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7.9% p.a. special offer
- Pay interest on only what you spend
- No transaction fees, no cash advance fees
- Flexible line of credit/Cash flow Management
Citibank
Personal Credit
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Popular personal loans
| Interest rate | Comparison rate | Fees | Key features | |||
|---|---|---|---|---|---|---|
|
Citibank's logo
Citibank
Personal Credit (Variable, Unsecured) |
15.59% | 16.11% | $0.00 upfront: $8.25/month |
see more details |
7.9% p.a. special offer for the first 12 months |
Like this loan? Go to site |
|
Aussie's logo
Aussie
Personal Loan (Fixed) |
14.49% | 15.43% | $199.00 upfront: $10.00/month |
see more details |
Types of debt you can consolidate: Credit Cards, Store Cards, Car Loans, Student Loans, Other Loans |
Like this loan? Go to site |
|
GE Money's logo
GE Money
Personal Loan (Fixed) |
14.99% | 16.00% | $250.00 upfront: $10.00/month |
see more details |
Funds could be in your account in as little as 24 hours |
Like this loan? Go to site |
|
GE Money's logo
GE Money
Debt Consolidation Loan (Fixed) |
14.99% | 16.00% | $250.00 upfront: $10.00/month |
see more details |
Roll all your debts into one loan with a GE Money Debt Consolidation Loan. One loan with one fixed monthly repayment. |
Like this loan? Go to site |
Compare all personal loans
- Search the personal loan market at a glance
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Lowest rate personal loans
- - based on comparison rate
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1.14.49%Aussie
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2.14.99%GE Money
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2.14.99%GE Money
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4.15.59%Citibank
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1.9.34%Teachers Credit Union
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2.9.65%Greater Building Society
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3.9.90%IMB
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4.9.99%Newcastle Permanent
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4.9.99%Savings & Loans
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1.14.90%ANZ
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2.14.74%St George
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3.15.24%Commonwealth Bank
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4.16.65%NAB
Take control of your debt
Aussie Debt Consolidator
- Types of debt you can consolidate: Credit cards, Store cards, Car loans, Student loans, Other loans
- Competitive rates from 14.49% p.a. (Comparison rate 15.43% p.a)
- Choose a fixed term so your debt won’t drag on forever
Health Check your loan
Is your personal loan looking a bit sick? Give it a health check! Grab a free personalised report on the best loans for your situation.
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Featured personal loan review
Suncorp personal loans
Overall rating: 10 / 10
Overall, my Suncorp personal loan is a great product. It is easy to understand, very straightforward, hassle free and has a good interest rate.
–
Michelle from New South Wales
- Search our personal loan reviews
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Best personal loan providers
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- Rating
out of 10 - 8.5
- 7.8
- 6.9
- 6.8
- 6.6
Most recent personal loan reviews
Commonwealth Bank personal loans
| A Mozo reviewer from New South Wales, a Commonwealth Bank personal loan customer. | 7Overall Rating | ||
| Pros: Good interest rates, easy to access and excellent customer service. Cons: Fee's are high, more recommended if you have a Comm Bank transactions account. Reviewed about 2 hours ago |
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Westpac personal loans
| A Mozo reviewer from South Australia, a Westpac personal loan customer. | 9Overall Rating | ||
| I like the interest rate I got. Reviewed about 2 hours ago |
|
Commonwealth Bank personal loans
| A Mozo reviewer from Victoria, a Commonwealth Bank personal loan customer. | 5Overall Rating | ||
| I had no problem with my loan until I had paid it off, once I had paid it off I was still being charged fees for 3 months and had to contact them to stop this and finalise my loan which, because I paid it of early cost me more money. Was disappointed no effort was made to contact me once my loan was paid off. They were helpful on the phone however I will never loan with the Commonwealth Bank again. Reviewed 1 day ago |
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Personal loans information
Whether you’re after a loan to finance a major purchase, take a holiday, fund a renovation or simply consolidate debt, Mozo can guide you through the personal loans maze.
Our nifty personal loans comparison tools help you find the right loan for your needs. You can also get the inside story on everything from customer service to hidden fees with personal loan reviews by the Mozo community.
Comparing personal loans
Personal loans come in all shapes and sizes, so it pays to do your homework to find the best personal loan for your needs. Our loans database lets you compare personal loans rates and fees with ease, and covers all the major providers.
You can quickly filter and compare personal loans according to the features you want, such as variable rate loans, fixed rate loans, the ability to make extra repayments, and so on.
Once you have shortlisted the best personal loans for your needs, you can compare your chosen loans side-by-side to pick a winner.
Fixed rate vs variable rate loans
Before you compare personal loans, it helps to work out what sort of loan features you want. The first decision is whether to get a fixed rate or variable rate personal loan.
Fixed rate loans are ideal if you want the security of knowing that your interest rate, and therefore your monthly repayments, will remain the same for the life of the loan. On the downside, you will not benefit from any falls in interest rates over the loan period.
Fixed loans can also be less flexible than variable rate personal loans, which generally have added features such as the ability to pay off your loan faster by making extra repayments on top of your normal monthly payments.
To avoid getting stuck with a loan that isn’t right for your needs, be sure to check features as well as rates and fees when you compare personal loans.
Secured vs unsecured loans
Another decision to make when you compare personal loans is whether to get a secured or unsecured loan.
Unsecured personal loans are more flexible as they do not require you to secure the loan against an existing asset such as a house or a car.
Secured loans are generally used to finance larger loan amounts such as the purchase of a new car, where the loan is secured against the car itself.
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