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Don't return home to a panoramic credit-card bill - search the market in seconds for the travel-friendly credit card that'll save you on foreign currency withdrawals and overseas purchases.
Fans of Mozo's credit card comparison show can now enjoy this travel-themed sequel featuring all the characters you know and love (interest-rate comparison, low-annual-fee pageants) with a couple of new stars: overseas purchases and foreign currency withdrawals.
In short, it's all about finding the best travel credit card for your global spending needs, whether that involves a weekend away, an enviably long stay, or an overseas shopping habit.
Points are automatically credited to the Qantas Frequent Flyer program.
$0
| Interest rate | 20.74% |
|---|---|
| Balance transfer rate | |
| Interest rate on cash withdrawals | |
| Interest free days | 44 |
| Foreign exchange margin | 3.00% |
| Cash advance fee | |
| Flight options | All rewards are redeemed via Qantas Frequent Flyer. |
| Bonus points | Bonus points earned at a range of partners including Qantas. |
| Points cap | No |
|---|---|
| Expiry | Never |
| Points earning | 1.0 points per dollar on Amex, uncapped |
| Points required | 14000 points buys a Qantas Syd-Mel flight 128000 points buys a Qantas London flight 13500 points buys a Myer $100 Gift Card |
This is how the Mozo community has rated American Express for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| American Express credit cards |
7.4
Based on 62 American Express credit card reviews |
6.6 | 7.5 | 7.5 | 6.5 | 7.8 |
Read all American Express credit cards reviews
Some recent reviews of American Express credit cards
Nice card if you are lucky to find a merchant.
I've got a Gold BMW American Express card which came (obviously) with my new BMW. The pros. is - no annual fees, the cons - too expensive to use overseas. In Europe I had issues with merchants accepting AMEX. Customer service is very good. Full review
I've got a Gold BMW American Express card which came (obviously) with my new BMW. The pros. is - no annual fees, the cons - too expensive to use overseas. In Europe I had issues with merchants accepting AMEX. Customer service is very good.
Was this review helpful?
YesGood rates
It is great product but the major problem is most of merchants don't accept Amex. Full review
It is great product but the major problem is most of merchants don't accept Amex.
Was this review helpful?
YesPoints automatically transferred to your Velocity account
$0
| Interest rate | 20.74% |
|---|---|
| Balance transfer rate | |
| Interest rate on cash withdrawals | |
| Interest free days | 44 |
| Foreign exchange margin | 3.00% |
| Cash advance fee | |
| Flight options | Flights available with Virgin, Air New Zealand, Etihad Airways, Singapore Airlines and other partners. |
| Bonus points | Earn 2 Points per $1 spent when you use your card for purchases in Australia with Virgin Australia group of airlines. |
| Points cap | No |
|---|---|
| Expiry | Never |
| Points earning | 1 points per dollar on Amex, uncapped |
| Points required | 10400 points buys a Virgin Australia Syd-Mel flight 125000 points buys a Velocity partner London flight 13500 points buys a Myer $100 Gift Card |
This is how the Mozo community has rated American Express for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| American Express credit cards |
7.4
Based on 62 American Express credit card reviews |
6.6 | 7.5 | 7.5 | 6.5 | 7.8 |
Read all American Express credit cards reviews
Some recent reviews of American Express credit cards
Nice card if you are lucky to find a merchant.
I've got a Gold BMW American Express card which came (obviously) with my new BMW. The pros. is - no annual fees, the cons - too expensive to use overseas. In Europe I had issues with merchants accepting AMEX. Customer service is very good. Full review
I've got a Gold BMW American Express card which came (obviously) with my new BMW. The pros. is - no annual fees, the cons - too expensive to use overseas. In Europe I had issues with merchants accepting AMEX. Customer service is very good.
Was this review helpful?
YesGood rates
It is great product but the major problem is most of merchants don't accept Amex. Full review
It is great product but the major problem is most of merchants don't accept Amex.
Was this review helpful?
YesPoints are credited to the Velocity program. Also, buy a seat on Virgin Australia and get a complimentary seat (up to 4 times a year).
$289
| Interest rate | 20.99% |
|---|---|
| Balance transfer rate | 1.90% for 6 months |
| Interest rate on cash withdrawals | 20.99% |
| Interest free days | 44 |
| Foreign exchange margin | 3.30% |
| Cash advance fee | 2.7%, min $2.70 |
| Flight options | Buy a seat on Virgin Australia using your Virgin Flyer card and get a complimentary second seat on the flight for a friend up to 4 times a year. Points rewards are redeemed via Velocity. |
| Bonus points |
| Points cap | No |
|---|---|
| Expiry | Never |
| Points earning | 1.25 points per dollar on Visa, uncapped |
| Points required | 1 points buys 1 Velocity points; 10400 Velocity points buys a Virgin Australia Syd-Mel flight 1 points buys 1 Velocity points; 125000 Velocity points buys a Velocity partner London flight 1 points buys 1 Velocity points; 13500 Velocity points buys a Myer $100 Gift Card |
This is how the Mozo community has rated Virgin Money for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Virgin Money credit cards |
5.5
Based on 32 Virgin Money credit card reviews |
6.2 | 6.7 | 4.9 | 4.9 | 5.2 |
Read all Virgin Money credit cards reviews
Some recent reviews of Virgin Money credit cards
Great rewards, good points earner, average interes
Pros - 4 free flights per year, worth the sign up cost. - Choice of card colour - Earns good Velocity points Cons - Can't change card pin - average interest rates Full review
Pros - 4 free flights per year, worth the sign up cost. - Choice of card colour - Earns good Velocity points Cons - Can't change card pin - average interest rates
Was this review helpful?
