Harmoney personal loans

2.5
Based on 14 Harmoney personal loan product reviews.
Fact Checked

After finding success in New Zealand, Harmoney launched in Australia with a range of attractive low-rate personal loan and car loan products available to borrowers with excellent credit. If you're in the market for a loan, you may want to check them out.

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can compare more personal loans here.
Last updated 5 November 2024 Important disclosures and comparison rate warning*

Harmoney personal loans

  • Unsecured Personal Loan

    • Fixed
    Interest rate from
    5.76 % p.a.
    to
    24.03 % p.a.
    Comparison rate from
    6.55 % p.a.
    to
    24.98 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $575
    Link not supplied

  • Low Rate Car Loan Excellent Credit

    • Fixed, Secured
    Interest rate from
    5.66 % p.a.
    to
    20.07 % p.a.
    Comparison rate from
    6.45 % p.a.
    to
    20.98 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $575
    Link not supplied

  • Low Rate Car Loan Excellent Credit

    • Fixed, Unsecured
    Interest rate from
    5.76 % p.a.
    to
    24.03 % p.a.
    Comparison rate from
    6.55 % p.a.
    to
    24.98 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $575
    Link not supplied

  • Debt Consolidation Loan

    Interest rate from
    5.76 % p.a.
    to
    24.03 % p.a.
    Comparison rate from
    6.57 % p.a.
    to
    24.99 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $575
    Link not supplied

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Harmoney personal loan ratings

Overall customer rating for Harmoney personal loans

2.5
Based on 14 product reviews.

Customer reviews

Important disclosures

Harmoney products

Personal loan quick links


* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

^See information about the Mozo Experts Choice Personal Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.