imburse my account, why and why, are they trying to get away with it?? Why do I always have to complain to get my... Full review
Everytime I check my statement, there is an error, when I phone the bank for an explanation, they cannot explain exactly, and then re-imburse my account, why and why, are they trying to get away with it?? Why do I always have to complain to get my money back, and if I don't explain, they keep it
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Yesvariable rate
fixed 1 year rate
fixed 1 year rate
intro rate
More ANZ home loans
Great rewards, features, options & rates
Frequent flyer ski holiday to Canada each year. Offset & redraw gives confidence when paying additional funds off the mortgage, in the event of a "rainy day". These facilities allowed us to have our mortgage payed off up to 10 years early, as well... Full review
Frequent flyer ski holiday to Canada each year. Offset & redraw gives confidence when paying additional funds off the mortgage, in the event of a "rainy day". These facilities allowed us to have our mortgage payed off up to 10 years early, as well as purchase a holiday home on average wages. Work to Live!!!!
2 people found this review helpful – do you?
Yesvariable rate
fixed 1 year rate
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Great rate, great service, simple and easy.
The product is simple, easy and great value. Everything you need and nothing you don't. Who needs the bells and whistles anyway? Web banking is fantastic, ATMs are free, customer service is local, easy to understand and efficient. Full review
The product is simple, easy and great value. Everything you need and nothing you don't. Who needs the bells and whistles anyway? Web banking is fantastic, ATMs are free, customer service is local, easy to understand and efficient.
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YesWith interest rates going up it's a great time to get your first home loan or refinance your existing mortgage at a lower rate. Finding the right loan can be daunting, but Mozo is here to guide you through the home loan maze.
Our mortgage database allows you to compare home loans rates and fees with ease, and covers hundreds of loans including fixed rate loans, variable rate loans and more. You can also get the inside story on everything from customer service to hidden fees with home loan reviews by the Mozo community.
Our nifty comparison tools let you quickly filter and compare home loans according to the features you want, such as extra repayments, free redraw and offset accounts.
Once you have shortlisted the best home loans for your needs, you can compare your chosen loans side-by-side and enquire online at the lender's website.
If you want help in finding the best home loan for your needs, a mortgage broker can help. Mozo can help you compare mortgage brokers with our find a broker service. Mortgage Brokers (sometimes also called home loan brokers) will help you to understand your home loan options such as how much you can borrow, which bank, credit unions or non-bank lenders offer the best rates for your situation and will even help with the application process.
Before you compare home loans, it helps to work out whether you need a loan with all the bells and whistles, or are simply after a low rate home loan with no frills.
Not all cheap home loans offer flexible features like the ability to make extra repayments and unlimited redraw. To avoid getting stuck with a loan that isn't right for your needs, be sure to check features as well as rates and fees when you compare home loans.
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Refinancing
Line of credit
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When interest rates are low, you might consider locking in all or part of your loan at a fixed interest rate. Fixed rate loans ensure that your monthly repayments remain the same for an agreed period, regardless of whether interest rates go up or down during that time.
There are some fixed rate traps to be aware of when you compare home loans. For instance most fixed rate loans do not let you make extra repayments, and many impose huge break costs should you decide to switch to a variable rate or another lender before the fixed term is up. Check out variable rate loans
A split loan is a way to get the best of both worlds by fixing the rate on part of your mortgage, while keeping the rest at a variable rate and enjoying the flexibility that comes with it.
If you are in the market for a new home loan, there is no way around number crunching. Whether you are calculating home loan repayments or how much stamp duty you'll need to pay, Mozo's handy home loan calculators make it simpler to do the maths.
For first home buyers, Mozo's borrowing calculator will help you work out your budget and how much you can afford to spend on your home loan. And once you have shortlisted loans, run them through the Mozo home loan comparison calculator to see which one will save you the most.
Other helpful home loan calculators include:
Highest rated home loans- as voted by the Mozo Community (rating out of 10)
Own your home sooner with our easy to read guides with hints and tips on interest rates, mortgage fees and more.
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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