YesAmazing deal plus awesome friendly customer servic
have the 1.99% bank transfer special- what can I say? Its perfect! Full review
have the 1.99% bank transfer special- what can I say? Its perfect!
Was this review helpful?
YesPoints are automatically credited to the Qantas Frequent Flyer program.
$80
| Interest rate | 19.49% |
|---|---|
| Balance transfer rate | 0.00% for 6 months |
| Interest rate on cash withdrawals | 21.99% |
| Interest free days | 55 |
| Foreign exchange margin | 2.95% |
| Cash advance fee | 2%, Min $4.00 |
| Flight options | All rewards are redeemed via Qantas Frequent Flyer. |
| Bonus points |
| Points cap | at $100,000 pa |
|---|---|
| Expiry | Never |
| Points earning | 0.5 points per dollar on MasterCard, up to 50000 points per year |
| Points required | 14000 points buys a Qantas Syd-Mel flight 128000 points buys a Qantas London flight 13500 points buys a Myer $100 Gift Card |
This is how the Mozo community has rated Bankwest for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Bankwest credit cards |
7.6
Based on 123 Bankwest credit card reviews |
7.3 | 6.6 | 7.8 | 7.7 | 7.7 |
Read all Bankwest credit cards reviews
A recent review of Bankwest credit cards
Debit or credit card function, low fees!
So perfect! You can load up the credit card to make it a debit card, and pay no fees when using that money. I got the credit card for overseas travel, as they have no currency exchange fee. Staff are always more then helpful. I love this card. Full review
So perfect! You can load up the credit card to make it a debit card, and pay no fees when using that money. I got the credit card for overseas travel, as they have no currency exchange fee. Staff are always more then helpful. I love this card.
2 people found this review helpful – do you?
YesTransfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
$195
| Interest rate | 20.74% |
|---|---|
| Balance transfer rate | |
| Interest rate on cash withdrawals | |
| Interest free days | 55 |
| Foreign exchange margin | 3.00% |
| Cash advance fee | |
| Flight options | One complimentary domestic flight every year. Transfer your points to 8 airline programs, including Virgin Velocity, or book direct with your dedicated travel service or travel agents including Harvey World Travel and Webjet. |
| Bonus points | Earn bonus points at a wide range of partners |
| Points cap | No |
|---|---|
| Expiry | Never |
| Points earning | 1.0 points per dollar on Amex, uncapped |
| Points required | 1 points buys 1.0 Velocity Points; 10400 Velocity Points buys a Virgin Australia Syd-Mel flight 1 points buys 1.0 Velocity Points; 125000 Velocity Points buys a Velocity partner London flight 13500 points buys a Myer $100 Gift Card 14500 points buys a $100 credit |
This is how the Mozo community has rated American Express for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| American Express credit cards |
7.4
Based on 62 American Express credit card reviews |
6.6 | 7.5 | 7.5 | 6.5 | 7.8 |
Read all American Express credit cards reviews
Some recent reviews of American Express credit cards
Nice card if you are lucky to find a merchant.
I've got a Gold BMW American Express card which came (obviously) with my new BMW. The pros. is - no annual fees, the cons - too expensive to use overseas. In Europe I had issues with merchants accepting AMEX. Customer service is very good. Full review
I've got a Gold BMW American Express card which came (obviously) with my new BMW. The pros. is - no annual fees, the cons - too expensive to use overseas. In Europe I had issues with merchants accepting AMEX. Customer service is very good.
Was this review helpful?
YesGood rates
It is great product but the major problem is most of merchants don't accept Amex. Full review
It is great product but the major problem is most of merchants don't accept Amex.
Was this review helpful?
YesPoints are automatically credited to the Qantas Frequent Flyer program.
$130
| Interest rate | 19.49% |
|---|---|
| Balance transfer rate | 0.00% for 6 months |
| Interest rate on cash withdrawals | 21.99% |
| Interest free days | 55 |
| Foreign exchange margin | 2.95% |
| Cash advance fee | 2%, Min $4.00 |
| Flight options | All rewards are redeemed via Qantas Frequent Flyer. |
| Bonus points |
| Points cap | at $133,334 pa |
|---|---|
| Expiry | Never |
| Points earning | 0.5 points per dollar on MasterCard, up to 66667 points per year |
| Points required | 14000 points buys a Qantas Syd-Mel flight 128000 points buys a Sydney-London flight 13500 points buys a Myer $100 Gift Card |
This is how the Mozo community has rated Bankwest for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Bankwest credit cards |
7.6
Based on 123 Bankwest credit card reviews |
7.3 | 6.6 | 7.8 | 7.7 | 7.7 |
Read all Bankwest credit cards reviews
A recent review of Bankwest credit cards
Debit or credit card function, low fees!
