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Credit cards

Everything you need to compare credit cards is right here on Mozo. We compare the market to help you find the best credit card deals in Australia.

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  • We compare 195 credit cards from 58 banks

  • You could save over $2000 by switching credit cards**

  • We update credit card information on our site daily

Today's sponsored deal

NAB

NAB Low Rate Card

  • 0% p.a. on purchases for the first 12 months
  • 0% p.a on balance transfers for 12 months
  • Apply by 19 April 2015
Check it out
    • St.George Vertigo
      • 0% p.a. on balance transfers for the first 18 months
      • 0% p.a. on purchases for the first 3 months
      • Up to 55 interest free days on purchases
    • purchase rate

      0% for 3 months then 13.24%

    • balance transfer rate

      0% for 18 months and then 21.49%

    • annual fee

      $55

    • Go to site
    More info
    • NAB Low Rate Card
      • 0% p.a. on purchases for the first 12 months
      • 0% p.a on balance transfers for 12 months
      • Apply by 19 April 2015
    • purchase rate

      0% for 12 months then 13.99%

    • balance transfer rate

      0% for 12 months

    • annual fee

      $59

    • Go to site
    More info
    • bankmecu Platinum Rewards Visa Balance Transfer Offer
      • 0% p.a on balance transfers for 6 months
      • Complimentary overseas travel insurance
      • Access to exclusive VISA services
    • purchase rate

      18.84%

    • balance transfer rate

      0% for 6 months

    • annual fee

      $189

    • Go to site
    More info
    • American Express Low Rate Credit Card
      • 0.99% p.a. on balance transfers for the first 6 months
      • Low annual fee $0
      • You can add up to 4 supplementary cards with no annual fees
    • purchase rate

      11.99%

    • balance transfer rate

      0.99% for 6 months (1.00% handling fee)

    • annual fee

      $0

    • Go to site
    More info
    • Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer
      • 0% p.a. on balance transfers for 16 months
      • Earn 10,000 bonus Velocity Points. Conditions apply
      • Exclusive reduced flights offer when you and a friend travel together. Conditions apply
    • purchase rate

      20.74%

    • balance transfer rate

      0% for 16 months and then 20.99%

    • annual fee

      $129

    • Go to site
    More info
    • ANZ Low Rate
      • 0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 5 May 2015
      • Low ongoing interest rate of 13.49% p.a. on purchases
      • Up to 55 days interest free on purchases
    • purchase rate

      13.49%

    • balance transfer rate

      0% for 16 months (2.00% handling fee)

    • annual fee

      $58

    • Go to site
    More info
    • Westpac Low Rate - Online Only Offer
      • 0% p.a. rate on balance transfers for 18 months when requested at card application
      • 0% p.a introductory purchase rate for the first 3 months
      • Online only offer for applications approved by 19 April 2015
    • purchase rate

      0% for 3 months then 13.49%

    • balance transfer rate

      0% for 18 months and then 21.49% (2.00% handling fee)

    • annual fee

      $59

    • Go to site
    More info
    • Bankwest More MasterCard
      • 0% p.a on balance transfers for 18 months
      • Receive up to 28,000 introductory bonus rewards points
      • Up to 55 interest free days on purchases
    • purchase rate

      19.99%

    • balance transfer rate

      0% for 18 months

    • annual fee

      $70

    • Go to site
    More info
    • HSBC Platinum Credit Card
      • $0 annual fee for life
      • Earn 1 Rewards Point on every dollar you spend on eligible purchases
      • 0% p.a. on balance transfers for 8 months. Conditions apply
    • purchase rate

      19.99%

    • balance transfer rate

      0% for 8 months and then 21.99%

    • annual fee

      $0

    • Go to site
    More info
    • Coles No Annual Fee MasterCard
      • 1 flybuys point per $2 you spend everywhere.
      • Receive free delivery each time you spend $100 or more with a Coles MasterCard at colesonline.com.au
      • No annual fee. Ever.
    • purchase rate

      19.99%

    • balance transfer rate

    • annual fee

      $0

    • Go to site
    More info
    • Virgin Money No Annual Fee Card
      • 0% p.a. on balance transfers for 14 months
      • No annual fee for the life of the card
      • Up to 44 interest free days on purchases
    • purchase rate

      18.99%

    • balance transfer rate

      0% for 14 months and then 20.99%

    • annual fee

      $0

    • Go to site
    More info
    • ANZ Platinum
      • 0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 5 May 2015
      • No annual fee in the first year
      • Enjoy complimentary overseas travel and medical insurance
    • purchase rate

      19.74%

    • balance transfer rate

      0% for 16 months (2.00% handling fee)

    • annual fee

      $87 $0 when you spend over $20,000 p.a, $0 in the first 1 year

    • Go to site
    More info
    • 28 Degrees Platinum MasterCard
      • No international transaction fees on purchases and no currency conversion fees
      • $0 annual fee
      • 24/7 Worldwide Concierge Service
    • purchase rate

      20.99%

    • balance transfer rate

      4.99% for 6 months

    • annual fee

      $0

    • Go to site
    More info
    • ANZ Low Rate Platinum
      • 0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 5 May 2015
      • Ongoing interest rate of 13.49% p.a. on purchases
      • Enjoy complimentary overseas travel and medical insurance
    • purchase rate

      13.49%

    • balance transfer rate

      0% for 16 months (2.00% handling fee)

    • annual fee

      $99

    • Go to site
    More info
    • American Express Platinum Edge Credit Card
      • No annual fee for the first year, $195 thereafter
      • Complimentary domestic economy return flight
      • 3 bonus points per dollar spent on eligible purchases
    • purchase rate

      20.74%

    • balance transfer rate

      0.99% for 6 months (1.00% handling fee)

    • annual fee

      $195

    • Go to site
    More info
    • Virgin Money Low Rate Card
      • 0% p.a. on balance transfers for 6 months
      • A low variable 10.99% p.a. purchase rate
      • Pay only half the annual fee in your first year
    • purchase rate

      10.99%

    • balance transfer rate

      0% for 6 months and then 21.69%

    • annual fee

      $99 $49 in the first 1 year

    • Go to site
    More info
    • NAB Premium Card
      • 0% p.a. on balance transfers for 12 months
      • 0% p.a on purchases for the first 12 months
      • Complimentary insurances including overseas travel insurance
    • purchase rate

      0% for 12 months then 19.74%

    • balance transfer rate

      0% for 12 months

    • annual fee

      $90

    • Go to site
    More info
    • BankSA Vertigo
      • 0% p.a. on balance transfers for the first 18 months
      • 0% p.a. on purchases for the first 3 months
      • Up to 55 interest free days on purchases
    • purchase rate

      0% for 3 months then 13.24%

    • balance transfer rate

      0% for 18 months and then 21.49%

    • annual fee

      $55

    • Go to site
    More info
    • HSBC Credit Card
      • $0 annual fee for the life of the card
      • 0% p.a. on balance transfers for 6 months
      • Up to 55 days interest free on purchases
    • purchase rate

      17.99%

    • balance transfer rate

      0% for 6 months and then 21.99%

    • annual fee

      $0

    • Go to site
    More info

** Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.