Compare & Save on...

REWARDS CREDIT CARDS

  • Rewards cards are your ticket to something for nothing - but how do you decide between flash cashback, sweet frequent flyers or a solid gold card? Head straight to the latest rewards deals below, or compare all rewards cards with our nifty Rewards Revealer search tool.

  • What are the benefits of a rewards credit card?

    Rewards credit cards come in various guises, from frequent flyer credit cards to travel rewards, cashback deals and giftcard programs. For more info on the benefits of rewards cards read our handy guide rewards cards versus annual fees.

  • Can I compare rewards credit card programs?

    Once this would've involved a lot of unrewarding number crunching. However, Mozo has introduced the Rewards Revealer to crack the rewards card code and deliver the best deals for your personal credit spend.

  • We compare 87 rewards cards from 38 banks

  • We update rewards credit card information on our site daily

  • You should select a rewards card based on your annual spend

Rewards credit card comparisons on Mozo

    • Commonwealth Bank
      Awards Credit Card
      • 0% p.a. intro rate on on purchases for 5 months
      • Redeem points in-store at Myer
      • Lower annual fee of $59 for eligible customers
    • rewards description

      Redeem points at Flight Centre, instore at Myer, gift cards, cash back or thousands of items from the Awards website.

    • annual fees

      $89$59 if CBA customer when applying

    • Go to site
    Click for more info
    • American Express
      American Express Velocity Platinum Card
      • 50,000 bonus Velocity Points offer. Apply by July 31
      • Earn 1.5 Velocity Points per $1 spent until 22 July 2013, after which you will earn up to 3 points per dollar spent
      • Enjoy a complimentary Virgin Australia return domestic flight every year after your first card spend
    • rewards description

      Points automatically transferred to your Velocity account

    • annual fees

      $349

    • Go to site
    Click for more info
    • Commonwealth Bank
      Platinum Awards Credit Card
      • 0% p.a. intro rate on on purchases for 5 months. Earn up to 3 points for every dollar spent
      • Lower annual fee of $250 for eligible customers
      • Complimentary International Travel Insurance. Eligibility and coverage
    • rewards description

      Redeem points at Flight Centre, instore at Myer, gift cards, cash back or thousands of items from the Awards website.

    • annual fees

      $280$250 if CBA customer when applying

    • Go to site
    Click for more info
    • Bankwest
      Bankwest Qantas Platinum Mastercard (Qantas Frequent Flyer)
      • 0% p.a. on balance transfers for 6 months
      • Bonus 8,000 Qantas Frequent Flyer points after first use
      • No foreign exchange fees
    • rewards description

      Points are automatically credited to the Qantas Frequent Flyer program.

    • annual fees

      $140

    • Go to site
      Advertisement
    Click for more info
    • American Express
      Qantas American Express Discovery Card
      • No annual card fee. $0 annual card fee per supplementary card
      • Earn 1 Qantas Frequent Flyer point per $1 spent on purchases with your card
      • Up to 7,500 extra Qantas Frequent Flyer points
    • rewards description

      Points are automatically credited to the Qantas Frequent Flyer program.

    • annual fees

      $0

    • Go to site
    Click for more info
    • Bankwest
      Bankwest Qantas Gold Mastercard (Qantas Frequent Flyer)
      • 0% p.a. on balance transfers for 6 months
      • Up to 55 days interest free
      • Earn 1 Qantas Frequent Flyer Point per $2 spent on eligible purchases
    • rewards description

      Points are automatically credited to the Qantas Frequent Flyer program.

    • annual fees

      $130

    • Go to site
      Advertisement
    Click for more info
    • American Express
      Platinum Edge Credit Card
      • 10,000 Membership Rewards Bonus Points
      • Complimentary travel insurance
      • $195 annual fee
    • rewards description

      Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.

    • annual fees

      $195

    • Go to site
    Click for more info
    • Bankwest
      More
      • Get 4,000 More Rewards Bonus point
      • Earn 1.5 points for every $1 you spend on eligible purchases
      • $70 annual fee
    • rewards description

      Redeem your points for cashback, travel, gift cards, retail rewards and shopping gift cards.