So perfect! You can load up the credit card to make it a debit card, and pay no fees when using that money. I got the credit card for overseas travel, as they have no currency exchange fee. Staff are always more then helpful. I love this card. Full review
So perfect! You can load up the credit card to make it a debit card, and pay no fees when using that money. I got the credit card for overseas travel, as they have no currency exchange fee. Staff are always more then helpful. I love this card.
2 people found this review helpful – do you?
YesPoints are automatically credited to the Qantas Frequent Flyer program.
$140
| Interest rate | 19.49% |
|---|---|
| Balance transfer rate | 0.00% for 6 months |
| Interest rate on cash withdrawals | 21.99% |
| Interest free days | 55 |
| Foreign exchange margin | 0.00% |
| Cash advance fee | 2%, Min $4.00 |
| Flight options | All rewards are redeemed via Qantas Frequent Flyer. |
| Bonus points |
| Points cap | at $200,000 pa |
|---|---|
| Expiry | Never |
| Points earning | 1 points per dollar on MasterCard, up to 200000 points per year |
| Points required | 14000 points buys a Qantas Syd-Mel flight 128000 points buys a Qantas London flight 13500 points buys a Myer $100 Gift Card |
This is how the Mozo community has rated Bankwest for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Bankwest credit cards |
7.6
Based on 123 Bankwest credit card reviews |
7.3 | 6.6 | 7.8 | 7.7 | 7.7 |
Read all Bankwest credit cards reviews
A recent review of Bankwest credit cards
Debit or credit card function, low fees!
So perfect! You can load up the credit card to make it a debit card, and pay no fees when using that money. I got the credit card for overseas travel, as they have no currency exchange fee. Staff are always more then helpful. I love this card. Full review
So perfect! You can load up the credit card to make it a debit card, and pay no fees when using that money. I got the credit card for overseas travel, as they have no currency exchange fee. Staff are always more then helpful. I love this card.
2 people found this review helpful – do you?
YesBonus points available from selected partner merchants.
Redeem your points for cashback, travel, gift cards, retail rewards and shopping gift cards.
This is how the Mozo community has rated Bankwest for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Bankwest credit cards |
7.6
Based on 123 Bankwest credit card reviews |
7.3 | 6.6 | 7.8 | 7.7 | 7.7 |
Read all Bankwest credit cards reviews
A recent review of Bankwest credit cards
Debit or credit card function, low fees!
So perfect! You can load up the credit card to make it a debit card, and pay no fees when using that money. I got the credit card for overseas travel, as they have no currency exchange fee. Staff are always more then helpful. I love this card. Full review
So perfect! You can load up the credit card to make it a debit card, and pay no fees when using that money. I got the credit card for overseas travel, as they have no currency exchange fee. Staff are always more then helpful. I love this card.
2 people found this review helpful – do you?
YesEarn bonus points at a wide range of partners
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
This is how the Mozo community has rated American Express for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| American Express credit cards |
7.4
Based on 62 American Express credit card reviews |
6.6 | 7.5 | 7.5 | 6.5 | 7.8 |
Read all American Express credit cards reviews
Some recent reviews of American Express credit cards
Nice card if you are lucky to find a merchant.
I've got a Gold BMW American Express card which came (obviously) with my new BMW. The pros. is - no annual fees, the cons - too expensive to use overseas. In Europe I had issues with merchants accepting AMEX. Customer service is very good. Full review
I've got a Gold BMW American Express card which came (obviously) with my new BMW. The pros. is - no annual fees, the cons - too expensive to use overseas. In Europe I had issues with merchants accepting AMEX. Customer service is very good.
Was this review helpful?
YesGood rates
It is great product but the major problem is most of merchants don't accept Amex. Full review
It is great product but the major problem is most of merchants don't accept Amex.
Was this review helpful?
YesPoints are automatically credited to the Qantas Frequent Flyer program.
This is how the Mozo community has rated Bankwest for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Bankwest credit cards |
7.6
Based on 123 Bankwest credit card reviews |
7.3 | 6.6 | 7.8 | 7.7 | 7.7 |
Read all Bankwest credit cards reviews
A recent review of Bankwest credit cards
Debit or credit card function, low fees!
So perfect! You can load up the credit card to make it a debit card, and pay no fees when using that money. I got the credit card for overseas travel, as they have no currency exchange fee. Staff are always more then helpful. I love this card. Full review
So perfect! You can load up the credit card to make it a debit card, and pay no fees when using that money. I got the credit card for overseas travel, as they have no currency exchange fee. Staff are always more then helpful. I love this card.
2 people found this review helpful – do you?
YesBonus points earned at a range of partners including Qantas.
Points are automatically credited to the Qantas Frequent Flyer program.
