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13.95%
14.82%
If you choose ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.
13.74%
14.61%
If you choose ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.
13.95%
14.82%
If you choose ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.
Get your personal loan questions answered by the money mavens on Mozo Answers.
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fixed 1 year rate
comparison rate
fixed 1 year rate
comparison rate
* Fees and charges are payable
Great customer service
I think my interest is too high, I would like to be contacted about how to improve my loan etc... but the actual customer service is brilliant. Full review
I think my interest is too high, I would like to be contacted about how to improve my loan etc... but the actual customer service is brilliant.
Was this review helpful?
Yesfixed 1 year rate
comparison rate
fixed 1 year rate
comparison rate
* Fees and charges are payable
Great customer service.
No pros or cons with the product. Just good friendly service in the branch or on the phone. Being able to talk to an Australian bank officer outside normal business hours is a rarity and a winner for me - they even call me back to answer queries! Full review
No pros or cons with the product. Just good friendly service in the branch or on the phone. Being able to talk to an Australian bank officer outside normal business hours is a rarity and a winner for me - they even call me back to answer queries!
Was this review helpful?
Yesfixed 1 year rate
comparison rate
comparison rate
* Fees and charges are payable
Great for me and easy!
The loan was extremely easy for me to apply for. It only took me 36 hours from going to the bank to me having the money in my account. They approved me even though I was a student working casually which was great as loans are extremely hard to get... Full review
The loan was extremely easy for me to apply for. It only took me 36 hours from going to the bank to me having the money in my account. They approved me even though I was a student working casually which was great as loans are extremely hard to get if you dont have full time employment. There is NO fee for paying the loan off early and direct debiting makes the loan extremely easy to pay.
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YesWhether you're after a loan to finance a major purchase, take a holiday, fund a renovation or simply consolidate debt, Mozo can guide you through the Australian personal loans maze.
Our nifty personal loans comparison tools help you find the right loan for your needs. You can also get the inside story on everything from customer service to hidden fees with personal loan reviews by the Mozo community.
If you want help in finding the best home loan for your needs, a mortgage broker can help. Mozo can help you compare mortgage brokers with our find a broker service. Mortgage Brokers (sometimes also called home loan brokers) will help you to understand your home loan options such as how much you can borrow, which bank, credit unions or non-bank lenders offer the best rates for your situation and will even help with the application process.
Personal loans come in all shapes and sizes, so it pays to do your homework to find the best personal loan for your needs. Our loans database lets you compare personal loans rates and fees with ease, and covers all the major providers in Australia.
You can quickly filter and compare personal loans according to the features you want, such as variable rate loans, fixed rate loans, the ability to make extra repayments, and so on.
Find more information here on:
Consolidation personal loans
Low rate personal loans
Cheap personal loans
Once you have shortlisted the best personal loans for your needs, you can compare your chosen loans side-by-side to pick a winner.
Before you compare personal loans, it helps to work out what sort of loan features you want. The first decision is whether to get a fixed rate or variable rate personal loan.
Fixed rate loans are ideal if you want the security of knowing that your interest rate, and therefore your monthly repayments, will remain the same for the life of the loan. On the downside, you will not benefit from any falls in interest rates over the loan period.
Fixed loans can also be less flexible than variable rate personal loans, which generally have added features such as the ability to pay off your loan faster by making extra repayments on top of your normal monthly payments.
To avoid getting stuck with a loan that isn't right for your needs, be sure to check features as well as rates and fees when you compare personal loans.
Another decision to make when you compare personal loans is whether to get a secured or unsecured loan.
Unsecured personal loans are more flexible as they do not require you to secure the loan against an existing asset such as a house or a car. More info on unsecured loans.
Secured loans are generally used to finance larger loan amounts such as the purchase of a new car, where the loan is secured against the car itself. More info on secured.
Before you commit to a personal loan, it's important to crunch the numbers and work out a realistic budget and repayment plan. Plug the numbers into Mozo's repayment calculator to make sure that you can afford the repayments.
Highest rated personal loans- as voted by the Mozo Community (rating out of 10)
Stay on top of your personal loan with our handy guides, helping you to manage your borrowings and bag the best deal.
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rate displayed is for $30,000 over 5 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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