Home Buying Guides

Buying in an inflated market

When was the last time you looked at how the Australian dollar is fairing on the market? May be on the rise, but according to foreign investors, it’s still pretty low. What does that mean to you and I? Everything. From lower currency exchange when travelling overseas to inflated prices on average items we buy, day to day.

Buying off the plan financial must knows

So you’re thinking about buying off the plan. That’s wonderful! The anticipation of waiting to see your new home or investment property come to fruition would be part nerve-wracking and part-exciting at the the same time. But, will it be as spectacular as the artist’s impression? Will it be as spacious as you initially thought? Will the builder commit to construction till the very end?

Conveyancing part 1: What is the conveyancing process?

When it comes to buying and selling property in Australia, the process seems to go on forever and can often be quite complicated. So to help understand the steps of conveyancing, we asked Chief Executive at My Place Conveyancing, David King to give us a rundown.

6 Things to consider before buying a house

So you’ve worked hard to save up for a home loan deposit and you’re probably concerned about the potential pitfalls ahead. It's clear that 2023 could bring some headwinds.

Home buying negotiation tips

Home loan costs ultimately boil down to one thing: property price. The property price decides everything from your deposit size to your home loan amount, so negotiating a fair market value is key to your home buying experience.

Home loan pre-approval

If you’ve made it to the pre-approval stage of the property buying process it means you’re nearing the finish line. Congrats!

Home loan repayments - how much can I afford to repay?

If you’re thinking about purchasing a property, before you start eyeing off that penthouse suite the first thing you should think about is how much you can realistically afford to repay each month, as this will ultimately determine the amount you should borrow.

Home loan repayments: is monthly, fortnightly, or weekly best?

How often you make home loan repayments can affect how much interest you pay overall. The three frequency options you have are to pay monthly, fortnightly, or weekly.

How much can I borrow based on my home loan deposit?

Thinking about buying your first home? Or maybe an investment property? No matter what type of buyer you are, finding out your borrowing power should be among the first things you do.

How much deposit do I need for a home loan?

Buying a property is an exciting experience, but there are some pretty daunting dollar figures you’ll need to cover. These can include your prospective home loan repayments, the stamp duty you’ll need to pay, and any moving or renovation costs. But the first figure you’ll need to focus on is how much you’ll need to save for a deposit.

Disclaimer

Who we are and how we get paid

Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.

We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.

'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.

'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.

Home loan resources

Home buying guides