This is how the Mozo community has rated American Express for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| American Express credit cards |
7.4
Based on 62 American Express credit card reviews |
6.6 | 7.5 | 7.5 | 6.5 | 7.8 |
Read all American Express credit cards reviews
Some recent reviews of American Express credit cards
Nice card if you are lucky to find a merchant.
I've got a Gold BMW American Express card which came (obviously) with my new BMW. The pros. is - no annual fees, the cons - too expensive to use overseas. In Europe I had issues with merchants accepting AMEX. Customer service is very good. Full review
I've got a Gold BMW American Express card which came (obviously) with my new BMW. The pros. is - no annual fees, the cons - too expensive to use overseas. In Europe I had issues with merchants accepting AMEX. Customer service is very good.
Was this review helpful?
YesGood rates
It is great product but the major problem is most of merchants don't accept Amex. Full review
It is great product but the major problem is most of merchants don't accept Amex.
Was this review helpful?
YesEarn 2 Points per $1 spent when you use your card for purchases in Australia with Virgin Australia group of airlines.
Points automatically transferred to your Velocity account
This is how the Mozo community has rated American Express for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| American Express credit cards |
7.4
Based on 62 American Express credit card reviews |
6.6 | 7.5 | 7.5 | 6.5 | 7.8 |
Read all American Express credit cards reviews
Some recent reviews of American Express credit cards
Nice card if you are lucky to find a merchant.
I've got a Gold BMW American Express card which came (obviously) with my new BMW. The pros. is - no annual fees, the cons - too expensive to use overseas. In Europe I had issues with merchants accepting AMEX. Customer service is very good. Full review
I've got a Gold BMW American Express card which came (obviously) with my new BMW. The pros. is - no annual fees, the cons - too expensive to use overseas. In Europe I had issues with merchants accepting AMEX. Customer service is very good.
Was this review helpful?
YesGood rates
It is great product but the major problem is most of merchants don't accept Amex. Full review
It is great product but the major problem is most of merchants don't accept Amex.
Was this review helpful?
YesOne complimentary domestic flight every year. Transfer your points to 8 airline programs, including Virgin Velocity, or book direct with your dedicated travel service or travel agents including Harvey World Travel and Webjet.
$195
| Interest rate | 20.74% |
|---|---|
| Balance transfer rate | |
| Interest rate on cash withdrawals | |
| Interest free days | 55 |
| Rewards program | Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards. |
| Bonus points | Earn bonus points at a wide range of partners |
| Spend to earn Syd-Mel flight | $10,400 |
|---|---|
| Points cap | No |
| Expiry | Never |
| Points earning | 1.0 points per dollar on Amex, uncapped |
| Points required | 1 points buys 1.0 Velocity Points; 10400 Velocity Points buys a Virgin Australia Syd-Mel flight |
This is how the Mozo community has rated American Express for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| American Express credit cards |
7.4
Based on 62 American Express credit card reviews |
6.6 | 7.5 | 7.5 | 6.5 | 7.8 |
Read all American Express credit cards reviews
Some recent reviews of American Express credit cards
Nice card if you are lucky to find a merchant.
I've got a Gold BMW American Express card which came (obviously) with my new BMW. The pros. is - no annual fees, the cons - too expensive to use overseas. In Europe I had issues with merchants accepting AMEX. Customer service is very good. Full review
I've got a Gold BMW American Express card which came (obviously) with my new BMW. The pros. is - no annual fees, the cons - too expensive to use overseas. In Europe I had issues with merchants accepting AMEX. Customer service is very good.
Was this review helpful?
YesGood rates
It is great product but the major problem is most of merchants don't accept Amex. Full review
It is great product but the major problem is most of merchants don't accept Amex.
Was this review helpful?
YesFlights available with Virgin, Air New Zealand, Etihad Airways, Singapore Airlines and other partners.
$0
| Interest rate | 20.74% |
|---|---|
| Balance transfer rate | |
| Interest rate on cash withdrawals | |
| Interest free days | 44 |
| Rewards program | Points automatically transferred to your Velocity account |
| Bonus points | Earn 2 Points per $1 spent when you use your card for purchases in Australia with Virgin Australia group of airlines. |
| Spend to earn Syd-Mel flight | $10,400 |
|---|---|
| Points cap | No |
| Expiry | Never |
| Points earning | 1 points per dollar on Amex, uncapped |
| Points required | 10400 points buys a Virgin Australia Syd-Mel flight |
This is how the Mozo community has rated American Express for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| American Express credit cards |
7.4
Based on 62 American Express credit card reviews |
6.6 | 7.5 | 7.5 | 6.5 | 7.8 |
Read all American Express credit cards reviews
Some recent reviews of American Express credit cards
Nice card if you are lucky to find a merchant.
I've got a Gold BMW American Express card which came (obviously) with my new BMW. The pros. is - no annual fees, the cons - too expensive to use overseas. In Europe I had issues with merchants accepting AMEX. Customer service is very good. Full review
I've got a Gold BMW American Express card which came (obviously) with my new BMW. The pros. is - no annual fees, the cons - too expensive to use overseas. In Europe I had issues with merchants accepting AMEX. Customer service is very good.
