Home loan reviews

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Recent home loan reviews

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St.George

St.George Standard Variable Home Loan home loan review

Overall rating   9 / 10

Ever helpful

I like this bank and the service they provide because they have made it easy for me to do meet all my banking needs online on my phone. I trust their security and have never had any problems with them. Another very important factor is that I can...
Full review

I like this bank and the service they provide because they have made it easy for me to do meet all my banking needs online on my phone. I trust their security and have never had any problems with them. Another very important factor is that I can go to my local branch and get all the information and assistance I need. They were particularly helpful when we needed to move to NSW and provided us with a 'transportable loan' to purchase our new home.

    Price   7 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Cathie (NSW), reviewed 9 days ago

Was this review helpful? Yes

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Commonwealth Bank

Commonwealth Bank Standard Variable Rate home loan review

Overall rating   9 / 10

Best customer service and competitive products

Large, trusted bank with great interest rates and the customer service is always helpful and friendly.
Full review

Large, trusted bank with great interest rates and the customer service is always helpful and friendly.

    Price   9 / 10

    Features   9 / 10

    Customer service   -1 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Helen (VIC), reviewed 9 days ago

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Westpac

Westpac home loan review

Overall rating   5 / 10

Familiar

It's easier to not shift but other banks appear to have more competitive rates. I'm familiar with their system.
Full review

It's easier to not shift but other banks appear to have more competitive rates. I'm familiar with their system.

    Price   5 / 10

    Features   6 / 10

    Customer service   4 / 10

    Convenience   5 / 10

    Trust   4 / 10

Less

Melissa (VIC), reviewed 9 days ago

Was this review helpful? Yes

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NAB

NAB Flexiplus Mortgage (Choice Package) home loan review

Overall rating   6 / 10

Yes

Longstanding customer--retail section provides good service & followup. Business section--pathetic from our experience.
Full review

Longstanding customer--retail section provides good service & followup. Business section--pathetic from our experience.

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   6 / 10

    Trust   4 / 10

Less

Doug (QLD), reviewed 9 days ago

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NAB

NAB Base Variable Rate Home Loan home loan review

Overall rating   10 / 10

Excellent flexible product

Easy to make changes to repayment times and amounts. Allows to stop repayments any time we are ahead and need the extra cash. Overall good product.
Full review

Easy to make changes to repayment times and amounts. Allows to stop repayments any time we are ahead and need the extra cash. Overall good product.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Cherrie (QLD), reviewed 9 days ago

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Home loan comparisons on MozoRates updated daily

  • Newcastle Permanent Discounted Variable Home Loan (LVR<80%) (Premium Plus Package)

    Newcastle Permanent Discounted Variable Home Loan (LVR<80%) (Premium Plus Package)

    • Limited time offer of $1,000 cashback
    • 100% offset facility available
    • Additional repayments and redraws at any time

    variable rate

    4.09%

    comparison rate*

    4.45%

    Upfront fees

    $0

    Go to site
    • Limited time offer of $1,000 cashback
    • 100% offset facility available
    • Additional repayments and redraws at any time
    Product info
    • Variable rate: 4.09%
    • Comparison rate*: 4.45%
    • Upfront fees: $0
    • Ongoing fees: $375.00 yearly
    • Discharge fee:
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Minimum loan amount: $250,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier, Investor
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.7

    Based on 59 Newcastle Permanent home loan reviews

    Need more information?
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    More info

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  • bankmecu Low Rate Special

    bankmecu Low Rate Special

    • No upfront or monthly fees
    • Additional repayments accepted
    • Discounted rate offer extended, apply by 30 June 2015

    variable rate

    4.10%

    comparison rate*

    4.11%

    Upfront fees

    $0

    Go to site
    • No upfront or monthly fees
    • Additional repayments accepted
    • Discounted rate offer extended, apply by 30 June 2015
    Product info
    • Variable rate: 4.10%
    • Comparison rate*: 4.11%
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - fees apply
    • Offset account: no
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier, Investor
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.4

    Based on 18 bankmecu home loan reviews

    Need more information?
    Find out more

    More info

    More info

  • bankmecu goGreen Home Loan Special

    bankmecu goGreen Home Loan Special

    • Available to homes with a 7+ star rating according to the Nationwide House Energy Rating Scheme
    • Free redraw available
    • No monthly fees

    variable rate

    4.10%

    comparison rate*

    4.14%

    Upfront fees

    $595

    Go to site
    • Available to homes with a 7+ star rating according to the Nationwide House Energy Rating Scheme
    • Free redraw available
    • No monthly fees
    Product info
    • Variable rate: 4.10%
    • Comparison rate*: 4.14%
    • Upfront fees: $595
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Minimum loan amount: $10,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier, Investor
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.4

    Based on 18 bankmecu home loan reviews

    Need more information?
    Find out more

    More info

    More info

  • Heritage Bank Discount Variable Home Loan - Special Rate Offer

    Heritage Bank Discount Variable Home Loan - Special Rate Offer

    • Unlimited extra repayments
    • No monthly fees
    • No application fee

    variable rate

    4.14%

    comparison rate*

    4.15%

    Upfront fees

    $100

    Go to site
    • Unlimited extra repayments
    • No monthly fees
    • No application fee
    Product info
    • Variable rate: 4.14%
    • Comparison rate*: 4.15%
    • Upfront fees: $100
    • Ongoing fees: $0.00
    • Discharge fee: $200.00
    • Extra repayments: yes - free
    • Redraw facility: yes - fees apply
    • Offset account: no
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier, Investor
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.9

    Based on 43 Heritage Bank home loan reviews

    Need more information?
    Find out more

    More info

    More info

  • IMB Essentials Home Loan (LVR<80%)

    IMB Essentials Home Loan (LVR<80%)

    • 100% offset account
    • No monthly or annual fees
    • $0 establishment fee

    variable rate

    4.17%

    comparison rate*

    4.17%

    Upfront fees

    $0

    Go to site
    • 100% offset account
    • No monthly or annual fees
    • $0 establishment fee
    Product info
    • Variable rate: 4.17%
    • Comparison rate*: 4.17%
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $50.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Minimum loan amount: $75,000
    • Maximum loan amount: $5,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier, Investor
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.3

    Based on 7 IMB home loan reviews

    Need more information?
    Find out more

    More info

    More info

  Compare

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* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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Mozo gives you the inside story on the best banking and insurance products as rated by thousands of real customers around Australia.

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