Rates and fees verified as correct at 24 January 2022. Other information correct at the time of writing. Advertiser disclosure.
| Product | Interest rate from | Comparison rate from | Upfront fee | |
|---|---|---|---|---|
| No Fee Secured Car Loan (Fixed) | 4.45% p.a.to 15.45% p.a. | 4.45% p.a.to 15.45% p.a.based on $30,000 | $0 | |
| No Fee Secured Personal Loan (Fixed) | 4.45% p.a.to 15.45% p.a. | 4.45% p.a.to 15.45% p.a.based on $30,000 | $0 | |
| No Fee Unsecured Personal Loan (Fixed) | 5.95% p.a.to 17.95% p.a. | 5.95% p.a.to 17.95% p.a.based on $30,000 | $0 | Go to site |
Personal loan
Make all your spending goals realities with an unsecured personal loan from NOW FINANCE. This is a fixed rate loan, but what rate you get is tailored to your credit rating - the better your rating, the lower your interest rate. You can borrow between $5,000 and $40,000 for terms between 2 and 7 years. You can make fee free extra repayments on this loan, but keep in mind that paying off the loan before your fixed term is up may incur early repayment penalties. There’s also application and ongoing service fees to consider. It's no wonder this loan took home a 2021 Mozo Experts Choice Award for Best Unsecured Personal Loan.
Before you apply for the personal loan from NOW FINANCE, you’ll have to get your personalised VedaScore, which will determine what interest rate you wind up with.
For this, you’ll need your contact details, I.D., and loan amount. You can get your score through the NOW FINANCE website.
Once you’ve got that you can go ahead and apply either online or over the phone.