Guide to personal loans

Bank loans are not all repossessions and debtors' prison - in some cases they makes good financial sense. But even a low rate personal loan will cost you for the privilege of money up front. So you'll want to manage your borrowings, and bag the best deal.

Bank loan providers
Types of bank loan
Bank loan fees and features

• Types of Personal Loan, Unravelled
• Demystifying Personal Loan Fees and Features
• Consolidation loans, online loans and more...
• Personal loans vs credit cards
• Personal loans vs home loan redraw
• Personal Loan Providers - The Pros & Cons
• Beat the bank loan maze!

Personal loan news

Keep your finger on the bank loan pulse with Mozo's updates, articles and assorted financial lifeblood.

• Uptake of personal loans increases
• Casual working arrangements hindering Aussies
• Banks 'must hand over the cash'
• Personal loans an option for remodelling

Personal loan questions

Recently asked questions about personal loan

• Can the financial instituion make interest off of fees?
• Consolidation - is it better to roll your credit cards into one to receive an interest free period or to bite the bullet, get rid of all credit cards, keep a debit card and roll your debt into a personal loan and try and pay it off as fast as you can?
• How does someone who is unemployed and on benefits be able to apply for a loan or a new credit card with a balance transfer and get accepted or are there any financial intstitutions that will accept people from this bracket?
• Is it possible to get a personal loan of $4000 that won't cost me an absolute fortune in interest rates just because I have a very low income?