NOW FINANCE is an Australian owned and based financial company which focuses on bringing great personal loans to Aussies who need a little extra cash for those big spending goals. So if you want personalised service from loan specialists, check out the personal loan offers from NOW FINANCE.
Rates and fees verified as correct at 26 January, 2020. Other information correct at the time of writing.
|Product||Interest rate from||Comparison rate from*||Upfront fee|
Unsecured Personal Loan (Fixed)
7.95% p.a.to 16.95% p.a.
9.56% p.a.to 18.53% p.a.based on $30,000
| Go to site |
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Make all your spending goals realities with an unsecured personal loan from NOW FINANCE. This is a fixed rate loan, but what rate you get is tailored to your credit rating - the better your rating, the lower your interest rate. You can borrow between $4,000 and $40,000 for terms between 2 and 7 years. You can make fee free extra repayments on this loan, but keep in mind that paying off the loan before your fixed term is up may incur early repayment penalties. There’s also application and ongoing service fees to consider.
Flexible repayment options: You can choose between making repayments fortnightly or weekly to suit your budget.
Extra repayments: Make free extra repayments to pay your loan off quicker and save on interest. Just keep in mind, this is a fixed rate loan, which means paying the whole amount off early before the term is up will incur an early repayment fee.
Fees: There’s an upfront application fee and an ongoing service fee that you’ll need to budget for.
Before you apply for the personal loan from NOW FINANCE, you’ll have to get your personalised VedaScore, which will determine what interest rate you wind up with.
For this, you’ll need your contact details, I.D., and loan amount. You can get your score through the NOW FINANCE website.
Once you’ve got that you can go ahead and apply either online or over the phone.