NOW FINANCE personal loans


NOW FINANCE is an Australian owned and based financial company which focuses on bringing great personal loans to Aussies who need a little extra cash for those big spending goals. So if you want personalised service from loan specialists, check out the personal loan offers from NOW FINANCE.

NOW FINANCE offers the following personal loans

Rates and fees verified as correct at 04 July, 2020. Other information correct at the time of writing.

Product Interest rate from Comparison rate from* Upfront fee  

7.45% 16.95% p.a.

9.07% 18.53% p.a.based on $30,000
over 5 years


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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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What personal loans does NOW FINANCE offer?

Personal loan

Make all your spending goals realities with an unsecured personal loan from NOW FINANCE. This is a fixed rate loan, but what rate you get is tailored to your credit rating - the better your rating, the lower your interest rate. You can borrow between $4,000 and $40,000 for terms between 2 and 7 years. You can make fee free extra repayments on this loan, but keep in mind that paying off the loan before your fixed term is up may incur early repayment penalties. There’s also application and ongoing service fees to consider.

NOW FINANCE personal loan features at a glance

Flexible repayment options: You can choose between making repayments fortnightly or weekly to suit your budget.

Extra repayments: Make free extra repayments to pay your loan off quicker and save on interest. Just keep in mind, this is a fixed rate loan, which means paying the whole amount off early before the term is up will incur an early repayment fee.

Fees: There’s an upfront application fee and an ongoing service fee that you’ll need to budget for.

How to apply

Before you apply for the personal loan from NOW FINANCE, you’ll have to get your personalised VedaScore, which will determine what interest rate you wind up with.

For this, you’ll need your contact details, I.D., and loan amount. You can get your score through the NOW FINANCE website.

Once you’ve got that you can go ahead and apply either online or over the phone.

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