Was this review helpful?
YesGood rates
It is great product but the major problem is most of merchants don't accept Amex. Full review
It is great product but the major problem is most of merchants don't accept Amex.
Was this review helpful?
YesAll rewards are redeemed via Qantas Frequent Flyer.
$0
| Interest rate | 20.74% |
|---|---|
| Balance transfer rate | |
| Interest rate on cash withdrawals | |
| Interest free days | 44 |
| Rewards program | Points are automatically credited to the Qantas Frequent Flyer program. |
| Bonus points | Bonus points earned at a range of partners including Qantas. |
| Spend to earn Syd-Mel flight | $14,000 |
|---|---|
| Points cap | No |
| Expiry | Never |
| Points earning | 1.0 points per dollar on Amex, uncapped |
| Points required | 14000 points buys a Qantas Syd-Mel flight |
This is how the Mozo community has rated American Express for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| American Express credit cards |
7.4
Based on 62 American Express credit card reviews |
6.6 | 7.5 | 7.5 | 6.5 | 7.8 |
Read all American Express credit cards reviews
Some recent reviews of American Express credit cards
Nice card if you are lucky to find a merchant.
I've got a Gold BMW American Express card which came (obviously) with my new BMW. The pros. is - no annual fees, the cons - too expensive to use overseas. In Europe I had issues with merchants accepting AMEX. Customer service is very good. Full review
I've got a Gold BMW American Express card which came (obviously) with my new BMW. The pros. is - no annual fees, the cons - too expensive to use overseas. In Europe I had issues with merchants accepting AMEX. Customer service is very good.
Was this review helpful?
YesGood rates
It is great product but the major problem is most of merchants don't accept Amex. Full review
It is great product but the major problem is most of merchants don't accept Amex.
Was this review helpful?
YesAll rewards are redeemed via Qantas Frequent Flyer.
$80
| Interest rate | 19.49% |
|---|---|
| Balance transfer rate | 0.00% for 6 months |
| Interest rate on cash withdrawals | 21.99% |
| Interest free days | 55 |
| Rewards program | Points are automatically credited to the Qantas Frequent Flyer program. |
| Bonus points |
| Spend to earn Syd-Mel flight | $28,000 |
|---|---|
| Points cap | at $100,000 pa |
| Expiry | Never |
| Points earning | 0.5 points per dollar on MasterCard, up to 50000 points per year |
| Points required | 14000 points buys a Qantas Syd-Mel flight |
This is how the Mozo community has rated Bankwest for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Bankwest credit cards |
7.6
Based on 123 Bankwest credit card reviews |
7.3 | 6.6 | 7.8 | 7.7 | 7.7 |
Read all Bankwest credit cards reviews
A recent review of Bankwest credit cards
Debit or credit card function, low fees!
So perfect! You can load up the credit card to make it a debit card, and pay no fees when using that money. I got the credit card for overseas travel, as they have no currency exchange fee. Staff are always more then helpful. I love this card. Full review
So perfect! You can load up the credit card to make it a debit card, and pay no fees when using that money. I got the credit card for overseas travel, as they have no currency exchange fee. Staff are always more then helpful. I love this card.
2 people found this review helpful – do you?
YesAll rewards are redeemed via Qantas Frequent Flyer.
$130
| Interest rate | 19.49% |
|---|---|
| Balance transfer rate | 0.00% for 6 months |
| Interest rate on cash withdrawals | 21.99% |
| Interest free days | 55 |
| Rewards program | Points are automatically credited to the Qantas Frequent Flyer program. |
| Bonus points |
| Spend to earn Syd-Mel flight | $28,000 |
|---|---|
| Points cap | at $133,334 pa |
| Expiry | Never |
| Points earning | 0.5 points per dollar on MasterCard, up to 66667 points per year |
| Points required | 14000 points buys a Qantas Syd-Mel flight |
This is how the Mozo community has rated Bankwest for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Bankwest credit cards |
7.6
Based on 123 Bankwest credit card reviews |
7.3 | 6.6 | 7.8 | 7.7 | 7.7 |
Read all Bankwest credit cards reviews
A recent review of Bankwest credit cards
Debit or credit card function, low fees!
So perfect! You can load up the credit card to make it a debit card, and pay no fees when using that money. I got the credit card for overseas travel, as they have no currency exchange fee. Staff are always more then helpful. I love this card. Full review
So perfect! You can load up the credit card to make it a debit card, and pay no fees when using that money. I got the credit card for overseas travel, as they have no currency exchange fee. Staff are always more then helpful. I love this card.
2 people found this review helpful – do you?
YesBuy a seat on Virgin Australia using your Virgin Flyer card and get a complimentary second seat on the flight for a friend up to 4 times a year. Points rewards are redeemed via Velocity.