    • annual fees

      $70

    • Go to site
      Advertisement
    Click for more info
    • Virgin Money
      Virgin Australia Velocity High Flyer Card
      • Balance transfer rate of 1.9% p.a. for the first 6 months
      • Complimentary flight up to 4 times every year
      • Earn 1.25 Velocity Points per $1 spent
    • rewards description

      Points are credited to the Velocity program. Also, buy a seat on Virgin Australia and get a complimentary seat (up to 4 times a year).

    • annual fees

      $289

    • Go to site
      Advertisement
    Click for more info
    • Bankwest
      Bankwest Qantas Classic Mastercard (Qantas Frequent Flyer)
      • Earn 1 Qantas Frequent Flyer point per $2 you spend on eligible purchases
      • $80 annual fee
      • Get 2,000 bonus Qantas Frequent Flyer points
    • rewards description

      Points are automatically credited to the Qantas Frequent Flyer program.

    • annual fees

      $80

    • Go to site
      Advertisement
    Click for more info
    • Bankwest
      More Gold
      • Complimentary travel insurance with up to $30,000 cover
      • 0% p.a. on balance transfers for 6 months
      • Up to 55 days interest free
    • rewards description

      Redeem your points for cashback, travel, gift cards, retail rewards and shopping gift cards.

    • annual fees

      $120

    • Go to site
      Advertisement
    Click for more info
    • Bankwest
      More Platinum
      • Get 16,000 More Rewards Bonus points
      • Earn 2 points for every $1 you spend on eligible purchases
      • No foreign transaction fees on online or overseas spend
    • rewards description

      Redeem your points for cashback, travel, gift cards, retail rewards and shopping gift cards.

    • annual fees

      $130

    • Go to site
      Advertisement
    Click for more info

  • Rewards credit card reviews

      • Commonwealth Bank credit card review

        The devil is in the detail...!

          11. Overall customer rating
          12. (Reviewed about 12 hours ago)

        I dislike this product because the interest is high and so is the late fee if you miss a payment. Be really careful and sure when deciding to get a credit card. You need to have a plan on how you will make the repayments and how to quickly pay it ...       Full review 

        I dislike this product because the interest is high and so is the late fee if you miss a payment. Be really careful and sure when deciding to get a credit card. You need to have a plan on how you will make the repayments and how to quickly pay it off without losing money on all the interest the banks charge you. The only pro I would say is that if you need the money desperately you can obtain a credit card loan pretty quickly and also when you cant make a payment you can make different payment plans or schedule when you will next pay an overdue payment.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Commonwealth Bank credit card review by Diana from Victoria

        Was this review helpful?

        Yes

      • Commonwealth Bank credit card review

        They'll find new ways to charge you fees

          11. Overall customer rating
          12. (Reviewed 5 days ago)

        They closed my linked bank account without notice when the balance zero'd from their automatic fees, so i couldn't even transfer in funds to pay the credit card anymore, then they charged me an overdue fee.       Full review 

        They closed my linked bank account without notice when the balance zero'd from their automatic fees, so i couldn't even transfer in funds to pay the credit card anymore, then they charged me an overdue fee.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Commonwealth Bank Awards Credit Card credit card review by Gerard from Queensland

        Was this review helpful?

        Yes

      • Queensland Country Credit Union credit card review

        Very happy with their attitude

          11. Overall customer rating
          12. (Reviewed 5 days ago)

        We have been members and account holders for about 10 years and we found the bank to be very understanding and helpful when we were new in Queensland. This we believe a very important matter especially you are new to a place and we cannot easily f...       Full review 

        We have been members and account holders for about 10 years and we found the bank to be very understanding and helpful when we were new in Queensland. This we believe a very important matter especially you are new to a place and we cannot easily forget it.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Queensland Country Credit Union credit card review by Annamma from Queensland

        Was this review helpful?

        Yes

  • Credit card guides

  • Community

    Keep up to date with the latest news or get your rewards credit card questions answered by the money mavens on Mozo Answers.

    Recently asked questions about rewards credit cards