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    • Compare rewards credit cards

    • Rewards cards are your ticket to something for nothing - but how do you decide between flash cashback, sweet frequent flyers or a solid gold card? Head straight to the latest rewards deals below, or compare all rewards cards with our nifty Rewards Revealer search tool.

    • What are the benefits of a rewards credit card?

      Rewards credit cards come in various guises, from frequent flyer credit cards to travel rewards, cashback deals and giftcard programs. Some are linked to a specific airline; others let you spend the accumulated points on whatever kind of reward your giddy heart desires. For more info on the benefits of rewards cards read our handy guide rewards cards versus annual fees.

    • Can I compare rewards credit card programs?

      Once this would've involved a lot of unrewarding number crunching. However, Mozo has introduced the Rewards Revealer to crack the rewards card code and deliver the best deals for your personal credit spend.

    Popular rewards credit cards on MozoRates updated: 23 February 2012

      • American Express
        Platinum Edge Credit Card
        • 0% p.a. special introductory rate for first 6 months
        • Complimentary domestic economy return flight every year
        • $149 annual card fee
      • rewards program

        American Express Membership Rewards Ascent program. Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.

      • annual fees

        $149

      • Go to site
      Click for more info
      • American Express
        Qantas American Express Discovery Card
        • $0 annual card fee
        • 1 Qantas Frequent Flyer point per $1 spent
        • Earn up to 10,000 extra Qantas Frequent Flyer Points
      • rewards program

        Points are automatically credited to the Qantas Frequent Flyer program.

      • annual fees

        $0

      • Go to site
      Click for more info
      • ANZ
        Rewards
        • Receive 10,000 Bonus Reward Points
        • Uncapped points earning
      • rewards program

        Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.

      • annual fees

        $89

      • Go to site
      Click for more info
      • NAB
        Velocity Card
        • Earn Velocity Frequent Flyer Points with everyday purchases.
        • Balance transfers at just 4.99% pa. for 6 months.
      • rewards program

        Points are automatically credited to the Velocity program.

      • annual fees

        $65

      • Go to site
      Click for more info
      • NAB
        Qantas Gold Card
        • Two cards on one account – The American Express card gives you maximum points earning and the MasterCard® card gives you added worldwide acceptance.
        • Additional cardholder at no extra cost.
      • rewards program

        Points are automatically credited to the Qantas Frequent Flyer program.

      • annual fees

        $146

      • Go to site
      Click for more info
      • Bankwest
        More Gold
        • Everyday spend earns you a $50 voucher every 3 months
        • Plus 10,000 bonus points when you sign up
        • Option to earn Qantas Frequent Flyer points
      • rewards program

        BankWest More Rewards program. Redeem your points for cashback, travel, gift cards, retail rewards and shopping gift cards.

      • annual fees

        $120

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      • Virgin Money
        Virgin Flyer Credit Card
        • Buy a Virgin Australia domestic seat and get a complimentary seat on the same flight up to 4 times every year
        • 1.9% p.a. Balance Transfer for 9 months
      • rewards program

        Points are credited to the Velocity program. Also, buy a seat on Virgin Australia and get a complimentary seat (up to 4 times a year).

      • annual fees

        $99

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      • St George
        Amplify (Rewards)
        • 0.99% p.a. on balance transfers for up to six months
        • Choose between Amplify Rewards and Amplify Qantas Rewards
      • rewards program

        Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.

      • annual fees

        $79

      • Go to site
      Click for more info
      • Virgin Money
        Virgin High Flyer Credit Card
        • Earn 15,000 bonus Velocity Points.
        • Buy a Virgin Australia domestic seat and get a complimentary seat on the same flight up to 4 times every year.
        • Earn 1.25 Velocity Points per $1 spent, uncapped
      • rewards program

        Points are credited to the Velocity program. Also, buy a seat on Virgin Australia and get a complimentary seat (up to 4 times a year).

      • annual fees

        $249

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    Credit card reviews

      • Westpac 55 Day MasterCard or Visa

        Westpac Earth

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        Show Rates

        Westpac credit card review

        The big4 are out for profits

          11. Overall customer rating
          12. (Reviewed about 14 hours ago)

        Great product as I pay my card off each month. Just a plain no frills service.       Full review 

        Great product as I pay my card off each month. Just a plain no frills service.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Westpac credit card review by Kerry from Victoria

        Was this review helpful?

        Yes

      • Commonwealth Bank Low Fee Credit Card

        Commonwealth Bank Platinum Awards Credit Card

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        Show Rates

        Commonwealth Bank credit card review

        Simple Low Rate, Great Bank

          11. Overall customer rating
          12. (Reviewed about 14 hours ago)

        This is a great low rate card, it's a serious no-nonsense basic card. If you are not after rewards and bonuses and just want a simple solution from a reliable bank GO FOR IT :)       Full review 

        This is a great low rate card, it's a serious no-nonsense basic card. If you are not after rewards and bonuses and just want a simple solution from a reliable bank GO FOR IT :)


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Commonwealth Bank Low Fee Credit Card credit card review by Sara from Victoria

        Was this review helpful?

        Yes

      • St George Platinum

        St George Gold Low Rate

        More St George credit cards

        Show Rates

        St George credit card review

        Very good

          11. Overall customer rating
          12. (Reviewed about 14 hours ago)

        I have had a couple of disputed transactions lodged and have had the money refunded within the specified period. Very pleasing.       Full review 

        I have had a couple of disputed transactions lodged and have had the money refunded within the specified period. Very pleasing.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        St George Platinum credit card review by Gordon from New South Wales

        Was this review helpful?

        Yes
    5

    Lowest interest rate

    based on ongoing interest rate

    Highest rated credit cards- as voted by the Mozo Community (rating out of 10)

    • 7.6

      Bendigo Bank credit cards

      Overall rating: 7.6 (51 reviews)*

      Last reviewed: 21 January 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      Bendigo Bank credit cards
    • 7.5

      28 Degrees credit cards

      Overall rating: 7.5 (50 reviews)*

      Last reviewed: 25 January 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      28 Degrees credit cards
    • 7.4

      Bankwest credit cards

      Overall rating: 7.4 (140 reviews)*

      Last reviewed: 28 January 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      Bankwest credit cards
    • 7.1

      Bank of Queensland credit cards

      Overall rating: 7.1 (34 reviews)*

      Last reviewed: 24 January 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      Bank of Queensland credit cards
    • 6.7

      NAB credit cards

      Overall rating: 6.7 (477 reviews)*

      Last reviewed: 06 February 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      NAB credit cards

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