$289
| Interest rate | 20.99% |
|---|---|
| Balance transfer rate | 1.90% for 6 months |
| Interest rate on cash withdrawals | 20.99% |
| Interest free days | 44 |
| Rewards program | Points are credited to the Velocity program. Also, buy a seat on Virgin Australia and get a complimentary seat (up to 4 times a year). |
| Bonus points |
| Spend to earn Syd-Mel flight | $8,320 |
|---|---|
| Points cap | No |
| Expiry | Never |
| Points earning | 1.25 points per dollar on Visa, uncapped |
| Points required | 1 points buys 1 Velocity points; 10400 Velocity points buys a Virgin Australia Syd-Mel flight |
This is how the Mozo community has rated Virgin Money for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Virgin Money credit cards |
5.5
Based on 32 Virgin Money credit card reviews |
6.2 | 6.7 | 4.9 | 4.9 | 5.2 |
Read all Virgin Money credit cards reviews
Some recent reviews of Virgin Money credit cards
Great rewards, good points earner, average interes
Pros - 4 free flights per year, worth the sign up cost. - Choice of card colour - Earns good Velocity points Cons - Can't change card pin - average interest rates Full review
Pros - 4 free flights per year, worth the sign up cost. - Choice of card colour - Earns good Velocity points Cons - Can't change card pin - average interest rates
Was this review helpful?
YesAmazing deal plus awesome friendly customer servic
have the 1.99% bank transfer special- what can I say? Its perfect! Full review
have the 1.99% bank transfer special- what can I say? Its perfect!
Was this review helpful?
YesAll rewards are redeemed via Qantas Frequent Flyer.
$140
| Interest rate | 19.49% |
|---|---|
| Balance transfer rate | 0.00% for 6 months |
| Interest rate on cash withdrawals | 21.99% |
| Interest free days | 55 |
| Rewards program | Points are automatically credited to the Qantas Frequent Flyer program. |
| Bonus points |
| Points cap | at $200,000 pa |
|---|---|
| Spend to earn Sydney-London return flight | $128,000 |
| Expiry | Never |
| Points required | 128000 points buys a Qantas London flight |
| Points earning | 1 points per dollar on MasterCard, up to 200000 points per year |
This is how the Mozo community has rated Bankwest for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Bankwest credit cards |
7.6
Based on 123 Bankwest credit card reviews |
7.3 | 6.6 | 7.8 | 7.7 | 7.7 |
Read all Bankwest credit cards reviews
A recent review of Bankwest credit cards
Debit or credit card function, low fees!
So perfect! You can load up the credit card to make it a debit card, and pay no fees when using that money. I got the credit card for overseas travel, as they have no currency exchange fee. Staff are always more then helpful. I love this card. Full review
So perfect! You can load up the credit card to make it a debit card, and pay no fees when using that money. I got the credit card for overseas travel, as they have no currency exchange fee. Staff are always more then helpful. I love this card.
2 people found this review helpful – do you?
YesAll rewards are redeemed via Qantas Frequent Flyer.
$130
| Interest rate | 19.49% |
|---|---|
| Balance transfer rate | 0.00% for 6 months |
| Interest rate on cash withdrawals | 21.99% |
| Interest free days | 55 |
| Rewards program | Points are automatically credited to the Qantas Frequent Flyer program. |
| Bonus points |
| Points cap | at $133,334 pa |
|---|---|
| Spend to earn Sydney-London return flight | $256,000 |
| Expiry | Never |
| Points required | 128000 points buys a Sydney-London flight |
| Points earning | 0.5 points per dollar on MasterCard, up to 66667 points per year |
This is how the Mozo community has rated Bankwest for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Bankwest credit cards |
7.6
Based on 123 Bankwest credit card reviews |
7.3 | 6.6 | 7.8 | 7.7 | 7.7 |
Read all Bankwest credit cards reviews
A recent review of Bankwest credit cards
Debit or credit card function, low fees!
So perfect! You can load up the credit card to make it a debit card, and pay no fees when using that money. I got the credit card for overseas travel, as they have no currency exchange fee. Staff are always more then helpful. I love this card. Full review
So perfect! You can load up the credit card to make it a debit card, and pay no fees when using that money. I got the credit card for overseas travel, as they have no currency exchange fee. Staff are always more then helpful. I love this card.
2 people found this review helpful – do you?
YesBuy a seat on Virgin Australia using your Virgin Flyer card and get a complimentary second seat on the flight for a friend up to 4 times a year. Points rewards are redeemed via Velocity.
$289
| Interest rate | 20.99% |
|---|---|
| Balance transfer rate | 1.90% for 6 months |
| Interest rate on cash withdrawals | 20.99% |
| Interest free days | 44 |
| Rewards program | Points are credited to the Velocity program. Also, buy a seat on Virgin Australia and get a complimentary seat (up to 4 times a year). |
| Bonus points |
| Points cap | No |
|---|---|
| Spend to earn Sydney-London return flight | $100,000 |
| Expiry | Never |
| Points required | 1 points buys 1 Velocity points; 125000 Velocity points buys a Velocity partner London flight |
| Points earning | 1.25 points per dollar on Visa, uncapped |
This is how the Mozo community has rated Virgin Money for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Virgin Money credit cards |
5.5
Based on 32 Virgin Money credit card reviews |
6.2 | 6.7 | 4.9 | 4.9 | 5.2 |
Read all Virgin Money credit cards reviews
Some recent reviews of Virgin Money credit cards
Great rewards, good points earner, average interes
Pros - 4 free flights per year, worth the sign up cost. - Choice of card colour - Earns good Velocity points Cons - Can't change card pin - average interest rates Full review
Pros - 4 free flights per year, worth the sign up cost. - Choice of card colour - Earns good Velocity points Cons - Can't change card pin - average interest rates
Was this review helpful?
YesAmazing deal plus awesome friendly customer servic
have the 1.99% bank transfer special- what can I say? Its perfect! Full review
have the 1.99% bank transfer special- what can I say? Its perfect!
Was this review helpful?
YesAll rewards are redeemed via Qantas Frequent Flyer.
$0
| Interest rate | 20.74% |
|---|---|
| Balance transfer rate | |
| Interest rate on cash withdrawals | |
| Interest free days | 44 |
| Rewards program | Points are automatically credited to the Qantas Frequent Flyer program. |
| Bonus points | Bonus points earned at a range of partners including Qantas. |
| Points cap | No |
|---|---|
| Spend to earn Sydney-London return flight | $128,000 |
| Expiry | Never |
| Points required | 128000 points buys a Qantas London flight |
| Points earning | 1.0 points per dollar on Amex, uncapped |
This is how the Mozo community has rated American Express for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| American Express credit cards |
7.4
Based on 62 American Express credit card reviews |
6.6 | 7.5 | 7.5 | 6.5 | 7.8 |
Read all American Express credit cards reviews
Some recent reviews of American Express credit cards
Nice card if you are lucky to find a merchant.
I've got a Gold BMW American Express card which came (obviously) with my new BMW. The pros. is - no annual fees, the cons - too expensive to use overseas. In Europe I had issues with merchants accepting AMEX. Customer service is very good. Full review
I've got a Gold BMW American Express card which came (obviously) with my new BMW. The pros. is - no annual fees, the cons - too expensive to use overseas. In Europe I had issues with merchants accepting AMEX. Customer service is very good.
Was this review helpful?
YesGood rates
It is great product but the major problem is most of merchants don't accept Amex. Full review
It is great product but the major problem is most of merchants don't accept Amex.
Was this review helpful?
YesOne complimentary domestic flight every year. Transfer your points to 8 airline programs, including Virgin Velocity, or book direct with your dedicated travel service or travel agents including Harvey World Travel and Webjet.
$195
| Interest rate | 20.74% |
|---|---|
| Balance transfer rate | |
| Interest rate on cash withdrawals | |
| Interest free days | 55 |
| Rewards program | Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards. |
| Bonus points | Earn bonus points at a wide range of partners |
| Points cap | No |
|---|---|
| Spend to earn Sydney-London return flight | $125,000 |
| Expiry | Never |
| Points required | 1 points buys 1.0 Velocity Points; 125000 Velocity Points buys a Velocity partner London flight |
| Points earning | 1.0 points per dollar on Amex, uncapped |
This is how the Mozo community has rated American Express for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| American Express credit cards |
7.4
Based on 62 American Express credit card reviews |
6.6 | 7.5 | 7.5 | 6.5 | 7.8 |
Read all American Express credit cards reviews
Some recent reviews of American Express credit cards
Nice card if you are lucky to find a merchant.
I've got a Gold BMW American Express card which came (obviously) with my new BMW. The pros. is - no annual fees, the cons - too expensive to use overseas. In Europe I had issues with merchants accepting AMEX. Customer service is very good. Full review
I've got a Gold BMW American Express card which came (obviously) with my new BMW. The pros. is - no annual fees, the cons - too expensive to use overseas. In Europe I had issues with merchants accepting AMEX. Customer service is very good.
Was this review helpful?
YesGood rates
It is great product but the major problem is most of merchants don't accept Amex. Full review
It is great product but the major problem is most of merchants don't accept Amex.
Was this review helpful?
YesTransfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
$195
| Interest rate | 20.74% |
|---|---|
| Balance transfer rate | |
| Interest rate on cash withdrawals | |
| Interest free days | 55 |
| Bonus points | Earn bonus points at a wide range of partners |
| Points cap | No |
|---|---|
| Expiry | Never |
| Points earning | 1.0 points per dollar on Amex, uncapped |
| Points required | 13500 points buys a Myer $100 Gift Card |
This is how the Mozo community has rated American Express for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| American Express credit cards |
7.4
Based on 62 American Express credit card reviews |
6.6 | 7.5 | 7.5 | 6.5 | 7.8 |
Read all American Express credit cards reviews
Some recent reviews of American Express credit cards
Nice card if you are lucky to find a merchant.
I've got a Gold BMW American Express card which came (obviously) with my new BMW. The pros. is - no annual fees, the cons - too expensive to use overseas. In Europe I had issues with merchants accepting AMEX. Customer service is very good. Full review
I've got a Gold BMW American Express card which came (obviously) with my new BMW. The pros. is - no annual fees, the cons - too expensive to use overseas. In Europe I had issues with merchants accepting AMEX. Customer service is very good.
Was this review helpful?
YesGood rates
It is great product but the major problem is most of merchants don't accept Amex. Full review
It is great product but the major problem is most of merchants don't accept Amex.
Was this review helpful?
YesRedeem your points for cashback, travel, gift cards, retail rewards and shopping gift cards.
$130
| Interest rate | 19.49% |
|---|---|
| Balance transfer rate | 0.00% for 6 months |
| Interest rate on cash withdrawals | 21.99% |
| Interest free days | 55 |
| Bonus points | Bonus points available from selected partner merchants. |
| Points cap | at $200,000 pa |
|---|---|
| Expiry | 36 months |
| Points earning | 2.0 points per dollar on MasterCard, up to 400000 points per year |
| Points required | 22150 points buys a Myer $100 Gift Card |
This is how the Mozo community has rated Bankwest for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Bankwest credit cards |
7.6
Based on 123 Bankwest credit card reviews |
7.3 | 6.6 | 7.8 | 7.7 | 7.7 |
Read all Bankwest credit cards reviews
A recent review of Bankwest credit cards
Debit or credit card function, low fees!
So perfect! You can load up the credit card to make it a debit card, and pay no fees when using that money. I got the credit card for overseas travel, as they have no currency exchange fee. Staff are always more then helpful. I love this card. Full review
So perfect! You can load up the credit card to make it a debit card, and pay no fees when using that money. I got the credit card for overseas travel, as they have no currency exchange fee. Staff are always more then helpful. I love this card.
2 people found this review helpful – do you?
YesPoints are automatically credited to the Qantas Frequent Flyer program.
$140
| Interest rate | 19.49% |
|---|---|
| Balance transfer rate | 0.00% for 6 months |
| Interest rate on cash withdrawals | 21.99% |
| Interest free days | 55 |
| Bonus points |
| Points cap | at $200,000 pa |
|---|---|
| Expiry | Never |
| Points earning | 1 points per dollar on MasterCard, up to 200000 points per year |
| Points required | 13500 points buys a Myer $100 Gift Card |
This is how the Mozo community has rated Bankwest for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Bankwest credit cards |
7.6
Based on 123 Bankwest credit card reviews |
7.3 | 6.6 | 7.8 | 7.7 | 7.7 |
Read all Bankwest credit cards reviews
A recent review of Bankwest credit cards
Debit or credit card function, low fees!
So perfect! You can load up the credit card to make it a debit card, and pay no fees when using that money. I got the credit card for overseas travel, as they have no currency exchange fee. Staff are always more then helpful. I love this card. Full review
So perfect! You can load up the credit card to make it a debit card, and pay no fees when using that money. I got the credit card for overseas travel, as they have no currency exchange fee. Staff are always more then helpful. I love this card.
2 people found this review helpful – do you?
YesPoints are credited to the Velocity program. Also, buy a seat on Virgin Australia and get a complimentary seat (up to 4 times a year).
$289
| Interest rate | 20.99% |
|---|---|
| Balance transfer rate | 1.90% for 6 months |
| Interest rate on cash withdrawals | 20.99% |
| Interest free days | 44 |
| Bonus points |
| Points cap | No |
|---|---|
| Expiry | Never |
| Points earning | 1.25 points per dollar on Visa, uncapped |
| Points required | 1 points buys 1 Velocity points; 13500 Velocity points buys a Myer $100 Gift Card |
This is how the Mozo community has rated Virgin Money for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Virgin Money credit cards |
5.5
Based on 32 Virgin Money credit card reviews |
6.2 | 6.7 | 4.9 | 4.9 | 5.2 |
Read all Virgin Money credit cards reviews
Some recent reviews of Virgin Money credit cards
Great rewards, good points earner, average interes
Pros - 4 free flights per year, worth the sign up cost. - Choice of card colour - Earns good Velocity points Cons - Can't change card pin - average interest rates Full review
Pros - 4 free flights per year, worth the sign up cost. - Choice of card colour - Earns good Velocity points Cons - Can't change card pin - average interest rates
Was this review helpful?
YesAmazing deal plus awesome friendly customer servic
have the 1.99% bank transfer special- what can I say? Its perfect! Full review
have the 1.99% bank transfer special- what can I say? Its perfect!
Was this review helpful?
Yes
Prepaid Visa and MasterCard debit cards are fast becoming the popular choice of travel money for Australians heading overseas.
Anyone who bought US dollar travel money for their holiday before last Tuesday afternoon will patting themselves on the back. But before you go bragging to your friends about your wise tactical move, consider the 82 year old American, George Soros, accidentally pronounced dead a month earlier, has now allegedly made $18.65 million dollars profit gambling on the Australian dollar to plummet.
The Australian dollar is down ahead of today's interest rate decision by the Reserve Bank of Australia (RBA). And concern is growing that May's announcement will have further effects on the Australian currency.
Get your travel credit card questions answered by the money mavens on Mozo Answers.
See all travel money questions
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